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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
ForEagerRobin · 23/06/2026 21:58

Seeingadistance · 23/06/2026 21:54

Yes, this is what I was thinking. How does she even know about this?

They have been making changes to their will as my dad was ill and wanted to make plans. She overheard a conversation and one thing led to another so they told her she will not get anything from them. I think they’re just hurt that she can go months without seeing them and mainly only sees them if she needs something. It’s not as thought they have completely cut her out, she needed some money recently and they gave it to her.

OP posts:
nutbrownhare15 · 23/06/2026 21:58

They are gifting you that money in the knowledge that it will sever your relationship with your sister. Only you can decide if that's worth £1m. You sound very focused on criticising her lifestyle but there are lots of different ways to live. Plenty of people on Mumsnet think we shouldn't be obligated to look after parents in old age. Does different values mean that someone should be punished in this way. No matter how upset I was with one of my children I don't think I could do that to their relationship. And as others have pointed out, three holidays a year, private school and being able to save substantial sums for your kids is not a modest lifestyle.

Arregaithel · 23/06/2026 21:59

@ForEagerRobin accept the money, why wouldn't you?

But even you, yourself have given pause, so there must be something that's unsettling you, perhaps the morality of it?

No-one on here knows your family dynamics but I suspect it's the huge amount that's being gifted to you and zero to your sister that has incensed many.

Many don't seem to realise that our actions have consequences as your sister is now finding out.

Purely as a random on an anonymous forum, it does make me feel somewhat uncomfortable tbh.

PenelopeJoanSterling · 23/06/2026 21:59

MrsPapillon · 23/06/2026 21:53

You weren’t smart and were more interested in going out, yet you got into Oxbridge?

The whole thing doesn’t add up.

oxbridge does encourage societies and group activities etc

Violinorbanjo · 23/06/2026 21:59

recoveryforever · 23/06/2026 21:52

If this is real it sounds like you are a family sitting in judgement of your sister. If one of your children doesn’t utilise their opportunities in the way you think they should would you disinherit them?

The OP:
Has done very well in life then retracts, actually has not done much, has SEN herself yet lives the live of Riley
Her sister has not so well because her sister's life choices displease the parents

a total hotch potch

Merryoldgoat · 23/06/2026 22:00

ForEagerRobin · 23/06/2026 21:40

I am sorry if my post was judgmental that wasn’t my intention. More so ignorance and for that I apologise.

Our children are at private school because they have extra needs ie dyslexia and adhd the school they attend is not academic at all. A lot of the parents sacrifice a lot to send their children there for smaller classes and more support that is all. I understand that there is a cost of living crisis and I do understand we are in a very privileged position.

My intention was not to offend anyone at all.

This old trope.

How many parents do you suppose have children with additional needs who even both working full time could not dream of even buying in additional assistance in the way of tutors, SALT, OT etc let alone afford fully private education.

PenelopeJoanSterling · 23/06/2026 22:00

ForEagerRobin · 23/06/2026 21:58

They have been making changes to their will as my dad was ill and wanted to make plans. She overheard a conversation and one thing led to another so they told her she will not get anything from them. I think they’re just hurt that she can go months without seeing them and mainly only sees them if she needs something. It’s not as thought they have completely cut her out, she needed some money recently and they gave it to her.

but your parents points are valid, if she only makes the effort when it suits her then why would she get the lions share etc

HaveYouFedTheFish · 23/06/2026 22:00

ForEagerRobin · 23/06/2026 21:55

I am not superior than her. She was smarter than me which is why it was such a shame to see her potential get wasted.

No, you probably aren't... I've never encountered dyslexia causing this type of grammatical error in an individual with the intelligence to graduate from Oxford or Cambridge.

OlderGlaswegianLivingInDevon · 23/06/2026 22:00

My goodness ! Your parents aged so much in 3 mins.

Susuwataris · 23/06/2026 22:00

From what you've written about your parents and how they view your sister I don't blame her for not putting herself out for them. Parents playing this favouritism game is disgusting, to use your words what kind of parents have children they can't treat equally. You are complicit in this.

I have had a similar situation with my sister in terms of doing most of the caring for a relative. She is still my sister though, I would have hated seeing her being treated so terribly.

MatchaTea1 · 23/06/2026 22:01

You don't sound like you like your sister very much, so you may as well take the money as no loss to you..

InterIgnis · 23/06/2026 22:01

it’s entirely up to your parents what they do with their own money. Neither your nor your sister have any inherent right to it, and you would not be denying your sister anything she is rightfully entitled to by accepting it. They want you to have it, and in your shoes I would accept it.

Seaside3 · 23/06/2026 22:01

ForEagerRobin · 23/06/2026 21:58

They have been making changes to their will as my dad was ill and wanted to make plans. She overheard a conversation and one thing led to another so they told her she will not get anything from them. I think they’re just hurt that she can go months without seeing them and mainly only sees them if she needs something. It’s not as thought they have completely cut her out, she needed some money recently and they gave it to her.

Did they announce it on a loud hailer? Radio? Take out an advert on the TV? Because I'm not sure how you overhear if you never visit.

PenelopeJoanSterling · 23/06/2026 22:02

Oliveoy · 23/06/2026 21:56

It's amazing how your dyslexia affected your performance in English Language and Literature, but was absolutely no barrier to a notation heavy, proof based Oxbridge Mathematics degree 🤣

well one is letters, the other is numbers and symbols completely different subjects

or would you say the same to Einstein ?

MrsPapillon · 23/06/2026 22:02

PenelopeJoanSterling · 23/06/2026 21:59

oxbridge does encourage societies and group activities etc

I suspect they only expect diligence and top grades from those students whose parents don’t have a few million quid in the bank.

Seaside3 · 23/06/2026 22:02

MatchaTea1 · 23/06/2026 22:01

You don't sound like you like your sister very much, so you may as well take the money as no loss to you..

The loss (apart from her sister) is what she's teaching her children.

Starzinsky · 23/06/2026 22:02

Loved that way you played down the private school "it's not eton". How many people are also privileged enough to have spare cash when bringing up children to pay money into a savings account. Sounds like you really don't need £1m.

SylvanMoon · 23/06/2026 22:03

If your post is genuine, and you are as good a person as you claim to be, then surely you will take the money, but place it in a trust that equally divides it amongst all your DC and your sister's DC. Based on your claims that every parent should be doing as much as they can to ensure their children's success, that's the only reasonable action. (Although your parents seem to feel that there's a point where you can just write off one of your offspring because they haven't come up to scratch.)

Violinorbanjo · 23/06/2026 22:04

Your whole posting has already shown many inconsistencies for someone so rich and well educated and the majority of your posts are moralising like you think we all should think ....are you someone into new money, a bit like Princess Megan who God bless her, says all sorts of emotional moralising nonsense without any substance.

TinyGingerCat · 23/06/2026 22:04

This is rage bait. Someone with an Oxford maths degree would not have to work their way up in the CS. What grade did you start at OP? If you didn’t get on the fast stream with your apparently stellar education then you’ve wasted what you were given. Also CS salaries are not high enough even at SCS level to afford two kids at private school however modest and three holidays a year and huge savings for the kids.

Tryingtobegreenfingered · 23/06/2026 22:04

I can’t believe what I’m reading. I could never do this. I would half it with my sister. Your family sounds very dysfunctional.

ForEagerRobin · 23/06/2026 22:04

recoveryforever · 23/06/2026 21:52

If this is real it sounds like you are a family sitting in judgement of your sister. If one of your children doesn’t utilise their opportunities in the way you think they should would you disinherit them?

My children do not have to do anything. As long as they’re decent people I will be proud there is no pressure at all. I would like for them to get decent GCSEs & Alevels or whatever level 3 education they’d like to take part in. It’s not bad parenting for us to want them to have forms of qualification. My eldest son currently wants to be a train driver and if that’s what he ends up doing as long as he’s happy we will be happy too.

There is no pressure at all we just want them to have fun and also be happy. Having qualifications isn’t pressure after GCSEs they can pick whatever they want to do and we will support them.

OP posts:
Goatsarebest · 23/06/2026 22:05

Any parents who would leave a million to one child and nothing to their other because of things like airport lifts and shopping runs or not meeting some imagined potential, are dysfunctional. Doing this whilst they are alive to see one of their daughters 'punished' is just vindictive and sadistic.
You are a product of this toxic family. Just take the cash and rationalise it however you want to. Job done.

PurpleLovecats · 23/06/2026 22:05

I will ask AGAIN.

What kind of life does your sister lead? Does she work? Does she have a home?

The more I read, the more certain I am that your sister actually is doing ok but you and your parents have decided she’s failing as you have different priorities.

PenelopeJoanSterling · 23/06/2026 22:06

TinyGingerCat · 23/06/2026 22:04

This is rage bait. Someone with an Oxford maths degree would not have to work their way up in the CS. What grade did you start at OP? If you didn’t get on the fast stream with your apparently stellar education then you’ve wasted what you were given. Also CS salaries are not high enough even at SCS level to afford two kids at private school however modest and three holidays a year and huge savings for the kids.

they could be Intelligence services for all we know as its still civil service even gchq etc