Scrimping through the remains of September, Austere Autumn approaching, frugal friendly 'Fred

[Justanothermile]

Thought I'd make a new thread, I'll post on the old one and alert to its presence.

All are welcome, we are friendly folk.

NSD.

Felt really cold and achy today, think I may be coming down with something so made roasted broccoli soup for dinner and feel a bit better but going to take some codeine and get an early night.

Also going to re read.
Turned out to be both fucking expensive and frugal today.

Cancelled a load of DDS.
3x mag subs, various, 2x mortgage insurance £35 ish per month, £5 team RH sub, £200 savings but will redirect, £500 mortgage payment,.
Will get £600 refund from building society as closed accounts on the day direct debits went out.
£10 per month national trust but £15 voucher back and hopefully £7 cash back.

Big spend. Well transfer, £xxk just under from offset to mortgage. Only possible through frugality. Now mortgage free. Yippee.

Life that’s amazing well done

Thanks.
I know it's been hard at times but so worth it.

Life I am so pleased for you! well done.

£1.02 mint for Dm.

£5 something In boots for a sippy cup for ds and £1.34 printing some pics of him. Have a few on my desk now. Yay.

Fabulous life, that's excellent news. Bloody well done. X

Well done life 🎉

Amazing Life well done!

Life you will soon build savings back up too with not paying mortgage and insurance. I’m absolutely delighted both you and Lonely have had such fantastic frugal achievements this year making such significant changes to your finances

Good work life

Well done life. I love how you just snuck it in at the end of your post

Sad news here tonight. DPs grandad died.

Thanks for the kind comments about DS. I guess we are pretty close, I hadn't considered it before! He is a genuinely decent, if quiet soul so I'm sure he'll find his people as they say, it might take a little longer being less gregarious. He says his flat mates are decent folk so fingers crossed they will all gel and get along.

Hope you feel better soon curves, and you cag (good at least you can still sit and be productive though).

I'm so glad to hear good news about your DS north, is the clearer skin a consequence of the AB, or something else entirely?

Tagine will be on our menu too wolf.

I'm so sorry to hear about your DP's grandad love, were they close?

Tomorrow I will
Run
Boot camp
Fruit/veg shop
Washing
Start to gut DS's room
Two dog walks
Book a hotel for friends wedding.
Clean up the spare room.
Meet friends for one dog walk.
Hair cut.
See Tim Vine in the evening!

So sorry love

Ah sorry to hear that love.

You did well with that boy jam.

Thanks everyone. Save hard to move now.

@life that's amazing well done to you both on that achievement, I was reading it saying whys she cancelling mortgage insurance sure that's crazy! 

@Lovemaltesers he moved out yesterday told dc today, dd is happy that there will be no more fighting, unfortunately he described it as a possibly temporary situation, saying to me by text that false hope is better than no hope I disagree so will have to broach that subject again.

Just spent €2 on a chicken bacon burger from eurosaver menu as I spent too long talking to my cuz and hasn't time for dinner! Waiting now of course so could've eaten at home.

Are you allowed to change the locks mammy? But glad he has gone.

I think being told by his dad, and him being so choked up was really hard for DP. Although his grandad had really struggled in recent years and was very lonely, DP has some great memories of his grandad when he was younger as they spent a lot of time together. Lots of hugs for DP tonight.

Love so sorry to hear that

Sorry to hear that love. How old was he? ⛽ today. £40/ nearly gone already as 250 mile trip to see aged relative. Think I went past girlie. M5 all the way south. Anyone else I went past? Started new job last month. September pay paid off overdraft. Paid 200 off interest free credit card and bought some premium bonds
Need a few more frugal months to be on top of things

love sorry to hear that.

life that's amazing, I dream of being mortgage free one day! !

mammy thank god he has gone, yy to changing the locks. I'm not surprised the kids are relieved, you must be as well 😙 well done.

jam glad ds got off okay, he sounds a credit to you. My friend whose dd has just gone off to vet school said she was fine when she went but about two days later it hit her and she couldn't stop crying. I honestly can't imagine dd going, I will be proud, worried and heart broken in equal measures I think!!

I'm tired tonight so off to bed, I don't think I got an interview for that job 😕 a colleague also applied and she got an email today to invite her to an interview and I didn't. I'm not too sad and it has given me a clearer idea of what I do need to do in the future so that's good.

@love no because he still co-owns house
Definitely lots of hugs for your dp, hard to lose a grandparent at any age

Jam be kind to yourself dh and dd over coming days, so sweet that your dd misses him so much. Mine are getting even closer I hope they'll have that bond yours do.

fluffy thank you for the links

life the day so many dream of - congratulations!

Low spend day here on a tesco meal deal for the elder child after football. It was £3 well spent.

Only other spend was a business expense £15 on a business networking meeting.

Aw sorry love :(

Bloody well done life that's amazing!

Tesco ordered. A fuckton of washing done, various meetings and home ed admin done, etc etc.

Non frugal news, both Caglets' tae kwon do licences need renewing AND they have gradings coming up. £132. Jeez. I'm glad they love it though and seem to be doing really well (lots of praise in lessons, used as positive examples for the other kids etc :)) DD was having a wobble about it over the summer but that seems to be gone now - helps that she's kicking all the boys' butts at it :o :o :o

Mammy DD's reaction says it all, I'm so so glad he's moved out, life starts here! :)

Mammy that’s great news too. Here’s to a fabulous October for all frugalleers.

In my short but painful experience I agree with you that some hope is not necessarily a good thing. I’ve always said no hope here and the sw and others agree that was the correct thing to do in the circumstances and some hope could just prolong the situation for dc

@Wolf once I've stuff sorted out with solicitor I'll be telling them the truth too.
I know your ds is having a tough time but would delaying that have helped him suffer less? I think not and glad the professionals agree with you.

Cag well done to your dc, ds went to taekwondo for first time yesterday