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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
geminicancerean · 23/06/2026 21:49

ForEagerRobin · 23/06/2026 21:46

I studied mathematics I cannot spell properly nor can I punctuate dyslexia makes that a little tough

Yeah but what about the fact that your millionaire parents are freezing out your sister financially because she’s ‘wasted’ all her opportunities? What about that OP? They sound lovely btw.

Violinorbanjo · 23/06/2026 21:50

ForEagerRobin · 23/06/2026 21:10

I’ve asked them to even give her a bit off my portion. They have refused I do not think they will be changing their minds anytime soon. They’ve even amended their will for most of it to go to me & my children and other relatives but nothing at all to my sister.

What she has really done so much to them...they hate their own child with quite visceral hatred

PenelopeJoanSterling · 23/06/2026 21:50

ForEagerRobin · 23/06/2026 21:49

They are not in competition to be my favourite. I love them both the same and they each have the same amount in their savings and we invest the same amount for each.

I have tried to speak to my parents they have refused to leave my sister anything it doesn’t mean I will leave her with nothing. It’s just a shame my parents aren’t willing to change their view.

but you could argue she destroyed her own bridges so what did she expect

ForEagerRobin · 23/06/2026 21:50

HaveYouFedTheFish · 23/06/2026 21:44

What did you study?

Mathematics I was never any good at English literature or language

OP posts:
notatinydancer · 23/06/2026 21:51

slapmyarseandcallmemary · 23/06/2026 21:11

"what kind of parent has children when they can't save for their futures".
I was in agreement with you til you said this. And it is such a judgemental thing to say. Esp in this day and age when some people can barely feed their kids never mind save for them.

Yes , very short sighted @ForEagerRobin

SleepingStandingUp · 23/06/2026 21:51

Sorry you lost me at "what sort of parent has children when they can't save for their futures".

Obviously as you're a better Mom than your sister, perhaps you can put some of they extra million+ into savings to help your poor niblings who have such tragic futures ahead of them 🙄

cupofteacupofteaalmostgotshaggedcupoftea · 23/06/2026 21:51

ForEagerRobin · 23/06/2026 21:43

What am I supposed to say. I have agreed with OP my achievements are useless/not admirable. My intention was never to say they were because I know they’re not. I made a mistake of saying we live a modest life that’s me being ignorant I am aware of the COL crisis I am aware that we are in a very lucky position.

If your own achievements in life have been modest and wasteful of that stellar education, and it’s not your success paying for your holidays, flash car and school fees, why are you judging your sister’s life choices and lack of savings to leave to her children? You clearly believe you are far superior to her. Why?

ForEagerRobin · 23/06/2026 21:52

notatinydancer · 23/06/2026 21:51

Yes , very short sighted @ForEagerRobin

That was an ignorant take I can admit that and apologise. My intention was never to offend

OP posts:
JustAnotherWhinger · 23/06/2026 21:52

ForEagerRobin · 23/06/2026 21:49

They are not in competition to be my favourite. I love them both the same and they each have the same amount in their savings and we invest the same amount for each.

I have tried to speak to my parents they have refused to leave my sister anything it doesn’t mean I will leave her with nothing. It’s just a shame my parents aren’t willing to change their view.

If they leave you everything in their will instead then you can do a deed of variation to split with your sister.

Or is that what they are trying to prevent happening?

Given you’ve don’t think either of you deserve anything, but you more, what split do you actually think would be fair? What about her children?

recoveryforever · 23/06/2026 21:52

If this is real it sounds like you are a family sitting in judgement of your sister. If one of your children doesn’t utilise their opportunities in the way you think they should would you disinherit them?

vdbfamily · 23/06/2026 21:53

why not suggest to your parents that they put half the money on trust for your sister's children for when they need to get deposits together etc. It could be life-changing for them at that stage of life, especially if you say your sister has not saved to be able to support them.

PrettyPickle · 23/06/2026 21:53

Oh this is a tricky one. Your parents have made the decision not you, she is not willing to change her attitude to relationship with her parents and realises she will get nowhere with them. So you are the fall back plan, make you feel guilty!

I think if I was you, upon receipt of the money I would put a substantial chunk of the money in trust for your nieces/nephews, to be released only for the purposes of funding (or partially funding depending on the amount) education, house purchase or a wedding. In that way you are honouring your parents intent not to give your sister anything.

Or I would tell your parents how difficult a spot this places you in and ask them to put some of the monies in Trust for their Grandkids (your sisters kids).

To me, that would be fair and honouring your parents wishes too!

MrsPapillon · 23/06/2026 21:53

ForEagerRobin · 23/06/2026 21:35

No my achievements are not admirable at all. I never said they were. I was given opportunities I took them I wasn’t smart at all there was never much hope for me. I was far more interested in going out in my late teens.

If I could go back I would do much more but I cannot go back in time so I am happy with what I have achieved in life albeit modest in comparison to what my parents imagined.

You weren’t smart and were more interested in going out, yet you got into Oxbridge?

The whole thing doesn’t add up.

Merryoldgoat · 23/06/2026 21:53

ForEagerRobin · 23/06/2026 21:31

I truly thought that’s a modest life. What counts as modest ? Our children aren’t at eton we wouldn’t be able to afford that.

Our children have extra needs ie dyslexia and adhd so private school has been the best option for us. We didn’t have much choice the school has been very very supportive.

I honestly have you the benefit of the doubt until this post. You’re either stupid or unbelievably cosseted if you think this is modest.

Putting two children through private education is beyond the vast majority of the population’s ability. There is no way you have two children in private school in the current climate and aren’t aware that only 7% of children are private educated.

Two privately educated children, 3 holidays a year, a brand new car, and two professional careers.

Modest my arse 🙄

Seeingadistance · 23/06/2026 21:54

northernballer · 23/06/2026 21:06

Who told your sister about it? That seems an odd decision to me, whoever did it must have known it would cause trouble - why would they have done that?

I'd take the money and not discuss it with my sister at all.

Yes, this is what I was thinking. How does she even know about this?

JustAnotherWhinger · 23/06/2026 21:54

ForEagerRobin · 23/06/2026 21:52

That was an ignorant take I can admit that and apologise. My intention was never to offend

It was - is that genuinely what you think of your sister (and other parents similar to her) or perhaps is that your parents attitude toward your sister that’s rubbed off on you?

If it’s your parents attitude toward her could that be behind her attitude toward them? I wouldn’t be giving lifts to people who made it obvious they thought that lowly of me…

ForEagerRobin · 23/06/2026 21:55

cupofteacupofteaalmostgotshaggedcupoftea · 23/06/2026 21:51

If your own achievements in life have been modest and wasteful of that stellar education, and it’s not your success paying for your holidays, flash car and school fees, why are you judging your sister’s life choices and lack of savings to leave to her children? You clearly believe you are far superior to her. Why?

I am not superior than her. She was smarter than me which is why it was such a shame to see her potential get wasted.

OP posts:
EasternStandard · 23/06/2026 21:55

I feel sad for your sister. She will feel this deeply.

Goatsarebest · 23/06/2026 21:55

wheresthesnowgone · 23/06/2026 21:46

OP could have been referring specifically to her sister who spends all her money on new shiny stuff for herself.

She wasn't though was she. She made a general statement saying 'what type of parents have children who ...' It wasn't specific to her sister as she had just listed specifics about her sister. It was a judgement on any parent and very specifically it is saying you shouldn't have children if you can't save for their future. It's said as if it's a completely acceptable opinion and people are going to agree. It's a pretty disgusting part of an entitled post.

geminicancerean · 23/06/2026 21:56

I dunno OP. Your benchmark for success is very off. My DH and I, high achieving, have creative occupations. Our kids attend local authority schools. One is disabled, one isn’t. Both have around £5-6k savings - will prob be around £10-12k when they’re 18.

We live in a 3 bed semi. One UK holiday a year. Neither of us are civil servants or engineers or lawyers but I think our kids have a brilliant life. Your parents might consider us to be wastrels but we are thriving.

Oliveoy · 23/06/2026 21:56

ForEagerRobin · 23/06/2026 21:50

Mathematics I was never any good at English literature or language

It's amazing how your dyslexia affected your performance in English Language and Literature, but was absolutely no barrier to a notation heavy, proof based Oxbridge Mathematics degree 🤣

HaveYouFedTheFish · 23/06/2026 21:56

ForEagerRobin · 23/06/2026 21:46

I studied mathematics I cannot spell properly nor can I punctuate dyslexia makes that a little tough

What type?

ByRedBee · 23/06/2026 21:57

Your not a bad person if you can’t save for your kids life happens

geminicancerean · 23/06/2026 21:57

ForEagerRobin · 23/06/2026 21:55

I am not superior than her. She was smarter than me which is why it was such a shame to see her potential get wasted.

Maybe she’s smart enough to reject the conventional notions of success that you and your snobby parents seem to uphold.

Caniweartheseones · 23/06/2026 21:57

You are justifying this injustice because it benefits you. Why don’t your parents just pay it fairly to secure accounts for their grandchildren. Since these people are the ones you are/ should bemost concerned about.