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Cost of living

Stretching your budget? Share tips and advice to discuss budgeting and energy saving here. For the latest deals and discounts, sign up for Mumsnet Moneysaver emails.

No-Spend November - sign up for a frugal month ahead!

999 replies

PeoniesforMissAnnersley · 31/10/2014 13:23

Everyone welcome, if you've been lurking then de-lurk and come and join in!

NSD - No spend day
LSD - low spend day

We are a friendly and supportive bunch, recording our spends, frugal wins and frugal fails daily/when we can. Lots of good tips on discount vouchers, household cleaning and maintenance, cheap meals and more!

OP posts:
SpottyTeacakes · 27/11/2014 13:59

Fruit is rubbish this time of year. You could make banana pancakes or muffins with them? Or freeze them until you can be bothered Grin

lilacclery · 27/11/2014 15:20

Thanks for tip off about Tesco Christmas slots been waiting all week & then forgot about it!

Went to town this morning and got lots of stuff for Santa for €100, another €60 should finish it. Earlier this week I'd no clue what to get them.

Got paid today so must log in to my spreadsheet and work out bills etc. Paid off balance on property tax for dhs mothers house today €60 she's deceased so it's his house, must pay our own over next few weeks €150.

needastrongone · 27/11/2014 15:22

I was hollered at by a lorry driver earlier, must be blind liking a middle aged woman in scratty dog walking gear, or low standards!!

Here's my fruit and veg delivery for the next two weeks, total cost £27, you can't see half of it!!

No-Spend November - sign up for a frugal month ahead!
Passthecake30 · 27/11/2014 18:18

£1 on 3 choc croissants that I forgot to share

Fluffycloudland77 · 27/11/2014 18:23

I got called "madam" while my dn girlfriend got "young lady". Burn.

Spotty did you get it sized then?.

£40 aldi
£1.10 for two mirrors.

I wonder if the £10 off means there won't be a voucher before Christmas.

The work I had lined up for Mondays cancelled, bit gutted. I'm planning to send out more job search letters & get more clients. Then any inconsistent clients can find a new one of me.

SpottyTeacakes · 27/11/2014 18:28

No, I didn't order it in time BlushGrin

colliewobbles83 · 27/11/2014 18:40

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sportinguista · 27/11/2014 19:21

Maybe Aldi will be extra generous this year and still give the £5 off Fluffy? Then again probably not...

LSD - 55p on Mirror for the vouchers

Got confirmation of our new bolier install on Green Deal, looking forward to the new modern heating and all it hopefully will bring. It will be chaos for 2 days around Friday next week but it will be worth it.

HearMyRoar · 27/11/2014 19:32

Another NSD for me again today. Dmil sent us a cheque for £200 to pay for panto tickets and some of my driving lessons as a Christmas present. We have already budgeted for these so it should pay off the last of the over draft.

I am in a bit of shock as we started this month around £1000 over drawn with that seeming to increase every month. Providing there is no epic surprise in the next day we will have paid that of in a month. It does include this £200 from mil and another £200 electric rebate but I can still hardly believe it! It seems impossible that we could go from spending more then we have every month to saving £1000!

Mumsnet is awesome! :o

northender · 27/11/2014 20:33

I bought 2 Mirrors and went round aldi twice! I worked out I bought £144 of shopping for £117 - well pleased. Should only need a small top up between now and Christmas hopefully. Have hidden treats (mince pies etc) in a crate in the garage to try to stop us from raiding them Grin.

RobinEllacott · 27/11/2014 20:50

NSD here. Hoping for another tomorrow - working from home.

Well done HearMyRoar! That's amazing.

Fluffycloudland77 · 27/11/2014 20:54

Mumsnet is indeed awesome! Well done Hear. How did you get such a large electric rebate?.

£37 on a years supply of La Roche posay moisturiser and hopefully at least six months supply of shampoo and conditioner from boots.

I've been hoping for a 3 for 2 on lrp.

girliefriend · 27/11/2014 21:05

Evening all Smile

That has been a distinct lack of nsd this week Sad rubbish. However today is payday!!

So today £8 on headlice treatment - seriously fed up that dd has them again, have been religious about tying her hair up but found a great big nit in her hair ystd keep going through my hair but not found anything yet.....

£1.20 on a local paper as dd was in there!!

NK5BM3 · 27/11/2014 21:16

NSD. Got a drink off a colleague. Plan B possibly in the making. Job being a nightmare. Not the nature of it, more the lack of resources and heavy handed managing that is nightmarish.

574ejones · 27/11/2014 21:35

£13 on top up food mainly because DS2 has cookery tomorrow, and a few sweetie stocking fillers may also have jumped into my basket. Thursday evenings are so busy for me and I am so glad I made and froze a cottage pie at the weekend. I'm definitely going to make more meals ahead as it saves so much time in the week.

fuzzpig · 27/11/2014 21:57

Argh, payroll fucked up due to computer issues so DH is £60 down this payday Angry also still waiting to find out if he can get paid all the time he's owed as he never gets an opportunity to actually take the time off Hmm

Anyway this afternoon was a fecking nightmare. Locked myself out without phone or money or anything at the afternoon school run so had to ask school to use their phone to ring DH/taxi and go to DH's work and get his keys and money for the taxi/bus home! Blush DCs enjoyed it though as we spent ages at the park in town (in the dark!) and then treated them to a happy meal. Still, an expensive mistake. I have to say, despite obviously suffering from pain and exhaustion due to my illnesses (CFS and POTS) sometimes I think it's the cognitive impairment that is actually the most disabling! Hmm

Anyway for today:
£6.60 bus
£7.40 taxi
£8.47 mcdonalds
£15.75 school dinners up to Feb half term (every Friday plus a one off 'Christmas dinner')

AdoraBell · 27/11/2014 22:02

NSD

Iamnotanugget · 27/11/2014 23:33

hear well done! The lovely ladies on here are indeed awesome, except fluffy who makes me buy stuff in the Debenham's sale and led bulbs Wink

missA I've been reading but not posting. Good to hear you're home and well, although I agree with pp, don't do too much.

east fabulous news and congratulations! My ds is a James, it's a great name. Supposedly it's one of the top 10 'well behaved' names clearly ds doesn't know this

girlie find your local pharmacy that's signed up to the minor ailments scheme and they'll give you headlice treatment for children for free.

Have to couple of small things to order online but largely done for Christmas now. Not entirely sure how the account is looking but I'm hopeful Smile

babsmam · 28/11/2014 06:54

LSD yesterday - two mirrors and a sun.
Will be off to Morrison's at lunch to spend my vouchers. Other than that should be it

RobinEllacott · 28/11/2014 07:13

I'm dreading the headlice. We haven't had an outbreak yet: DD has short hair (I am a mean mother and won't let her have it long till she can look after it herself), which I'm hoping reduces the odds a bit.

I started to make a Christmas present list yesterday, which was a bit depressing. It's not just the money, it's that I've got no ideas!

colliewobbles83 · 28/11/2014 09:12

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sportinguista · 28/11/2014 09:22

Bagged a playmobil remote control pirate ship for less than half price on Boots site, am now quite excited about Christmas day, DS will love it, he's been pointing them out on TV for a while.

Best of all it didn't cost me anything as I paid in points and got a set of Spiderman puzzles as well.

Just hoping to get a TV for our bedroom from amazon today and that should be all for now! Smile

Fluffycloudland77 · 28/11/2014 10:04

Those LED bulbs are an investment I tells ya Grin

Which reminds me home bargains are doing them now £3-5, even G9 fittings.

We've booked a meal in ask Xmas eve and they sent me an email, buy a £40 voucher and get £10 credit free so I've bought that for dh so we don't have to skimp on drinks. He'll pay me when he gets paid.

Well done on the ship sporting.

needastrongone · 28/11/2014 10:58

Bagged some Denby stuff in their 50% off offer. This is our main every day stuff and has been since we got married, but needed updating very very badly, it's been on the list for a while.

There's a metal comb that you can get for head lice, which is brilliant. It's not cheap, but has won lots of awards. You use it with conditioner, so no chemicals. Covered all the outbreaks we had when the DC were younger.

hear - awesome, well done Smile

fuzzpig - nightmare!! It does happen though. Once, a decorator we used posted my key through the letter box, instead of giving it to the neighbour. I had to drive to school and get DD to give me her spare key, getting the dog to a vets appointment in the nick of time (he was locked in the house)!

Should be a low spending weekend overall.

colliewobbles83 · 28/11/2014 14:58

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Message withdrawn at poster's request.

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