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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
ForEagerRobin · 24/06/2026 23:00

lightseeker · 24/06/2026 22:50

To be fair to OP, being a mathematician doesn't have anything to do with your punctuation or spelling. Snd not all 'private schools' are good - some are money for old rope, frankly. Totally depends.

I have not said every private school is good. I went to a very basic one walking distance from my house growing up.

My children go to one it’s not eton. It’s a well rounded school not academic at all but it has everything they need and they like it. They were at a state school for a little bit and hated it, refused to go to school many times etc didn’t seem to learn much and maybe that’s on them but they’re also children. Either way there’s been a difference at the private school so we will stick to that. Some children just thrive better in different environments.

OP posts:
ForEagerRobin · 24/06/2026 23:01

randomnamegenerated · 24/06/2026 22:58

No, but being an Oxbridge level maths candidate does require approaching problems and laying out information in a clear and methodical way, none of which has been on display here.

Then they were foolish to let me in

OP posts:
Dastardly2026 · 24/06/2026 23:08

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

randomnamegenerated · 24/06/2026 23:11

You posted up to nearly 1am yesterday, started today a bit after 10am. I've just scrolled through your posts. You've been on here at least once, but more often numerous times with very lengthy posts, every hour since. Your schedule is very unusual for someone with primary aged children.

ForEagerRobin · 24/06/2026 23:13

Northernlights19 · 24/06/2026 22:55

If you studied maths then logic comes into tears surely?! You don't seem to have any.

No, I don't have any special logic. Maybe they felt sorry for me and decided to let a few idiots in.

My father & mother attended the same university, as did my grandfather and great-grandfather. Some people have suggested that helped, while others have put it down to the school I attended. Whatever the case I still had to achieve the grades to get in.

I went to university to enjoy myself, and I certainly didn't come away with a first-class degree or even a 2:1 not even close. Despite my apparent lack of logic life has worked out well I am content. I did the minimum and had lots of fun that’s all that mattered to me back then. I didn’t choose to go to university. It was what was expected of me. All in all my parents were very proud. They never expected much just that I attend and not fail.

OP posts:
ForEagerRobin · 24/06/2026 23:16

randomnamegenerated · 24/06/2026 23:11

You posted up to nearly 1am yesterday, started today a bit after 10am. I've just scrolled through your posts. You've been on here at least once, but more often numerous times with very lengthy posts, every hour since. Your schedule is very unusual for someone with primary aged children.

I have nothing better to do I don’t work Monday through to Friday it’s flexible and my children are not with me all the time. It’s too hot for school so they’re with relatives as they have children similar ages

OP posts:
lightseeker · 24/06/2026 23:28

At least you're honest about uni, OP, and I know Oxbridge entry was different back then, but still, it's a shame you couldn't 'feel' the privilege of being there at the time. My DH was a refugee. We were both the first to go to uni in our families. Being able to put our kids through private schools has been a world away from how we grew up. My parents didn't even finish school. Now two of our kids have gone through Cambridge, they appreciated every day and came out with starred firsts because they knew that there are many many thousands who could do the same, but never had the chance. There are parts of the world where even a basic education is denied to many children, particularly girls. Not taking things for granted drives people.

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 23:30

ForEagerRobin · 24/06/2026 23:13

No, I don't have any special logic. Maybe they felt sorry for me and decided to let a few idiots in.

My father & mother attended the same university, as did my grandfather and great-grandfather. Some people have suggested that helped, while others have put it down to the school I attended. Whatever the case I still had to achieve the grades to get in.

I went to university to enjoy myself, and I certainly didn't come away with a first-class degree or even a 2:1 not even close. Despite my apparent lack of logic life has worked out well I am content. I did the minimum and had lots of fun that’s all that mattered to me back then. I didn’t choose to go to university. It was what was expected of me. All in all my parents were very proud. They never expected much just that I attend and not fail.

So if that’s the case, why were you berating your sister yesterday for not living up to her potential? Maybe she felt/feels exactly the same way as you about her education.

Bubblesgun · 24/06/2026 23:34

@ForEagerRobin stop
talking. You re awful the more you talk. Just gibe it a rest now

ForEagerRobin · 24/06/2026 23:50

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 23:30

So if that’s the case, why were you berating your sister yesterday for not living up to her potential? Maybe she felt/feels exactly the same way as you about her education.

Maybe she does she’s allowed to feel that way about her education. My experience doesn’t keep me up at night. It’s not that serious of a crime, our father wanting us to pursue higher education is not a bad thing. If we yelled, screamed, cried, he would have accepted that we did not want to go. My sister never said she didn’t want to go to university at least not to our father or I. Maybe she did to her friends I do not know. If she fid that’s quite a turnaround considering she speaks so fondly of her time at university even to this day. When I said I did not want to go to university she would tell me go you’ll have so much fun and freedom so I think it’s fair to say she didn’t hate education or feel the same way I did at the time. I am not berating my sister for her educational potential. I just don’t think it’s a good thing to have ruined your marriage with infidelity or to be the other woman especially when you have children. The sister I knew was confident I don’t think a confident person does that. I guess I don’t really know her.

OP posts:
ForEagerRobin · 24/06/2026 23:51

Bubblesgun · 24/06/2026 23:34

@ForEagerRobin stop
talking. You re awful the more you talk. Just gibe it a rest now

You don’t have to read any of it or interact if you do not like it.

I posted here because I wanted an outlet that’s all

OP posts:
Dastardly2026 · 24/06/2026 23:53

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

ForEagerRobin · 24/06/2026 23:55

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

What have I said that isn’t coming across well ? I’ve said I would share the inheritance/gift It would have been better if my father made a decision that benefits both

OP posts:
Steggasaurus · 24/06/2026 23:59

ForEagerRobin · 24/06/2026 21:30

I do not think my parents care. They think she will just get over it

She won’t.

Oliveoy · 24/06/2026 23:59

SerenaCat93 · 24/06/2026 23:00

And after spending money on all those things you still afford a holiday every single year and multiple regular hobbies. You are spending far more money on leisure than we are despite having those costs to pay. You could easily cut 20 quid a month out of that somewhere for your child's future. You choose not to. You are not wallowing in poverty with not a penny to rub together because of your circumstances like you seem to be making out you are. You choose to spend all your money now on non essential things and you choose not to save. I completely understand that your circumstances are that you have all this disposable income and choose not to save any of it. As stated previously, if you just had no money so couldn't save that would be an entirely different conversation, but you have plenty of money.

I've paid for 35k of my own health care. You don't need to lecture me about being abandoned by the NHS. If I was struggling for money and therefore struggling to save I would cut one of many hobbies before cutting my child's ISA. It's important. Losing one hobby when you still have three isn't a big deal and it isn't going to ruin their childhood.

People really need to understand that they are setting their children up for a difficult time and being irresponsible not saving for their children. It pisses me off seeing brilliant, accomplished people like my friends struggling when they had all the potential in the world because their parents didn't help them get going, they considered getting them to 18 educated and well rounded a finished job. I don't care how pissy you get about it, hopefully some people reading will understand the difference it makes to their kids whole adult lives to build a nest egg to get them going and will open an ISA for them. Just giving your child a car and lessons to drive it opens so many doors for them. Why would anyone parent willingly choose not to open that door so they can go on a few more holidays!?

You really are a most unpleasant person. How dare you suggest that what we spend on our daughter in terms of health care and activities to enrich her frankly shitty life is non essential.

You have no idea what our finances are or that we spend more than you. I don't have horses for a start or live in a big house. I don't go to the
hairdressers or have treatments or buy new clothes for myself, it's sacrificed for DD. "Just a few more holidays" ie one modest holiday a year for us to enjoy ourselves as a family and leave the world behind is really important to all our wellbeing. And we won't have to worry about buying her a car, because she's unlikely to ever be able to drive.

Dastardly2026 · 25/06/2026 00:22

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

SerenaCat93 · 25/06/2026 06:37

Oliveoy · 24/06/2026 23:59

You really are a most unpleasant person. How dare you suggest that what we spend on our daughter in terms of health care and activities to enrich her frankly shitty life is non essential.

You have no idea what our finances are or that we spend more than you. I don't have horses for a start or live in a big house. I don't go to the
hairdressers or have treatments or buy new clothes for myself, it's sacrificed for DD. "Just a few more holidays" ie one modest holiday a year for us to enjoy ourselves as a family and leave the world behind is really important to all our wellbeing. And we won't have to worry about buying her a car, because she's unlikely to ever be able to drive.

All the things you listed (yearly holiday, multiple hobbies which I can't remember to list but there were at least three listed and an erx. Which suggests more) costs more than we spend on leisure because we do less hobbies and only go on holiday every other year. It's not rocket science and gives the impression of someone with a lot of disposable income because we couldn't afford to spend that without axing our savings accounts. Which we will not do. I literally said to you two posts ago if you don't expect your daughter to ever live independently then it's a moot point for you but you keep banging on about how saving is unimportant though and it's all about the here and now and enriching childhood as if the rest will sort itself out later. It won't.

Parents who expect their children to live independently are being irresponsible if they choose not to save for their children's future when they have the money to do so. That clearly offends you but I don't really care. Children don't ask to be born, we owe them a good start in life because we chose to create them.

You keep moving the goal posts. First it was just about parents who give everything to their child's enrichment now and producing an amazing well rounded young adults who can achieve anything in the world because of the childhood they've been given but save nothing for their future. Then it was about sick kids who need more happy times but will still achieve in adulthood if given the right amazing childhood experiences now it's about sick kids who will never live independently so it doesn't matter if you save or not. They are very different scenarios and you know that. Call me unpleasant all you like, I have nothing but disdain for parents who don't plan for their children's futures because all of the people I know who struggle in adulthood financially are products of such parenting despite being educated and brilliant and they deserve better. Money habits like blow the lot for a good time because we all deserve a holiday nevermind later ingrained into children by parents result in adults that are terrible with money and don't understand financial concepts that build wealth. The house deposit and savings account never quite materialises because there's always something more fun to do.

Remember, you came for me. You clearly don't like being snapped back at or people sticking to their original beliefs when you witter on about all the reasons they are wrong and they are awful people for actually having the audacity to point out what parents should be doing for their children to give them a good future so maybe just leave it.

geminicancerean · 25/06/2026 06:53

ForEagerRobin · 24/06/2026 21:23

I never said I was smart I misunderstand things all the time and it certainly didn’t teach me empathy I’ll agree. I didn’t care for education at all as It was just expected of me. So let’s just agree that I’m thick and leave it like that. I don’t make decisions for my father this is his choice I’m in the middle. My children all have the same amount of savings and investments I’m not going to leave one dry that’s not me I’m not my father I think now it’s just assumptions being made.

The neurodivergence is screaming through this post.

geminicancerean · 25/06/2026 06:58

ForEagerRobin · 24/06/2026 22:46

I did not mind. Her children needed their fees paid at the end of the day.

There’s never been any talks about an imbalance

No they didn’t. They could have gone to a maintained school like 93% of the population. They would have been ok. Your weird family see private schooling as a necessity.

EasternStandard · 25/06/2026 07:16

ForEagerRobin · 24/06/2026 21:30

I do not think my parents care. They think she will just get over it

This is madness. Of course she won’t. They may as well say we have no love for you only for the other sibling.

What a thing to do, I’m surprised they aren’t aware of how friends of theirs would judge them. And what will be said about your family after. She’ll be incredibly hurt. What a stupid thing to do.

SweetnsourNZ · 25/06/2026 07:17

Heartbroken38 · 23/06/2026 21:06

Is this a reverse?

Regardless of what either of you do for them, the difference between a million quid worth of assets and nothing is huge. She's still their child. I think it's an awful thing to do to be honest.

Although I'm judging their decision more than yours to take it

Edited

This. Most siblings are different to each other. You don't just accept the golden child. It's not like your sister is a drug dealer or something. Maybe she has always sensed your parents prefer you and that is why she stays away. Your parents behaviour smacks of manipulation to me sorry.

quartile · 25/06/2026 07:41

As an Oxbridge mathmo myself OP story sounds credible. My punctuation is awful and I never had to write a sentence to get my degree just rows of symbols.
Oxbridge maths can be pretty brutal you all arrive with 3 or 4 As and then the course is like a ramp getting harder each term. Most fall by the wayside, a few get to the end and become professors.
What's harder is retaining a sense of self and not thinking you're stupid, you simply were in a rarified group and compared to the general population you're still clever.

VickyEadie · 25/06/2026 07:55

ForEagerRobin · 24/06/2026 23:55

What have I said that isn’t coming across well ? I’ve said I would share the inheritance/gift It would have been better if my father made a decision that benefits both

But, as I said yesterday, your stance when you were originally asked if you would share it was "She doesn't deserve it".

Do you now feel that she does?

Chodge34 · 25/06/2026 07:55

ForEagerRobin · 24/06/2026 23:00

I have not said every private school is good. I went to a very basic one walking distance from my house growing up.

My children go to one it’s not eton. It’s a well rounded school not academic at all but it has everything they need and they like it. They were at a state school for a little bit and hated it, refused to go to school many times etc didn’t seem to learn much and maybe that’s on them but they’re also children. Either way there’s been a difference at the private school so we will stick to that. Some children just thrive better in different environments.

So many inconsistencies in this story. In your first post you said

“We are both oxbridge educated, went to very good private schools, the world was our oyster.”

So which did you attend, a very good private school or a very basic one?

Oliveoy · 25/06/2026 08:22

SerenaCat93 · 25/06/2026 06:37

All the things you listed (yearly holiday, multiple hobbies which I can't remember to list but there were at least three listed and an erx. Which suggests more) costs more than we spend on leisure because we do less hobbies and only go on holiday every other year. It's not rocket science and gives the impression of someone with a lot of disposable income because we couldn't afford to spend that without axing our savings accounts. Which we will not do. I literally said to you two posts ago if you don't expect your daughter to ever live independently then it's a moot point for you but you keep banging on about how saving is unimportant though and it's all about the here and now and enriching childhood as if the rest will sort itself out later. It won't.

Parents who expect their children to live independently are being irresponsible if they choose not to save for their children's future when they have the money to do so. That clearly offends you but I don't really care. Children don't ask to be born, we owe them a good start in life because we chose to create them.

You keep moving the goal posts. First it was just about parents who give everything to their child's enrichment now and producing an amazing well rounded young adults who can achieve anything in the world because of the childhood they've been given but save nothing for their future. Then it was about sick kids who need more happy times but will still achieve in adulthood if given the right amazing childhood experiences now it's about sick kids who will never live independently so it doesn't matter if you save or not. They are very different scenarios and you know that. Call me unpleasant all you like, I have nothing but disdain for parents who don't plan for their children's futures because all of the people I know who struggle in adulthood financially are products of such parenting despite being educated and brilliant and they deserve better. Money habits like blow the lot for a good time because we all deserve a holiday nevermind later ingrained into children by parents result in adults that are terrible with money and don't understand financial concepts that build wealth. The house deposit and savings account never quite materialises because there's always something more fun to do.

Remember, you came for me. You clearly don't like being snapped back at or people sticking to their original beliefs when you witter on about all the reasons they are wrong and they are awful people for actually having the audacity to point out what parents should be doing for their children to give them a good future so maybe just leave it.

We DO hope that DD will live independently, that's the whole point. We are prioritising her health, confidence, belonging and development in the here and now, to hopefully create long term capability. It's a trade off and a choice we have consciously made.

Again you have no idea that what we spend on DD is more than your disposable income. You literally said you own horses ffs.

I'm not going to waste anymore time explaining why we make the choices we do. I guarantee that we angst far more about DD's future and how we can lay a path for her than most people just sticking money in an ISA. I wish our life was that simple.