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Original poster

£200 in one day

179 replies

rocketlocket1 · 12/04/2023 09:25

How can I make this? Absolutely desperately in need of websites that have same day cashout.
My rent has not gone out this morning because my gas and electric has gone through the roof and we have had other things go wrong too (death of a family member and costs to travel to be there ect).
Anyway can I have a list of ones that are known to pay the same day please or any other ideas.
Thanks

OP posts:
ShowUs · 12/04/2023 10:33

BestPizza · 12/04/2023 10:32

I fail to beleive this thread. You are two full time working professionals and you can't pay rent because your energy bill is huge?

What sort of accomodation do you live in and how many people - My annual forecast at current rates is £1350 for 2 adults and 2 DC who uses phone chargers and games consoles, used the CH sparingly over the winter, in a 3 bed semi-detached.

If you are really desperate could you take out a personal loan, use your credit card or overdraft, loan from family? Does your rent cost only £200pcm?

There was a thread the other day about how £130k isn’t that much to live on.

Unfortunately some people are just awful with money and will spend it as soon as they get it.

3luckystars · 12/04/2023 10:35

I hope you get sorted. That’s awful.

NerrSnerr · 12/04/2023 10:37

I assume that if the OP is considering payday loans she has exhausted the overdraft, bank loan and credit card options.

I agree about getting support from your union but in the short term maybe a pawn shop.

It's rubbish at the moment.

Dixiechickonhols · 12/04/2023 10:43

Cex buy and sell electronic equipment. You can go in a shop or send off.

greyhairnomore · 12/04/2023 10:43

@HelpsHeal she says in the post she needs it today for rent.

Dixiechickonhols · 12/04/2023 10:44

Jewellers/pawn shop will pay cash for gold even broken items.

HelpsHeal · 12/04/2023 10:46

greyhairnomore · 12/04/2023 10:43

@HelpsHeal she says in the post she needs it today for rent.

Yes, which I'm sure is what the LL is saying, but what is he going to do about £200 being a week or even two late?

I don't know why Education Support has been ignored, but they will be able to help, especially as the situation has been partly caused by bereavement.

PollyAmour · 12/04/2023 10:47

I assume you've asked all friends and family members? Cast the net wider and ask everyone you know for a ten pound loan, £200 is a lot of money for one person to lend, especially in the current climate. I would willingly lend you a tenner if you were a friend or colleague of mine.

StrongTea · 12/04/2023 10:47

Hope you get something sorted out.

leatherchaps · 12/04/2023 10:50

Take in ironing?

Porkandbeans1 · 12/04/2023 10:50

Don't try matched betting (you have to put in your own money to get the sign ups and normally cycle the winning through a couple of times) and don't get a loan, for people who are struggling it only ever leads to spiralling.

Do you have any jewellery/valuables you could sell? Any relatives who could help you out?

If it comes to the worst op just pay the partial amount of rent late. If it's your first time being late I'm surprised your landlord isn't being more flexible. I am a landlord and I wouldnt have an issue with you paying a partial amount, many people are struggling. Don't get into debt just because just because your landlord isn't willing to wait a few weeks.

Moving forward you need a budget and to build up an emergency fund. MSE, Dave Ramsey, there's plenty of free advice out there. I don't know if it's possible for you to rent somewhere cheaper?

Fanlover1122 · 12/04/2023 10:51

Deliveroo - if you live in a City. A friend makes a lot from this.

AdoraBell · 12/04/2023 10:52

As pp suggested, pay LL what you can today, explain the situation, by email, and contact the support services for teaching staff.

Original poster
rocketlocket1 · 12/04/2023 10:53

Unfortunately some people are very judgemental and take their joy in assuming negative things about others.

Im looking for ideas and options because I know on a website like this there are thousands upon thousands of women who have been just as stuck for money and it makes sense to ask for direction.

I shouldn’t have to justify every aspect of why we are struggling so much but seeing as you have started the “some people” assumptions, let me correct you.

I have never paid my rent late before.
I have worked hard and have a solid job.
I have a blended family where both myself and my husband have had to start afresh from previous partners.
I had to leave all of my belongings and start afresh with my 3 children after domestic violence.
He was equally responsible for his exes huge amounts of cc debt when he left her.
we didn’t cheat. We didn’t do anything wrong. We have always paid child maintenance for his son on top of debts that never belonged to us while ex partners took out IVAs and avoided it all.
We pay for everything for the kids plus child maintenance for husbands son.
We have done nothing but grind ourselves to the bone.
Could I be better financially educated? Yes
But I budget every month and skimp and save. We do not live above our pay grade.

we don’t have access to overdrafts or cc and I have got myself into debt paying of husbands exes debt.
we are so close to being out of that now.

so no. I’m not splurging on lip filler and designer handbags as soon as I get paid.
Im a mum and I’m probably off to pawn my laptop because this is the shit state of affairs for us.

OP posts:
smizing · 12/04/2023 10:54

This really made me sad. It's an awful situation to be in. I also don't recommend getting a payday loan or anything of that sort, the interest on that is just ridiculous and just puts on in a further pickle.

The only advice I can give as other have said is asking your landlord to give you a week or 2. Then take out a credit card. There are some credit cards like MBNA that are doing an offer where they'll allow you to transfer cash to your bank account and you have 12 months to pay it off interest free. you'll just have pay a small fee for the transfer which is something like 2%, its not much. It's worth a try.

So sorry you're going through this OP x

Original poster
rocketlocket1 · 12/04/2023 10:56

Just on the phone to education support now

OP posts:
Original poster
rocketlocket1 · 12/04/2023 10:56

Had just waited until children were out of earshot

OP posts:
HelpsHeal · 12/04/2023 10:57

rocketlocket1 · 12/04/2023 10:53

Unfortunately some people are very judgemental and take their joy in assuming negative things about others.

Im looking for ideas and options because I know on a website like this there are thousands upon thousands of women who have been just as stuck for money and it makes sense to ask for direction.

I shouldn’t have to justify every aspect of why we are struggling so much but seeing as you have started the “some people” assumptions, let me correct you.

I have never paid my rent late before.
I have worked hard and have a solid job.
I have a blended family where both myself and my husband have had to start afresh from previous partners.
I had to leave all of my belongings and start afresh with my 3 children after domestic violence.
He was equally responsible for his exes huge amounts of cc debt when he left her.
we didn’t cheat. We didn’t do anything wrong. We have always paid child maintenance for his son on top of debts that never belonged to us while ex partners took out IVAs and avoided it all.
We pay for everything for the kids plus child maintenance for husbands son.
We have done nothing but grind ourselves to the bone.
Could I be better financially educated? Yes
But I budget every month and skimp and save. We do not live above our pay grade.

we don’t have access to overdrafts or cc and I have got myself into debt paying of husbands exes debt.
we are so close to being out of that now.

so no. I’m not splurging on lip filler and designer handbags as soon as I get paid.
Im a mum and I’m probably off to pawn my laptop because this is the shit state of affairs for us.

At the risk of sounding like a scratched record have you contacted Education Support?

HurdyGurdy19 · 12/04/2023 10:57

There is (or was) a thread in the Money Matters topic, entitled "Supplementing Your Income". I opened it, but it is very lengthy, so I didn't have time to read it.

There may be something helpful in there for you.

I hope you get sorted.

HelpsHeal · 12/04/2023 10:57

Sorry XP, hope they can help.

MarieRoseMarie · 12/04/2023 10:58

@rocketlocket1 if you’ve never paid the rent late before, why is your landlord even panicking? Explain part of it will be a week late.

Also pay everything else AFTER rent. Rent is not the payment you let slide. Better to lapse on child support or other debts than rent.

Strawberrydelight78 · 12/04/2023 10:59

A friend of mine has an overdraft agreement with her bank. Pays £3 a month. She usually does go overdrawn when her mortgage comes out.

Aposterhasnoname · 12/04/2023 10:59

If you’ve never paid rent late before then tell your landlord it will be late and that’s that. He can demand all he likes, there’s little to nothing he can do about it.

TeaserandtheFirecat · 12/04/2023 11:00

I have got myself into debt paying of husbands exes debt.

Oh ffs why

MuchTooTired · 12/04/2023 11:00

Ring the bank and recall the direct debits for the gas and/or electric saying you dispute the amount taken out.

It’ll be back in your account later today, and you can send the full rental payment then.

Other than that, pawn shop, jewellers to sell any scrap gold/unwanted jewellery, pawn brokers, cex for electronics/dvds/games, multiple listings on marketplace for outgrown clothes things you don’t need listed cheaply etc.

Is there any reason you can’t call your landlord and explain you’re short and provide a date the remainder will be paid on?