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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
Tigerbalmshark · 24/06/2026 18:18

HollywoodStarr · 24/06/2026 18:16

Absolutely no clue on what modest means! FML! Three holidays a year… do me a favour.

And they can only afford one £80k car between two of them 😢

True suffering there. Or rage bait.

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 18:29

MandemChickenShop · 24/06/2026 18:08

this is a load of yap.

More rabbit than Sainsbury’s.

KitchenColourandstyle · 24/06/2026 18:29

ForEagerRobin · 24/06/2026 18:10

Product of my own environment. Within our family we are the poor ones that’s a given I’m not upset about being poor according to their standards. I guess I look at myself in comparison to people around me not people that I do not know. I know we are very privileged that was an ignorant take.

But you don't seem to get it that your sister has had a very different response to this pressure/ expectation to you. If you express your views about what you should be able to do for your children in front of her how do you think she feels when she can't do this?
Do you not think perhaps she looks at you with your wonderful life that is regarded as a modest by your family and looks at her own and feels that she has failed? That she doesn't belong in this family that see Oxbridge and private schools 'as just what you do' because that isn't how her life has turned out. Even if there isn't judgement she thinks there is because that's how your posts come across.

What do you think she thinks your cousins who think you are poor think of her? She thinks they think she is a fuck up. And now your dad is sending her the message that she is. Instead he could have said 'Hey Robin's sister you have had X from us in the form of school fees and university fees for your kids so now we are giving X to Robin as she hasn't had anything from us' or 'Robin and Robin's sister we have decided to leave/gift the bulk of our money to the grandchildren as we feel it will be the best way to help them get started in life' instead by having a direct conversation with you, on the one occasion that the sister who never visits happened to be there and happened to over hear your Dad has basically confirmed her feeling that she has let them down.

randomnamegenerated · 24/06/2026 18:32

KitchenColourandstyle · 24/06/2026 18:29

But you don't seem to get it that your sister has had a very different response to this pressure/ expectation to you. If you express your views about what you should be able to do for your children in front of her how do you think she feels when she can't do this?
Do you not think perhaps she looks at you with your wonderful life that is regarded as a modest by your family and looks at her own and feels that she has failed? That she doesn't belong in this family that see Oxbridge and private schools 'as just what you do' because that isn't how her life has turned out. Even if there isn't judgement she thinks there is because that's how your posts come across.

What do you think she thinks your cousins who think you are poor think of her? She thinks they think she is a fuck up. And now your dad is sending her the message that she is. Instead he could have said 'Hey Robin's sister you have had X from us in the form of school fees and university fees for your kids so now we are giving X to Robin as she hasn't had anything from us' or 'Robin and Robin's sister we have decided to leave/gift the bulk of our money to the grandchildren as we feel it will be the best way to help them get started in life' instead by having a direct conversation with you, on the one occasion that the sister who never visits happened to be there and happened to over hear your Dad has basically confirmed her feeling that she has let them down.

Sis also went to (one of the)Bridges, although the OP might have forgotten that part by now.

We are both oxbridge educated, went to very good private schools, the world was our oyster.

ForEagerRobin · 24/06/2026 18:32

randomnamegenerated · 24/06/2026 18:16

Sigh. I've almost never come across someone with as much capability of missing the point as you.

You said:

I said Oxbridge because I didn’t really want to share my college do I have to share that.

I said:

Not asking you to share anything you don't want (although you have shared quite a lot about your sister's life, to be fair) but do you mean your university or your college?

Simple question. Main point: you said Oxbridge. My question implied, Cambridge or Oxford? Since most people specify. You replied with an incredibly long post with endless digressions about your background and your cousins as if that was even slightly germane to the question.

I meant my college. You belong to the central university for things like big lectures and exams

Yeah, I know. That was my point (see above).

I’d much rather have been dilly dallying at home with my first boyfriend.

Since you've been with your husband since you were 18, that couldn't have lasted long...

Adding the subtext, since you seem to not pick it up: I don't believe you.

Edited

None of my school relationships did not last long at all we’d break up then meet someone new that’s just how relationships go at that age. At least for me. Our relationship ended within the first term. It was never going to last but at 17 I thought this was it I met the one. I had a different boyfriend at 16 and a different one at 15 none of them were serious. I met my husband at university through friends of friends.

I thought me saying Oxbridge was me specifying that I didn’t want to specify whether Cambridge or Oxford.

You’re right I’ve shared quite a lot in regards to my sisters life and what’s going on within the family at the minute. There’s lots of families with similar situations I know people who have been disinherited I don’t think it’s out of the ordinary these things happen. Some families aren’t perfect. Some parents aren’t great nothing can be done about it when it gets too late once all resentment has been held for too long.

You are allowed to agree I’m not sure what you’d like me to say. As I said you’re entitled to your view and aren’t being forced to interact.

OP posts:
ForEagerRobin · 24/06/2026 18:34

randomnamegenerated · 24/06/2026 18:32

Sis also went to (one of the)Bridges, although the OP might have forgotten that part by now.

We are both oxbridge educated, went to very good private schools, the world was our oyster.

Agreed

OP posts:
ForEagerRobin · 24/06/2026 18:36

randomnamegenerated · 24/06/2026 18:32

Sis also went to (one of the)Bridges, although the OP might have forgotten that part by now.

We are both oxbridge educated, went to very good private schools, the world was our oyster.

She overheard because that same day she visited she asked for money and my dad was just ranting about that as he often does

OP posts:
randomnamegenerated · 24/06/2026 18:39

ForEagerRobin · 24/06/2026 18:36

She overheard because that same day she visited she asked for money and my dad was just ranting about that as he often does

Think maybe you quoted the wrong post?

KitchenColourandstyle · 24/06/2026 18:42

randomnamegenerated · 24/06/2026 18:32

Sis also went to (one of the)Bridges, although the OP might have forgotten that part by now.

We are both oxbridge educated, went to very good private schools, the world was our oyster.

That's the point- the OP didn't want to go but sucked it up (because they would never be asked to do anything ever again) presumably so did her sister and so when her sister is being asked to drive millionaires to the airport she says no because she did the thing she didn't want to do because that was meant to be the only obligation but it wasn't. And now she has either pushed her kids to Oxbridge (because it's 'what we do') and that has reminded of her resentment of having to go or feel like a failure or her kids have gone to other universities so the sister has failed to keep up the family tradition. The OP has embraced the need to do things how the family do it but it appears her sister has buckled under the pressure and feels like a cuckoo in the nest.

Maray1967 · 24/06/2026 18:43

ForEagerRobin · 24/06/2026 12:22

All our children are receiving the same amount as of last week. Things change but I have since spoken to my father I do not think he resents his grandchildren but I do not know his every though I am not in his mind but last I checked all the children have the same amount. This post was in regards to money that is coming to me the grandchildren all have their own money coming that has nothing to do worth me. My share I will share with my children which means they will get more but I’m also sharing with my sister she will choose to share or not share with her children I highly doubt that she is planning to share with them as she puts it’s ‘they’ve got more than enough’

That seems very fair.

ChoosingMyOwnRandomUsername · 24/06/2026 18:43

Yetanotherone12 · 23/06/2026 21:06

well to start, you’ve made it your sisters business by telling her.

second, 1m to you and nothing to her is way more than “you didn’t help, so you don’t deserve a share”, that’s an enormous fuck you, we don’t love you and never have.

a nice gift on that scale would be maybe 50 or 100k. But 1m? That is a really shitty think to do to their child.

do you honestly think you deserve 1m for helping your parents out?

This.

Awful parenting. Spiteful and drama-seeking to tell her, whoever did that.

Sounds dysfunctional all round. And ime, adult dc who keep their distance often have a good reason...one that the super-close golden child is unaware of or blind to.

KitchenColourandstyle · 24/06/2026 18:45

ForEagerRobin · 24/06/2026 18:36

She overheard because that same day she visited she asked for money and my dad was just ranting about that as he often does

Again the point isn't how or why she overheard. The point is your father has handled the whole situation terribly. Why didn't he say he was giving you the same as he has already given her instead of creating resentment and ill feeling between you and you sister?

HumberSquid · 24/06/2026 18:47

I would wonder why two such wealthy people were so reliant on family to chauffeur them places and to run errands for them when they could pay for help.

ForEagerRobin · 24/06/2026 18:48

KitchenColourandstyle · 24/06/2026 18:45

Again the point isn't how or why she overheard. The point is your father has handled the whole situation terribly. Why didn't he say he was giving you the same as he has already given her instead of creating resentment and ill feeling between you and you sister?

Edited

I don’t know why he does the things he does all I can chalk it up to is resentment and maybe wanted to upset her but I’ll never know as I’m not in his mind. All this is just guesses from me I truly don’t know

People have asked how she found out and I was just explaining what happened

OP posts:
Puzzledandpissedoff · 24/06/2026 18:49

The amount my parents have paid my nephews and nieces fees from prep school all the way to university probably adds up to the amount he wants to give me

Yes I thought it might, @ForEagerRobin, so regardless of whether his gift to you involves cash or investments, maybe that might be worth mentioning to her?

ForEagerRobin · 24/06/2026 18:56

HumberSquid · 24/06/2026 18:47

I would wonder why two such wealthy people were so reliant on family to chauffeur them places and to run errands for them when they could pay for help.

I’ve often offered to run errands for them. I’m not too far and can often do my errands alongside theirs. I do not mind helping them out it doesn’t interfere with my life so why not

OP posts:
lightseeker · 24/06/2026 18:57

Well why didn't you frame the situation to her this way OP? When she's going on about the 'million £ gift,' just tell her it's actually less than she has had over the years. It's just balancing things out. Her kids have had their education and uni fully funded by the GPs. Yours have not. I can't really see the issue?

lightseeker · 24/06/2026 19:09

In your OP, why was it focusing on the business of your sis not giving a lift to the parents, followed by the preamble about your car and holidays and various other irrelevancies?

You could have just asked, "AIBU to accept a one time sum of money from my parents, when my sister has received a similar amount albeit spread over many years?"

It would have been a very different thread!

OakAshSycamore · 24/06/2026 19:09

Hi OP,
I have a couple of questions.

  • Do your parents realize that this will irrevocably destroy any chance of a relationship simply for her not being who they expect her to be?
  • You said 'I think she’s just realising that she has wasted her life', how has she wasted it in your opinion?
  • How did your sister 'overhear' that she was being disinherited? I thought she didn't see them?
  • Do your parents understand that relationships even parental relationships are reciprocal and based on mutual respect and acceptance of people being who they are?

I cannot imagine how your sister is feeling right now, I hope she has some other sources of kindness and support in her life.

I fear your post does sound a little self-righteous given that this is a shockingly toxic and transactional move by your parents.

HumberSquid · 24/06/2026 19:20

ForEagerRobin · 24/06/2026 18:56

I’ve often offered to run errands for them. I’m not too far and can often do my errands alongside theirs. I do not mind helping them out it doesn’t interfere with my life so why not

But your opening post suggests it does interfere with your sister's time and she's being punished for not helping?

And it still doesnt explain why your parents would spend your time rather than their money.

randomnamegenerated · 24/06/2026 19:24

HumberSquid · 24/06/2026 19:20

But your opening post suggests it does interfere with your sister's time and she's being punished for not helping?

And it still doesnt explain why your parents would spend your time rather than their money.

Edited

It doesn't interfere with the OP's life. Except when it did, a few pages back.

There’s been moments where DH and I have made sacrifices to make sure my parents are okay, they’re elderly it’s not easy. It would have been nice to share that with my sister but nope no where to be reached.

ForEagerRobin · 24/06/2026 19:31

OakAshSycamore · 24/06/2026 19:09

Hi OP,
I have a couple of questions.

  • Do your parents realize that this will irrevocably destroy any chance of a relationship simply for her not being who they expect her to be?
  • You said 'I think she’s just realising that she has wasted her life', how has she wasted it in your opinion?
  • How did your sister 'overhear' that she was being disinherited? I thought she didn't see them?
  • Do your parents understand that relationships even parental relationships are reciprocal and based on mutual respect and acceptance of people being who they are?

I cannot imagine how your sister is feeling right now, I hope she has some other sources of kindness and support in her life.

I fear your post does sound a little self-righteous given that this is a shockingly toxic and transactional move by your parents.

  1. my father has said he simply doesn’t care anymore. Those were his words when I explained my concerns and worries to him.
  2. Again my sister has said it herself many times she is realising she had wasted her life and hasn’t made the best decisions.
  3. My sister does see them ? She can just go months at a time without seeing them albeit we all live close by. Sometimes she needs to go past our parents area to go to certain places. I have explained how she overheard. She did come and visit. My father was very ill and when he came home from hospital she came to see him. In that visit she did ask him for money, he gave her the money but whilst she was doing something else he was ranting to put mother about all of this and she overheard I think she heard her name and stopped to listen then questioned them on what was going on. My father then explained and that was that.
  4. I can’t answer what my parents feel or recognise as parental relationship. I can however say that they have tried their best. There’s many examples of them trying not judging and supporting her but to them it seems like things just get thrown in their faces. One example last year my sister was struggling my father gave her 100k she proceeded to buy a new car. This shocked them as they thought she was struggling. She wasn’t working at that point so they wanted to help her whilst she was looking for a job but instead she bought a car. Even her children did question her on it. These are young adults and they too recognised how strange that was. Buying a car yet you’ve asked us for money for food shopping or text messages asking me to help her as she needs a food shop. Surely that’s a fair criticism from my parents.

I am sorry if my post does come as self righteous. I have made lots and lots of mistakes in my life but I haven’t ruined my children’s relationships or trust by having an affair, I have not been the other woman. I have tried my best to make sure my children have a loving home life. I was silly in my younger years but right now if I received 100k I wouldn’t buy a new car. People in the country are struggling I am ignorant to that fact as I have had a very privileged life and sheltered upbringing but I too can see when money is being wasted, going on nights out etc. I am not against fun at all but saying you’re struggling but next minute you’re at a nice restaurant or buying nice shoes and bags is quite ironic. It is things like that that have built resentment. My father has decided to take it personally as a reflection of himself. I cannot fix that I can’t fix his ideas of what he hoped his children would be. Maybe he was wrong for having expectations but that’s his thinking not mine.

OP posts:
Flamingojune · 24/06/2026 19:34

ForEagerRobin · 24/06/2026 19:31

  1. my father has said he simply doesn’t care anymore. Those were his words when I explained my concerns and worries to him.
  2. Again my sister has said it herself many times she is realising she had wasted her life and hasn’t made the best decisions.
  3. My sister does see them ? She can just go months at a time without seeing them albeit we all live close by. Sometimes she needs to go past our parents area to go to certain places. I have explained how she overheard. She did come and visit. My father was very ill and when he came home from hospital she came to see him. In that visit she did ask him for money, he gave her the money but whilst she was doing something else he was ranting to put mother about all of this and she overheard I think she heard her name and stopped to listen then questioned them on what was going on. My father then explained and that was that.
  4. I can’t answer what my parents feel or recognise as parental relationship. I can however say that they have tried their best. There’s many examples of them trying not judging and supporting her but to them it seems like things just get thrown in their faces. One example last year my sister was struggling my father gave her 100k she proceeded to buy a new car. This shocked them as they thought she was struggling. She wasn’t working at that point so they wanted to help her whilst she was looking for a job but instead she bought a car. Even her children did question her on it. These are young adults and they too recognised how strange that was. Buying a car yet you’ve asked us for money for food shopping or text messages asking me to help her as she needs a food shop. Surely that’s a fair criticism from my parents.

I am sorry if my post does come as self righteous. I have made lots and lots of mistakes in my life but I haven’t ruined my children’s relationships or trust by having an affair, I have not been the other woman. I have tried my best to make sure my children have a loving home life. I was silly in my younger years but right now if I received 100k I wouldn’t buy a new car. People in the country are struggling I am ignorant to that fact as I have had a very privileged life and sheltered upbringing but I too can see when money is being wasted, going on nights out etc. I am not against fun at all but saying you’re struggling but next minute you’re at a nice restaurant or buying nice shoes and bags is quite ironic. It is things like that that have built resentment. My father has decided to take it personally as a reflection of himself. I cannot fix that I can’t fix his ideas of what he hoped his children would be. Maybe he was wrong for having expectations but that’s his thinking not mine.

You can fix his ludicrous idea by splitting the money.

EasternStandard · 24/06/2026 19:49

Flamingojune · 24/06/2026 19:34

You can fix his ludicrous idea by splitting the money.

Yes it’s obvious it’s the wrong thing for the father to do.

The op can just split the money.

Oliveoy · 24/06/2026 19:54

SerenaCat93 · 24/06/2026 17:51

No. I am not the product of multi generational privilege. My mum had me at 21 and raised me on her own in a council flat. My grandparents were working class and had no money to launch her so she continued to live on poverty with a young child and no means of improving her lot. She didn't want that for me. She got her degree while I was in primary school, worked her ass of to buy a small cheap house (we live in an industrial town in the Midlands, it's cheap but there aren't many good employment opportunities, you have to commute to Birmingham for those which is impossible without transport). Whilst living in this cheap house we only had holidays every three years and I had two hobbies, brownies (cheap but fantastic) and dancing. She always told me it was important to save for the future and not spend everything we have now (basic financial knowledge) so while we had some money we could spend on going on better holidays and fun days out it was better to save it. My grandparents paid for a tutor once a week for a year and I got into grammar school which was free so my education was of good quality without costing money. I went to uni and when I graduated was given a small cheap car and enough money for lessons which opened employment opportunities in Birmingham up to me. When my grandparents reached retirement age a few years later they got their lump sum from their private pension which they couldn't afford to give to me but could afford to lend (springboard mortgage). I started accumulating equity from there and was able to buy a big family home 10 years later from those gains whilst my non nest egg graduate friends were buying their first homes on 30 year mortgages, I doubt they will ever be able to afford a big family home. It's not right and it pisses me off but that's how our economy is. The money my grandparents were able to lend me only came about from them retiring so they couldn't afford to launch my mum into adulthood which is why she was poor for so long. She made it in the end but she has far less than me in assets despite earning more than me now because as I said, when you start from scratch you never catch up (compound interest etc.)

What my mum and grandparents achieved for me from their poor background was nothing short of herculean. It's incredible and the experiences of each generation combined show that it's far more beneficial to give enough money to produce a well rounded child whilst holding some back to launch them into adulthood rather than spending it all now and producing a wonder child with no money to launch them into their adult lives. They inspire me with their industriousness. It's similar to the drive seen in immigrants who arrived dirt poor and get all of their kids into top unis and buy massive houses. It's why I save aggressively for my children and only go on holiday once every three years instead of every year and limit them to two (cheap) hobbies each to do so. If they wanted an expensive hobby they could do so but it would only be one not two and they know that. So many enriching activities are cheap or free, I would never spend a fortune on them to the detriment of my children's future.

I maintain that if parents have enough money for multiple holidays, several hobbies and a regular tutor and are spaffing all that money on the here and now and saving nothing for their childrens future, they are irresponsible. And teaching their kids bad money management actually.

If people have children without being able to afford any of those things in the first place and it's not an either or situation with saving, just none of it can happen then of course that is the cycle of intergenerational poverty repeating itself which is an entirely different situation from the ridiculous scenario you put to me where people wealthy enough to have all of those things don't understand the importance of saving.

We all have different circumstances and make different choices.

Your mother chose to bring a child into poverty, and then rely on her own parents to pay for your tutoring, car and help buying a property. You're saying that parents who don't save for a child's future are irresponsible and selfish, but it doesn't sound like any savings your mother made actually helped to "launch" you.

Our circumstances are that we have a teen DD with a serious health condition, which impacts upon our finances as it is. We want her to have a full life, to feel like she can do the same things as everybody else and feel confident. It's crappy enough as it is without her missing out on opportunities and experiences. So yes we have paid out for her to go on an overseas school trip, to do DofE, piano lessons, sports etc. We also take a modest family holiday each year as we all bloody deserve it quite frankly.

Once these things have been paid for, and we don't live extravagantly otherwise, no we cannot afford to save. If that makes us irresponsible then so be it. It is my strong belief that providing DD with a full and happy life in the here and now will set her up better than her going without but being "launched" by us in a few years time. Life is complex and money isn't the only factor in predicting success.

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