This is off isn't it?

[coulditbeme2323]

Husband and I loaned another couple a significant amount of money as if we didn't their dream home would have fallen through. All properly drawn up, and to be fair was for a short period of time as in just under 3 months.

All paid back two weeks ago as agreed (no interest by the way as it might matter) and friend text saying we want to take you our to dinner to say thanks.

Didn't expect or want that, but lovely gesture.

Went to a very nice place Saturday and other husband said to my husband I'll get the food and you get the wine/drinks. Now to put into context the wine/drinks were about 35% of the bill so other couple paid 65%.

Now it's not the money, and it was a lovely evening, and I would never mention to my friend, but is that a bit cheeky?

I can see why you think that, but not the case.

For boring info that nobody cares about we didn't loan them the money to buy a two up two down.

They live where we live and are not selling their main house. We are at an age where kids are all early 20's so no longer needed like we were used to.

They saw a holiday/second home in one of the most affluent parts of Cornwall on a cliff top that literally come up once a decade.

Friend's husband was part of a very successful US based start up in early 00's. Decided to cash in, but due to paperwork took longer than expected and sellers were getting itch feet.

That's one hell of a brass neck he has. I can't imagine what my face would have done!

Ofcourse OP was!

If I did a favour for a friend and they were taking me out for dinner to say ‘thank you’, then the friend gets the bill.

What’s hard to understand?

Gnn, this isnt a normal dinner - they were invited by the other couple to say thank you for the extraordinary generosity of a considerable loan which enabled them to buy the house of their dreams.

Seriously? If they lent then 300k for 3 months, even a fairly generous account would gave got them about 300 in interest.

Do you think it was 300k they lent, or more?

I really think you need to ask them. You'll always wonder why and it will change be impossible for it to not change your friendship.

Are you sure you are not making this up now?

@coulditbeme2323 They are tight, simple as!

It's really not that deep, happy for thread to be deleted.

Er you might want to do the maths again.

4% interest on £300k p.a is £12,000.

So £3000 for 3 months.

If someone invited me to dinner as a thank you, for anything frankly, I'd be surprised to be asked to split the bill. Otherwise, you're just going for dinner. Or, they could have just bought you a thank you gift. Really weird.

Hmmm.

I would still have thought a bridging loan more normal.

Regardless you saved them thousands of pounds in interest payement. You’d think they’d cover the bubbly (particularly as they ordered it)

Yes it was a thank you for lending them money. I'm guessing the money wasn't £2.50

Bit like when people invite you to weddings then ask you to pay.

I haven't seen an account offering that much interest on that amount of money for a very long time.

To be fair, I have never had that.

Yeah I’d be annoyed that I then had to fork out unplanned money for their wine on top of a loan

😂😂😂😂
Only on Mumsnet!

You sound like a peach @Darragon!!! 😂😂😂😂

Clifftop holiday homes in Cornwall, a loan (very) upwards of £100k and both parties are being "cheap" about a meal. I guess we know how the rich stay rich 😄

FWIW they should have paid for all of the meal. At what point did they say about the bill split? Before or after the husband had ordered the champagne?

I’ve got 3.75% on my bog standard ISA right now

Definitely off...do you think it could possibly have just been the husband's action without the wife's awareness of it? (Not me being a man-hater obviously...)

They took them out as a thank you, so not unreasonable to think that meant they were treating them.

Bridging loads have very high interest rates usually. If they could borrow the money without paying interest, why wouldn’t they choose that option?

You've got 300k in an ISA right now . . . .

Oh ignore my last post, I see they repaid the loan. Still poor form for them to offer to buy dinner but with the expectation you would buy their drinks.

Id still be wary. If they are such a low risk borrower, why couldn’t they get a bridging loan?