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Anyone else live on this?

331 replies

pinenuts75 · 14/08/2025 16:05

My rent has just increased,I’m single live alone I’ve worked out after I’ve paid rent, bills, and food I’m left with £175 for the month, does anyone else live on this?

OP posts:
pinenuts75 · 17/08/2025 22:01

IFarrt · 17/08/2025 21:40

I mean she's making ends meet already. I'd understand if she was struggling and was in debt or couldn't make bill payments. But she is, so why burden the taxpayer.

I wouldn’t want to be a burden now!

OP posts:
XenoBitch · 17/08/2025 22:01

I don't know if you would get UC. UC wont top up single adults with no kids or disabilities (am very happy to be corrected if I am wrong, and I hope I am wrong).

Keep the Netflix. You need some joys in life.

Blondeshavemorefun · 17/08/2025 22:02

pinenuts75 · 14/08/2025 17:01

No unfortunately not I have to work 5 days
No debt, yes I can, I was just wondering if other people got by on that amount left each month, I guess I’m just panicking because my rent has increased again.

There’s your issue then

30hrs over 5 days is 6hrs a day
what do you do

I work minimum of 10 hrs a shift. Sometimes 12

you need to look for another job that’s 40hrs +

Someone2025 · 17/08/2025 22:03

curiositykilledthiscat · 17/08/2025 21:51

Yes - this isn’t about dumping a subscription or small things like that. The problem is clear, she lives alone and most of her low income goes in rent so she should live with others. It is the most obvious answer to quickly and significantly increasing her income but I get that at 49 it may not be the most appealing option.

I think the most obvious one is that she needs to get her act together, write up a CV and start looking for a full time job

If she hasn’t written a CV before there is loads of information on the internet about how to write one, she just needs to look, if she can’t write one then she needs to get one of her adult children / a friend to write it for her after she hand writes it first for them

These things are not rocket science

Blondeshavemorefun · 17/08/2025 22:07

Whoops hit little arrow

so
dog walking
bar work
waitress
cleaning
after school care
cate homes

go only every shop in your local town and ask if any jobs going

Tiredofwhataboutery · 17/08/2025 22:12

pinenuts75 · 14/08/2025 18:29

What’s it called and where do I apply please?

I’ve recruited several people to do a after school mothers help from gumtree. If you write a card and stick it in local supermarket notice board that often works well too.

curiositykilledthiscat · 17/08/2025 22:15

Someone2025 · 17/08/2025 22:03

I think the most obvious one is that she needs to get her act together, write up a CV and start looking for a full time job

If she hasn’t written a CV before there is loads of information on the internet about how to write one, she just needs to look, if she can’t write one then she needs to get one of her adult children / a friend to write it for her after she hand writes it first for them

These things are not rocket science

She’s been looking and there isn’t anything in her area. OP doesn’t have many skills and only has shop work as her experience of work. It’s still worth looking but she needs to get out of that one bedroom flat asap and start splitting living costs.

pinenuts75 · 17/08/2025 22:17

Someone2025 · 17/08/2025 22:03

I think the most obvious one is that she needs to get her act together, write up a CV and start looking for a full time job

If she hasn’t written a CV before there is loads of information on the internet about how to write one, she just needs to look, if she can’t write one then she needs to get one of her adult children / a friend to write it for her after she hand writes it first for them

These things are not rocket science

Why be so patronising?

OP posts:
NotEnoughKnittingTime · 17/08/2025 22:20

IFarrt · 17/08/2025 21:40

I mean she's making ends meet already. I'd understand if she was struggling and was in debt or couldn't make bill payments. But she is, so why burden the taxpayer.

If it helps her to be able to buy more food why not or put more heating on why not?

Someone2025 · 17/08/2025 22:33

curiositykilledthiscat · 17/08/2025 22:15

She’s been looking and there isn’t anything in her area. OP doesn’t have many skills and only has shop work as her experience of work. It’s still worth looking but she needs to get out of that one bedroom flat asap and start splitting living costs.

I disagree, how can she have possibly done a proper job search without even having a CV, even someone with with years of dhop experience should have good customer service experience

This woman hasn’t house shared with strangers in decades as she was raising a family, you can hardly expect her to start house sharing now, she needs to do something about her job situation and if she can’t find a full time position she needs to look for another part h the one job to bring in some extra cash

Plenty of people have given her advice now but she seems quite helpless, she wasn’t even aware that she wasn’t working full time !!

IFarrt · 17/08/2025 22:33

NotEnoughKnittingTime · 17/08/2025 22:20

If it helps her to be able to buy more food why not or put more heating on why not?

Because the taxpayer would be funding it. She's meeting her food bill and heating bills already now

curiositykilledthiscat · 17/08/2025 22:45

Someone2025 · 17/08/2025 22:33

I disagree, how can she have possibly done a proper job search without even having a CV, even someone with with years of dhop experience should have good customer service experience

This woman hasn’t house shared with strangers in decades as she was raising a family, you can hardly expect her to start house sharing now, she needs to do something about her job situation and if she can’t find a full time position she needs to look for another part h the one job to bring in some extra cash

Plenty of people have given her advice now but she seems quite helpless, she wasn’t even aware that she wasn’t working full time !!

Working one more day a week won’t improve her quality of life much while she continues to live alone and pay £750 a month on rent. Plus, the job market at the moment is awful.

iseethembloom · 17/08/2025 22:52

This thread running alongside the thread about informing the DWP about benefits cheats has made me feel v sad. Some people work so hard, claim nothing, and live very frugally. Others just take and take and seem almost comfortable. It’s all wrong.

all the best to you, @op

pinenuts75 · 17/08/2025 22:55

Someone2025 · 17/08/2025 22:33

I disagree, how can she have possibly done a proper job search without even having a CV, even someone with with years of dhop experience should have good customer service experience

This woman hasn’t house shared with strangers in decades as she was raising a family, you can hardly expect her to start house sharing now, she needs to do something about her job situation and if she can’t find a full time position she needs to look for another part h the one job to bring in some extra cash

Plenty of people have given her advice now but she seems quite helpless, she wasn’t even aware that she wasn’t working full time !!

If you don’t have anything nice to say don’t bother, so what if I didn’t know what hours full time is, it must be great to be so perfect.

OP posts:
pinenuts75 · 17/08/2025 23:00

iseethembloom · 17/08/2025 22:52

This thread running alongside the thread about informing the DWP about benefits cheats has made me feel v sad. Some people work so hard, claim nothing, and live very frugally. Others just take and take and seem almost comfortable. It’s all wrong.

all the best to you, @op

Thank you I only made this thread to see if other people could live off what I have left a month, if anyone was in a similar position, didn’t realise I would get bashed so much.

OP posts:
elrider · 17/08/2025 23:27

OP, I think the discrepancy between what some people say "should" be your take-home pay and what you are getting is about a 4% payment into your pension (and I wouldn't recommend reducing that). So to me, it looks like your pay is correct.

workoholic · 18/08/2025 00:18

pinenuts75 · 17/08/2025 23:00

Thank you I only made this thread to see if other people could live off what I have left a month, if anyone was in a similar position, didn’t realise I would get bashed so much.

We all live different lives and live in different parts of the country. If you need more money in life then you need to find a way to increase it. if you are comfortable then keep plodding on.

It sounds like you need more money, and to increase it you can have tiny wins like surveys and selling bits, but if you want something sustainable you need to find a way to increase your income long term - I.e. more salary coming in.

Simply put your experience etc into chat gpt and ask it to make you a CV template, then amend it from there.

mintydoggyv · 18/08/2025 01:10

mumda · 17/08/2025 14:56

If you're entitled claim it.

Please at the rate of your yearly salary for your 30 hours a week you are as a single person entitled by law to have support , even nurses on low income who are single get universal credit support, if you pay national insurance it's your entitlement . Please don't liston to all the silly people on here , you are not doing wrong at 49 and on a low income it's your right , millions do claim it. Your not a sponger each area in the uk is differant that's why we have a safety net according to a rough idea you could get up to 185 a month support Please try ,it's not easy to get other work part time or even move home , dwp would tell you this l know l work for them , at least you work and you are entitled as a single person for support , we have millions that don't bother to work at all you are working so please get in touch with with the dwp via universal credit this is based on what money you earn , end of story

NotEnoughKnittingTime · 18/08/2025 06:33

IFarrt · 17/08/2025 22:33

Because the taxpayer would be funding it. She's meeting her food bill and heating bills already now

Only just! I generally don't see what the issue is? She won't be entitled to much but if she is entitled then she should claim and not struggle so much.

Fentyfan · 18/08/2025 07:46

@pinenuts75 i’m the same age, haven’t written a cv in years and would find it all daunting too, mumsnet can be like this on some threads especially the money ones…but back to your original, I’d find it really hard to live with that little
spare. Many people i know have done that for a time but not as a long term plan…

Sarfar45 · 18/08/2025 07:56

@pinenuts75 long term it would be great if you could apply for council/ housing association housing. When you are 55 you will be eligible for sheltered housing. Then at least you will have secure more affordable housing.
It wouldn’t hurt to apply now then in 6 years you could start looking at sheltered housing.
Sheltered housing has relatively short waiting lists compared to other social housing.

Neededa · 18/08/2025 08:44

No, I couldn’t live on that.
please look at entitledto if that is what it’s called?
I am a proper net contributor, one of the reasons that I believe that I should be taxed fully is because of people like you.
You are working, you are earning what we should believe is a living wage, you are doing the best you can. Well done you.
Unfortunately, over the last few years, costs have gone up massively. You should be able to live ok on NMW. Things like rent increases and gas and electric increases mean you have so little left over.
You’re shafted I’m afraid my friend, and I really don’t know what the answer is, other than to see if you can claim Universal Credit.
It literally exists to help those on a low wage who can’t make ends meet.
Others have said to try a benefits calculator. Do that. If you can get help, take it.
I for one, do not begrudge, a single penny I pay in tax in order for you to live a reasonable life.
I am thinking of you and I wish you so very well.

IFarrt · 18/08/2025 08:55

NotEnoughKnittingTime · 18/08/2025 06:33

Only just! I generally don't see what the issue is? She won't be entitled to much but if she is entitled then she should claim and not struggle so much.

Edited

Because she's making ends meet. She herself is sticking to her pride and not choosing to take UC.

NotEnoughKnittingTime · 18/08/2025 09:45

IFarrt · 18/08/2025 08:55

Because she's making ends meet. She herself is sticking to her pride and not choosing to take UC.

Attitudes like yours make some people struggle unnecessarily when they don't need to. Going by the way prices are going up she won't manage in a few months. I thought you would want your taxes to help those like her? How much do you earn then if you keep harping on about taxpayers money.

pinenuts75 · 18/08/2025 09:54

NotEnoughKnittingTime · 18/08/2025 09:45

Attitudes like yours make some people struggle unnecessarily when they don't need to. Going by the way prices are going up she won't manage in a few months. I thought you would want your taxes to help those like her? How much do you earn then if you keep harping on about taxpayers money.

Yes this is exactly why I don’t want to claim, even though I do pay tax and NI out of my measly wage.

OP posts:
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