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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

This is off isn't it?

220 replies

coulditbeme2323 · Today 15:29

Husband and I loaned another couple a significant amount of money as if we didn't their dream home would have fallen through. All properly drawn up, and to be fair was for a short period of time as in just under 3 months.

All paid back two weeks ago as agreed (no interest by the way as it might matter) and friend text saying we want to take you our to dinner to say thanks.

Didn't expect or want that, but lovely gesture.

Went to a very nice place Saturday and other husband said to my husband I'll get the food and you get the wine/drinks. Now to put into context the wine/drinks were about 35% of the bill so other couple paid 65%.

Now it's not the money, and it was a lovely evening, and I would never mention to my friend, but is that a bit cheeky?

OP posts:
Ohjailer · Today 16:27

nevernotmaybe · Today 16:23

I haven't seen an account offering that much interest on that amount of money for a very long time.

😂I've just opened an account paying 4.5% today. There are plenty of accounts paying around 4% at the moment.

coulditbeme2323 · Today 16:28

Notyouagaindear · Today 16:26

Oh ignore my last post, I see they repaid the loan. Still poor form for them to offer to buy dinner but with the expectation you would buy their drinks.

Id still be wary. If they are such a low risk borrower, why couldn’t they get a bridging loan?

Bridging loan would still take a few weeks, they were messed around terribly by the company he had shares with - and if they didn't exchange within a week the sellers had another buyer.

OP posts:
mochimoons · Today 16:29

If someone says they are taking you to dinner that means they are paying so it was definitely cheeky / understandably surprising to then suggest splitting the bill. Unless they are tee-total and you were the only ones drinking I guess 😂

ThisOneLife · Today 16:29

Darragon · Today 15:33

What??? They paid you back and paid for food. You sound grabby.

They gave another couple a substantial interest free loan for 3 months and you’re calling them grabby?!?

asdbaybeeee · Today 16:32

My in-laws did this to us and we were pretty skinny at time. They invited us out for food we said no we couldn’t afford it and invited them to ours instead, they said our treat so we agreed. When we got there they said we will get the food you get the drinks and mil asked dc what they wanted for pudding and then didn’t pay for it. Think they paid £60 amd we paid £45 for drinks and pudding!!

imo if someone offers to treat you it shouldn’t cost you anything!

CatAsstrophe · Today 16:32

Cheeky and stingy. Had they taken out a regular loan, instead of an interest free loan from friends, it likely would have cost a damn sight more than a meal and drinks.

YANBU at all to think this is 'off'. They're the grabby ones, not you @coulditbeme2323

ThisSunnyBee · Today 16:34

Darragon · Today 15:33

What??? They paid you back and paid for food. You sound grabby.

Presumably you understand the concept of interest and want it means to offer to take someone out for dinner

ArtAngel · Today 16:34

nevernotmaybe · Today 16:23

I haven't seen an account offering that much interest on that amount of money for a very long time.

I've just looked a wide variety of savings accounts offering more than 4% in the last 5 minutes......(not ISAs)

(MSE)

TheAutumnCrow · Today 16:34

coulditbeme2323 · Today 16:28

Bridging loan would still take a few weeks, they were messed around terribly by the company he had shares with - and if they didn't exchange within a week the sellers had another buyer.

And he scrimped on what, a hundred quid or so?

After years of mutual financially smugged-up bliss? Nah, not buying it. Someone's lying.

coulditbeme2323 · Today 16:34

asdbaybeeee · Today 16:32

My in-laws did this to us and we were pretty skinny at time. They invited us out for food we said no we couldn’t afford it and invited them to ours instead, they said our treat so we agreed. When we got there they said we will get the food you get the drinks and mil asked dc what they wanted for pudding and then didn’t pay for it. Think they paid £60 amd we paid £45 for drinks and pudding!!

imo if someone offers to treat you it shouldn’t cost you anything!

That's really naughty

OP posts:
coulditbeme2323 · Today 16:35

TheAutumnCrow · Today 16:34

And he scrimped on what, a hundred quid or so?

After years of mutual financially smugged-up bliss? Nah, not buying it. Someone's lying.

It was a bit more than that, but again it's not that deep.

OP posts:
TheAutumnCrow · Today 16:38

coulditbeme2323 · Today 16:35

It was a bit more than that, but again it's not that deep.

OK so it was a grand, two grand. Why can't he afford it all of a sudden?

Either he/they can, or he wants you to buy him his champagne.

BeesAndCrumpets · Today 16:38

coulditbeme2323 · Today 15:34

I can see how it sounds that way, and as I said we didn't expect a thankyou.

But it was a significant amount of money we loaned them, but more importantly when somebody says "they want to take you out for dinner to say thank you" I would take that as 100% of the bill.

But happy to be told I am wrong.

You're not wrong.

AppleDumplingWithCustard · Today 16:39

Eastie77Returns · Today 15:31

I’m confused. Cheeky that they paid 65% of the bill? Were you expecting them to pick up the entire bill?

Well yes, considering they said we’ll take you out to dinner to say thanks.

MyDeftDuck · Today 16:40

Too bloody right it was! CF!

Dodorogers · Today 16:42

coulditbeme2323 · Today 15:39

Well that's the thing they really are, and it's quite out of character.

not good friends cos they paid most of the bill and paid you back exactly as planned?

coulditbeme2323 · Today 16:43

Dodorogers · Today 16:42

not good friends cos they paid most of the bill and paid you back exactly as planned?

I didn't say they weren't good friends.

OP posts:
80smonster · Today 16:44

Saying ‘we want to take you to dinner’ implies you are paying. Saying ‘let’s do dinner’ means splitting. I think that’s very cheap considering no interest was charged.

nutbrownhare15 · Today 16:45

So they basically paid for all of their meals and drinks and 1/3 of yours. What a thankyou!

Delphiniumandlupins · Today 16:46

I agree. If somebody wants to "take you out for dinner to say thank you" they should be paying for everything. You say you normally take turns to pay for meals out so I'm assuming it's unusual to separate food and drinks? Was this meal substantially more expensive (although it doesn't sound as if you generally go to Wetherspoons)?

Just had another thought, was your DH offering to split the bill and friend countered with "You just get the drinks"?

Ohthatsabitshit · Today 16:46

I think it sound really really odd behaviour in the circumstances, not least because usually people fight to pay the bill.

kkloo · Today 16:47

Extremely off, how did they end up borrowing off you in the first place? did they ask to borrow or did you offer?

Do you think maybe they were a bit embarrassed to have had to borrow money so they then played the favour down massively to try to pretend it never happened?

I hate people making a fuss if I've done them a favour, but doing what they did is like the total opposite, it's like going out of their way to let you know just how little they appreciated it. A genuine thank you (with just words) would have felt a lot better than that.

coulditbeme2323 · Today 16:49

kkloo · Today 16:47

Extremely off, how did they end up borrowing off you in the first place? did they ask to borrow or did you offer?

Do you think maybe they were a bit embarrassed to have had to borrow money so they then played the favour down massively to try to pretend it never happened?

I hate people making a fuss if I've done them a favour, but doing what they did is like the total opposite, it's like going out of their way to let you know just how little they appreciated it. A genuine thank you (with just words) would have felt a lot better than that.

We offered to be fair.

OP posts:
CoralOP · Today 16:49

Darragon · Today 15:33

What??? They paid you back and paid for food. You sound grabby.

They lent them over 100k to help them out of a situation, saving them thousands in interest, they took a risk of giving away their own money. They were invited to a meal to say thank you and you think they are grabby, what the fuck are you smoking? Idiot

thepariscrimefiles · Today 16:50

coulditbeme2323 · Today 15:43

Quite substantially north of 100k.

Then that was an absolutely massive favour. Most people wouldn't be able to afford to do that and even those who could afford it, probably wouldn't ever do it due to the risk of losing such a large amount of money.

You will have lost three months of interest on more than £100k which I'm sure would be a lot more than the cost of the whole bill.

They are ungrateful cheeky fuckers in my opinion.

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