Im sure this is a common situation and I know the government can't really do anything about it or help. But just because you are married does not mean that everyone's finances are shared out.
I have found myself disabled and unable to carry on working. I have been able to claim new style esa which is roughly £350 a month. This is because I've paid enough national insurance for past 2 years but they will only pay me for 12 months. Im halfway through that time and yet to even have to medical assessment which if passed would mean its indefinitely at roughly £550 a month. Ive heard its very hard to pass this assessment tho.
In addition to this I have been awarded pip. Full mobility and lower daily life which is £603 per month. In total I am currently getting £953 roughly per month. I am grateful for this but this does not cover my Outgoings and will also end in 6 months if i dont pass the medical assessment.
I cannot apply for universal credit top up because I am married. My husband earns ok but he keeps all of his money for himself after paying his side of the bills. I don't have access to his money and he won't give me any access. Meaning I am getting in debt by a minimum of 500 a month. My mum has been helping me when she can but cant give me that all the time.
I am thinking about separating from my husband as I would actually be better off financially by a long way!!
Women are always the ones to suffer in these situations. It doesnt matter if your married to millionaire , you may not have access to that money.
Im starting to feel like I am going to have to go back to work regardless even though I am in agony daily and its a degenerative condition