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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
PenelopeJoanSterling · 23/06/2026 21:32

ForEagerRobin · 23/06/2026 21:31

I truly thought that’s a modest life. What counts as modest ? Our children aren’t at eton we wouldn’t be able to afford that.

Our children have extra needs ie dyslexia and adhd so private school has been the best option for us. We didn’t have much choice the school has been very very supportive.

then its sorted you need the £ to cover costs

HoppityBun · 23/06/2026 21:32

Once it’s yours, it’s yours. Take it and then share with your sister

HaveYouFedTheFish · 23/06/2026 21:32

Tbh that's shitty of your parents - love for your children should be close to unconditional (exceptions perhaps for adult children commuting heinous crimes commited when not suffering from psychosis or something, and being actively abusive).

Your parents are (either deliberately or negligently) setting up a situation where their children will not have a relationship with one another, and likely their two sets of grandchildren won't either. They are punishing your sister's children for your sister not prioritising them as much as you do.

If they have a million £ to simply give away without inconvenience to themselves they could easily have paid for a taxi or chauffeur driven car service to the airport. This feels pretty and divisive and somewhat vindictive - they're punishing your sister and her children. You don't even need the money. I'd very much question the motives.

Your parents sound like very poor parents and you should be aware that being the golden child isn't without it's problems - often the golden child comes out of this type of dynamic worse than the black sheep.

That's on your parents, but you can take the money if it's worth more to you than a relationship with your sister and her children. Pragmatically it may be. Only you know, but you can't have both.

Just don't repeat the shitty model your parents have played out with your own children when they're adults.

ChickenBananaBanana · 23/06/2026 21:32

So I shouldn't have my kids because I can't save to buy them a house? What a snobby cow you sound op.

Soontobe60 · 23/06/2026 21:32

ForEagerRobin · 23/06/2026 21:10

I’ve asked them to even give her a bit off my portion. They have refused I do not think they will be changing their minds anytime soon. They’ve even amended their will for most of it to go to me & my children and other relatives but nothing at all to my sister.

Then they’re nasty pieces of work who only value their children in monetary terms, and it seems you’ve inherited that gene from them.

You can be guaranteed that your relationship with your sister will be non existent if you take this money, but it sounds like you’d prefer the money over a relationship with her in the first place.

PenelopeJoanSterling · 23/06/2026 21:32

geminicancerean · 23/06/2026 21:31

Two kids in private school, three holidays a year and plenty of savings already banked for DC’s is not ‘modest’ btw. It’s immensely privileged. You are better off than 90% of the population, possibly more.

by elite standards its modest

AmIbeingscammed · 23/06/2026 21:32

ForEagerRobin · 23/06/2026 21:31

I truly thought that’s a modest life. What counts as modest ? Our children aren’t at eton we wouldn’t be able to afford that.

Our children have extra needs ie dyslexia and adhd so private school has been the best option for us. We didn’t have much choice the school has been very very supportive.

You're definitely on a wind up. Modest life 🙄

PurpleLovecats · 23/06/2026 21:33

This is horrible. Your parents sound very transactional. Gifting one child such a huge amount of money and the other nothing, is a disgraceful way to behave.
Im interested in knowing more about your sister. Does she work? Own a home? Send her children to state school?
Or are her choices truly awful, she sits at home all day snorting coke whilst her kids run feral round the local area?
I couldn’t take a “gift” that was so divisive. But I suspect you rather enjoy being the golden child.

Arlanymor · 23/06/2026 21:33

MxCactus · 23/06/2026 21:31

I actually think you're as bad as them if you accept the money. They can only divide you both and "punish" your sister in this cruel way if you allow it.

Ideally you need to speak to your sister, give a united front and say you want the assets split equally. I doubt you will do that though because deep down you want the money more than you'll care about her and her feelings

She won't because she's said further up the thread that her sister doesn't deserve the money... she was very clear on that point!

PenelopeJoanSterling · 23/06/2026 21:33

Soontobe60 · 23/06/2026 21:32

Then they’re nasty pieces of work who only value their children in monetary terms, and it seems you’ve inherited that gene from them.

You can be guaranteed that your relationship with your sister will be non existent if you take this money, but it sounds like you’d prefer the money over a relationship with her in the first place.

from the sounds of the sister, can you truly blame the op ?

Valpolichella · 23/06/2026 21:33

Darragon · 23/06/2026 21:23

I bet the poor DSis is on the Stately Homes thread. Because you’re clearly the golden child and she’s the black sheep and your parents have played you like a little fiddle my dear flying monkey.

Alternatively, OP is telling the truth? Dsis is as entitled individual, crap with money, does nothing to help their parents and has left everything to op to do, all the while expecting her “rightful” inheritance. That is, by no means, an unusual scenario?

34567890A · 23/06/2026 21:33

There doesnt seem to be any love lost between your sister and you.
You blame her for making poor choices but you haven't walked in her shoes.
It is far better to assume that people do the best they can with what life gives them, because literally every person follows this rule.
Yes, some people make poor choices, but that was the best they could do at that time with the knowledge and the capability they had.
Deep down, you believe your sister doesnt deserve any more chances, and deserves to reap what she has sown.

In your position, I'd take the inheritance, and cut your sister off, if she doesnt cut you off first, for her sake, not yours.

sprigatito · 23/06/2026 21:33

ForEagerRobin · 23/06/2026 21:31

I truly thought that’s a modest life. What counts as modest ? Our children aren’t at eton we wouldn’t be able to afford that.

Our children have extra needs ie dyslexia and adhd so private school has been the best option for us. We didn’t have much choice the school has been very very supportive.

What do you think people do who actually don’t have a choice? You know, the 93% of people for whom “living modestly” doesn’t include paying for education?

I do wish your sister were here to speak for herself. I suspect she would have a very different perspective on you and your parents.

FortyFacedFuckers · 23/06/2026 21:33

Modest life style, private schools & 3 holidays a year Lol, you and your parents sound very judgmental no wonder your sister keeps her distance

Metromayhem · 23/06/2026 21:34

ForEagerRobin · 23/06/2026 21:31

I truly thought that’s a modest life. What counts as modest ? Our children aren’t at eton we wouldn’t be able to afford that.

Our children have extra needs ie dyslexia and adhd so private school has been the best option for us. We didn’t have much choice the school has been very very supportive.

Oh fuck off.
You honestly truly thought that’s what modest is? When there are newspaper headlines about kids being malnourished, people not being able to afford basic living expenses?
Absolutely jumped the shark here. Get a fucking hobby.

Yetone · 23/06/2026 21:34

Your parents are totally out of order. You should always treat your children equally. They do not need a lift to the airport. I have never asked my adult children to do this. We get a taxi.
OP, I would really worry that by giving you this money your parents expect you to take care of them for the rest of their lives. Nasty people.

openended · 23/06/2026 21:34

Its a tough one because I really don't believe anyone is owed an inheritance. It is your parents money to do as they wish. Why is your sister aware of the money and how much they are giving you? You do more for them than she does and have made sure you have cultivated a relationship between them and your children. It isnt unreasonable that they may want to compensate you in some way.

Ultimately it is their money and they can do as they see fit but I wouldnt' have expected them or you to make your sister aware. Of course it will now create resentment and it really depends on whether you are ok with having little or no relationship with your sister.

geminicancerean · 23/06/2026 21:34

ForEagerRobin · 23/06/2026 21:31

I truly thought that’s a modest life. What counts as modest ? Our children aren’t at eton we wouldn’t be able to afford that.

Our children have extra needs ie dyslexia and adhd so private school has been the best option for us. We didn’t have much choice the school has been very very supportive.

Fewer than 0.02% of UK children attend Eton

ACR7 · 23/06/2026 21:34

I’ll be honest. I wouldn’t even consider turning it down 😂 jokes aside I’d see turning that down as choosing my sisters happiness over my children’s future.

Mumtobabyhavoc · 23/06/2026 21:34

OP has a lot of financial security.
Sister does not.
Regardless of how they got there I think OP should suggest to her parents they give their other daughter something. I'd say 30% for sister's children in trust to age X.

TheCountessofLocksley · 23/06/2026 21:34

Apologies if this has already been said (I’ve only scanned the thread). Before your parents and you do anything you both need very good financial and legal advice on the tax implications of this “gift” and the implications on any need for financing care/nursing homes as this may be considered deprivation.

Without advice you could be walking into a financial disaster.And if you do accept it without advice don’t give any away until you understand the legal implications.

I really think you need to think about your relationship with your sister and her children. Maybe stop judging them for starters, everyone’s financial situation is unique and you don’t necessarily know what challenges she and her family have/are facing.

2children3dogs · 23/06/2026 21:34

ForEagerRobin · 23/06/2026 21:31

I truly thought that’s a modest life. What counts as modest ? Our children aren’t at eton we wouldn’t be able to afford that.

Our children have extra needs ie dyslexia and adhd so private school has been the best option for us. We didn’t have much choice the school has been very very supportive.

Jesus christ OP wake up and smell the COL crisis.
Modest is paying your bills, having the odd takeaway and maybe affording a holiday every couple of years if your car doesnt break down and wipe you out.

Cop on.

DannyDeever · 23/06/2026 21:35

.

ForEagerRobin · 23/06/2026 21:35

cupofteacupofteaalmostgotshaggedcupoftea · 23/06/2026 21:29

The way you write isn’t saying private school and Oxbridge to me.

Your family sounds toxic. Take the money, but accept that you will never again have the same relationship with your sister. Not that you like her anyway, that much is clear.

BTW, your achievements in life are not admirable, given the considerable leg up you have received through a paid for education and a middle class, loving household. I hope you dial down your smug attitude in your day to day interactions; especially if you are a civil servant dealing with policy aimed at people less fortunate than yourself.

No my achievements are not admirable at all. I never said they were. I was given opportunities I took them I wasn’t smart at all there was never much hope for me. I was far more interested in going out in my late teens.

If I could go back I would do much more but I cannot go back in time so I am happy with what I have achieved in life albeit modest in comparison to what my parents imagined.

OP posts:
PenelopeJoanSterling · 23/06/2026 21:35

Metromayhem · 23/06/2026 21:34

Oh fuck off.
You honestly truly thought that’s what modest is? When there are newspaper headlines about kids being malnourished, people not being able to afford basic living expenses?
Absolutely jumped the shark here. Get a fucking hobby.

it depends on what metrics your judging it against, so yes one persons modest is another persons thats rich, its all context dependent

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