( I'll split this into two posts as it's quite long)Mum ( now in late 70's) sold her home and gave all the money to my sister for a 2 bed 'granny flat' ( to be built on the side of my sister's home. Sister took her money and built mum a ONE bedroom extension and also managed to gain a new bedroom into the bargain. So mum didn't get what she wanted and no one could come to stay in "her" flat, Sis used the 'extra' bedroom in her house - sorry - I digress. Mum dud this on the understanding that she wouldn't have to go into a ( old people's home ). Mum also gave full access to BIL and sis to her bank account