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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Cocklodger or AIBU?!

369 replies

Mugonhead · 21/07/2015 22:48

Hi all
I've name changed for this. really could use some advice as I feel like I'm in a potentially bad situation but for some reason sort of embarrassed to talk about it in RL.

Basically it's about my dp of one year. He is in the forces and works about an hour from where I live right now (though this could change depending on his next posting this time next year.) He comes to stay at my flat every weekend religiously and often takes extra leave days which he will invariably spend at mine. I live in London and I think he misses the London lifestyle from before joining up (in his mid twenties) and definitely would rather spend any free time in London than in his posting which is in the middle of nowhere really. I love him and I miss him during the week - but something has begun to niggle at me about this since I read about cocklodgers on MN! He's a lovely guy on the face of it all, but can be manipulative of people- one of his exes still doesn't know he cheated on her for 3 months. I should say I have rubbish judgement having been in an awful EA relationship before him. So while this is long, please please bear with me and help if you can!

Basically I know he's a tight person- since we started dating he didn't really do the paying for stuff/grand gesture type thing. We have pretty much always split 50/50 and he has even had sort of rants about how much he hates women who expect the guy to pay for everything and he would never do that even on like a first date. Ok, I'm an independent woman and I don't expect the guy to pay, but looking back at that it seems a bit of a red flag. He constantly says he is broke towards the end of the month, but I know he pays about £150pcm for his room on base, and he doesn't have other big overheads except the train fare to see me at weekends which with his forces discount is not much at all. For me, I rent a typically expensive london flat by myself and also have a child whose dad doesn't pay child support (another story!) so I shoulder those costs and while I have always earned under the national average and don't have a lot of disposable income, I make ends meet. My dc and I are currently living on rapidly dwindling small savings as I was made redundant a couple of months ago, though starting a new job next month which pays the same as my old salary. And yet we are still splitting stuff 50/50 when my dp is round at weekends (everything including stuff we cook at my home though he buys me the occasional fast food) and he has never offered to pay anything towards my rent or bills despite basically living at mine when he is not at work (I realised this when I saw my address was set as "Home" on his google maps!) I asked him if he would contribute even a small bit towards my rent knowing how tiny his rent on camp is and the fact that he earns more than I ever hAve anyway. He did not like the idea and said he already has his own place (on camp) and that he only comes because he wants to see me, which is nice but it feels like he's making me feel like I should feel privileged for his company when actually it's like I've got a live in dp (especially on weeks when he has extra leave and is around for 3,4,5 days.) None of this has changed even in the period I have been out of work even though he has seen me stressed about money. Everytime I talk about money worries he starts going on about his own money stresses but I just don't get how he can have any! He always says he's spent his entire pay cheque by the end of the month which if true is impressive because even earning less than him, with a dc to singlehandedly support and a big rent and bills, I was always able to put a little bit away at the end of month.

I think he does have very expensive tastes- he thinks nothing of £40 on a tshirt, hates h&m, primark which I live in, and only likes designer. He often seems to spend about £50 on drinks when he goes out in London to meet friends (which he has done a few times while ostensibly staying At mine for the weekend, I can't usually go because of dc, but it has sometimes made me feel like a free london hotel!) he proposes we go for meals/cinema but I always feel I have to pay half as he doesn't usually say he will pay for it. I have unsurprisingly found this financially very tricky while not in work! The one time I ever griped that I didn't like him going out all night then for a brunch the next morning without even inviting me, thus seeing london friends and doing london stuff while staying in my flat, he got angry and accused me of not appreciating him coming to see me. But if it wasn't for me he couldn't live his very cherished london lifestyle iyswim? To be honest, I might not mind if he even paid anything towards my flat as he treats it like his second home and over Xmas for example he would expect to be there... Or if he took care of groceries, wine or something at weekends. Anything to make it feel a bit more fair! But I feel grumpy that he's pleading poverty when he's on a good salary, he expects 50/50 when Im not on regular income and am paying for his weekend retreat constantly, and that he can be so irresponsible in the face of it eg. Buying a "spare" phone charger at £50 for no real reason, buying a £350 coat because it was in the "sale" at selfridges, buying hair products at £18 a pop. Does he think I'm stupid?

Sorry that was so long but I just am sick of worrying about money, I don't see this changing as he has the constant excuse that he's the one making the effort to come see me and yet he doesn't see my at (where he keeps increasingly more of his stuff, comes to every weekend even if I'm thinking of making other plans with skmekne else once in a while (he sulks), and even had a key cut for "in case of emergency".) I feel like I may be being taken for a mug. I would like us to commit to a more joint financial relationship. Or is he just a cocklodger?!

Argh please help wise mumsnetters! I've been turning this over in my mind and I don't know what to do!

OP posts:
needsomefeckingprivacy · 21/07/2015 22:51

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HowD · 21/07/2015 22:53

You are obsessed with money.

I think he uses you and your home.

AskBasil · 21/07/2015 22:53

LTB

Seriously, trust your instincts on this one.

He's a freeloader and he's got himself a cosy little billet with you.

He's using you.

autumnboys · 21/07/2015 22:54

YANBU. He's a cocklodger, no doubt about it.

AskBasil · 21/07/2015 22:55

She's not obsessed with money.

The issue she has with her cocklodger, is that he's not being fair or reasonable about money

HellonHeels · 21/07/2015 22:56

He must be using hot water, electricity, gas etc when he stays at your flat. Does he chip in for those costs?

Who pays for all the food when he's staying?

He sounds very much like he's sponging off you OP so I'm voting cocklodger.

sophie150 · 21/07/2015 22:57

Wow. How dare he!
Cocklodger definitely. Ltb

TheClacksAreDown · 21/07/2015 22:57

Cocklodger. Dump him.

needsomefeckingprivacy · 21/07/2015 22:58

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Mugonhead · 21/07/2015 22:59

I'm not obsessed with money. It's a post related to finances which is why I've referenced them a lot. It's te majr issue I worry about in this relationship as I feel it's a potentially bad emotional investment too if he indeed he is using me. I have money on my mind a lot atm because like any single mum it's tricky and I only just found a new job, so I'm sorry if I sound obsessed with money. I wish this didn't worry me, it's taken me a long time to voice my concerns and I know it might make me sound mean but I really am not.

OP posts:
Norest · 21/07/2015 23:00

Yes...cocklodger. Sorry. Sad

LovelyFriend · 21/07/2015 23:01

I don;t know that I would call him a cocklodger, though he has potential.

He certainly can afford to be a little more generous towards you especially in your current situation. What would happen if he wanted to do something and you said no you couldn't as you did have the money - would he treat you?

I do remember what it is like to be childless and feel broke, while spending all your money on yourself. He's in his 20's and doesn't have children - so he could just be clueless and a bit selfish and used to spending all his earnings.

But you should be able to talk to him about this especially as you have been together for a year. And the fact that he shuts you down when you try to have what is a difficult but necessary conversation makes me think he is taking the piss and doesn't want to have the conversation because that would impact on his lifestyle.

If is isn't going to engage with you and talk about things that are important to you, then I'd dump him. It's not going anywhere beyond what he wants. I'm certainly not surprised that you feel like you are subsidising his lifestyle, and though I'm not sure I'd be asking for rent he should certainly be contributing something for the time he spends at your flat, as it is so regular.

Do you think he may be lying about his spends too? I bought a spare charger from the pound store for £1.

IAmAShitHotLawyer · 21/07/2015 23:01

you say he splits everything 50/50. does this include food when he's at yours?

kinkyfuckery · 21/07/2015 23:01

Yup definitely a cocklodger. Do you have an exit plan?

Lilmissconcerned · 21/07/2015 23:03

I'm voting the same as the other ladies. My oh doesn't live with me but gives me money towards bills and foods as similar to your oh stays with me when not at work.

London living isn't cheap and it sounds like he's having the time of his life

ChunkyPickle · 21/07/2015 23:03

Yeah, there's careful with money, then there's controlling and tight.

If you knew he was having a hard time, you'd sub him the occasional night out. You're not at all unreasonable to want the same in return.

It's not normal to be so uptight about splitting everything that you don't even take notice of someone who is generally pulling their weight, needing a bit of a hand between jobs.

I went out a few times with a guy who even had me transferring the cost of a 6 quid Asda Takeaway, and fine, if you're into that too, but personally I'm happy to take turns and assume it'll even out over time, and anyone who doesn't feel like that just isn't a suitable partner for me.

LovelyFriend · 21/07/2015 23:04

OP said that they go 50/50 on food they cook at hers

BeyonceRiRiMadonnna · 21/07/2015 23:05

He's using you OP, dump and move on. The least he could do was buy you groceries!

needsomefeckingprivacy · 21/07/2015 23:05

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LovelyFriend · 21/07/2015 23:06

You don't sound mean OP - he does sound very selfish and thoughtless though.

ItsACracker · 21/07/2015 23:07

OP you have an unhealthy obsession with money. You barely mention any of the other aspects of being in a relationship.

HowD · 21/07/2015 23:07

I don't like the fact he says he is visiting you then goes out with his mates leaving op at home. That is a user.

GoddessWhoWalksEarthAsWoman · 21/07/2015 23:08

You are not obsessed with money . He is taking the piss. If he wants it to be 50/50 then tell him he should contribute half the fuel and rent for when he's staying in your fantastically located flat. Fair's fair.

Alibabsandthe40Musketeers · 21/07/2015 23:09

Definitely cocklodger.

Does he do his share of cleaning, washing up, bins out and so on seeing as he is basically living at yours?

needsomefeckingprivacy · 21/07/2015 23:11

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