Help end medical misogyny. Sign our petition.

Help end medical misogyny.
Sign our petition.

Sign the petition

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
Pinkie89 · 23/06/2026 21:35

IMO you are very out of touch if you think a private education, 3 holidays a year and investing for your children is a modest way of living, I find that very insulting.

What an awful thing for your parents to do. To give you £1m+ and your sister nothing is unthinkable. She is their child. Maybe she has issues they/you are unaware off. Even if she is a horrible daughter, what about her children, their grandchildren, they are denying inheritance. I could not take all of that money knowing I was taking half of my nieces/nephews future inheritance.

tara66 · 23/06/2026 21:35

Not read the full thread. You need to explain to your DS that you may have to pay IHT on this gift seeing as DP are in their 80s. So she would need wait 7 years anyway and you may end up also with a lot less money too after tax.

Soontobe60 · 23/06/2026 21:35

PenelopeJoanSterling · 23/06/2026 21:33

from the sounds of the sister, can you truly blame the op ?

I have 4 siblings. 2 of them are pretty rubbish at keeping in touch, and didn’t do much to help with my mum when she was struggling. But I would never think that I deserved more money off her than them just because I helped mum out more.
One could argue that maybe the sister struggles to have any relationship with her parents because they’ve always treated her differently?

VickyEadie · 23/06/2026 21:35

Not affording Eton = "modest" lifestyle.
🤣🤣🤣

PenelopeJoanSterling · 23/06/2026 21:36

ForEagerRobin · 23/06/2026 21:35

No my achievements are not admirable at all. I never said they were. I was given opportunities I took them I wasn’t smart at all there was never much hope for me. I was far more interested in going out in my late teens.

If I could go back I would do much more but I cannot go back in time so I am happy with what I have achieved in life albeit modest in comparison to what my parents imagined.

seems you have done well and congrats, ill admit if i could time travel then id study more and achieve more overall but it is what it is etc

Screamingabdabz · 23/06/2026 21:36

ForEagerRobin · 23/06/2026 21:31

I truly thought that’s a modest life. What counts as modest ? Our children aren’t at eton we wouldn’t be able to afford that.

Our children have extra needs ie dyslexia and adhd so private school has been the best option for us. We didn’t have much choice the school has been very very supportive.

Wow. Private schools and Oxbridge - all that costly education and yet still so ignorant.

PenelopeJoanSterling · 23/06/2026 21:36

Soontobe60 · 23/06/2026 21:35

I have 4 siblings. 2 of them are pretty rubbish at keeping in touch, and didn’t do much to help with my mum when she was struggling. But I would never think that I deserved more money off her than them just because I helped mum out more.
One could argue that maybe the sister struggles to have any relationship with her parents because they’ve always treated her differently?

true, but from the sounds of the sister its spend first and think afterwards, plus nice grand ideas does not pay the bills

thepariscrimefiles · 23/06/2026 21:36

ForEagerRobin · 23/06/2026 21:31

I truly thought that’s a modest life. What counts as modest ? Our children aren’t at eton we wouldn’t be able to afford that.

Our children have extra needs ie dyslexia and adhd so private school has been the best option for us. We didn’t have much choice the school has been very very supportive.

Surely you are aware that the vast majority of children do not go to private schools? Your faux naivety is quite jarring. I can't work out whether your wealth completely shields you and cuts you off from anyone that isn't extremely wealthy or whether you are just making this up or exaggerating the situation for effect.

Tahlbias · 23/06/2026 21:36

I would take the gift off your parents. You do everything for them, and their gift to you is to show their appreciation.

My husband is a self employed driving instructor and always pops into his grandparents in between lessons. His grandad has gifted him a car, is paying for us to go on holiday at Christmas time (even though we have refused) His grandad would just turn up at the house and say "I've ordered a new dish washer for you"!

sittingonabeach · 23/06/2026 21:37

You genuinely think 3 holidays a year and kids at private school is a modest life. I guess when your parents have excess of £1m they can just give away you might feel it is modest compared to that but for most people it is a privileged life

PenelopeJoanSterling · 23/06/2026 21:37

Screamingabdabz · 23/06/2026 21:36

Wow. Private schools and Oxbridge - all that costly education and yet still so ignorant.

depends on what you studyed, people assume uni education yet it does not mean you study everything

luckylavender · 23/06/2026 21:37

ForEagerRobin · 23/06/2026 21:03

I will add. I do a lot for my parents our of love. They’re in their 80s now they’re healthy but need help with certain things. I’m the one that does their food shopping, I’m the one that goes to see them every single week (unless I am abroad on holiday) I am the one that goes to their house and fixes things or gets in touch with various people who fix things if I can’t do it. I am the one that calls them and checks on one them. I am the one that takes my children to go see them, my children love spending time with them. My sister on the other hand hardly makes an effort. Sometimes it is hard because I know I will end up having to take care of them which I have accepted and I will do that because I love them they’re my parents.

They were in their 70s earlier

Diarygirlqueen · 23/06/2026 21:37

You sound as shitty as your parents.

MrsJeanLuc · 23/06/2026 21:38

ForEagerRobin · 23/06/2026 21:10

I’ve asked them to even give her a bit off my portion. They have refused I do not think they will be changing their minds anytime soon. They’ve even amended their will for most of it to go to me & my children and other relatives but nothing at all to my sister.

wow, she really has upset them! I think there must be more backstory than you are telling us (or perhaps more than you know yourself?).

Whatever, I think you should take the money @ForEagerRobin and do whatever is best for your family with it.

FWIW the people fretting about the tax implications should give their head a wobble; if your parents (both) die within 7 years (unlikely) then you will pay whatever tax is due. Whatever, they are entitled to distribute their estate how they wish - it doesn't make you a bad person!

Your sister has made her bed, hasn't she? She has choices now - maintain good relationships with you and/or parents and benefit from generosity when she needs it ... or ... not.

TheRealMagic · 23/06/2026 21:38

ForEagerRobin · 23/06/2026 21:19

I’m not pleased ? It’s not a nice situation to be in. At the end of the day she is still my sister. I’d love for her to get something too from them but she burnt that bridge herself. There’s been so many instances where she had the chance to fix things with our parents but she wanted to be stubborn. She has been criticised for how she lives, that’s not a bad thing that’s what you do for someone you love. Hoping that they do see the errors of their ways and how it’ll hurt them in the future.

Is that what your were taught growing up? That you criticise people you love and the way they live because you know better than them and so criticising them will make them better?

Your poor sister.

Metromayhem · 23/06/2026 21:39

PenelopeJoanSterling · 23/06/2026 21:35

it depends on what metrics your judging it against, so yes one persons modest is another persons thats rich, its all context dependent

Nope, no way. Regardless of your social circle, you’d have to be an idiot to think this is modest compared to most. Not buying it at all.

PenelopeJoanSterling · 23/06/2026 21:39

@ForEagerRobin the only issue i can think of now is she needs to be given something even if its eg £10 otherwise in the uk and i could be wrong but she could contest the will , unless all transfers are while your parents are living

Tulips94 · 23/06/2026 21:40

Why did you tell her?

cupofteacupofteaalmostgotshaggedcupoftea · 23/06/2026 21:40

ForEagerRobin · 23/06/2026 21:35

No my achievements are not admirable at all. I never said they were. I was given opportunities I took them I wasn’t smart at all there was never much hope for me. I was far more interested in going out in my late teens.

If I could go back I would do much more but I cannot go back in time so I am happy with what I have achieved in life albeit modest in comparison to what my parents imagined.

Your posts are dripping with self praise.

People who are not smart at all don’t go to Oxford and Cambridge.

ForEagerRobin · 23/06/2026 21:40

I am sorry if my post was judgmental that wasn’t my intention. More so ignorance and for that I apologise.

Our children are at private school because they have extra needs ie dyslexia and adhd the school they attend is not academic at all. A lot of the parents sacrifice a lot to send their children there for smaller classes and more support that is all. I understand that there is a cost of living crisis and I do understand we are in a very privileged position.

My intention was not to offend anyone at all.

OP posts:
Oliveoy · 23/06/2026 21:40

Oxbridge educated my arse

Allatsea1980s · 23/06/2026 21:41

I think your parents are being absolutely awful.
Your sister might not be perfect but to cut her out of the will, to not give her anything and you £1million - that’s terrible behaviour.
my grandmother left my aunt £30k more than my mum. Both still got six figure inheritances. My mum was really upset by the principle. What your parents are doing is miles worse.
Anyway - you’re going to have to decide. Take the million or keep a relationship with your sister. It doesn’t sound like you like her very much so maybe take it.

Mumtobabyhavoc · 23/06/2026 21:41

tara66 · 23/06/2026 21:35

Not read the full thread. You need to explain to your DS that you may have to pay IHT on this gift seeing as DP are in their 80s. So she would need wait 7 years anyway and you may end up also with a lot less money too after tax.

I think that would just come across as patronizing. 🤔

AgnesMcDoo · 23/06/2026 21:41

You all sound horribly toxic and as bad as each other.

Doubletroubledoubled · 23/06/2026 21:42

I can only imagine what having wealth like this would be like, but I thought there were limits on how much parents could gift to their children each year.
As to your parents decision it’s theirs to make, which I know is stating the obvious but in the OP’s shoes, as the recipient I’d feel very uncomfortable with want they are choosing to do and all the more so as just half the amount would be still make a huge difference.
Presumably if the parents have this amount of wealth to dispense with now, there will be more to come when they die - are they planning to leave any of this to the sister? If not, then like others have said I think they are being exceptionally petty and unkind to her, unless of course there are things that have happened between them that the OP doesn’t know about . Whilst I agree that she doesn’t appear to have been the best daughter in more recent times to cut her out completely seems exceptionally harsh

Swipe left for the next trending thread