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Anyone else live on this?

331 replies

pinenuts75 · 14/08/2025 16:05

My rent has just increased,I’m single live alone I’ve worked out after I’ve paid rent, bills, and food I’m left with £175 for the month, does anyone else live on this?

OP posts:
pinenuts75 · 18/08/2025 09:56

Neededa · 18/08/2025 08:44

No, I couldn’t live on that.
please look at entitledto if that is what it’s called?
I am a proper net contributor, one of the reasons that I believe that I should be taxed fully is because of people like you.
You are working, you are earning what we should believe is a living wage, you are doing the best you can. Well done you.
Unfortunately, over the last few years, costs have gone up massively. You should be able to live ok on NMW. Things like rent increases and gas and electric increases mean you have so little left over.
You’re shafted I’m afraid my friend, and I really don’t know what the answer is, other than to see if you can claim Universal Credit.
It literally exists to help those on a low wage who can’t make ends meet.
Others have said to try a benefits calculator. Do that. If you can get help, take it.
I for one, do not begrudge, a single penny I pay in tax in order for you to live a reasonable life.
I am thinking of you and I wish you so very well.

Thank you for your kind post.

OP posts:
pinenuts75 · 18/08/2025 09:59

I’ve been thinking about doing some cleaning in the afternoons, maid to clean are always advertising, has anyone worked for them? I am limited though because I don’t have a car, I would need walking distance jobs.

OP posts:
ClaudiaDark · 18/08/2025 10:12

I'm sorry you're in this predicament. It sounds really tough. Have you tried Olio for free food? The app is very good.

Digdongdoo · 18/08/2025 10:17

OP please claim if you need to. Far easier to better your circumstances when you're not cold, hungry and stressed. Life's too short to struggle for the sake of it.

TheWiseAmethyst · 18/08/2025 10:24

Before you try the agency give Age Concern a call. I used to work on foot for them helping local elderly people. It involves more light cleaning, providing both of you with a regular contact, it can be very rewarding. They usually have care help, it's just someone to vacuum around and keep on top of things.

pinenuts75 · 18/08/2025 10:38

ClaudiaDark · 18/08/2025 10:12

I'm sorry you're in this predicament. It sounds really tough. Have you tried Olio for free food? The app is very good.

Is this not for people on benefits?

OP posts:
pinenuts75 · 18/08/2025 10:39

TheWiseAmethyst · 18/08/2025 10:24

Before you try the agency give Age Concern a call. I used to work on foot for them helping local elderly people. It involves more light cleaning, providing both of you with a regular contact, it can be very rewarding. They usually have care help, it's just someone to vacuum around and keep on top of things.

I’ll have a look at this thank you

OP posts:
pinenuts75 · 18/08/2025 10:40

Digdongdoo · 18/08/2025 10:17

OP please claim if you need to. Far easier to better your circumstances when you're not cold, hungry and stressed. Life's too short to struggle for the sake of it.

I will thank you

OP posts:
Tiredofwhataboutery · 18/08/2025 10:42

pinenuts75 · 18/08/2025 10:38

Is this not for people on benefits?

Olio is more of a waste prevention app. Lots of businesses donate stock that’s at use by/ best before / discontinued stock then it’s quickly distributed by volunteers.

I used to be a volunteer and it can be very hit and miss but saves tonnes of food going to land fill.

angela1952 · 18/08/2025 10:52

IfYoureLeavingTakeMeToo · 17/08/2025 19:09

What's your tax code?

Yes, I'm wondering if the OP is on the wrong tax code too.

IFarrt · 18/08/2025 10:55

NotEnoughKnittingTime · 18/08/2025 09:45

Attitudes like yours make some people struggle unnecessarily when they don't need to. Going by the way prices are going up she won't manage in a few months. I thought you would want your taxes to help those like her? How much do you earn then if you keep harping on about taxpayers money.

No I don't want my taxes to help those like her. Especially since OP can manage, pay her bills, have netflix and have £175 on the side. If OP was in dire situation as genuinely really struggling with bills, food, unable to heat home, the yes I'd understand the need for the welfare system to give OP temporary support. If OP had significant health issues then I'd understand more long term support.

At some point, there's personal responsibility and people need to accept the consequences of their actions (not upskilling, working hard at school).

I work part time and just being extra money to the family (which we use on holidays or new furnishings). My DH is very high up in Big4 and brings in around £120k to the family.

My DS earns around £31k.

Neededa · 18/08/2025 11:03

IFarrt · 18/08/2025 10:55

No I don't want my taxes to help those like her. Especially since OP can manage, pay her bills, have netflix and have £175 on the side. If OP was in dire situation as genuinely really struggling with bills, food, unable to heat home, the yes I'd understand the need for the welfare system to give OP temporary support. If OP had significant health issues then I'd understand more long term support.

At some point, there's personal responsibility and people need to accept the consequences of their actions (not upskilling, working hard at school).

I work part time and just being extra money to the family (which we use on holidays or new furnishings). My DH is very high up in Big4 and brings in around £120k to the family.

My DS earns around £31k.

Let’s hope nothing happens to your husband then, as your part time money is not going to go very far without him.

Digdongdoo · 18/08/2025 11:06

IFarrt · 18/08/2025 10:55

No I don't want my taxes to help those like her. Especially since OP can manage, pay her bills, have netflix and have £175 on the side. If OP was in dire situation as genuinely really struggling with bills, food, unable to heat home, the yes I'd understand the need for the welfare system to give OP temporary support. If OP had significant health issues then I'd understand more long term support.

At some point, there's personal responsibility and people need to accept the consequences of their actions (not upskilling, working hard at school).

I work part time and just being extra money to the family (which we use on holidays or new furnishings). My DH is very high up in Big4 and brings in around £120k to the family.

My DS earns around £31k.

£120k in the big 4 is not "very high up", more like mid level....
You're working part time yourself, so not sure why you feel in a position to lecture OP. Your DHs job is not yours. What a hypocrite.

pinenuts75 · 18/08/2025 11:13

angela1952 · 18/08/2025 10:52

Yes, I'm wondering if the OP is on the wrong tax code too.

1257L

OP posts:
pinenuts75 · 18/08/2025 11:16

IFarrt · 18/08/2025 10:55

No I don't want my taxes to help those like her. Especially since OP can manage, pay her bills, have netflix and have £175 on the side. If OP was in dire situation as genuinely really struggling with bills, food, unable to heat home, the yes I'd understand the need for the welfare system to give OP temporary support. If OP had significant health issues then I'd understand more long term support.

At some point, there's personal responsibility and people need to accept the consequences of their actions (not upskilling, working hard at school).

I work part time and just being extra money to the family (which we use on holidays or new furnishings). My DH is very high up in Big4 and brings in around £120k to the family.

My DS earns around £31k.

Well good for you, you know nothing about me or what I have been through.
so in effect your only in your perfect position because of your husband.

OP posts:
HelenHywater · 18/08/2025 11:16

IFarrt · 18/08/2025 10:55

No I don't want my taxes to help those like her. Especially since OP can manage, pay her bills, have netflix and have £175 on the side. If OP was in dire situation as genuinely really struggling with bills, food, unable to heat home, the yes I'd understand the need for the welfare system to give OP temporary support. If OP had significant health issues then I'd understand more long term support.

At some point, there's personal responsibility and people need to accept the consequences of their actions (not upskilling, working hard at school).

I work part time and just being extra money to the family (which we use on holidays or new furnishings). My DH is very high up in Big4 and brings in around £120k to the family.

My DS earns around £31k.

Luckily for people like the OP (who is exactly the kind of person that the welfare system is set up to support), you don't get to choose where your (frankly, paltry) taxes will go.

You should hope that your middle ranking H doesn't leave you, or die because you'll then be the person that you don't want your taxes to support.

pinenuts75 · 18/08/2025 11:20

IFarrt · 18/08/2025 10:55

No I don't want my taxes to help those like her. Especially since OP can manage, pay her bills, have netflix and have £175 on the side. If OP was in dire situation as genuinely really struggling with bills, food, unable to heat home, the yes I'd understand the need for the welfare system to give OP temporary support. If OP had significant health issues then I'd understand more long term support.

At some point, there's personal responsibility and people need to accept the consequences of their actions (not upskilling, working hard at school).

I work part time and just being extra money to the family (which we use on holidays or new furnishings). My DH is very high up in Big4 and brings in around £120k to the family.

My DS earns around £31k.

Infact when you think about it you’re just like me working part time!

OP posts:
Hayley1256 · 18/08/2025 11:51

I'm a high tax payer and don't begrudge people like the OP claiming some extra support. £175 a month is really low considering she only spends £100 a month on food.

This can lead to mental health issues around quality of life etc which in long run could mean the OP can't work at all.

Claim what you can OP whilst working to improve your salary

Someone2025 · 18/08/2025 12:47

IFarrt · 18/08/2025 10:55

No I don't want my taxes to help those like her. Especially since OP can manage, pay her bills, have netflix and have £175 on the side. If OP was in dire situation as genuinely really struggling with bills, food, unable to heat home, the yes I'd understand the need for the welfare system to give OP temporary support. If OP had significant health issues then I'd understand more long term support.

At some point, there's personal responsibility and people need to accept the consequences of their actions (not upskilling, working hard at school).

I work part time and just being extra money to the family (which we use on holidays or new furnishings). My DH is very high up in Big4 and brings in around £120k to the family.

My DS earns around £31k.

Your husband really isn’t very high up in a Big4 if he is only earning £120k

NotEnoughKnittingTime · 18/08/2025 13:18

IFarrt · 18/08/2025 10:55

No I don't want my taxes to help those like her. Especially since OP can manage, pay her bills, have netflix and have £175 on the side. If OP was in dire situation as genuinely really struggling with bills, food, unable to heat home, the yes I'd understand the need for the welfare system to give OP temporary support. If OP had significant health issues then I'd understand more long term support.

At some point, there's personal responsibility and people need to accept the consequences of their actions (not upskilling, working hard at school).

I work part time and just being extra money to the family (which we use on holidays or new furnishings). My DH is very high up in Big4 and brings in around £120k to the family.

My DS earns around £31k.

You probably take more than you earn then.

OriginalUsername2 · 18/08/2025 13:37

Digdongdoo · 18/08/2025 11:06

£120k in the big 4 is not "very high up", more like mid level....
You're working part time yourself, so not sure why you feel in a position to lecture OP. Your DHs job is not yours. What a hypocrite.

Exactly! The audacity.

IFarrt · 18/08/2025 13:41

HelenHywater · 18/08/2025 11:16

Luckily for people like the OP (who is exactly the kind of person that the welfare system is set up to support), you don't get to choose where your (frankly, paltry) taxes will go.

You should hope that your middle ranking H doesn't leave you, or die because you'll then be the person that you don't want your taxes to support.

If he dies (which I goddamn hope he doesn't) we as a family will receive the death in service payment. He's a director at Deloitte.

If we split up (which I really doubt because we've been through hell and back in our relationship and stayed together through even the worst most horrible fights and arguments where I had severe MH issues) the martial assets would be divided fairly. And I do have my own savings and assets here and abroad

I choose to work part time because that's what suits us as a family. If the worst happened. I'd up my hours. We're a family unit and partnership which is why I mentioned the heavy taxes DH pays.

I understand that my previous message may have come across as harsh and yes it is. But OP is managing, having bills paid and meeting the essentials. £175 left over. Had OP been seriously struggling and not making ends meet yes I'd have a different view.

My initial message still holds. Try and get another job to earn some more money. Spent some time up skilling.

OriginalUsername2 · 18/08/2025 13:46

It just goes to show you shouldn’t listen to people bleating away on mumsnet about “their” tax payers money and just follow the rules. If the DWP says you’re entitled, you’re earning what they consider to be too little and can have some help.

mintydoggyv · 18/08/2025 13:53

OriginalUsername2 · 18/08/2025 13:46

It just goes to show you shouldn’t listen to people bleating away on mumsnet about “their” tax payers money and just follow the rules. If the DWP says you’re entitled, you’re earning what they consider to be too little and can have some help.

So agree , it's there to support people on low income

OneNeatBlueOrca · 18/08/2025 13:56

Moveoverdarlin · 14/08/2025 16:34

Don’t bother cancelling Netflix. You need escapism and company.

You already seem to live very frugally and your phone and internet seem miles cheaper than mine.

Exactly and £10 a month wont make any difference. She needs something for entertainment.

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