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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to think my adult life is average rather than privileged?

685 replies

Finchell · 05/04/2026 21:11

Prepared to be told otherwise and of course I know I have had some degree of privilege. As a child I had a good education and opportunities and I accept that is probably classed as ‘privileged.’ But I don’t think that overall my adult life is, I think it’s pretty standard.

Had 50k towards house deposit (everyone I know had had financial support to buy a house)

Gifted 2k to 3k a year (again over birthday and Christmas etc this would seem usual to my friends)

DD has (small) house on trust from grandparents. I only know one other family who haven’t been in a position to make some provision for their grandchildren, not necessarily a house but cash etc

Earnings 71k, again this is of course not a low amount but in terms of household income it’s not a lot these days.

OP posts:
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Konstantine8364 · 05/04/2026 21:22

My mum gave me 12k towards my house deposit and paid for my uni with some money she inherited from a neighbour. I feel massively privileged and appreciate I got a huge leg up, so should you!

DollydaydreamTheThird · 05/04/2026 21:23

Finchell · 05/04/2026 21:16

@TeaAndSymumthy I don’t make friends based on their financial worth so I don’t know what you mean by that

It's pretty obvious you aren't friends with anyone from a council estate. This post is either someone trying to get people riled up (troll) or really fucking naive at best.

TheHouse · 05/04/2026 21:23

@Finchell

so you think EVERYONE just gets handouts?

the delulu is out in force tonight.

boysmuminherts · 05/04/2026 21:23

All of those individual examples make you sound extremely privileged and all added together incredibly so.

Finchell · 05/04/2026 21:23

RazzleDazz1e · 05/04/2026 21:22

I agree OP- in my circle this wouldn’t be counted as privileged… but for the majority, perhaps.

@RazzleDazz1e thank you!! I was starting to think I was crazy with the first responses

OP posts:
MorphingintoMargo · 05/04/2026 21:23

And these types of posts ( as well as the political propaganda posts) are why mumsnet will die.

mummytrex · 05/04/2026 21:23

Yabu.

I say that as someone whose parents have gifted similar amounts. Maybe I see how privileged I am because I remember my parents struggling to make ends meet growing up.

BendingSpoons · 05/04/2026 21:23

You are very privileged. We are somewhat similar to you, and what you describe is not unusual amongst our middle-class, university educated peers. In contrast I work with many families who can hardly afford the bus fare to come to appointments with me. There are many, many people in society that have nothing near this level of wealth, don't own any properties and have nothing in savings.

OlympicWomen · 05/04/2026 21:23

Finchell · 05/04/2026 21:20

@LauraJaneGrace no. I don’t know anyone, literally, who hasn’t had some sort of help. How else do people magically have a house deposit??

😂good one!

Finchell · 05/04/2026 21:23

TheHouse · 05/04/2026 21:23

@Finchell

so you think EVERYONE just gets handouts?

the delulu is out in force tonight.

@TheHouse yes if they own a house I would assume so?

OP posts:
Arlanymor · 05/04/2026 21:23

Finchell · 05/04/2026 21:20

@LauraJaneGrace no. I don’t know anyone, literally, who hasn’t had some sort of help. How else do people magically have a house deposit??

Most people save up. It't not magical, it's graft. And if you don't know anyone who hasn't had support then you are very singular - and also a bit stupid for not knowing anything about the wider world. Well done for being born rich too if this is where this nonsense post is going. You're ignorant if that helps.

TellMeWhatToWear · 05/04/2026 21:24

Finchell · 05/04/2026 21:22

@TheHouse ?? It’s a well known fact people can’t save for deposits as rent is so high

And plenty of people won’t ever own a house. So if you’re only comparing yourself to home owners, you’re already discounting a very large part of the population!

Finchell · 05/04/2026 21:24

BendingSpoons · 05/04/2026 21:23

You are very privileged. We are somewhat similar to you, and what you describe is not unusual amongst our middle-class, university educated peers. In contrast I work with many families who can hardly afford the bus fare to come to appointments with me. There are many, many people in society that have nothing near this level of wealth, don't own any properties and have nothing in savings.

@BendingSpoons do you mind me asking what you do for a job? I just don’t know anyone in different circumstances, even those I work with have similar or more than I’ve had

OP posts:
cardibach · 05/04/2026 21:24

I feel pretty privileged. I was a teacher, max salary about £40k. I’m now retired aged 61 - this is also privileged, enabled by a small inheritance (about £100k). The same person (my dad) left my daughter £20k for a house deposit. In terms of presents I never had more than £20. (£100 each for birthday and Christmas). I have been able to afford a holiday abroad and a weekend or two away in the U.K. most years. My parents gave me £2k in about 1993 to help with a deposit and about the same in about 2005 for home improvements.
If the figures you quote are really average then you don’t know people from a range of backgrounds at all. You are very privileged.

FastFood · 05/04/2026 21:24

OlympicWomen · 05/04/2026 21:13

Maybe take in some ironing.

😭😭😭

QuirkyHorse · 05/04/2026 21:24

Hahahaha... What's that saying?
"There are none so blind as those who will not see"

Tillow4ever · 05/04/2026 21:24

Jesus Christ, if you’re genuine you are absolutely tone deaf to the world around you. Let’s compare (and at the point of me leaving home, my parents were millionaires to put into context they absolutely could have afforded to do for me what yours have done for you):

School - state school. I had to work and pay my own tuition fees etc for uni and paid my parents rent, plus my own transport costs during those 3 years.

Deposit toward a house - zero

Gifts - birthday I get £20 in a card every year. Christmas I get a calendar and £50. Oh and a Lynx toiletries set.

Kids - no houses or money etc from anyone for them them to start them out in life

Earnings - £36k a year. You earn slightly lower than our combined household earnings. Sadly we have a lot of debt slowly being paid off from when we were both lower paid and struggling, so we don’t tend to have any spare money.

Finchell · 05/04/2026 21:24

TellMeWhatToWear · 05/04/2026 21:24

And plenty of people won’t ever own a house. So if you’re only comparing yourself to home owners, you’re already discounting a very large part of the population!

@TellMeWhatToWear i thought the UK had one of the highest populations of home owners

OP posts:
Another76543 · 05/04/2026 21:25

Finchell · 05/04/2026 21:20

@LauraJaneGrace no. I don’t know anyone, literally, who hasn’t had some sort of help. How else do people magically have a house deposit??

How else do people magically have a house deposit??

Most people don’t “magically” have a house deposit. Has it not crossed your mind that most people have to work hard and save up for a deposit? Most families don’t have tens of thousands of pounds to give away.

Inthenameoflove · 05/04/2026 21:25

The financial security and help you’ve had is very far from average. You can’t be so much in a bubble as to not realise that can you?

TheHouse · 05/04/2026 21:25

OK then I’ll leave it there. You assume everyone who has a mortgage has had a financial handout.

You have zero awareness. I’m embarrassed for you. Plenty of people have lots of money and are privileged. They’re still not as thick as you mind. They do understand that they’re privileged.

Clowningaroun · 05/04/2026 21:25

Finchell · 05/04/2026 21:15

These posts are uncalled for. For context my two best friends, one was bought a home outright when she was 30 and the other was gifted 200k! That’s two people from different walks of life ( they don’t know each other)

I’m going to suggest that they definitely aren’t from ‘different walks of life’ if they are gifted either 200k or a house.
Also there is absolutely no way you are from a poor area as 200k would buy a house outright in many poor areas

Screamingabdabz · 05/04/2026 21:25

If you and your children benefit from inherited wealth, you are privileged.

Saying you think your privilege and good salary is just ‘average’ is just gormless and completely out of touch.

OlympicWomen · 05/04/2026 21:25

Finchell · 05/04/2026 21:23

@TheHouse yes if they own a house I would assume so?

Just in case you're being serious: I had nothing given to me at all as an adult. Not one penny for a bus fare, never mind a house deposit. I worked and I saved. This is going to sound strange, but I am not unusual in this.

iplanonsleeping · 05/04/2026 21:25

You are comparing yourself to other very privileged people. I’m guessing these are the only circles you move in because if you had any basic awareness at all you’d realise how ridiculous you sound by classing these gifts and ‘help’ along with the massive salary as not being privileged.

Some people work multiple jobs and still can’t afford to eat never mind buy a house.