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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
VickyEadie · 24/06/2026 14:11

ForEagerRobin · 23/06/2026 21:07

I thought about that. But she doesn’t deserve it. There’s been moments where they have needed her and she has refused. There’s been moments where DH and I have made sacrifices to make sure my parents are okay, they’re elderly it’s not easy. It would have been nice to share that with my sister but nope no where to be reached.

I do not feel like I deserve it to. End of the day it’s my parents money they’ve worked so hard they have invested their money very well and gave us a great life. All we had to do was seize opportunities but my sister chose not to. That’s all they ever asked of us is to take every opportunity we can.

Here it is - response to a poster suggesting you share it with your sister.

Stop pretending you were always going to share it with her - you were not.

BIossomtoes · 24/06/2026 14:14

We have a wealthy father who would have helped her leave and the children would have been fine.

Would he? I find that somewhat dubious given the rest of your posts @ForEagerRobin.

ForEagerRobin · 24/06/2026 14:16

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 14:08

I, I,I, I. You wouldn’t be able to do any of that on your civil service salary without your rich husband and your rich parents’ future proof safety net. You would be like the vast majority without them - doing the best you can using state provision, and hoping their kids can get through their futures on their own wits and on their own dime. You really do not live in the real world, and I am horrified you are in public service (paid for by the taxpayer) with your attitude.

You’re right but I personally wouldn’t have children if I knew I couldn’t afford to take them to private school that’s just me not everyone has to send their children to a private school. I attended private school and throughly enjoyed my time at school, it’s not all about academic it’s the extracurricular activities too that I enjoyed most and my children enjoy. We do not have academic expectation for our children just do the best you can, we want them to have qualifications but aren’t bothered by As and A*s that doesn’t matter to us. As long as they are good kids with skills and creativity that’s all we care about. They’re creative children and we’d rather focus on that instead of pressuring them in a school that has 25+ children in a class room. My children couldn’t learn in that environment personally and we recognise that.

DH and and I discussed all of this before having children. Which is why we had children a bit later in life albeit we’ve been together since we were 18.

OP posts:
ForEagerRobin · 24/06/2026 14:17

BIossomtoes · 24/06/2026 14:14

We have a wealthy father who would have helped her leave and the children would have been fine.

Would he? I find that somewhat dubious given the rest of your posts @ForEagerRobin.

Yes. He did not want his child to be the other woman he sees it as a failure in his part for not “instilling confidence in her” his words almost verbatim.

OP posts:
InterIgnis · 24/06/2026 14:17

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 14:08

I, I,I, I. You wouldn’t be able to do any of that on your civil service salary without your rich husband and your rich parents’ future proof safety net. You would be like the vast majority without them - doing the best you can using state provision, and hoping their kids can get through their futures on their own wits and on their own dime. You really do not live in the real world, and I am horrified you are in public service (paid for by the taxpayer) with your attitude.

Presumably she would have made different choices regarding lifestyle and children if all she had was one civil service pension.

Of course she lives in ‘the real world’. The real world consists of a variety of peoples from all walks of life and fortune.

EasternStandard · 24/06/2026 14:17

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 14:02

Me too. I’d also like to know how much the OP has been stirring the pot.

The bottom line is she wants the money, but doesn’t want the guilt so is literally spewing anything and everything about the sister’s life for validation.

Yep.

ThatCyanCat · 24/06/2026 14:19

ForEagerRobin · 24/06/2026 14:16

You’re right but I personally wouldn’t have children if I knew I couldn’t afford to take them to private school that’s just me not everyone has to send their children to a private school. I attended private school and throughly enjoyed my time at school, it’s not all about academic it’s the extracurricular activities too that I enjoyed most and my children enjoy. We do not have academic expectation for our children just do the best you can, we want them to have qualifications but aren’t bothered by As and A*s that doesn’t matter to us. As long as they are good kids with skills and creativity that’s all we care about. They’re creative children and we’d rather focus on that instead of pressuring them in a school that has 25+ children in a class room. My children couldn’t learn in that environment personally and we recognise that.

DH and and I discussed all of this before having children. Which is why we had children a bit later in life albeit we’ve been together since we were 18.

Oh good God stop talking.

LeedsLoiner · 24/06/2026 14:19

Is it me or does this thread/post have a whiff of "Which was nice" as per the Fast Show?

InterIgnis · 24/06/2026 14:21

ForEagerRobin · 24/06/2026 14:17

Yes. He did not want his child to be the other woman he sees it as a failure in his part for not “instilling confidence in her” his words almost verbatim.

OP, you really don’t need to explain yourself. You’ll never ‘win’.

You’re doing nothing wrong by accepting the money your parents want to give you. You’re denying your sister nothing that is rightfully hers. She’s angry and will be angry going forward, sure, but let her be. You don’t have to engage or ‘fix’ it as if it’s your problem to bear and/or solve. It isn’t.

Yetanotherone12 · 24/06/2026 14:22

ForEagerRobin · 24/06/2026 14:17

Yes. He did not want his child to be the other woman he sees it as a failure in his part for not “instilling confidence in her” his words almost verbatim.

So it’s his fault she’s a failure but he’s going to punish her for his own failure by cutting her out the will and giving all his money to you?

yeah. He sounds nice.

MyIcyHeart · 24/06/2026 14:22

ForEagerRobin · 24/06/2026 13:47

I don’t think they need to do all those things but there’s some parents who cannot even gift their children £1k towards their lifetime Isa for a house deposit. Your children do not owe you anything but you owe them everything at least that’s how I see it with my children. I brought them into this world I am responsible for them and I will give them the best start to life so they don’t have to spend time playing catch up. They do not have to do anything to earn anything ever from me they’re my responsibility of course once they get into adulthood I’ll hit the brakes a little bit and let them figure things out but I am responsible for giving them the tools they need for adulthood.

No one said private school was a must but I do think some parents have children and do not realise that they’re your responsibility you need to do things for them you need to have things set up for them as best as you can. I’m not asking for every parent to have 100k to give towards a deposit etc but some people give nothing to their children at all but they brought them into this world the children didn’t ask nor do they owe their parents anything.

So, people like me, who aren't even in a position of providing £1,000 ISAs for my children, thus far, should not have bred?

Fridgemanageress · 24/06/2026 14:23

LeedsLoiner · 24/06/2026 14:19

Is it me or does this thread/post have a whiff of "Which was nice" as per the Fast Show?

I don’t know, I’m going to you tube that now.

I must admit though, recently, there are a lot of fantasists on here, and shouty weirdos on here now.

ThatCyanCat · 24/06/2026 14:27

MyIcyHeart · 24/06/2026 14:22

So, people like me, who aren't even in a position of providing £1,000 ISAs for my children, thus far, should not have bred?

No, no. It's perfectly acceptable for you.

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 14:29

ForEagerRobin · 24/06/2026 14:16

You’re right but I personally wouldn’t have children if I knew I couldn’t afford to take them to private school that’s just me not everyone has to send their children to a private school. I attended private school and throughly enjoyed my time at school, it’s not all about academic it’s the extracurricular activities too that I enjoyed most and my children enjoy. We do not have academic expectation for our children just do the best you can, we want them to have qualifications but aren’t bothered by As and A*s that doesn’t matter to us. As long as they are good kids with skills and creativity that’s all we care about. They’re creative children and we’d rather focus on that instead of pressuring them in a school that has 25+ children in a class room. My children couldn’t learn in that environment personally and we recognise that.

DH and and I discussed all of this before having children. Which is why we had children a bit later in life albeit we’ve been together since we were 18.

As ever, you write an essay completely missing the point.

How do you, civil servant, think this country is going to survive unless the poor people as well as the rich people have kids?

MyIcyHeart · 24/06/2026 14:29

ThatCyanCat · 24/06/2026 14:27

No, no. It's perfectly acceptable for you.

Is this the part where I doff my cap at my betters?

aCatCalledFawkes · 24/06/2026 14:30

ForEagerRobin · 24/06/2026 14:17

Yes. He did not want his child to be the other woman he sees it as a failure in his part for not “instilling confidence in her” his words almost verbatim.

I feel sorry for you growing up with a father like that who has taught you to be judgemental and harsh. I've been the wife that was cheated on before and think this is way to harsh, along with your weird suggestions that children should only go to private school. I can't imagine disinheriting my children for having an affair. Not being pleased or impressed yes, disinherit absolutely not.

ThatCyanCat · 24/06/2026 14:30

MyIcyHeart · 24/06/2026 14:29

Is this the part where I doff my cap at my betters?

I don't dare ask, it'll take me 12 years to read the reply and it won't be worth it.

MyIcyHeart · 24/06/2026 14:31

ForEagerRobin · 24/06/2026 14:16

You’re right but I personally wouldn’t have children if I knew I couldn’t afford to take them to private school that’s just me not everyone has to send their children to a private school. I attended private school and throughly enjoyed my time at school, it’s not all about academic it’s the extracurricular activities too that I enjoyed most and my children enjoy. We do not have academic expectation for our children just do the best you can, we want them to have qualifications but aren’t bothered by As and A*s that doesn’t matter to us. As long as they are good kids with skills and creativity that’s all we care about. They’re creative children and we’d rather focus on that instead of pressuring them in a school that has 25+ children in a class room. My children couldn’t learn in that environment personally and we recognise that.

DH and and I discussed all of this before having children. Which is why we had children a bit later in life albeit we’ve been together since we were 18.

And, yet you say they were at a state school for a time?

ForEagerRobin · 24/06/2026 14:31

Yetanotherone12 · 24/06/2026 14:22

So it’s his fault she’s a failure but he’s going to punish her for his own failure by cutting her out the will and giving all his money to you?

yeah. He sounds nice.

Yeah it’s is all his fault at least that’s how he sees it. I do not not know why he cares about her infidelity and what not but he’s does. He feels as though it reflects him and feels he has failed as a father or I still confidence in his daughter. To him anyone who does that has low self esteem that’s just his view I cannot change my fathers view I have never been able to change his views. He comes from a ‘perfect’ family so all the drama has been a shock to him he doesn’t know how to handle it all. He doesn’t see her failure he sees himself as a failure. Our father was a very involved father, we both used to go to him for everything same with our mother and I think they thought they did right by us and my sister making certain decisions has made them reflect and think they’re failures. All in all he has given her countless of chance. Last summer about a year ago not a year to date but close enough. He gave her 100k what did she do she bought a new car ? She had a perfectly good car. Then asked my father for some money not too long ago after he’d been in hospital.

I think he had a lot of resentment towards her and is slightly ashamed at the person he raised. I can’t understand him I do try but I can’t I’ve tried to speak to him about it he refuses he is stuck in his easy and that’s the end of it as he likes to put it ‘no more’ I don’t think he’s being a very nice person but also if she asked him today for money he would give it to her he’s not cutting her out now on a day to day basis just in terms of inheritance he wants to disinherit her.

OP posts:
ForEagerRobin · 24/06/2026 14:32

MyIcyHeart · 24/06/2026 14:31

And, yet you say they were at a state school for a time?

Yes we tried a state school as it was closer to us and was a good school but our children were never going to thrive in that environment.

OP posts:
cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 14:34

InterIgnis · 24/06/2026 14:17

Presumably she would have made different choices regarding lifestyle and children if all she had was one civil service pension.

Of course she lives in ‘the real world’. The real world consists of a variety of peoples from all walks of life and fortune.

She doesn't live in the real world, because her life choice is, privately educate my children and give them £££ or don't have children at all, and judges anyone who does not think as she does. So her attitude is that the vast majority of this country's citizens should not have children.

BTW, I am in a 7 figure household. DH and I had no leg ups to achieve this other than what the state provided to us, for which we are eternally grateful. I cannot imagine thinking the way the OP does.

ThatCyanCat · 24/06/2026 14:34

The one thing I can believe is that this person is in the civil service.

MyIcyHeart · 24/06/2026 14:36

ThatCyanCat · 24/06/2026 14:30

I don't dare ask, it'll take me 12 years to read the reply and it won't be worth it.

😂😂😂

EasternStandard · 24/06/2026 14:40

ThatCyanCat · 24/06/2026 14:27

No, no. It's perfectly acceptable for you.

Haha. The poor sister with all this.

Seaside3 · 24/06/2026 14:40

Your father is ashamed. Embarrassed by your sisters actions.

He is Embarrassed by the wrong thing.