Tax credit fraud 😩😩

[Needhelp30]

I’m in a right state.

I live with my partner and 3 kids. The older two are from my previous abusive marriage.
I have claimed as a single parent. My defence is that I left an abusive marriage in tens of thousands of debt and have borderline personality disorder and can not be safe with money. The tax credits I was getting was for my debt and my older two children. I have a spending addicted and I can’t be trusted to pay bills etc so absolutely everything is in my partners name. The house is his.

He has no idea. He gives me an “allowance” once a month and he thinks I live on that. He will leave me if he finds out, Iv already had bailiffs to the house. My mental health has been awful the last few years and my psychiatrist is fully aware of my spending problem.

I stopped claiming tax credits last month as I started a part time job. I earn £300 a month.

I had a letter today saying that they have linked my partner to his house. They want a telephone interview next week but also all bills etc that are in my name. Nothing is. Literally nothing apart from my bank account.

I’m so scared. The letter has asked for details from March 2019 - July 2019. Why only these dates? !!!!!! do I say. If I admit everything surely they will look further back? I honestly feel like this is the cherry on the top and I’m not sure can survive much longer. I have so many debt collectors after me. Partner refuses to help as it’s technically ex’s debts.

I’m so nervous about the interview. I don’t want to go to prison. I don’t even want to go court. I’m so scared.

@Help45

Sorry I’m new to all of this and thought this was the best way to reach out to people..I didn’t mean to be disrespectful honestly.....I’m going off my head with worry I’m hear myself and have lots going round in my head...I’m sorry

Start a new thread.

Lots of MNers will offer you support and advice. Some will be harsh or judgmental. Ignore them.

Start a new thread and take practical advice. It's going to be hard. But you'll only get past this if you address the situation. Then you can look towards the future.

Hi Help45 - we just wondered if you'd consider starting a new thread of your own? We can see there's a bit of confusion here because some people may not realise that this is an old thread and that you're not the OP, just someone who's struggling with a similar problem.

We can see that there are a lot of Mumsnetters who would like to be able to give you some advice and support, so it would be really good if you could start a new thread.

In the meantime, we just wanted to add some support links as you've said you're feeling so worried and low.

Firstly, here's a link to our Mental Health resources. You can also go to the Samaritans website or email them on [email protected], or call them, any time, free of charge, on 116 123.

Support from other Mumsnetters is great and we really hope you'll be able to take some comfort from your fellow posters, but as other MNers will tell you, it's really a good idea to seek real-life help and support as well.

We've also compiled a webguide on dealing with financial difficulty which has links to organisations which may be able to offer some help with your current situation, such as StepChange and Citizens Advice Bureau.

Sending good wishes, OP. We hope you're okay.

I started a new thread xx

That's great, well done, Help45.

We're going to temporarily close this old thread, just to avoid any further confusion, and add this link to your new thread - Tax credit.