Namechanged for this - I'd appreciate some advice, please. I'll try not to dripfeed but it's a long story so I'll have to annotate.
Basically, DP has a long history of being utterly hopeless with money. He seems totally incapable of spending money on things like bills, and squanders it on I know not what, to the extent that I've wondered if he's got a gambling addiction or something that I don't know about. This hasn't been helped by the fact that his work over the last few years has been really erratic. We've been really struggling money-wise for a few years now.
Last week I went to the bank to pay in some money that the children were given for Christmas and DS's January birthday and was told that DS's account had been closed. I assumed that the bank had just screwed up somehow, as the DC's accounts are Trust accounts and are supposed to require 3 signatures (DP's mine and my DMum's) for any withdrawals. The woman from the bank poked about a bit and said she'd ring me back, but didn't, so I asked my DMum to pop in when she was passing and see if they had sorted it.
A few days later, last Thursday, 'D'P 'confessed' to me that he somehow linked his account online to the DS's account and has, over a period of time, drained DS's account and spent all the money (about 10k). The bank had contacted him and warned him that we were inquiring about it. I told him to leave the house and called the bank, who confirmed that he has also drained DD's account.
I can't believe he's done this - I have no idea what to say to him or to the DCs, who are still quite little (6 and 2). Apart from that, I need to sort out logistics, as DP usually does the childcare while I'm at work.
He has sent me a text saying 'please can we resolve this?', as if a quick chat will sort it out. I don't want to see him - I just don't think there's anything he can say to excuse this.