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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
geminicancerean · 23/06/2026 21:42

Oliveoy · 23/06/2026 21:40

Oxbridge educated my arse

Agree. Oxbridge grads are fully and painfully aware of their privilege at all times 😂 Also they can punctuate.

LimeShaker · 23/06/2026 21:43

Butt3rButt3r · 23/06/2026 21:09

“What kind of parent has children when they can’t save for their futures. “

What a ridiculous and unpleasant thing to say. Being able to save for your kids future doesn’t make you a good parent and not being able to save doesn’t make you a bad parent. Parenting has nothing to do with saving.

This stood out to me too - horrible attitude. People can be perfectly good parents without being able to save for their children’s futures and ironically much better than parents who would offer one child £1m and the other child nothing just because they feel put out. They will die and leave you both on bad terms with each other- that is very bad parenting!

ForEagerRobin · 23/06/2026 21:43

cupofteacupofteaalmostgotshaggedcupoftea · 23/06/2026 21:40

Your posts are dripping with self praise.

People who are not smart at all don’t go to Oxford and Cambridge.

What am I supposed to say. I have agreed with OP my achievements are useless/not admirable. My intention was never to say they were because I know they’re not. I made a mistake of saying we live a modest life that’s me being ignorant I am aware of the COL crisis I am aware that we are in a very lucky position.

OP posts:
Traveltart · 23/06/2026 21:43

Have you urged your parents to bypass a generation in her case and at least give a big chunk to her children directly? Not only are they disinheriting her, they’re disinheriting her blameless daughters. A similar issue is looming for me though it’s at about one tenth of your parents’ gift! I have tried to urge my parent to set some aside for the gc of the rogue sibling but they won’t hear it as the gc are adults who also do not make the effort. I did try… and there is a lot less at stake than £1m!

Atleastthedoglikesme · 23/06/2026 21:44

ForEagerRobin · 23/06/2026 21:40

I am sorry if my post was judgmental that wasn’t my intention. More so ignorance and for that I apologise.

Our children are at private school because they have extra needs ie dyslexia and adhd the school they attend is not academic at all. A lot of the parents sacrifice a lot to send their children there for smaller classes and more support that is all. I understand that there is a cost of living crisis and I do understand we are in a very privileged position.

My intention was not to offend anyone at all.

And yet in your first post you said they were doing very well at school.

My view is that you believe that private school is essential and always intended for them to go there. I don't believe you started them in state and only moved them when and because additional needs became apparent.

JustAnotherWhinger · 23/06/2026 21:44

What have your sister’s children done to be cut out?

Its very poor behaviour on your parents part to be favouring your children (given you’ve said they’re leaving the bulk to you and you children) over their other grandchildren.

My grandparents cut my father out because he was vile and abusive, but the share he would have had didn’t go to his siblings, it went to his children.

Overworkedandknackered · 23/06/2026 21:44

Whatever the circumstances or ‘principle’ involved I couldn’t afford to turn down £1 million and your sister is mad if she expects you to.

I mean if someone offered me a million to murder someone is turn that down, but otherwise I reckon there aren’t many principles I’d push out of the way to be honest.

HaveYouFedTheFish · 23/06/2026 21:44

What did you study?

Seaside3 · 23/06/2026 21:44

What are you teaching your kids in all of this too?
I would bet my bottom dollar that your kids now believe love is transactional, and if you don't behave in the correct way (whatever that is) towards their parents they will be ostracised.
Shitty.

Goatsarebest · 23/06/2026 21:45

'What kind of parents have children when they can't save for their future'
Plenty, actually. Your sense of entitlement and judgement seaps through your posts. You say yoyr suster hasn't fulfilled her potential but yiu have done what exactly. Are you parents 70s or 80s. Seems you're not so sure in your posts. At least the taxman will get a good cut if it's gifted. Give her half.

OtherS · 23/06/2026 21:45

If this is real, your parents are vile. And you're really not much better. If she'd attacked them, stolen from them, framed them for a crime they didn't commit etc then maybe fair enough, but not being bothered to take them to the airport when someone else was able to do it anyway? Wow. Poor woman, I hope she has a good support network (and a great therapist) as her family's bloody horrible.

And I hope the same for your kids actually, if this is what you're teaching them. You're demonstrating that they're in constant competition to be your favourite, so they better spend the rest of your life doing you favours and living up to your expectations, else you'll be cutting them off without a backwards glance. There's a very good chance you're the one who'll be cut off if this is your attitude.

Screamingabdabz · 23/06/2026 21:45

PenelopeJoanSterling · 23/06/2026 21:37

depends on what you studyed, people assume uni education yet it does not mean you study everything

They have eyes, and access to news presumably? 🙄

Doctordoolittle · 23/06/2026 21:46

Zanatdy · 23/06/2026 21:04

I’d take it.

Me too!

ForEagerRobin · 23/06/2026 21:46

geminicancerean · 23/06/2026 21:42

Agree. Oxbridge grads are fully and painfully aware of their privilege at all times 😂 Also they can punctuate.

I studied mathematics I cannot spell properly nor can I punctuate dyslexia makes that a little tough

OP posts:
wheresthesnowgone · 23/06/2026 21:46

slapmyarseandcallmemary · 23/06/2026 21:11

"what kind of parent has children when they can't save for their futures".
I was in agreement with you til you said this. And it is such a judgemental thing to say. Esp in this day and age when some people can barely feed their kids never mind save for them.

OP could have been referring specifically to her sister who spends all her money on new shiny stuff for herself.

geminicancerean · 23/06/2026 21:47

HaveYouFedTheFish · 23/06/2026 21:44

What did you study?

I’m assuming OP has experienced significant academic regression over time as their MN deportment is… not Oxbridge.

OneNewLeader · 23/06/2026 21:48

I’d tell my parents to gift, via trust, to their grandchildren, equally. So that they all benefit. Seems the fairest thing to do.

My siblings have all made wildly different choices with our lives, our parents have treated us equally, I guess that’s love.

chatgptmeup · 23/06/2026 21:48

That's tricky. What is your relationship with your sister? Do you want one? That is ultimately what this will come down to. If you keep it all, your relationship is done. You may even be sued by her, which will be frivilous, annoying and expensive. She could start claiming coersion of your parents. If you give it to her, you might be opening a can of worms to her wanting more one day etc. People who are entitled won't stop asking. I'm sorry because you can't win either way. I'd do what your parents want, it's their money. Keep half of the money in an interest bearing account (don't tell anyone) and leave it there until a few years after they are gone in case they change their minds, they need the money themselves, or you decide to give it to your sister.

friedaddedchilli · 23/06/2026 21:48

You are not oxbridge educated

GeishaTrumpet · 23/06/2026 21:48

Ineffable23 · 23/06/2026 21:03

Could you take it and agree with your sister you'll give her a chunk, maybe in a few years time when it won't cause chaos with your parents?

But that’s not what her parents want.

ThejoyofNC · 23/06/2026 21:49

Well you obviously have absolutely no idea of the definition of modest.

But you don't have much of a relationship to lose with your sister so I really don't see the issue here. She's ostracized herself from her family but still wants a piece of the pie. Good on your parents for doing what many wouldn't have the guts to do.

ForEagerRobin · 23/06/2026 21:49

OtherS · 23/06/2026 21:45

If this is real, your parents are vile. And you're really not much better. If she'd attacked them, stolen from them, framed them for a crime they didn't commit etc then maybe fair enough, but not being bothered to take them to the airport when someone else was able to do it anyway? Wow. Poor woman, I hope she has a good support network (and a great therapist) as her family's bloody horrible.

And I hope the same for your kids actually, if this is what you're teaching them. You're demonstrating that they're in constant competition to be your favourite, so they better spend the rest of your life doing you favours and living up to your expectations, else you'll be cutting them off without a backwards glance. There's a very good chance you're the one who'll be cut off if this is your attitude.

They are not in competition to be my favourite. I love them both the same and they each have the same amount in their savings and we invest the same amount for each.

I have tried to speak to my parents they have refused to leave my sister anything it doesn’t mean I will leave her with nothing. It’s just a shame my parents aren’t willing to change their view.

OP posts:
PenelopeJoanSterling · 23/06/2026 21:49

Screamingabdabz · 23/06/2026 21:45

They have eyes, and access to news presumably? 🙄

same as me yet i dont know all or everything thats on the news most of it is just background noise

TheOnlyAletheia · 23/06/2026 21:49

Your parents sound toxic and you’re perpetuating that with your sister. If it was me, I’d take it and give half to my sister.

PurpleLovecats · 23/06/2026 21:49

Seeing as you ignored my questions about your sister, I’m going to assume she’s actually doing ok. That she works and has a home otherwise I think you would have been quick to tell us otherwise. I suspect her failing is that she doesn’t educate her children privately and has different priorities for her money.

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