My 16-month old DS is currently staying with my husband at home because husband is unemployed. I earn 30k a year and this is our all family budget. My husband is an accountant, but has been unemployed for 8 months and is desperate to take any work even paid 12k a year (min rate 5.95). I checked government website based on this assumption (42k a year) and average cost of childcare £200/week and it came out that the child/working tax credits we will get is roughly £40 a month? With this presumption I want him to stay at home instead of choosing a low paid job because it is just does not pay off!
My question is, am I right in my presumptions? Because my DH is very upset with me restricting him from work.