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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
ForEagerRobin · 24/06/2026 13:17

Seaside3 · 24/06/2026 13:10

I can't imagine being so spiteful so as to want to hurt y child because they hurt me.
And I definitely can't imagine being the person who drove a wedge between my children.

I think for him he is in his elderly years now he has nothing to lose. He could have done this a long time ago but I guess he had more to lose back then but that’s just my view on it. I could be wrong I am not in his mind I can’t imagine what he is feeling in order to do this. My father was a kind man but I think he’s tired he thinks she has spent years taking advantage of him and his wealth. His final stats being in hospital and her not turning up to see him the hospital he was at was much closer to her. From not turning up to see him to then asking him for money once he was home from hospital was his final straw I guess as after that that’s when all of this started happening.

OP posts:
Fridgemanageress · 24/06/2026 13:17

Nobody is saying wanting the best is wrong.

in the beginning you were adamant that you wouldn’t give any to your sister who has wasted her life and continually buys new cars. Your parents are upset that she didn’t pick them up from an airport, and your parents are upset by her choice of lifestyle - so they want you to have it!!

Your parents actually sound quite vulgar, trying to pit you against your sister.

if they want to give you money let them, if they want to give it too grandchildren let them, you will always be considered the poor ones who got given a million quid - but it’s easy for me to say that, I with my husbands help, have made my own money, children all had good education and I’m extremely proud to say this, they are in very rewarding careers.

ForEagerRobin · 24/06/2026 13:18

KitchenColourandstyle · 24/06/2026 13:16

It's weird that the first example that sprang to mind (in the OP) to explain your sisters awfulness was her not giving your parents a lift to the airport but now it turns out that this isn't the problem at all and it's her unfaithfulness, ignoring you after baby loss, not rushing to your ailing fathers hospital bed that actually caused problems.

I'd love to hear your sisters version of events.

Edited

I didn’t really want to go into all the details. That example sprung up because my mother was quite upset by that for some reason and has since brought it up many times

OP posts:
EasternStandard · 24/06/2026 13:20

Seaside3 · 24/06/2026 13:10

I can't imagine being so spiteful so as to want to hurt y child because they hurt me.
And I definitely can't imagine being the person who drove a wedge between my children.

Ik

SerenaCat93 · 24/06/2026 13:20

Butt3rButt3r · 23/06/2026 21:09

“What kind of parent has children when they can’t save for their futures. “

What a ridiculous and unpleasant thing to say. Being able to save for your kids future doesn’t make you a good parent and not being able to save doesn’t make you a bad parent. Parenting has nothing to do with saving.

She's right. Parenting is about providing. Providing a good childhood, providing opportunities, providing a good future. All of those things cost money and people who are not provided these things by their parents live measurably worse lives for it. Having a child you know you can't provide those things for is selfish.

EasternStandard · 24/06/2026 13:21

ForEagerRobin · 24/06/2026 11:24

They can get the cab to the airport but they’re stuck in their ways they’re used to someone in the family giving them a lift to the airport.
I will say DH and I too, I don’t think for the last 15 or so years we have gone to the airport on our own normally a family member just offers to give us a lift to avoid all the hassle.

You’re right maybe she does resent them for wanting help I haven’t said she’s wrong to resent them she’s right in how she feels. She’s not obliged to help them but it’s nice to go see your dad when he’s not very well I think that’s what’s caused this major rift. Domino effect one thing has led to another and that’s what my dad chooses to be most hurt about it. That’s his choice I cannot change that I’ve tried but he will not budge

This is ridiculous. The amount of hurt just due to rich parents not able to drive or take a taxi.

Ik you want the money but say no and halve it.

ForEagerRobin · 24/06/2026 13:23

Fridgemanageress · 24/06/2026 13:17

Nobody is saying wanting the best is wrong.

in the beginning you were adamant that you wouldn’t give any to your sister who has wasted her life and continually buys new cars. Your parents are upset that she didn’t pick them up from an airport, and your parents are upset by her choice of lifestyle - so they want you to have it!!

Your parents actually sound quite vulgar, trying to pit you against your sister.

if they want to give you money let them, if they want to give it too grandchildren let them, you will always be considered the poor ones who got given a million quid - but it’s easy for me to say that, I with my husbands help, have made my own money, children all had good education and I’m extremely proud to say this, they are in very rewarding careers.

Yeah we will always be the poor ones. We aren’t bothered by being poor within our family standards. DH and I work very hard to give our children the very best we possibly can. We are doing well without my fathers money I don’t think I have asked my father for money in 15 or so years. Everything we have is because of us, my savings I was given at 25 I haven’t touched them there in investments I’ve gone and worked DH has worked. We have both worked on our own. I’m an adult I don’t need to ask my parents for money but inheritance is just the way things work out we would be fine without inheritance but who says no to an inheritance maybe I’m selfish for that. I’m not selfless I’m human I don’t know many people who would say no to an inheritance.

OP posts:
SinisterBumFacedCat · 24/06/2026 13:24

I’m puzzled how her infidelity has so deeply affected you personally, people make mistakes, they fall in love with the wrong person and forget about the partner. Is this recent or are you still judging her on this mistake. Have you never made a mistake in life Op? Do you think that choice should define you for ever?

Fridgemanageress · 24/06/2026 13:29

ForEagerRobin · 24/06/2026 13:23

Yeah we will always be the poor ones. We aren’t bothered by being poor within our family standards. DH and I work very hard to give our children the very best we possibly can. We are doing well without my fathers money I don’t think I have asked my father for money in 15 or so years. Everything we have is because of us, my savings I was given at 25 I haven’t touched them there in investments I’ve gone and worked DH has worked. We have both worked on our own. I’m an adult I don’t need to ask my parents for money but inheritance is just the way things work out we would be fine without inheritance but who says no to an inheritance maybe I’m selfish for that. I’m not selfless I’m human I don’t know many people who would say no to an inheritance.

Again, no one is telling you not to accept the money your parents want to give you. (They aren’t dead yet - so technically it’s not an inheritance - it’s a gift if they live longer than seven years - if they don’t, that amount of money will definitely be “looked at” by Inland Revenue)

99bottlesofkombucha · 24/06/2026 13:31

She really has made a choice to flat out not help her parents in any way. That’s not family. I’d take the money in the ops position, although I’d hope my parents would leave something to my sister in their will and keep encouraging that. I’d tell her I’ll be using it to get some extra help so I can manage family life while being the only child my parents can call on as they get older.

ForEagerRobin · 24/06/2026 13:32

SinisterBumFacedCat · 24/06/2026 13:24

I’m puzzled how her infidelity has so deeply affected you personally, people make mistakes, they fall in love with the wrong person and forget about the partner. Is this recent or are you still judging her on this mistake. Have you never made a mistake in life Op? Do you think that choice should define you for ever?

It’s affected me because it’s affected my nieces and nephews. I was very very hurt for them. They came and stayed with us for a time whilst their father was sorting things out. I’m the one that’s had to deal with my nieces and nephews refusing to even engage with their mother I’ve had to set boundaries which hurt them but I also wanted them to not just rely on me and know that just because their mother and father aren’t together doesn’t mean they’re still not their parents. They really struggled which is why I was so hurt because they’re just children they don’t deserve any of that. That’s my view maybe I’m wrong but I will always stand by that view. Having young children go to therapy to decipher their parents divorce isn’t great I don’t think it’s an experience they’ll ever forget I do think it has damaged them but despite all that they are great kids and I am proud of them.

I have made plenty of mistakes I am far from perfect and that’s not what I wanted to go very but sadly that’s how it’s come out.
I have children if I really disliked my husband that much I would leave. I can honestly say I would never have an affair or be the other woman. My sister had that choice to leave. We have a wealthy father who would have helped her leave and the children would have been fine. Instead she chose to have an affair and also be the other woman I don’t think that should define you but I think if a woman came here and said her husband had an affair everyone would be on her side. I was under the impression mumsnet was against all infidelity.

OP posts:
Oliveoy · 24/06/2026 13:37

SerenaCat93 · 24/06/2026 13:20

She's right. Parenting is about providing. Providing a good childhood, providing opportunities, providing a good future. All of those things cost money and people who are not provided these things by their parents live measurably worse lives for it. Having a child you know you can't provide those things for is selfish.

So if somebody knows they would be able to feed and clothe their child, provide a roof over their head, also pay out for things like an annual holiday, school trips, music lessons, tutoring, sports clubs etc etc BUT they don't have enough left over each month with increased cost of living to squirrel away for the child's house deposit, then they shouldn't have children?

99bottlesofkombucha · 24/06/2026 13:37

I think I’ve read most of the ops responses now and I wouldn’t give any of mine to my sister either, she was given 100k a year ago and pissed it up a wall. She’s just do the same with another 100k if the op gave that to her, and would say it’s the ops fault because she only gave her 100k and the op got 900. You can’t help some people.

ForEagerRobin · 24/06/2026 13:42

VickyEadie · 24/06/2026 13:16

I quoted you saying "She doesn't deserve it."

You've swerved explaining yourself on that extraordinarily judgmental comment.

Just because she doesn’t deserve it doesn’t mean she won’t get it. Deserve and not receive are two very different things to me.
She has not made great decisions for herself or her children at all even the children know this and are quite upset by her behaviours.

OP posts:
Iwantaircon · 24/06/2026 13:43

PurpleAxe · 24/06/2026 10:29

Stop defending yourself. You will never be able to satisfy the perfect women of Mumsnet.

Take the money, of course you should take the money. Your kids should be more important to you than your sister.

Everyone here will wank off virtue signalling, but if actually faced with a £1m choice they would take the money.

It is easy to say you wouldn't when you dont have the option.

Mumsnet hates anyone who has their shit together.

I absolutely would share the money with my sibling.we are close and I love them. I would rather not have a rift and hurt them than have the extra 500 000 no matter if they spent it on cars and holidays.
I suppose it depends on the relationship you have with your family. Anyway my DM was always scrupulous about giving us the same so it just wouldn’t have happened .

PurpleLovecats · 24/06/2026 13:43

I don’t really know why you posted. You are clearly going to take the money and you also seem very sure your sister is less deserving.

MandemChickenShop · 24/06/2026 13:44

just take the money and give you sister half. your parents are being ridiculous

ForEagerRobin · 24/06/2026 13:47

Oliveoy · 24/06/2026 13:37

So if somebody knows they would be able to feed and clothe their child, provide a roof over their head, also pay out for things like an annual holiday, school trips, music lessons, tutoring, sports clubs etc etc BUT they don't have enough left over each month with increased cost of living to squirrel away for the child's house deposit, then they shouldn't have children?

I don’t think they need to do all those things but there’s some parents who cannot even gift their children £1k towards their lifetime Isa for a house deposit. Your children do not owe you anything but you owe them everything at least that’s how I see it with my children. I brought them into this world I am responsible for them and I will give them the best start to life so they don’t have to spend time playing catch up. They do not have to do anything to earn anything ever from me they’re my responsibility of course once they get into adulthood I’ll hit the brakes a little bit and let them figure things out but I am responsible for giving them the tools they need for adulthood.

No one said private school was a must but I do think some parents have children and do not realise that they’re your responsibility you need to do things for them you need to have things set up for them as best as you can. I’m not asking for every parent to have 100k to give towards a deposit etc but some people give nothing to their children at all but they brought them into this world the children didn’t ask nor do they owe their parents anything.

OP posts:
JustAnotherWhinger · 24/06/2026 13:48

If your parents were that bothered about your sisters children then they’d be splitting this million quid between you and them. Your share will funnel to your children, as you’ve said, so if they genuinely cared about fairness but want to protect them from their mothers bad choices they’d give her share to them directly.

Thats what my grandparents did when they disinherited my father. We got his share directly. That said he burned my brother with an iron and fractured my skull so it would have looked really bad had his siblings suggested anything other than that solution.

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 14:02

KitchenColourandstyle · 24/06/2026 13:16

It's weird that the first example that sprang to mind (in the OP) to explain your sisters awfulness was her not giving your parents a lift to the airport but now it turns out that this isn't the problem at all and it's her unfaithfulness, ignoring you after baby loss, not rushing to your ailing fathers hospital bed that actually caused problems.

I'd love to hear your sisters version of events.

Edited

Me too. I’d also like to know how much the OP has been stirring the pot.

The bottom line is she wants the money, but doesn’t want the guilt so is literally spewing anything and everything about the sister’s life for validation.

BIossomtoes · 24/06/2026 14:04

ForEagerRobin · 24/06/2026 13:47

I don’t think they need to do all those things but there’s some parents who cannot even gift their children £1k towards their lifetime Isa for a house deposit. Your children do not owe you anything but you owe them everything at least that’s how I see it with my children. I brought them into this world I am responsible for them and I will give them the best start to life so they don’t have to spend time playing catch up. They do not have to do anything to earn anything ever from me they’re my responsibility of course once they get into adulthood I’ll hit the brakes a little bit and let them figure things out but I am responsible for giving them the tools they need for adulthood.

No one said private school was a must but I do think some parents have children and do not realise that they’re your responsibility you need to do things for them you need to have things set up for them as best as you can. I’m not asking for every parent to have 100k to give towards a deposit etc but some people give nothing to their children at all but they brought them into this world the children didn’t ask nor do they owe their parents anything.

Love is the most important thing. Not money in ISAs.

aCatCalledFawkes · 24/06/2026 14:05

ForEagerRobin · 24/06/2026 13:32

It’s affected me because it’s affected my nieces and nephews. I was very very hurt for them. They came and stayed with us for a time whilst their father was sorting things out. I’m the one that’s had to deal with my nieces and nephews refusing to even engage with their mother I’ve had to set boundaries which hurt them but I also wanted them to not just rely on me and know that just because their mother and father aren’t together doesn’t mean they’re still not their parents. They really struggled which is why I was so hurt because they’re just children they don’t deserve any of that. That’s my view maybe I’m wrong but I will always stand by that view. Having young children go to therapy to decipher their parents divorce isn’t great I don’t think it’s an experience they’ll ever forget I do think it has damaged them but despite all that they are great kids and I am proud of them.

I have made plenty of mistakes I am far from perfect and that’s not what I wanted to go very but sadly that’s how it’s come out.
I have children if I really disliked my husband that much I would leave. I can honestly say I would never have an affair or be the other woman. My sister had that choice to leave. We have a wealthy father who would have helped her leave and the children would have been fine. Instead she chose to have an affair and also be the other woman I don’t think that should define you but I think if a woman came here and said her husband had an affair everyone would be on her side. I was under the impression mumsnet was against all infidelity.

I must admit that I am quite surprised the children even knew that she had had an affair. My exH was in love with another woman while we were married and I have never thought to let my now adult daughter know. Marriages break down all the time due to affairs but normally parents work through it to keep their children stable.

ThatCyanCat · 24/06/2026 14:06

The more I read, the less I believe there was never any favouritism.

VickyEadie · 24/06/2026 14:08

ForEagerRobin · 24/06/2026 13:42

Just because she doesn’t deserve it doesn’t mean she won’t get it. Deserve and not receive are two very different things to me.
She has not made great decisions for herself or her children at all even the children know this and are quite upset by her behaviours.

But your "she doesn't deserve it" was in response to the suggestion that you should consider giving her a share! You really do need to be a bit more consistent with your story.

cupofteacupofteaalmostgotshaggedcupoftea · 24/06/2026 14:08

ForEagerRobin · 24/06/2026 13:47

I don’t think they need to do all those things but there’s some parents who cannot even gift their children £1k towards their lifetime Isa for a house deposit. Your children do not owe you anything but you owe them everything at least that’s how I see it with my children. I brought them into this world I am responsible for them and I will give them the best start to life so they don’t have to spend time playing catch up. They do not have to do anything to earn anything ever from me they’re my responsibility of course once they get into adulthood I’ll hit the brakes a little bit and let them figure things out but I am responsible for giving them the tools they need for adulthood.

No one said private school was a must but I do think some parents have children and do not realise that they’re your responsibility you need to do things for them you need to have things set up for them as best as you can. I’m not asking for every parent to have 100k to give towards a deposit etc but some people give nothing to their children at all but they brought them into this world the children didn’t ask nor do they owe their parents anything.

I, I,I, I. You wouldn’t be able to do any of that on your civil service salary without your rich husband and your rich parents’ future proof safety net. You would be like the vast majority without them - doing the best you can using state provision, and hoping their kids can get through their futures on their own wits and on their own dime. You really do not live in the real world, and I am horrified you are in public service (paid for by the taxpayer) with your attitude.

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