Help end medical misogyny. Sign our petition.

Help end medical misogyny.
Sign our petition.

Sign the petition

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
JHound · 24/06/2026 21:38

JHound · 24/06/2026 21:29

I was going to side with your sister but absolutely ignore him. She cannot come with her hands out now after not bothering with them for years.

It depends if you care about having a rift with your sister though.

Grrrr - ignore HER obvs.

KitchenColourandstyle · 24/06/2026 21:38

And again you have missed the point.

I will try one last time-

Do you think it is in anyway remotely possible that you sister feels that she has failed because she hasn't been able to keep up the very high family standards? That perhaps she feels shame or humiliation that given every advantage in childhood she hasn't come up smelling of roses?
That rightly or wrong she might be hurt by the prospect of turning up at her father's hospital bed to find her ex husband sitting there like the prodigal son? Because it would rub her nose in the parental disappointment that her marriage failed?

lightseeker · 24/06/2026 21:42

OP what are you looking for in this thread? It's getting more and more odd. You don't need to tell people about your holidays. You don't need to justify this. What does it have to do with anything???

Why did you start a thread implying that your father is treating you differently to your sister (financially). Only to then drop feed that, in fact, he's not at all! He's given her well over a million over the years. Now he's giving you the same, but in one lot. The end.

Your father is hurt by the fact your sis didn't visit him in hospital. Very understandable. He is annoyed that she asked for money for food shopping, so he gave her £100k (why??) and then she bought a car. Again, very understandable that he's annoyed.

He is currently expressing his annoyance. But, with this money he's giving you, all he's doing is addressing the imbalance re-the money he has been giving her for years (for school / uni fees).

This is what is happening and can surely be easily understood and discussed within your family, but you're instead you seem more interested regaling everyone with a commentary on your parenting rationales and financial status.

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 21:48

JHound · 24/06/2026 21:29

I was going to side with your sister but absolutely ignore him. She cannot come with her hands out now after not bothering with them for years.

It depends if you care about having a rift with your sister though.

I very much doubt the OP is a reliable witness on the matter of her sister.

ForEagerRobin · 24/06/2026 22:01

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 21:48

I very much doubt the OP is a reliable witness on the matter of her sister.

There’s 4 sides to this matter my fathers my sisters mine and I guess the truth. She is allowed to have her own view on this matter everyone in this situation is allowed to feel how they feel in my opinion as someone in the middle of it all

OP posts:
ForEagerRobin · 24/06/2026 22:01

KitchenColourandstyle · 24/06/2026 21:38

And again you have missed the point.

I will try one last time-

Do you think it is in anyway remotely possible that you sister feels that she has failed because she hasn't been able to keep up the very high family standards? That perhaps she feels shame or humiliation that given every advantage in childhood she hasn't come up smelling of roses?
That rightly or wrong she might be hurt by the prospect of turning up at her father's hospital bed to find her ex husband sitting there like the prodigal son? Because it would rub her nose in the parental disappointment that her marriage failed?

I said I’ll always miss the point. I’m too stupid to understand

OP posts:
lightseeker · 24/06/2026 22:02

Why do you keep saying you're stupid? What's this about?

KitchenColourandstyle · 24/06/2026 22:09

ForEagerRobin · 24/06/2026 22:01

I said I’ll always miss the point. I’m too stupid to understand

Nope sorry, I'm not buying the I'm too thick to read or understand shtick.

Just try to imagine for a minute or two what your sister's take on this might be. Whether she would agree that there was never been any favouritism or if her perspective might be a little different.

Can you think of a single reason why she might be gutted to discover she is being disinherited? Does she even know you haven't had the same amount from your parents as her or is she thinking the million is in addition. Your father could take the sting out of this but he doesn't want to.

Yetanotherone12 · 24/06/2026 22:14

The giving 1m to compensate for school fees etc still doesn’t make sense though.

o/p has said he has had financial advice on his estate and how best to distribute re. Gifts vs inheritance and all the tax implications.

yet if he gifts her 1m, that will be liable for IHT unless he survives the full 7 years.

however if he simply pays the school/uni fees then that money is now outside his estate and will not be included in IHT calculations.

so it seems a daft thing to do if that is the intention.

it also seems bizarre he wouldn’t explain that to o/p or her sister. I don’t think it is a matching gift tbh, it’s a completely intentional act to punish the sister for not behaving how he thinks she should.

ForEagerRobin · 24/06/2026 22:16

lightseeker · 24/06/2026 22:02

Why do you keep saying you're stupid? What's this about?

Everyone kept saying variations of that so I decided to roll with it

OP posts:
99bottlesofkombucha · 24/06/2026 22:20

KitchenColourandstyle · 24/06/2026 22:09

Nope sorry, I'm not buying the I'm too thick to read or understand shtick.

Just try to imagine for a minute or two what your sister's take on this might be. Whether she would agree that there was never been any favouritism or if her perspective might be a little different.

Can you think of a single reason why she might be gutted to discover she is being disinherited? Does she even know you haven't had the same amount from your parents as her or is she thinking the million is in addition. Your father could take the sting out of this but he doesn't want to.

Edited

There is obviously favouritism but also the sister hasn’t been there for anyone. It is really normal and obvious for there to be favouritism when the sister has pretty much announced she wouldn’t so much as cross the road to piss on any of her family if they were on fire? Won’t visit her dad in hospital nearby, cant be bothered to inconvenience herself to give them a lift, didn’t care much about the ops stillbirth. And then there’s the fact that they have been giving her money. Not small amounts. 100k about a year ago and she just spent it. If the parents took £1m and burnt it instead of giving it to the sister it would be about as useful and the wind they gave it to would be kinder back.

ForEagerRobin · 24/06/2026 22:20

KitchenColourandstyle · 24/06/2026 22:09

Nope sorry, I'm not buying the I'm too thick to read or understand shtick.

Just try to imagine for a minute or two what your sister's take on this might be. Whether she would agree that there was never been any favouritism or if her perspective might be a little different.

Can you think of a single reason why she might be gutted to discover she is being disinherited? Does she even know you haven't had the same amount from your parents as her or is she thinking the million is in addition. Your father could take the sting out of this but he doesn't want to.

Edited

Why are you bothered this much. I’ve said I’m stupid let’s leave it at that. I tried to answer you question I cannot I have no answer to it I’ve explained what I think has gone on. I am not my father I cannot explain his thoughts or why he has gone about things the way he has. I certainly cannot explain my sisters side of the story. I’ll only be here to support her and give her her share when I can. At the minute I cannot give her access to something I myself do not have access to. I’ve tried to explain you refuse to accept my explanation. Not sure what to say at this point but those are my thoughts. If I have missed the point I have missed the point let it be.

OP posts:
ForEagerRobin · 24/06/2026 22:24

Yetanotherone12 · 24/06/2026 22:14

The giving 1m to compensate for school fees etc still doesn’t make sense though.

o/p has said he has had financial advice on his estate and how best to distribute re. Gifts vs inheritance and all the tax implications.

yet if he gifts her 1m, that will be liable for IHT unless he survives the full 7 years.

however if he simply pays the school/uni fees then that money is now outside his estate and will not be included in IHT calculations.

so it seems a daft thing to do if that is the intention.

it also seems bizarre he wouldn’t explain that to o/p or her sister. I don’t think it is a matching gift tbh, it’s a completely intentional act to punish the sister for not behaving how he thinks she should.

He hasn’t gifted it yet. He is still in talks with his financial advisor. I am not receiving the cash or the investments tomorrow. There’s still lots to be discussed. It probably is to hurt my sister but he has since amended his will and nothing is going to her. He is very serious about his decision as he has a POA now he did not have a POA a few months ago. This will changes have been confirmed.

OP posts:
Oliveoy · 24/06/2026 22:25

SerenaCat93 · 24/06/2026 20:49

Talk shit about my mother all you like, the way she dragged herself out of poverty as a single mum was inspiring. The nest egg given to me that bought my car and driving lessons was saved by my mum. My mum bought a child into poverty which I do believe is wrong. People shouldn't have kids they can't provide for. But she did provide for me didn't she, she provided hobbies holidays and a nest egg for my future. Grandparents didn't have any money saved to give me, they literally lent me their pension. The savings my mother made to give me my nest egg and the difference my grandparents lending their pension to me made to my life and financial situation opened my eyes to how important it is to save for your children's future.

I opened my children an ISA each when they were born and set up a direct debit of £20 a month and so did my husband. We can't pull a house deposit or a car out of our arses so we obviously need to save up for those things. The beauty of saving for your children's future is that you have 18 years to do it which is a bloody long time. Small amounts in an ISA regularly with compound interest adds up to big sums of money. I can lose 20 quid down the back of the sofa, as can you by the sounds of all the money you spend on holidays and hobbies. My children's ISA forecast tells us that saving at the rate we do now (£40 a month) over 18 years plus interest from investing will result in £16k. When they get Christmas money/birthday money we give them half to spend and put half in their ISA. Add that on and it will be 20k per child. That will buy a cheap car, driving lessons and be a good strat on a house deposit that they can build on themselves. It's a helping hand to get them started and it's not something we could just whip out of our own savings and give to them. You're telling me you can't put 20 quid a month in an ISA with all the money you're spending on holidays and several hobbies? She could do one less "etc." hobby and have a nest egg when she's an adult! I'm sorry that she has an illness but unless you don't expect her to independently as an adult spending everything you have now and saving nothing for when she's older and will need it is irresponsible in my opinion. Of course if she will never live independently it's a different matter and irrelevant to the conversation we're having.

Ultimately, it would have been nice to do five hobbies a week and go on holiday every year as a child. Obviously. But I wouldn't trade the life I have now with any of my friends who's parents were a lot more loose with money. I am blessed in my beautiful home in the country, my financial security and freedom, my beautiful horses who i always dreamed of having and the ability to provide for my children. My friends went to Disneyland and so on but now are stuck in insecure housing, one was made homeless by her landlord, the other lives in a shoe box flat that she only just managed to buy at 33, she's a graduate for god's sake! She should be able to afford more on her wage! Which is actually more than mine! That's the difference being launched into adulthood makes! I understand the sacrifices my mum made and why she didn't spend all her money on a stellar childhood to then have a struggle to establish myself later on. She gave me a nice, happy childhood and the gift of a helping hand to launch.

Children have to live their adult lives a lot longer than they live their child hood. The whole point of being a parent is to set your child up for a good adult life.The get them to 18 then they can sort themselves out mentality on mumsnet is awful in my opinion. People are literally setting their kids up to struggle as young adults.

I'm not talking shit about your mother. I was just pointing out the inconsistency in your philosophy.

You seem incapable of understanding that families have wildly different circumstances and therefore different priorities.
Next time you leave your "beautiful house" to ride your "beautiful horses", count yourself lucky that you don't have a child who is completely different to all their peers and you just want to alleviate that and build their confidence. Count yourself lucky that your child wasn't abandoned by the NHS due to no service being commissioned for their condition, leaving you to spend money on private health care you could have otherwise saved to "launch" them. Count yourself lucky you didn't have to reduce your hours due to the complexity of their health, losing money you could have saved to "launch" them.

lightseeker · 24/06/2026 22:32

OP, did you feel in any way poorly done by when he was giving your sister thousands for school fees across the years? Was this ever a bone of contention?

What about when he gave her £100k fairly recently? Was there no talk about that being an imbalance?

SixtySomething · 24/06/2026 22:43

cupofteacupofteaalmostgotshaggedcupoftea · 23/06/2026 21:29

The way you write isn’t saying private school and Oxbridge to me.

Your family sounds toxic. Take the money, but accept that you will never again have the same relationship with your sister. Not that you like her anyway, that much is clear.

BTW, your achievements in life are not admirable, given the considerable leg up you have received through a paid for education and a middle class, loving household. I hope you dial down your smug attitude in your day to day interactions; especially if you are a civil servant dealing with policy aimed at people less fortunate than yourself.

The way you write isn’t saying private school and Oxbridge to me.

This is true. I don't believe in criticising spelling etcetera and often make careless mistakes myself.
But this is a bit different. OP is not using punctuation correctly. Private schools tend to teach people correct grammar. I'm sure 'Oxbridge' doesn't take students who don't use full stops correctly.
Just saying ...

ForEagerRobin · 24/06/2026 22:45

SixtySomething · 24/06/2026 22:43

The way you write isn’t saying private school and Oxbridge to me.

This is true. I don't believe in criticising spelling etcetera and often make careless mistakes myself.
But this is a bit different. OP is not using punctuation correctly. Private schools tend to teach people correct grammar. I'm sure 'Oxbridge' doesn't take students who don't use full stops correctly.
Just saying ...

100% agree

OP posts:
ForEagerRobin · 24/06/2026 22:46

lightseeker · 24/06/2026 22:32

OP, did you feel in any way poorly done by when he was giving your sister thousands for school fees across the years? Was this ever a bone of contention?

What about when he gave her £100k fairly recently? Was there no talk about that being an imbalance?

I did not mind. Her children needed their fees paid at the end of the day.

There’s never been any talks about an imbalance

OP posts:
lightseeker · 24/06/2026 22:50

To be fair to OP, being a mathematician doesn't have anything to do with your punctuation or spelling. Snd not all 'private schools' are good - some are money for old rope, frankly. Totally depends.

Northernlights19 · 24/06/2026 22:55

ForEagerRobin · 24/06/2026 21:29

I agree I never said I was skilled at not missing the point. People have said all these things I’m just agreeing with them. What would you like me to say anything I say will just be twisted. I said I studied mathematics someone said most people would say maths instead. I did think about saying maths but thought of they’ll just say people say mathematics. Regardless of what I say I’ll miss the point.

If you studied maths then logic comes into tears surely?! You don't seem to have any.

randomnamegenerated · 24/06/2026 22:56

OP, did you spend even an hour with your children today? It doesn't look like it.

Northernlights19 · 24/06/2026 22:57

ForEagerRobin · 24/06/2026 22:24

He hasn’t gifted it yet. He is still in talks with his financial advisor. I am not receiving the cash or the investments tomorrow. There’s still lots to be discussed. It probably is to hurt my sister but he has since amended his will and nothing is going to her. He is very serious about his decision as he has a POA now he did not have a POA a few months ago. This will changes have been confirmed.

LPoA for what?

randomnamegenerated · 24/06/2026 22:58

lightseeker · 24/06/2026 22:50

To be fair to OP, being a mathematician doesn't have anything to do with your punctuation or spelling. Snd not all 'private schools' are good - some are money for old rope, frankly. Totally depends.

No, but being an Oxbridge level maths candidate does require approaching problems and laying out information in a clear and methodical way, none of which has been on display here.

DuckyLuck · 24/06/2026 22:58

This is all bollocks. Don’t believe a word of it.

SerenaCat93 · 24/06/2026 23:00

Oliveoy · 24/06/2026 22:25

I'm not talking shit about your mother. I was just pointing out the inconsistency in your philosophy.

You seem incapable of understanding that families have wildly different circumstances and therefore different priorities.
Next time you leave your "beautiful house" to ride your "beautiful horses", count yourself lucky that you don't have a child who is completely different to all their peers and you just want to alleviate that and build their confidence. Count yourself lucky that your child wasn't abandoned by the NHS due to no service being commissioned for their condition, leaving you to spend money on private health care you could have otherwise saved to "launch" them. Count yourself lucky you didn't have to reduce your hours due to the complexity of their health, losing money you could have saved to "launch" them.

And after spending money on all those things you still afford a holiday every single year and multiple regular hobbies. You are spending far more money on leisure than we are despite having those costs to pay. You could easily cut 20 quid a month out of that somewhere for your child's future. You choose not to. You are not wallowing in poverty with not a penny to rub together because of your circumstances like you seem to be making out you are. You choose to spend all your money now on non essential things and you choose not to save. I completely understand that your circumstances are that you have all this disposable income and choose not to save any of it. As stated previously, if you just had no money so couldn't save that would be an entirely different conversation, but you have plenty of money.

I've paid for 35k of my own health care. You don't need to lecture me about being abandoned by the NHS. If I was struggling for money and therefore struggling to save I would cut one of many hobbies before cutting my child's ISA. It's important. Losing one hobby when you still have three isn't a big deal and it isn't going to ruin their childhood.

People really need to understand that they are setting their children up for a difficult time and being irresponsible not saving for their children. It pisses me off seeing brilliant, accomplished people like my friends struggling when they had all the potential in the world because their parents didn't help them get going, they considered getting them to 18 educated and well rounded a finished job. I don't care how pissy you get about it, hopefully some people reading will understand the difference it makes to their kids whole adult lives to build a nest egg to get them going and will open an ISA for them. Just giving your child a car and lessons to drive it opens so many doors for them. Why would anyone parent willingly choose not to open that door so they can go on a few more holidays!?