Hi all, can I join?
I did contribute a bit at the start of the year but life kind of got in the way. I really need to get things under control again. Every month we are starting in the overdraft and I’m syphoning off cash from what’s should be savings to overpay the mortgage just to get us back in the Black.
I’m going to do an inventory of the freezer as it’s really full and yet I still find myself buying more fresh meat, chicken etc. Also meal plan tomorrow which I’d got out of the habit of.
My washing machine blew up last week and while a new one was ‘only’ £250 it was still an expense that made us realise that we’ve been sailing a little too close to the wind. In years gone by I wouldn’t have batted an eyelid at that kind of unexpected bill because the money was there. Now it isn’t. More expense in July as I’ve got to pay some more off next years holiday, and DS is going on a school trip overnight to London and needs spending money for that. So yeah, recent weeks have been a bit of a reality check and lead me back here.
One thing I have done that will benefit me long term is I got a refund from a disputed I was embroiled in with a mobile phone shop. Basically they mis sold me a contract I didn’t need. So the few hundred I got back I have put in a separate account and this will see me right for the kids expenses for a good while, things like scouting subs, camps, etc.
Wreck, keep an eye on that horse fly bite. I had one years ago, my ankle blew up like a balloon and I needed steroids to get it down. Sounds like everyone’s had a good day, we’ve been out with the boys, had ice cream, played in the park etc.
Off to check out receipthog and shoppix....