Tax credit fraud 😩😩

[Needhelp30]

I’m in a right state.

I live with my partner and 3 kids. The older two are from my previous abusive marriage.
I have claimed as a single parent. My defence is that I left an abusive marriage in tens of thousands of debt and have borderline personality disorder and can not be safe with money. The tax credits I was getting was for my debt and my older two children. I have a spending addicted and I can’t be trusted to pay bills etc so absolutely everything is in my partners name. The house is his.

He has no idea. He gives me an “allowance” once a month and he thinks I live on that. He will leave me if he finds out, Iv already had bailiffs to the house. My mental health has been awful the last few years and my psychiatrist is fully aware of my spending problem.

I stopped claiming tax credits last month as I started a part time job. I earn £300 a month.

I had a letter today saying that they have linked my partner to his house. They want a telephone interview next week but also all bills etc that are in my name. Nothing is. Literally nothing apart from my bank account.

I’m so scared. The letter has asked for details from March 2019 - July 2019. Why only these dates? !!!!!! do I say. If I admit everything surely they will look further back? I honestly feel like this is the cherry on the top and I’m not sure can survive much longer. I have so many debt collectors after me. Partner refuses to help as it’s technically ex’s debts.

I’m so nervous about the interview. I don’t want to go to prison. I don’t even want to go court. I’m so scared.

@Help45

Help me I want to end it all......I’ve been so silly and need help.....I’m in serious trouble

Are you OP still?

@Help45

Help me I want to end it all......I’ve been so silly and need help.....I’m in serious trouble

Please don't despair. Whatever has happened, I'm certain someone can help or advise.

@Help45 im listening, please talk to us

@Help45
Are you ok?

@Help45

Are you ok? Please speak to us, we can try to help you.

@Help45 I'm listening. Please don't think whatever you have done is that bad it's worth hurting yourself over. Please talk to us/someone

@Pixxie7 - have you even read the thread? The OP was honest with them. It looks like they've now come back in destress again and comments like yours won't help. Baffles me how cruel people can be behind a keyboard. If you don't have anything nice to say, just scroll on by

I know this is my fault IM THE STUPID ONE I don’t want sympathy I need help

@Help45 how can we help? Are you the original OP?

No I’m on the post as I was looking for help with the same issue as original op....I don’t know what to do I feel the easiest way would be to end it all save my family the embarrassment and my partner who knew nothing the embarrassment I’m so ashamed of myself.........I can’t be here

@Help45

Your family and partner would rather have you here alive. Embarrassment is temporary. Tell us what the issue is and we can advise you.

It strikes me that you committing suicide would not be at easy for your family, it would be devastating.

Shame can be so destructive, it is fed by silence and alleviated by sharing with someone who has earned your trust.

@Help45
www.bbc.co.uk/news/uk-england-devon-26583548#:~:text=Samantha%20Close%2C%2027%2C%20of%20Wykes,weeks%2C%20suspended%20for%2018%20months.

This is from 2014 (and is someone I know personally). She is leading a normal life, had a non custodial sentence and has a job as a community carer now. Everyone has forgotten about it now. Also the bit about her husband leaving her was not true.

@Help45 Your family would 100% rather have you here no matter what’s happened than not have you around.

If you tell us what has happened maybe we can help?

I’m under investigation for tax credit fraud received letter yesterday I know I’ve done wrong and my poor partner knew nothing about this.....I’m petrified I’m going to court/prison and I will loose my job over this and my family..,,I know I’ve been unbelievable stupid and I take full responsibility for it I really do. It my mind is going crazy here I feel like I can’t breathe my heart is racing and all I can think about it ending it all

Hi help45
I don’t have advice. All I can say from reading this thread is coming clean and admitting you were wrong seems to be the best policy.

I understand you are frightened. I cannot imagine for one second you would go to prison for tax credit fraud. That would be ridiculous.

As for losing your job. This would not be in the best interest of anyone. From an objective and purely financial POV, if you lost your job, how would you pay back the money? The benefits office would be reckless to pursue you in this way. Their job is to get the money back, not to see you on more benefits.

Have you contacted the CAB?

I haven’t contacted anyone I really am at a loss of what to do......i feel like life is over now

If I was in your position I would contact Citizens Advice and get accurate information about your position and the likely outcome. Court or prosecution is not the only possible outcome but you need proper advice.

Believe me, you are not the only person who has done this. Others have got through it and you will too.

Your life is precious, don’t end it because of bloody money and a bit of embarrassment.

Tell your partner if you feel safe to do so.

I’ve told my partner and he hasn’t said much which I understand I’ve told him he can leave if he wants too I would totally understand and not stop him why should he suffer for my stupidity

@help45 I know you are frightened & scared, please seek help, nothing is insurmountable it really isn’t. I can speak from experience when I say that ending your life, will cause your family much more harm, I have seen what suicide does to a family, it’s total devastation.

A problem shared is a problem halved, I truly believe this, once you tell someone, you will feel a weight has been lifted, and you can start to take the steps to sort it out.

Highly unlikely that you will go to prison, you will need to pay it back in instalments etc.

Please get some help today, don’t leave it any longer ring the Samaritans, CAB, a trusted friend, someone will help you OP.

Hullo Help45 sorry to hear of your troubles.
Do you think you can contact your GP for a little MH support?
You need legal advice too.
Do not say or confirm anything until you've had proper legal advice.
Calls to admit all and throw yourself at their mercy scam well on mumsnet but in the real world you need real legal counsel.
Good luck.

Zombie thread ... that will teach me to just read the first page.

all I can think about it ending it all This really is an example of applying a long term solution to a short term problem. You are panicking and feeling sick and scared, but you won't always feel this way.

Can you hassle your GP surgery for an emergency appointment this morning and get some help with your panic?