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Divorce/separation

Here you'll find divorce help and support from other Mners. For legal advice, you may find Advice Now guides useful.

I can’t afford a divorce

312 replies

santawashisnameo · 07/12/2024 17:05

I really can’t afford to get divorced, I can’t afford the solicitors fees or to live alone or anything really. I am guessing I am stuck. Is anyone else in this situation?

OP posts:
selffellatingouroborosofhate · 07/12/2024 23:34

santawashisnameo · 07/12/2024 18:41

I genuinely can’t see a solution. It isn’t unbearable; he isn’t abusive or nasty or anything but neither of us are happy. We can’t talk. I hate sex and desperately try to get out of it which must make him unhappy.

But nearly all (not all) of our disagreements are about finances. We are under a lot of pressure and a divorce wouldn’t exactly help this!

Have you told him that you hate sex and don't want it? If you're lucky, he might stop asking for it. If you are really lucky, he will initiate the divorce, meaning that he will pay for the legal stuff.

Crikeyalmighty · 07/12/2024 23:37

@santawashisnameo I hear you and I very much understand too - it's a very common situation - just play the long game I'm afraid - so many have to - it's really not as easy as LTB as others post on here ,particularly if you are in an unhappy for you but not threatening situation -why would you rush out and put yourself I. Hostels with kids purely because you were not happy , I wouldn't- I would however be looking at playing the long game- easier is kids get older etc - wish you well OP xx

Crikeyalmighty · 07/12/2024 23:48

@santawashisnameo I've been to a party tonight- a very fun party and what was interesting was I realised that it was the most fun I had in.a fair old while - and my H was not there '!! And in fact most of us having a good time hadn't taken partners. !! I think many of us are with partners because of practicalities after a number of years - and that many of these relationships end at the point people can do something about it-. I feel the desperation in your voice- please be kind to yourself - xx

santawashisnameo · 07/12/2024 23:54

It probably isn’t as bad as all that. As I’ve said I did post at a very low point. I really do think there’s something not quite right with me at the moment - I am generally snappy and irritable and easily upset which isn’t like me. I have found going back to work after my second maternity leave very hard and don’t feel I’ve adapted well in a lot of ways.

Being berated for working part time by someone who works part time is also frustrating!

OP posts:
mumda · 08/12/2024 00:01

Why can't you save? Does he not work? Are the finances unequal? Can you get debt advice if that's a problem?

Look to improve your life. Somehow. If you don't think you can afford to divorce then you need to make your life better some other way.

santawashisnameo · 08/12/2024 00:05

I can’t save because I have no money. My salary goes in and it is swallowed by essential payments (eg childcare) and debt. I am hoping to pull myself out of it but it will be a long process.

OP posts:
tellmesomethingtrue · 08/12/2024 00:22

Mrsttcno1 · 07/12/2024 17:46

Also if you earn less than £2000 a month, don’t have savings, were going to private rent and have 2 children then you would be entitled to UC.

It she'd have money from selling the house sat in her bank account so not entitled to uc.

howshouldibehave · 08/12/2024 00:25

No one has given me any suggestions I can work with.

Well, like you said -there aren’t many.

Nobody will be able to say, ‘yes, of course you can leave your marriage and be able to promptly rent/buy a property on your own because that is clearly unrealistic for your situation. That doesn’t mean people aren’t trying to be helpful though.

Turmerictolly · 08/12/2024 00:28

I think for your wellbeing you should leave this thread now as you're upset and frustrated. Give yourself time to mull things over.

tellmesomethingtrue · 08/12/2024 00:35

santawashisnameo · 07/12/2024 20:03

No - it would just be horrible. Absolutely no getting round that and then it is done and cannot be undone to paraphrase lady Macbeth.

I'm currently living my STBEXH and I confirm that it is awful.

4timesthefun · 08/12/2024 04:33

I get it OP, it sounds like at the moment there aren’t any good options, so I can understand feeling trapped. You sound very much like you could be clinically depressed and in need of treatment. I’d start there and see a GP, any GP and trial some antidepressants. I’d also let DH know that you are concerned for your mental health and you believe you are depressed, so all your effort at the moment will be going to your recovery - so getting more sleep, trying to do some exercise etc, and prioritising whatever needs to be done in the house. You won’t be doing XYZ for him or having sex until your mental health is improved. Sounds like the relationship is over in your head, so if he can’t handle no sex and finds it elsewhere, it may actually buy you more time to get your ducks in a row.

I guess the question is how can you disconnect from him in the same house AND start working toward being able to leave in the future. It will probably be easier to think about FT work etc once your mental health has improved. Once your MH has improved it may also be easier to pick up weekend shifts somewhere, so you are away from him AND fast tracking paying off your debt.

FjordPrefect · 08/12/2024 06:10

santawashisnameo · 07/12/2024 19:18

I’m not going into details but I promise I am not entitled to UC.

Why do you think you wouldn't be entitled to UC? Go online and find a benefits calculator. Input your wages, childcare costs and estimated rent . Also check your local housing allowance for the maximum rent you can get paid. I earn more then you and am not claiming for any children and I am entitled to UC.

If it is due to the equity in your house you can have that disregarded until the house is sold and sometimes for a time after that if you are looking to purchase another property.

PicturePlace · 08/12/2024 06:37

santawashisnameo · 07/12/2024 18:27

@oviraptor21 i know citizens advice do lots of good work but even getting to see them isn’t possible or practical at the moment. I am literally never alone. And I don’t think that they can tell me anything I don’t already know - that I just can’t afford it!

Ok, OP, you are really in the space of "I can't possibly" when actually that's not true. You can of course have a phone call with Citizen's Advice. Please stop with the insistence that you couldn't possibly. It's annoying any martyrish. You can make a phone call, FGS.

Summerhillsquare · 08/12/2024 06:41

Here's some more unsolicited advice:

Take this anger and absolutely let rip at your useless husband. If he's the cause of this then it's only just that he bears the consequences.

PicturePlace · 08/12/2024 06:50

santawashisnameo · 07/12/2024 20:42

I have thought about being signed off but two of my working days are days when he works from home and I just can’t face being in the house when he’s in it.

I think depression is a very real possibility. I actually tied to speak to my GP a few days ago but you can’t get an appointment so that’s that really.

Well ring the GP surgery and get an appointment for a few weeks' time. Come on, OP.

PicturePlace · 08/12/2024 06:52

santawashisnameo · 07/12/2024 21:25

No - I saw this on a thread the other day in fact. My surgery offer nothing. For non urgent appointments you have to call at a certain time, which I can’t. And for same day appointments it’s still tricky. You often can’t get through at all at 8 when the surgery opens and I work three days a week so those days are out and then the other two days I have small children with me.

OP, you can manage getting a GP appointment. Figure it out. Please stop with the self-barriers and helpless act.

PicturePlace · 08/12/2024 06:58

santawashisnameo · 07/12/2024 21:57

It really isn’t doable.

People are being incredibly naive and I don’t want to be argumentative but this sort of ‘you can do it if you reeeally, reeeally want to’ is just as daft in the real world as it is when reading your friends Facebook posts when she’s been sucked into another MLM.

The rental market is dire. Finding somewhere to rent is going to be nigh on impossible. Then let’s suppose somehow I did - how am I going to afford to actually move in, with the first months rent as a deposit, plus the first months rent? That’s literally pretty much what I earn. People then start insisting I can claim UC - I can’t, but even if I could, it isn’t helpful on that hurdle.

I am not a stupid woman and nor am I ignorant about the fact that the housing situation is woeful. Once yes, you could walk out, LTB on the Monday and be in a house by Wednesday. Now, you can’t. I’d actually appreciate if people could stop acting like this is me being awkward; it isn’t.

You save up for the deposit, as people have said.

PicturePlace · 08/12/2024 07:00

santawashisnameo · 07/12/2024 21:59

Of course you’re going to sacrifice your happiness if the alternative is sleeping in your car.

That's not the alternative. You've had lots of advice here.

PicturePlace · 08/12/2024 07:06

HollyKnight · 07/12/2024 22:11

She can't go full-time because her contract is part-time. I don't know where you all work but most of us can't just rock up to work and say "Imma work full-time now, boss" then tell the childminder that she's taking the children on full-time too and then tell the council to give us a house.

But if you really wanted to, OP, you could grow some wings and fly up and pluck money from the magic money tree at the bottom of your garden. It's that simple.

OP could ask about going FT, or else get another job. How do you think the rest of us manage to do these things?

CheeseTime · 08/12/2024 07:09

I stayed with mine for ten years! It wasn’t that bad. Once I knew I was going I felt less resentful about doing everything and just framed it as being a good mum.
Mine were older so it was exams and then Covid which delayed things so long but honestly finances and childcare were always the main reasons. There are so many staying together essentially for financial reasons.

An inheritance changed things for us and made it possible to separate. Maybe for you it’s the childcare costs reducing.

OP you will be free one day.

santawashisnameo · 08/12/2024 07:12

@PicturePlace look, this is classic ‘I know best’ isn’t it?

Ring the GP surgery and get an appointment - you can’t. They only take phone calls for non urgent appointments once a week, on a day I’m working at half past one, when I’m working. Yes, I could pull a sickie I suppose but to be honest I’m absolutely snowed under at work too.

I really can’t claim UC, and even if I could it’s not the point and it’s not a magic bullet, I am not sure where this idea has come from that suddenly if I can claim UC I will skip from my marriage and all will be well!

I am not angry really. I have found a few posters really tedious and the endless arguing and quibbling about universal credit, full time jobs and the like is irritating because it misses the point. I had a feeling I’d wake up to full time work and universal credit posts and I’m not wrong!

OP posts:
blackwithlight · 08/12/2024 07:23

A lot of women are in this position OP. I don’t know why so many Mnetters on here refuse to believe that there are women who genuinely can’t afford to leave marriages. The cost of living is ridiculously high and both bought and rented housing, in all sectors, is inaccessible for many. These women who think ‘just leave’ or can’t comprehend the solid financial barriers to leaving, must be really innocent or living under a bush for the past ten plus years.

Women stuck in shit marriages can’t post on mumsnet for emotional support as they get told to leave and then attacked by the wannabe saviors when they reply that they can’t afford to.

PicturePlace · 08/12/2024 07:25

santawashisnameo · 07/12/2024 22:59

Look, can we just wrap this up? DH doesn’t care if I do his washing or not, he barely has any, it’s me and the children who have food, debris, snot, drool, poo on them. I can’t book a half day off work as I have fixed holidays and I have no savings and at the moment no way of getting any.

Take a sick day, then.

santawashisnameo · 08/12/2024 07:25

That is how I am feeling, although I don’t think it’s wannabe saving, it’s more this horribly toxic ‘if you really want something you can have it.’ Thanks for saying that, it does help.

OP posts:
santawashisnameo · 08/12/2024 07:27

@PicturePlace at the moment, as presumably you read, I’m absolutely snowed under with work and I really do need to keep on top of that. I had to have a day off last week and lots of odd sick days doesn’t look good. You’re not here to help. You’re here to bark orders at me which I’m not going to take, so don’t bother. I shouldn’t have to justify myself to you to be honest.

OP posts:
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