Cancel cms?

[HoneyBlossoms]

Has anyone ever cancelled child maintenance or doesn't claim it? The payments are ridiculously low so it's not even worth me claiming I am tempted to cancel, has anyone done the same?

Yes it’s an absolute insult. But £7 a week is £364 a year, or £6,552 over 18 years. If invested for a high return, Aviva estimates that could be £12,700 returned. That’s not too shabby.

As explained I don’t have one child it would work out much less between 4 children

That’s still £3,000 each - it would be a good sum to take off to uni, to spend on a car or to help start a house deposit etc.

You’re determined to not take it though, which is just bizarre.

Yes it’s bizarre that I don’t want 1.75p a week

But I’ve shown you how it adds up and how it could provide a decent sum for each child when turning 18, or even 21. Why would you not want that for your child? £3,000 could easily get a car or be a nice security blanket during university.

I get £28 as ex is on uc and won’t beg a job - yes it’s a pathetic amount

yes I claim it via cms as dd deserves it and ex should pay something imo

but if you don’t want it then just put into an account for dc £28 x 12 is £336 x 10yrs but could be more /less is £3360 plus interest

or put into pb for them

Yes, I cancelled mine.

He was told to pay £100 a month but I thought that amount was disgusting. It was so small, and yes I could have put it way for him but I didn't need it. He was 13 at the time.

Looking back, he left his child completely at aged 13. I'd rather not have him paying £100 to let him think he was doing me some kinda favour.

That’s £6k you could have saved for him! I don’t understand this, you’re literally depriving your children for the sake of your own pride.

I can't believe that people are cancelling their cms because it's not enough!

Even £1.75 if out in a savings account will add up.

Cancel the claim if you want to.

It’s baffling. Every little helps and if invested could easily lead to big returns.

It really doesn't, £1.75 a week doesn't even buy them an ice cream these days 😂

I can understand that I feel the same.

£3000 over 18 years is sad 😔 can't believe people think that's a decent sum for your whole childhood.

I didn’t say it was a decent sum from him.

But I’m saying that the tiny sum invested can, relative to the initial amount, become a decent amount to pass on to them to buy a car, use for uni or to start off a house deposit. It’s better than nothing.

No I’ve not cancelled it. In fact I’m chasing him for more, because the company he owns made more than £300,000 last year. But apparently he only earns £9,000 / year. It’s so sad for him 🙄

Not in a childhood stocks and shared ISA.
If you don’t need the £7, stick it in one of them.

And £7/week over 18 years is £6500 and a bit of change.

He is a shitty father who is depriving his kids. Don’t take the little the little he is contributing from them.

A moderate return on an investment ISA over 18 years would be £10,500.

Oh and just to add, my ex husband tells everyone that he’s still “ financially supporting his kids “ even though he’s not. So don’t cancel CM thinking it “ stops him thinking he’s a great dad “ or “ it means he won’t think he's doing you a favour”.

Your ex can do, think and say what he likes and you can’t stop him. He will still think he’s a great dad .

The vast majority of dads who choose never to see their kids tell everyone that his ex stops him seeing them.

The vast majority of men who pay nothing or £7 / week tell everyone that they are paying through the nose for their kids.

There’s posts all over Mumsnet from new girlfriends / subsequent wives who pay for “ everything “ in the home they share with their new partner because “he’s got no money because he pays it all in child maintenance” . Or as they put it “ to his ex”.

I often see the most outlandish figures quoted, like half his income. None of the women posting have thought to take 1 min to run these figures through the online calculator .

I m sure 99% of these men are lying so they save their cash / drink / gamble it and rip off their current partner just as they rip off their kids.

Thats why so many of them are keen to move in with a woman with kids - it reduces the amount they have to pay for their own. So they don't pay for her kids OR their own kids.

Then if she is willing to look after his kids for him or a couple of weekends a months, he can get that CM down even lower.

And his new Gf will come on MN on a year complaining that she has to watch his kids while he goes off to football every Saturday and the step kids are rude and disrespectful to her, no matter how much she tries to be nice to them.

So more women and more kids used by a worthless man for his own gain.

If someone offered me a fiver for free id take it. £7 is a paltry sum but it's not causing you any hassle to receive it, just have it paid into an account you don't use and be done with it. I'm pretty sure at 18 I would've been ok with being given 3k, you don't even have to say where is from he doesn't deserve any gratitude, you can't make up for them having a useless father but you're not making any principled point by cancelling it.

He hasn’t seen the children for over 2 years so he can say whatever he likes.

This !!

thwy money could have helped but a car. Or driving lessons etc

ot is it you don’t want the dads help and say I did it all

My kids get just over 6 pounds a week between three of them.
It’s for them so I wouldn’t cancel it, it’s not mine

Assume he has other children ?

Not that he pays for, no

I've had £7 a week from my ex ive had a nil award from my ex is couldn't care less its not for me it's for the children and he has been trying to impress his latest wife so he has been working for almost a year now so it paid off in the end

What help 😂😩 are people really saying £7 a week is the dads "help" ? I'm doing it alone anyway as it pays for nothing!