But my main concern is what will be best for my baby DD, and any future children I go on to have. Lord knows the last generation has fucked everything up for me and my peers (in regards to housing, uni fees etc.). So what is the best decision for our children, IYO? Which decision means they are most likely to get a house, and a job, and a fair wage?
My 29 year old - unmarried, post-graduate, renting is voting OUT.
You asked specifically about the ability to get a house , a job and a fair wage.
While we are in the EU every one of its 550 million EU citizens has the right to live and work in any part of the EU.
The UK has a high level of living, good health and social care and high wages compared to many other countries in the EU. That attracts EU citizens from poorer countries to move to the richer countries, like the UK. As the next batch of very poor countries, such as Albania, Macedonia, Bosnia, Serbia etc all join the EU that situation will continue.
Over 2m EU citizens have come to live and work in the UK in the last few years. They all need somewhere to live. That demand for housing keeps rents high and house prices high. Cameron has already said that if we leave the EU house prices may fall. Fewer EU migrants would mean less demand for housing and rents.
My 29 year old would like to get a home to live in one day as he knows he will not be able to raise a family in the bedroom in the shared house he currently lives in. He knows that if EU migration continues at its current rate the possibility of him finding affordable accommodation is reduced.
We have 1.6million people unemployed in the UK but are also adding an additional 360,000 immigrants to the UK population each year of which around 180,000 come from other EU countries. They will fill jobs that could be done by the unemployed UK citizens if employers were prepared to invest in training them to be able to do the job.
Instead, training budgets have been cut as employers find they can just buy in trained staff. In the UK students have to pay up to £9K per year intuition fees plus maintenance costs. The enormous student loans they accrue during 2 years of undergraduate study mean that few are likely to go on to post-graduate study. In other EU countries education costs are lower or even free. This is leading to a disparity between some UK students and some other students from EU countries.
And because there are hundreds of thousands of EU migrants seeking work, wages are depressed. Low wages and high housing costs do not help the average UK worker. Lord Rose, who leads the official REMAIN campaign Britain Stronger in Europe admitted that if we left the EU wages would rise.
The simple laws of supply and demand mean that when something is plentiful it's value decreases (labour and wages) and when something is scare its value increases (houses and accommodation costs).
We also need to consider the effect of hundreds of thousands of EU migrants coming to the Uk each and every year while we are in the Eu and need to start building the homes, hospitals and schools they will need because at present the Govt is just expecting these additional people to squeeze into existing accommodation, schools and health services which is having an adverse effect on everyone.