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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
ForEagerRobin · 24/06/2026 11:28

Bubblesgun · 24/06/2026 11:24

@ForEagerRobin if it was me - and i have done that in the past with my own parents for a different reason - i would call my dads bluff.

I would say, either you bypass us and gift it all to the grandkids or you cut me off too. No way in this world would i condone my sister being cut off entirely regardless of the past.

i m principled like that yes, but most importantly and i have said before, sisterhood should be celebrated amd your parents must be reminded of that.

there is a karma, i believe so.

but i have read the entire thread and all
your responses, i dont believe at all that you ll do the right thing. Not at all whatsoever. You are so entitled.

I will give my sister her portion. Id rather it came from my father himself as it’s his but he refuses. He might change his mind I’m not sure.

OP posts:
Bubblesgun · 24/06/2026 11:30

ForEagerRobin · 24/06/2026 11:28

I will give my sister her portion. Id rather it came from my father himself as it’s his but he refuses. He might change his mind I’m not sure.

So 50% of what you re getting? Or by portion you mean more like a gesture?

LakieLady · 24/06/2026 11:36

Traveltart · 23/06/2026 21:43

Have you urged your parents to bypass a generation in her case and at least give a big chunk to her children directly? Not only are they disinheriting her, they’re disinheriting her blameless daughters. A similar issue is looming for me though it’s at about one tenth of your parents’ gift! I have tried to urge my parent to set some aside for the gc of the rogue sibling but they won’t hear it as the gc are adults who also do not make the effort. I did try… and there is a lot less at stake than £1m!

This. It's really awful of them to disinherit one set of grandchildren.

Even if the OP's sister is a feckless idiot who doesn't give a shit about her DPs, it's unfair to disadvantage the sister's children, who are innocent parties in all this.

One of my friends got the entire inheritance from his parents because his sister predeceased them. His mother (father died before mother) had dementia and didn't have capacity to make a new will to reflect the change in circumstances, so he gave half the money he got to his nephew and niece, so that they didn't lose out.

That's how decent families behave.

ForEagerRobin · 24/06/2026 11:38

LakieLady · 24/06/2026 11:36

This. It's really awful of them to disinherit one set of grandchildren.

Even if the OP's sister is a feckless idiot who doesn't give a shit about her DPs, it's unfair to disadvantage the sister's children, who are innocent parties in all this.

One of my friends got the entire inheritance from his parents because his sister predeceased them. His mother (father died before mother) had dementia and didn't have capacity to make a new will to reflect the change in circumstances, so he gave half the money he got to his nephew and niece, so that they didn't lose out.

That's how decent families behave.

I haven’t said that her children are disinherited. My father doesn’t resent any of his grandchildren as far as I’m aware. He drives miles to go visit them at university and take them out to eat so I think they’ll be fine. It is my sister that he seems to have an issue with and is hurt by. No one else in the family. I have tried, my mother has tried too and he refuses to budge.

OP posts:
ForEagerRobin · 24/06/2026 11:42

Bubblesgun · 24/06/2026 11:30

So 50% of what you re getting? Or by portion you mean more like a gesture?

Yes in terms of cash. I’m not sure what will happen to investments. My sister will have to create a Hargreaves or AJ Bell account to which I can transfer the investments too as it’s not cash and I do not want to sell I’d rather transfer and she can do with her proton what she’s like to do.

OP posts:
PermanentlyExhaustedPigeonZZZ · 24/06/2026 11:52

I think it's understandable to will a larger amount to the sister that looks after them on a daily basis but cutting out your child altogether is hateful. No matter how they choose to live their life, your the parent and presumably still love them. Glad you're going to give her her portion.

ForEagerRobin · 24/06/2026 12:00

PermanentlyExhaustedPigeonZZZ · 24/06/2026 11:52

I think it's understandable to will a larger amount to the sister that looks after them on a daily basis but cutting out your child altogether is hateful. No matter how they choose to live their life, your the parent and presumably still love them. Glad you're going to give her her portion.

Edited

It’s a shame I am upset but nothing I can do about it. It’s out of my control till I receive it but for not she’s not getting anything out of them at least not large sums of money. My dad has insisted that is to stop. He has had enough as he likes to put it. My mother is indifferent now she’s tried but can’t do anymore I’ve tried too but there’s only so much I can say. I can’t change his mind or his resentments

OP posts:
JustAnotherWhinger · 24/06/2026 12:11

ForEagerRobin · 24/06/2026 11:38

I haven’t said that her children are disinherited. My father doesn’t resent any of his grandchildren as far as I’m aware. He drives miles to go visit them at university and take them out to eat so I think they’ll be fine. It is my sister that he seems to have an issue with and is hurt by. No one else in the family. I have tried, my mother has tried too and he refuses to budge.

You’ve ignored the question about your parents treating your nieces/nephews equally to your children multiple times, and said they were leaving the bulk of their estate to you and your children, so it’s very obvious that they’re in no way planning to be fair to her children.

That says a lot about them. They’re extending their favouritism to children who, according to you, do make effort with them and who did instantly visit when your father was ill. So they do the things their mother is being cut out for not doing, but are still not being treated equally to you and your children.

Maray1967 · 24/06/2026 12:13

ForEagerRobin · 23/06/2026 21:10

I’ve asked them to even give her a bit off my portion. They have refused I do not think they will be changing their minds anytime soon. They’ve even amended their will for most of it to go to me & my children and other relatives but nothing at all to my sister.

What will go up her DC? She doesn’t have the right to demand anything, but I would feel awkward about the disparity in treatment of the children. Could you suggest to your parents that they give equally to the DC, and you something if they want to?

ForEagerRobin · 24/06/2026 12:19

JustAnotherWhinger · 24/06/2026 12:11

You’ve ignored the question about your parents treating your nieces/nephews equally to your children multiple times, and said they were leaving the bulk of their estate to you and your children, so it’s very obvious that they’re in no way planning to be fair to her children.

That says a lot about them. They’re extending their favouritism to children who, according to you, do make effort with them and who did instantly visit when your father was ill. So they do the things their mother is being cut out for not doing, but are still not being treated equally to you and your children.

They’re treating them equally they have their own share of the gifts ? As far as I’m aware as of last week when I did meet his financial advisor. Maybe he has met with him again and chose to cut off the grandchildren I do not know as of yet but as of last week the grandchildren were all equal. This share I posted about is ‘purely’ mine to which I will share with my sister but I do not think she will give any of it to her children which is why my father has set aside portions of his assets/cash/investments to go towards all the grandchildren. All of the grandchildren received 35k recently all the same amount regardless of age. My children are much younger so I put their portion into savings accounts for them and their Isa but the other grandchildren received the amount in their bank accounts. I do not think my father will pick favourites within his grandchild he loves them all the same and money will not make a difference. He has a lot of cash and investments enough to go round to everyone he’s just being stubborn in regards to my sister. I just don’t go into the full details but I know the grandchildren aren’t being cut out. My share will go towards my children but it’ll go to me first and I’ll decide what happens to it. When I do receive the cash and investments I will share with my sister it is up to her to decide what she wants to do with it but highly doubt she will share with her children considering there’s been lots of points in their lives where they’ve actively chose to avoid her and not live with her and we as a family have tried the best we can to mend that relationship. The children are adults now we cannot force them into doing something they do not want to do but I have tried my very best to maintain a boundary in terms of their relationship with their mother. I have known them long enough to know that they would pick their father over their mother any day.

OP posts:
ForEagerRobin · 24/06/2026 12:22

Maray1967 · 24/06/2026 12:13

What will go up her DC? She doesn’t have the right to demand anything, but I would feel awkward about the disparity in treatment of the children. Could you suggest to your parents that they give equally to the DC, and you something if they want to?

All our children are receiving the same amount as of last week. Things change but I have since spoken to my father I do not think he resents his grandchildren but I do not know his every though I am not in his mind but last I checked all the children have the same amount. This post was in regards to money that is coming to me the grandchildren all have their own money coming that has nothing to do worth me. My share I will share with my children which means they will get more but I’m also sharing with my sister she will choose to share or not share with her children I highly doubt that she is planning to share with them as she puts it’s ‘they’ve got more than enough’

OP posts:
Fridgemanageress · 24/06/2026 12:31

I’m reading your blurb about you struggle along with your three holidays a year, your once £60,000 plus car, how hard you have struggled even though your oxbridge educated.

It sounds like to me that you don’t want to admit this - you need the cash to continue your increasingly expensive lifestyle

millymollymoomoo · 24/06/2026 12:33

The way you speak of your sister is quite frankly appalling. You certainly do look down your nose at her and seems you’re loving this. I think that makes you , and your parents absolutely awful. There is no way I’d stand back and do this to my sister.

life happens. My sister made different life choices. She had a baby young, never had a career, remained living near my parents. I went to uni trained hard, worked hard and got dog carrier. My sister is skint. I am not. I live 4 hours away from my parents, she lives 5 minutes do of course a lot of stuff to her . Doesn’t mean we move out parents anymore or less. Doesn’t mean I’m better than her, or she me. We’re just different. I absolutely would expect my parents to treat us equally in inheritance and gifts ( I would t care if my sister given a bit more or some more gifts etc)

I think your parents ( and you) seem horrid towards her tbh .

ForEagerRobin · 24/06/2026 12:45

millymollymoomoo · 24/06/2026 12:33

The way you speak of your sister is quite frankly appalling. You certainly do look down your nose at her and seems you’re loving this. I think that makes you , and your parents absolutely awful. There is no way I’d stand back and do this to my sister.

life happens. My sister made different life choices. She had a baby young, never had a career, remained living near my parents. I went to uni trained hard, worked hard and got dog carrier. My sister is skint. I am not. I live 4 hours away from my parents, she lives 5 minutes do of course a lot of stuff to her . Doesn’t mean we move out parents anymore or less. Doesn’t mean I’m better than her, or she me. We’re just different. I absolutely would expect my parents to treat us equally in inheritance and gifts ( I would t care if my sister given a bit more or some more gifts etc)

I think your parents ( and you) seem horrid towards her tbh .

You’re right to think that.

I don’t think my parents are horrid people for wanting better for my sister. They feel they are to blame for most of her struggles, ie being fired for gross misconduct, going off with a married man, infidelity, not a care about her children. Children don’t just resent their parents for no reason, her children choose their father over her every single time. Same way she feels about her parents. The difference is my parents did try they’re not the best, they’re quite traditional in the sense that they wanted us just to be good people (albeit they’re not being good people right now) they always wanted the best for her. She has had lots of chances. I will give her part of the inheritance I’m not going to leave her out dry. She is not skint she just hasn’t used the money given to her very well, she’s had over 100k last summer to help her but she also bought a new car with that money even her eldest son did ask her why she did that on his own accord. I’m not saying she’s bad but I’m saying she has wasted a lot of money on meaningless things and has not made the best decisions. It doesn’t mean I’m not going to cut her dry but for now the money is not even in my hands as of yet so I can’t do anything about it.

OP posts:
VickyEadie · 24/06/2026 12:47

ForEagerRobin · 24/06/2026 11:28

I will give my sister her portion. Id rather it came from my father himself as it’s his but he refuses. He might change his mind I’m not sure.

Interesting you say you'll give your sister "her portion", because early on in the thread you were quite adamant, when someone suggested sharing it with her:

"I thought about that. But she doesn’t deserve it."

ForEagerRobin · 24/06/2026 12:55

Fridgemanageress · 24/06/2026 12:31

I’m reading your blurb about you struggle along with your three holidays a year, your once £60,000 plus car, how hard you have struggled even though your oxbridge educated.

It sounds like to me that you don’t want to admit this - you need the cash to continue your increasingly expensive lifestyle

I haven’t said I don’t need the cash to continue my lifestyle. I will share with my sister that is no issue but currently I have no control it is my father and his financial advisor and well and his POA who are making the decisions not me. I’ve tried to speak to him he has refused what more can I do ? I’m not going to say no to my inheritance, yes that’s horrid but it’ll make my children’s lives much better my inheritance isn’t for me it’s pretty much all going towards my children. They’re receiving their own inheritance from their grandparents same with my sisters children the exact same amount.

Everyone wants to keep the lifestyle they have what’s so wrong with that ? Am I bad person for wanting to pay my children’s school fees or taking them to a private school where their needs are met and they can achieve decent GCSEs. I do not have academically smart children and that’s okay but I’d still like them to have some qualifications. The classes are smaller my children enjoy school they did attend a state school, they hated it, they did not get munch out of it and moving to a private school for the last 2 years has done wonders for them. That’s our priority we will make all the sacrifices to keep them at this school. We pay for it ourselves and we have saved up enough to keep paying. Nothing with that. At the school I have met parents who have sacrificed everything for their children to attend this school I do not see anything wrong with that at all. If we can afford it why not ? Am I bad for taking my children on holidays around the world ? I am genuinely curious as to what is wrong with that. They’re my children I want them to have a great life filled with opportunities and be whoever they want to be but I also want them to make good decisions in life nothing wrong with that. I have admitted and accepted criticism for my ignorant take. The context I was speaking from isn’t the context for most people. Within my family and even DHs family we are often seen as the poorer ones I’ve had cousins say they couldn’t live the way we do and ‘oh god how do you survive’ as well as saying I need to get a better paying job and so does DH etc.

OP posts:
Puzzledandpissedoff · 24/06/2026 12:57

I was simply giving examples of things my sister has done over the years

Yes, @ForEagerRobin, and if you hadn't you'd have been blamed for that too and told you were being cagey

I thought Mumsnet was generally against infidelity, or is that only when it's men who do it?

Well spotted - there is indeed a contingent on here for whom it's always the man's fault, and even female infidelity will attract insistence that she must have been driven to it

I realise your father's said this has to stop now - though whether it will is anyone's guess - but them having paid for DSis's kids' private schools and you all gifting her money regularly hardly fits with the growing narrative of "poor little sister", so as said I'd accept the money, buy her something lovely as a one-off then leave her to get on with it

ForEagerRobin · 24/06/2026 12:57

VickyEadie · 24/06/2026 12:47

Interesting you say you'll give your sister "her portion", because early on in the thread you were quite adamant, when someone suggested sharing it with her:

"I thought about that. But she doesn’t deserve it."

Honestly because I’d like my father put his resentment aside and to give her her portion of the inheritance the right way. I do not want to be in the middle of it all. Would rather get my half and she gets her half the right way. It’ll mean having to speak to a financial advisor about it all it’s quite a big chunk of money you don’t just bank transfer her half I have to think about the tax implications and how best to do when we could just think about the tax implications once and get it over and done with.

OP posts:
ForEagerRobin · 24/06/2026 13:05

There seems to be lots of assumptions here. Why can’t we both be bad selfish people. I haven’t claimed to be a good person. I give examples “oh no now you’re making her look bad” I don’t give examples “oh you’re being cagey” people are asking me things I’m giving examples. I’m not saying she’s horrid I’m just giving plain examples such as infidelity to which I thought mumsnet was against but oh no poor her that was her decision not mine. I still supported her, I still let her stay at mine, I still have her lots of money to restart her life. How did she repay me…by finding a married man and being the other woman. I still chose to see the best in my sister. At the end of the day she is my sister. When her children decided they’d much rather tell me things I set the boundary and told them no this puts me in a precarious situation. I’m not claiming to be better or superior but I am claiming to have at least tried to make good decisions. She is not a little girl she is an adult that doesn’t seem to learn or think of others. Do I think my father is being horrid yes BUT he’s also hurt by the things that have happened. He blames himself and his parenting. What kind of father would be proud to have raised someone with such low self esteem to think being another woman is okay. He blames himself. He doesn’t blame her, my mother too blames herself maybe they were too lenient on us, maybe if they did this that and the other this wouldn’t have happened but the final straw for my father was him being rushed to hospital and his daughter not turning up instead his ex son in law turned up I think that’s what hurt him the most and the only way is through money. It’s not right but that’s what he’s chose to do. I’m not going to cut my sister dry but this does complicate things for me a little bit I can’t just bank transfer her the inheritance/gift I’d much rather everything was just divided in one go.

OP posts:
geminicancerean · 24/06/2026 13:07

You literally said ‘doesn't deserve it’ and that is the crux of the entire thread right there. You thought that and typed it out, not subconsciously - consciously. You disagree with her life choices. You feel you are more deserving of your parent’s wealth. Just fucking own that at least instead of back pedalling constantly. Change your attitude, refuse to play Dad’s nasty game.

CoCoJones26 · 24/06/2026 13:08

Haven't read the whole thread but if you DO take it, just be aware that you could be liable for IHT of up to 40% should they die within 7 years of gifting the money....

Seaside3 · 24/06/2026 13:10

I can't imagine being so spiteful so as to want to hurt y child because they hurt me.
And I definitely can't imagine being the person who drove a wedge between my children.

ForEagerRobin · 24/06/2026 13:14

geminicancerean · 24/06/2026 13:07

You literally said ‘doesn't deserve it’ and that is the crux of the entire thread right there. You thought that and typed it out, not subconsciously - consciously. You disagree with her life choices. You feel you are more deserving of your parent’s wealth. Just fucking own that at least instead of back pedalling constantly. Change your attitude, refuse to play Dad’s nasty game.

Yes I disagree with her life choices. Who agrees with someone who has chosen to have an affair and to top that to be the other woman. I don’t agree with that and I’ll never agree with that. She doesn’t just get to have everything after ruining everything in her life. I will give her the money deep down I wouldn’t be able to live life knowing I have her inheritance. But she’s not this helpless girl and she has started to realise that. The world is cruel to ageing women and that’s just life it’s a shame she realised it too late.

I am not deserving of my fathers wealth on my own it belongs to all of us in the immediate family. I have been put in the middle of it all and it’s all because he resents her and is hurt. I am the only one that thinks to myself she has caused this yet my father blames himself I think as a father he was embarrassed he raised a daughter who thought so little of herself (as he puts it) to be the other woman. He melts reiterating he thought he brought us up with convince eventually saying he has failed as a father. I think he’s hurt and choosing to use that pain this way. Sadly I cannot change his mind I have tried he’s refused and has since got a POA to avoid all the emotions.

OP posts:
KitchenColourandstyle · 24/06/2026 13:16

It's weird that the first example that sprang to mind (in the OP) to explain your sisters awfulness was her not giving your parents a lift to the airport but now it turns out that this isn't the problem at all and it's her unfaithfulness, ignoring you after baby loss, not rushing to your ailing fathers hospital bed that actually caused problems.

I'd love to hear your sisters version of events.

VickyEadie · 24/06/2026 13:16

ForEagerRobin · 24/06/2026 12:57

Honestly because I’d like my father put his resentment aside and to give her her portion of the inheritance the right way. I do not want to be in the middle of it all. Would rather get my half and she gets her half the right way. It’ll mean having to speak to a financial advisor about it all it’s quite a big chunk of money you don’t just bank transfer her half I have to think about the tax implications and how best to do when we could just think about the tax implications once and get it over and done with.

I quoted you saying "She doesn't deserve it."

You've swerved explaining yourself on that extraordinarily judgmental comment.