Fuck Stunt I'm sorry, all financial institutions are cunts. Hate the fuckers. I hope there is some way of salvaging it. Can DH apply for the mortgage alone, and then add you at a later date?
I'm liking sweary Wednesday and Thursday, Friday, Saturday....!!
I'm having a week of dilemas. I'll not bore you with them. I'm just in dilemasville!
Childcare is now sorted. We are not having a childminder apparantly 
. I am a little worried. I hope it doesn't go tits up.
DP's mum is doing tues/fri as needed, and my mum will do 1 saturday a month, and the after school club co-ordinator at mums school will do the other! . I will be paying her though, but just for the cost of the saturday. She has had DS in the school holidays before. I don't know why I didn't think of her. My mum suggested it, and asked her. I don't know if it will go tits up, but if it does - well my mum is just gonna have to do it til we get something sorted, since she bloody suggested it!
Best thing about this woman is a) I know her, and b) she lives on the street where DP parks his car from work (which is a 10 minute walk for him) so it's just all ideal really.
Will just have to see how it goes, and maybe have a little pot put aside for emergency childcare.
I'm still worrying though, as lack of formal childcare is not something I am used to, well not for babies anyway! Mum assures me that she will have him every single saturday if we need her to, as soon as he turns 2. 
So we will have 18 months worth of Saturdays to juggle first!