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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Partner won't pay back what he spent

251 replies

Covermeinrainsrops · Today 00:31

Partner got a bonus in work this week (8k) he had known about it for a few months and in the meantime he used my credit card to buy some things and told me he'd pay it off in full when he got his bonus. He has bad credit so doesn't have his own cc.

anyway the bonus has came and he won't pay back what he spent he has said he didnt use it all he bloody did and it's clear to see on the transactions he did. We got into a massive argument about this tonight and he's refusing to send me the money to pay it off.

He has a second job so brings in more money than me and when I complain about money being tight he tells me I should get a second job but how can I we have three kids who I am primary carer for he works shifts then on off days he will do this second job. I pay for 80% of the kids things he doesn't realise how fast kids grown out of shoes coats etc.
i hate asking him to pay towards anything as it turns into an argument so I will just pay ot myself. But this credit card bill has now added on at least £100 to my already tight budget to try and get it paid off quickly. I can't even go up to bed right now I am so hurt he has put me in this position.

OP posts:
arethereanyleftatall · Today 10:22

Ok.

so in that case you stop paying the rent to him until he’s first paid back what he owes, and secondly until you have enough for a deposit and a months rent to leave. You stop buying any food for him until he’s first pays his share of the children’s stuff. Etc

katepilar · Today 10:24

I have no advice. I am in shock to see what some people are capable of. I have a similar thinking and acting colleague and some family members. The distorted really they create in their minds is scary.
I am really sorry that you are in this situation.

Perhaps consider therapy, if you have the chance, to put thing in perspective for yourself.

TeethAreImportant · Today 10:25

AintNoPartyLikeANumber10Party · Today 10:01

He is financially abusing you.

Stop paying the rent. It’s in his name so it’s his bill. If he challenges you, tell him it’s a payment plan to reimburse you for his cc spends and for all the extra expenses for his children.

He can’t throw out his kids… and he can’t be primary parent/carer and still do 2 jobs and his expensive hobby so what’s he going to do?

If there’s any risk of aggression, contact the police. In any case, I do think you should speak to women’s aid to get some advice because this is no way to live.

This. Do not pay a penny more in rent, until the credit card debt thst he ran up is paid off. What's he going to do? Throw his own children out in the street? It's in his name, if he falls behind and they start proceedings to evict, you can then go to the council and will be more of a priority for social housing. He sounds like a shocking nightmare on so many ways. And he is financially abusing you. Your rent contribution seems to be the only leverage you have. He doesn't seem to care about you or his children much, which is awful. I'm so sorry you're in this position. Much later when this has all passed over, perhaps consider counselling to get to the bottom of why you seem to end up with this type of waster. You deserve better.

Cherriesandapples1 · Today 10:27

Covermeinrainsrops · Today 09:50

Realistically I can't leave yet...the house is in his name. Where we live rentals are like hens teeth and very expensive so I need a deposit and first month rent which I can't possible save atm. I also have no family I can stay with and housing here you first go into a hostel which I wouldn't do on my kids.

I have a problem why I allow this I was the same with my exh he paid nothing he had the mortgage in his name but I paid half the mortgage each month. Anytime qe talked about me going on the mortgage he made excuses (I wasn't on it originally as I didn't have a permanent job the after a year I was made permanent) I took out a massive loan to renovate the house and three years later he had an affair kept the house yet I was left with the load to pay off which I only finished paying two years ago. So I have issues that I need to sort why I allow myself to be treated like this.

Tell him you're taking his credit card money from the rent you'd usually pay him. Use it to pay the minimums on the card and save for your house deposit. In his own words act like a cunt get treated like one

AnnoyedAsAllHeck · Today 10:28

Covermeinrainsrops · Today 09:50

Realistically I can't leave yet...the house is in his name. Where we live rentals are like hens teeth and very expensive so I need a deposit and first month rent which I can't possible save atm. I also have no family I can stay with and housing here you first go into a hostel which I wouldn't do on my kids.

I have a problem why I allow this I was the same with my exh he paid nothing he had the mortgage in his name but I paid half the mortgage each month. Anytime qe talked about me going on the mortgage he made excuses (I wasn't on it originally as I didn't have a permanent job the after a year I was made permanent) I took out a massive loan to renovate the house and three years later he had an affair kept the house yet I was left with the load to pay off which I only finished paying two years ago. So I have issues that I need to sort why I allow myself to be treated like this.

So,you've known you have had these issues for years/decades,yet still havent sought help on how to assert yourself.

Well, I guess I am glad you were able to rant.

ChaToilLeam · Today 10:31

He's abusive, love. He's financially abusing you, he's called you a cunt. What a horrible piece of shit he is.

Look into leaving, because this won't get better.

Channellingsophistication · Today 10:36

This man is financially and emotionally abusive.

You really have put yourself in a difficult position with the house being in his name only. However the best thing for you to do is to stop paying the rent and work out what he owes you that way. House is in his name, his responsibility.

Do not allow him any access to any of your cards, by cancelling and getting new ones.

Then I would make a plan to separate.

rainbowstardrops · Today 10:37

Firstly, I’d tell him I’m not paying towards the rent until he pays you the money he owes you.
Secondly, I’d rather live in a hostel with my children temporarily than live with an abusive prick like your partner. They’ll thank you for it in the long run and you’ll be happier.

bittertwisted · Today 10:39

Covermeinrainsrops · Today 01:06

No nothing in texts that would prove it. Then as we were arguing he said he wasn't paying it back he said to me 'act like a c and you'll be treated like a c'

I knew when the money came through he was gonna do this he was being cagey about it all. He hates sharing anything he's just very odd about it what's his is his yet what's mine is everyone s

I get this exact phrase. I’ve no kids with DH number 2 so easier, but I’m facing in to the hard truth that I’m in another abusive relationship and I need to get out
that c* line is so controlling, pushing the blame on to you

somanychristmaslights · Today 10:42

Covermeinrainsrops · Today 01:06

No nothing in texts that would prove it. Then as we were arguing he said he wasn't paying it back he said to me 'act like a c and you'll be treated like a c'

I knew when the money came through he was gonna do this he was being cagey about it all. He hates sharing anything he's just very odd about it what's his is his yet what's mine is everyone s

My god why on earth are you with this person? He sounds like an absolute idiot. Do you want your kids being bought up thinking this is normal??

Phonicshaskilledmeoff · Today 10:42

I wonder if he doesn’t have it to give. Did he have other debts you weren’t aware of, drug debts, gambling debts etc. It may well have already disappeared

somanychristmaslights · Today 10:43

And NO ONE who loves you should ever call you a c*. That’s not normal and an abhorrent thing to say.

Apprentice26 · Today 10:43

Ophy83 · Today 10:04

Did you sue him?

It was dismissed, CC wouldn’t even look at it
A matter for the family court who dont care about historical assets or debt, they can only look at whats in front of them and split that apparently

Ohjustboreoffffs · Today 10:44

@Covermeinrainsrops you said you pay him half the rent? I’d just stop transferring him any money until he has cleared his debt to you. Use your half the rent to pay off your CC. What’s he going to do? Throw you and his kids out? He’s a cowardly man, play him at his own game.
Also I’m petty AF so I’d be buying food / cooking for just the children and myself. Also only doing our washing etc.

Apprentice26 · Today 10:45

Ohjustboreoffffs · Today 10:44

@Covermeinrainsrops you said you pay him half the rent? I’d just stop transferring him any money until he has cleared his debt to you. Use your half the rent to pay off your CC. What’s he going to do? Throw you and his kids out? He’s a cowardly man, play him at his own game.
Also I’m petty AF so I’d be buying food / cooking for just the children and myself. Also only doing our washing etc.

And lose the roof over her head ?

CocksBolingey · Today 10:46

You need to leave this scumbag. He will hold you back your entire life if you don't. He clearly has no respect for you whatsoever. Know your worth and shut him down.

PoweredBySheerSpite · Today 10:55

Is he going to be taxed on that money? If so, I hope he’s put that aside!

arethereanyleftatall · Today 10:55

You say that you wouldn’t put your dc through temporary housing.

But you also have spent your own adult life in two abusive relationships, and have now realised thankfully, what’s happening.

you are currently role modelling relationships to your children that a woman being abused by a man is normal. Your daughter may go on to copy.

I would argue that your children being in temporary accommodation for a while is the lesser of the two evils.

PoweredBySheerSpite · Today 10:56

I’d also suggest you getting rid of all your cc’s. He can’t have what is not there

Ohjustboreoffffs · Today 10:56

Apprentice26 · Today 10:45

And lose the roof over her head ?

You know there are laws to stop this from happening!

peace7 · Today 11:02

@Covermeinrainsrops so if that’s the case stop paying him the rent until it’s all paid. How much does he owe you?

Dancingintherain09 · Today 11:04

Bin him off and sue him for financial abuse and for repayment.
Financial abuse | The Law Society https://www.lawsociety.org.uk/topics/client-care/financial-abuse

What he is doing is ABUSE.

Apprentice26 · Today 11:04

Ohjustboreoffffs · Today 10:56

You know there are laws to stop this from happening!

If he doesn’t pay the rent they all get evicted
The law is very clear on that

Dancingintherain09 · Today 11:08

I'd also send him a text or WhatsApp with the breakdown and ask him when he said he would pay you back did he ever actually mean it or was it his plan all along to not pay back a penny?

Do it while he at work or away ftom you so it doesn't look suspicious.
Then you will have him on record with the conversation. If he rings don't answer so he has to reply via message. Or use your record setting

katepilar · Today 11:12

GrantMyWishes · Today 01:47

And of course, he didn't even choose to marry you!!

Think about that OP.

I simply do not understand why women do this to themselves. You obviously knew he was crap with money, even before you chose to have his kids, but still went ahead and did it anyway, and now you're lumbered with a man who will take, take, take, and gives you nothing in return, but the fear of being in constant debt.

So now, if you decide to leave him, (which you absolutely should) you'll have no money behind you, and have the added burden of 2 extra kids. I know you will say that your kids aren't a burden, but in the reality of a situation like this, they actually are, as because your mother's instincts wouldn't allow you to walk away from them, you are the one who will now be stuck in the position of taking care of them in every way, until they reach adulthood, whereas they should be a SHARED responsibility, but the chances are, that if he won't even pay you back money he's spent having promised that he would, the likelihood of getting maintenance from him, is pretty slim.

I'm sorry if this feels like I don't understand your position OP, but it really makes me so fed up when I hear this story time after time.

So, in your shoes, I would make it absolutely clear that you won't be doing ANYTHING for him, until he's paid you back in full, and mean it. Don't do any cooking for him, wash his clothes, clear up after him, or have sex with him, until you've got your money back. Don't do ANY of the little things that we all do for our men without even thinking about them. Then, IF and it sounds like a BIG 'IF', you get the money out of him, pay off the credit card, pack your bags and leave! If however, you get to a point where you're absolutely sure he's not going to cough up, then obviously you still need to leave, but I think it's perhaps worth at least trying to get the money before you do.

Oh, and if you have any daughter's, please drum it into them, that if they want to have kids, they need to get themselves a good career, BEFORE getting pregnant, so that they are in a position to not only pay for a roof over their own head, but also that of any children they might want, as quite honestly, it becomes clearer to me every day that the vast majority of men, are selfish to the core, and cannot be relied upon to take care of anyone but themselves.

"I simply do not understand why women do this to themselves. "

People grow up in various environments, a lot of them different to yours. What you grow up in, how your parents /and teachers etc. / treat you, that becomes your norm. For lot of the people the norm is skewed. They have been conditioned to think lots of behaviours and treatments from people are normal and ok.
It takes a lot to recognize whats going on. And even more to find and carry out a plan what to do with it.