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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
lightseeker · 24/06/2026 14:43

OP, please stop saying nonsense like "I wouldn't have had children if I couldn't have afforded private schools." I mean, what are you even talking about? Should 93% of people not have had their children? Just think before you type!

DH and I both went to state schools. We were fine, by the way. No we did not go to Oxbridge. But all our kids went to private schools from reception and some of them to Oxbridge. Not all state schools are what you seem to think - many are fantastic and kids can do brilliantly. I hope my kids haven't grown up in such a bubble.

As for saying, "some parents can't even give their kids £1k"... again... can you read that back to yourself. £1,000! Are you aware of how many families use food banks? Or don't have £20 to give their kids, let alone £1,000. My parents never gave me money for uni. They never bought me a car or helped with housing deposits or costs. They certainly never gave me £1000. But I was absolutely fine. Nobody I knew ever had any help with such things.

ThatCyanCat · 24/06/2026 14:44

EasternStandard · 24/06/2026 14:40

Haha. The poor sister with all this.

And my God with the "oh I blame myself, it's all my failing, it is so much my failing I'll cut you out of the will and leave it all to your sister who also thinks you're her inferior in every way, oh I blame myself" stuff.

Can you bloody imagine being related to these people?

Bubblesgun · 24/06/2026 14:45

ForEagerRobin · 24/06/2026 14:16

You’re right but I personally wouldn’t have children if I knew I couldn’t afford to take them to private school that’s just me not everyone has to send their children to a private school. I attended private school and throughly enjoyed my time at school, it’s not all about academic it’s the extracurricular activities too that I enjoyed most and my children enjoy. We do not have academic expectation for our children just do the best you can, we want them to have qualifications but aren’t bothered by As and A*s that doesn’t matter to us. As long as they are good kids with skills and creativity that’s all we care about. They’re creative children and we’d rather focus on that instead of pressuring them in a school that has 25+ children in a class room. My children couldn’t learn in that environment personally and we recognise that.

DH and and I discussed all of this before having children. Which is why we had children a bit later in life albeit we’ve been together since we were 18.

@ForEagerRobin you have go to re read what you write. Seriously now you re being obnoxious.

i had agreed with you, you responded to me and said you would give her 50% fine, then you write an essay about private school and giving the best to your children.

i tell you what matters with children - mine are middle and late teen - it s consistency, role modelling and taking responsibility for your successes and for your mistakes. That what my husband and I teaching our children. Work hard / play hard.

my children go to private and are too spoiled I admit but since the age of 14 they have worked. First babysitting and now at 16 and 18 saturday job and full time summer jobs respectively.
my husband had a saturday job in his parents bakery since he was 11, i was only allowed to babysit.

your children will not be great adults if wverything they have has been handed to them on a platter.

we tell pur kids all the time you will have an education and a driving licence. The rest is on you. Your home is open to you and we will always support you emotionally but not financially from your first job onwards. And if you live at home we will charge you rent (which we will save on their behalf).

in our will they are the recipient of everything down the middle.

and we raise them like because we love them. Because we want them to live in the real world not in the bubble of priviledge kids even though they are priviledge. I want them to be humble and to know to roll up their sleeve and use the elbow grease. Currently our eldest is working for construction company in health and safety; and the youngest in an ice cream
shop

we re not in the UK.

so get a grip and do your children a favour, do not spoil them more than they already are.

InterIgnis · 24/06/2026 14:45

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 14:34

She doesn't live in the real world, because her life choice is, privately educate my children and give them £££ or don't have children at all, and judges anyone who does not think as she does. So her attitude is that the vast majority of this country's citizens should not have children.

BTW, I am in a 7 figure household. DH and I had no leg ups to achieve this other than what the state provided to us, for which we are eternally grateful. I cannot imagine thinking the way the OP does.

She is no less part of the real world than anyone else is. She just doesn’t exist in the same circles as you.

People choosing to delay children, limit their family size, or not have them at all until/unless they’re in the financial position they personally want to be in, in order to do so, is hardly an unheard of concept or unusual occurrence.

No one said you had to think like OP does. You don’t, and nor does she have to think like you.

Undertherainbow00 · 24/06/2026 14:48

ForEagerRobin · 23/06/2026 21:03

I will add. I do a lot for my parents our of love. They’re in their 80s now they’re healthy but need help with certain things. I’m the one that does their food shopping, I’m the one that goes to see them every single week (unless I am abroad on holiday) I am the one that goes to their house and fixes things or gets in touch with various people who fix things if I can’t do it. I am the one that calls them and checks on one them. I am the one that takes my children to go see them, my children love spending time with them. My sister on the other hand hardly makes an effort. Sometimes it is hard because I know I will end up having to take care of them which I have accepted and I will do that because I love them they’re my parents.

Your parents have aged since you posted this! Late seventies to in their eighties! 🤣

EasternStandard · 24/06/2026 14:48

ThatCyanCat · 24/06/2026 14:44

And my God with the "oh I blame myself, it's all my failing, it is so much my failing I'll cut you out of the will and leave it all to your sister who also thinks you're her inferior in every way, oh I blame myself" stuff.

Can you bloody imagine being related to these people?

I think she was treated poorly, knows who the favourite is clearly and what a way to do it. It probably won’t come back to bite but there’s always karma.

Horrible stuff, poor sister.

lightseeker · 24/06/2026 14:49

Also, your sister was an "other woman." No it's not ideal, obviously. But she's not the first and won't be the last.

She sounds very insecure to be honest. Have you ever considered what drives her insecurity and poor decision-making?

What would you do if one of your children ever grows up and has an affair?

randomnamegenerated · 24/06/2026 14:49

ForEagerRobin · 24/06/2026 13:23

Yeah we will always be the poor ones. We aren’t bothered by being poor within our family standards. DH and I work very hard to give our children the very best we possibly can. We are doing well without my fathers money I don’t think I have asked my father for money in 15 or so years. Everything we have is because of us, my savings I was given at 25 I haven’t touched them there in investments I’ve gone and worked DH has worked. We have both worked on our own. I’m an adult I don’t need to ask my parents for money but inheritance is just the way things work out we would be fine without inheritance but who says no to an inheritance maybe I’m selfish for that. I’m not selfless I’m human I don’t know many people who would say no to an inheritance.

I don’t know many people who would say no to an inheritance.

We did. You've posted about how well you're doing and how careful you are with your planning and finances. Us too. We've been in a position to put ours through private school and university and will be able to purchase houses and still leave them significant amounts. So we told our parents to bypass us and leave it directly to grandchildren when the (hopefully distant) time comes. My siblings agreed but, because we've done a bit better financially, we've told my parents to leave somewhat larger percentages to my nieces and nephews.

If your concern is really the children, I'm sure you can work something out.

I'm looking forward to checking in later for the next drip feed about your sister. She probably eats UPFs.

EasternStandard · 24/06/2026 14:51

lightseeker · 24/06/2026 14:49

Also, your sister was an "other woman." No it's not ideal, obviously. But she's not the first and won't be the last.

She sounds very insecure to be honest. Have you ever considered what drives her insecurity and poor decision-making?

What would you do if one of your children ever grows up and has an affair?

It’s a nonsense isn’t it. Imagine treating your dc like this. Madness

Children make mistakes, parents are means to help them and be fair. Obviously including adult dc

randomnamegenerated · 24/06/2026 14:55

ThatCyanCat · 24/06/2026 14:34

The one thing I can believe is that this person is in the civil service.

😂

ThatCyanCat · 24/06/2026 14:56

Undertherainbow00 · 24/06/2026 14:48

Your parents have aged since you posted this! Late seventies to in their eighties! 🤣

BUSTED

randomnamegenerated · 24/06/2026 14:57

MyIcyHeart · 24/06/2026 14:31

And, yet you say they were at a state school for a time?

The wheels threaten to come off the bus periodically on the story. A consistency error here and there, but the OP's dyslexic, you know.

Oliveoy · 24/06/2026 14:58

ForEagerRobin · 24/06/2026 13:47

I don’t think they need to do all those things but there’s some parents who cannot even gift their children £1k towards their lifetime Isa for a house deposit. Your children do not owe you anything but you owe them everything at least that’s how I see it with my children. I brought them into this world I am responsible for them and I will give them the best start to life so they don’t have to spend time playing catch up. They do not have to do anything to earn anything ever from me they’re my responsibility of course once they get into adulthood I’ll hit the brakes a little bit and let them figure things out but I am responsible for giving them the tools they need for adulthood.

No one said private school was a must but I do think some parents have children and do not realise that they’re your responsibility you need to do things for them you need to have things set up for them as best as you can. I’m not asking for every parent to have 100k to give towards a deposit etc but some people give nothing to their children at all but they brought them into this world the children didn’t ask nor do they owe their parents anything.

Which things I listed don't you think parents should do? I would consider that ongoing investment in a child through things such as music, sport, travel, tutoring and so on is pretty important. And if it's a choice between those things or foregoing them for financial savings, as it is for many people, ongoing investment wins for me.

Imagine if somebody said to you that they thought to give children the best start in life, you should have a certain literacy standard so you can best support them in their learning. And if you don't possess that, through no fault of your own, that you shouldn't have children. Would you agree?

ThatCyanCat · 24/06/2026 14:59

It's hardly the biggest issue of all, but I've noticed a few loony posters recently who need to tell us they were educated at "Oxbridge" and in real life people will usually say which university it was if it comes up at all.

BIossomtoes · 24/06/2026 15:00

Dyslexic yet Oxbridge educated, state educated but determined to educate her children privately, parents’ ages veer - this has got more holes than a colander.

randomnamegenerated · 24/06/2026 15:00

ThatCyanCat · 24/06/2026 14:56

BUSTED

The OP's sister has also lived both closer to her parents, and farther from them, than she does.

lightseeker · 24/06/2026 15:02

To be fair she said one of her parents is late 70s and one 80s. Aldo, loads of dyslexics at Oxford and Cambridge!!

Doingtheboxerbeat · 24/06/2026 15:02

Undertherainbow00 · 24/06/2026 14:48

Your parents have aged since you posted this! Late seventies to in their eighties! 🤣

This is reading like a badly written Jilly Cooper /Barbara Taylor Bradford novel.

ThatCyanCat · 24/06/2026 15:03

randomnamegenerated · 24/06/2026 15:00

The OP's sister has also lived both closer to her parents, and farther from them, than she does.

Well maybe it depends on whether she was at Ox or Bridge.

I'm actually impressed people can be so prolific and creative in this heat. I'm just watching my to do list grow and grow and I can't be bothered, it'll melt before I finish it.

randomnamegenerated · 24/06/2026 15:04

lightseeker · 24/06/2026 15:02

To be fair she said one of her parents is late 70s and one 80s. Aldo, loads of dyslexics at Oxford and Cambridge!!

That's true, but most of them can apply logical order to constructing a narrative, even if they make some errors along the way.

@Doingtheboxerbeat Please let's not besmirch Jilly's name 😂

UncannyFanny · 24/06/2026 15:08

slapmyarseandcallmemary · 23/06/2026 21:11

"what kind of parent has children when they can't save for their futures".
I was in agreement with you til you said this. And it is such a judgemental thing to say. Esp in this day and age when some people can barely feed their kids never mind save for them.

Me too. That was pretty ignorant and unpleasant. Many kinds of parent are not in a position to save for their children’s futures. We don’t all have wealthy parents topping up their non existent investments for a start.

lightseeker · 24/06/2026 15:10

What I don't understand here is that OP says the parents paid the school fees and uni fees (inc accommodation) for the sister's kids. And I think she says there are 3 of them?

So, in fact, he has already given the sister at least £2 million over the years.

OP says she and her DH pay the fees for her own 2 kids without help. So unless there is some backstory about the parents gifting her money to match that which has been going to the sister, I don't really see an issue? A 'gift' of £1 million now can easily be justified as making things fairer overall?

Doingtheboxerbeat · 24/06/2026 15:11

randomnamegenerated · 24/06/2026 15:04

That's true, but most of them can apply logical order to constructing a narrative, even if they make some errors along the way.

@Doingtheboxerbeat Please let's not besmirch Jilly's name 😂

Apologies 😞 I couldn't think of a novelist that writes about family tragedy, treachery and revenge - my bad 🤭.

ForEagerRobin · 24/06/2026 15:18

Seaside3 · 24/06/2026 14:40

Your father is ashamed. Embarrassed by your sisters actions.

He is Embarrassed by the wrong thing.

He’s embarrassed for himself as a father he doesn’t blame her he blames himself and sees it as a failure on his part

OP posts:
randomnamegenerated · 24/06/2026 15:20

These two statements would seem to be in conflict?

They have refused I do not think they will be changing their minds anytime soon. They’ve even amended their will for most of it to go to me & my children and other relatives but nothing at all to my sister.

They’re treating them equally they have their own share of the gifts ? As far as I’m aware as of last week when I did meet his financial advisor. Maybe he has met with him again and chose to cut off the grandchildren I do not know as of yet but as of last week the grandchildren were all equal.