Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Is there now a lack of personal responsibility?

203 replies

niknak1234 · 02/04/2026 14:52

Is there now a lack of personal responsibility?

Another thread inspired me to ask this question.

Now don't get me wrong there have been events over the last few years that have increased the cost of living. COVID, Truss budget, Ukraine/Russia, Iran etc.

Now I am by no means denying they haven't had a big impact, but are people using them to avoid failings in their lives?

OP posts:
EwwPeople · 02/04/2026 21:43

XenoBitch · 02/04/2026 21:38

Funny you say that, but there is a thread on here at the moment where people are saying about taking responsibility about pensions too.
I did initially think this thread was about that one.

Of course there is. I’m not surprised. Atm there seems to be a particular bandwagon of everyone is lazy, entitled, lacking resilience, alphabet soup, mean, lacking empathy, have no personal responsibility, young people bad , old people bad etc. … everyone except OP/ particular random poster , of course.

Chigreenen · 02/04/2026 21:44

Personal responsibility means to me not being an undue burden on others, be that environmentally (litter, noise, etc), not being selfish (trying to park 4 cars in a terraced street etc) and on state finances (only have kids you can afford to house and feed yourself, use up ALL other options before claiming any benefits - treat them as a last resort of a first resort. try your damndest to be self sufficient!

baroqueandblue · 02/04/2026 21:47

The really scary thing is, the scapegoating and punching down on benefits claimants will have the desired effect before too long. Hundreds of thousands, if not millions, of people will eventually become so impoverished and displaced that their lives won't be worth living. But - the rot in politics, big business and the media will not end, and the 'taxpayers' currently baying for blood will find that they're no better off than they are now. So who'll be next?!

And all because, as a national community, we are so divided and deluded that we can't see the real problem, much less find the guts to do anything about it. People seem to think that othering and standing apart is preferable to standing together for one another, standing up to the real criminals and bullies who are poisoning us against one another.

It's tragic and sad. But the people screaming for 'taxpayer justice' will find out, although whether or not they'll ever admit it to themselves is another story.

XenoBitch · 02/04/2026 21:49

Chigreenen · 02/04/2026 21:44

Personal responsibility means to me not being an undue burden on others, be that environmentally (litter, noise, etc), not being selfish (trying to park 4 cars in a terraced street etc) and on state finances (only have kids you can afford to house and feed yourself, use up ALL other options before claiming any benefits - treat them as a last resort of a first resort. try your damndest to be self sufficient!

When the dole was first introduced, someone from the job centre would go to your house and point out stuff you could sell before you would get any money.
Would you like a return to those times?

ElizabethReed · 02/04/2026 21:51

XenoBitch · 02/04/2026 21:49

When the dole was first introduced, someone from the job centre would go to your house and point out stuff you could sell before you would get any money.
Would you like a return to those times?

When was this exactly?
The Dwp conduct home visits for compliance fraud prevention and to help the vulnerable
If they start suggesting assets that could be sold, they’d be in hot water

XenoBitch · 02/04/2026 21:53

ElizabethReed · 02/04/2026 21:51

When was this exactly?
The Dwp conduct home visits for compliance fraud prevention and to help the vulnerable
If they start suggesting assets that could be sold, they’d be in hot water

Edited

It was called the Means Test, and was introduced in the 1930s.

Chigreenen · 02/04/2026 21:54

XenoBitch · 02/04/2026 21:49

When the dole was first introduced, someone from the job centre would go to your house and point out stuff you could sell before you would get any money.
Would you like a return to those times?

Depends what it is though. A £20k Rolex? Of course you should sell it before claiming benefits. Do you think otherwise?

EwwPeople · 02/04/2026 21:55

baroqueandblue · 02/04/2026 21:47

The really scary thing is, the scapegoating and punching down on benefits claimants will have the desired effect before too long. Hundreds of thousands, if not millions, of people will eventually become so impoverished and displaced that their lives won't be worth living. But - the rot in politics, big business and the media will not end, and the 'taxpayers' currently baying for blood will find that they're no better off than they are now. So who'll be next?!

And all because, as a national community, we are so divided and deluded that we can't see the real problem, much less find the guts to do anything about it. People seem to think that othering and standing apart is preferable to standing together for one another, standing up to the real criminals and bullies who are poisoning us against one another.

It's tragic and sad. But the people screaming for 'taxpayer justice' will find out, although whether or not they'll ever admit it to themselves is another story.

Swap foreigner for whatever other group that is the “enemy” du jour.

XenoBitch · 02/04/2026 21:55

Chigreenen · 02/04/2026 21:54

Depends what it is though. A £20k Rolex? Of course you should sell it before claiming benefits. Do you think otherwise?

No.
You can't eat a Rolex. You can't pay bills with it either.

EwwPeople · 02/04/2026 21:56

EwwPeople · 02/04/2026 21:55

Swap foreigner for whatever other group that is the “enemy” du jour.

Forgot to add pic. Might take a while to be approved.

Is there now a lack of personal responsibility?
ElizabethReed · 02/04/2026 21:56

XenoBitch · 02/04/2026 21:53

It was called the Means Test, and was introduced in the 1930s.

You were on the dole in the 1930s. Crikey you’ve had your money‘s worth out of the system than haven’t you?

XenoBitch · 02/04/2026 21:57

ElizabethReed · 02/04/2026 21:56

You were on the dole in the 1930s. Crikey you’ve had your money‘s worth out of the system than haven’t you?

Yes, obviously 😂

But that was how it started. Clearly (and rightly), things are different now.

MunicipalDarwinism · 02/04/2026 22:10

ElizabethReed · 02/04/2026 21:56

You were on the dole in the 1930s. Crikey you’ve had your money‘s worth out of the system than haven’t you?

Is there any need to be so snide?

Read Love on the Dole and decide if you'd prefer things that way. Reading great literature can really help expand one's thinking.

XenoBitch · 02/04/2026 22:14

MunicipalDarwinism · 02/04/2026 22:10

Is there any need to be so snide?

Read Love on the Dole and decide if you'd prefer things that way. Reading great literature can really help expand one's thinking.

Ha, flew over my head that PP actually thought I was on the dole in the 30s.
I am in my 40s 😆am an 80s baby.

Yep, Love on the Dole mentions it too.

EilonwyWithRedGoldHair · 02/04/2026 22:25

niknak1234 · 02/04/2026 16:15

I didn't cherry pick. Less people owned in the 70's than they do today.

You have to look at ages of homeowners, I picked 30 at random and googled it, you were more likely to be a homeowner by your 30s in the 70s than you are today. Average age for first time buyers has increased by about a decade in that time.

Apparently 75% of over 65s own their home (up from 45% in the 1970s). 66% of homeowners in England are 65+.

So home ownership has increased for older people but decreased for younger people.

ElizabethReed · 02/04/2026 22:33

MunicipalDarwinism · 02/04/2026 22:10

Is there any need to be so snide?

Read Love on the Dole and decide if you'd prefer things that way. Reading great literature can really help expand one's thinking.

I am very widely read thank you and well versed in socio economic history.
I don’t believe there was ever a policy where people needed to sell items of value before being eligible for government support.
Of course one always has rogue Dwp employees, they exist even today, they usually out themselves quite quickly and are swiftly exited.
In the 1930s people were likely to under claim than over

XenoBitch · 02/04/2026 22:33

EilonwyWithRedGoldHair · 02/04/2026 22:25

You have to look at ages of homeowners, I picked 30 at random and googled it, you were more likely to be a homeowner by your 30s in the 70s than you are today. Average age for first time buyers has increased by about a decade in that time.

Apparently 75% of over 65s own their home (up from 45% in the 1970s). 66% of homeowners in England are 65+.

So home ownership has increased for older people but decreased for younger people.

Yep, my grandad bought his house outright in his 20s. Cost him £350 (and he had to borrow some of that).
He lived in it for his whole life. Brought up 5 kids in it (one of which was my DM).
It was worth about £250k when it was valued when he died (but not in a liveable state), but he never saw that. He was on Pension Credit etc.

That wont even cover rent for a garage nowadays.

ApriloNeil2026 · 02/04/2026 22:41

EwwPeople · 02/04/2026 21:56

Forgot to add pic. Might take a while to be approved.

realistically why is it the billionaires at fault ?

how do pensioner's and medical costs cost quite alot to society with little return on investment ?

EwwPeople · 02/04/2026 23:01

ApriloNeil2026 · 02/04/2026 22:41

realistically why is it the billionaires at fault ?

how do pensioner's and medical costs cost quite alot to society with little return on investment ?

Well technically they’re getting a return for keeping things going while they were working. Education, NHS, defence , policing etc. , plus paying the pension of those before them.

A pensioner today paid for your(general you) education , medical costs, child benefit , other benefits if your parents were entitled to them and so on.

Theonethatlurks · 03/04/2026 06:54

One thing for sure - you are a boomer.

Sartre · 03/04/2026 06:57

newornotnew · 02/04/2026 15:58

Most people say they can't buy a house because house prices are extremely high in relation to average wages, and the cost of living rises make it harder than ever to save for a deposit.

Which is true.

An individual has no personal responsibility for the economic reality of the era they live in, and whilst a few will be above average in financial success, the majority will be closer to the average.

This, basically. Most young home owners had a leg up from parents. As always in life, it’s much easier if you’re born into money and also if you’re well connected. We don’t live in a meritocracy, as much as we tell ourselves we do.

ElizabethReed · 03/04/2026 07:17

EwwPeople · 02/04/2026 23:01

Well technically they’re getting a return for keeping things going while they were working. Education, NHS, defence , policing etc. , plus paying the pension of those before them.

A pensioner today paid for your(general you) education , medical costs, child benefit , other benefits if your parents were entitled to them and so on.

The pensioners that I know of in my immediate circle and I appreciate obviously that is confirmation bias. First family, mum didn’t work from the age of 19 onwards after they had children produced children of which only one out of three works. Who now have children of which only one out of three work.
So do in the maths the father of that family who did work in a self-employed capacity so we will pretend that they paid full tax for the entire time period. Although we know that’s probably not true.
But even so that’s one 70-year-old taxpayer
In a family of 6 non taxpayers.
And now they’ll get their pension for minimum 20 years.
There must be millions of these examples up and down the country otherwise we’d be quite literally booming

DreamyJade · 03/04/2026 08:07

People today seem to expect to ‘live independently’ always and if they can’t afford it the get the state to pay, whereas if they had some personal responsibility they’d move back in with their parents (like by brother just did age 35 after leaving the armed forces). His friends take the Mickey but he’s taking personal responsibility not taking the piss.

How is moving back home and sponging off parents at 35 taking personal responsibility? It’s quite the opposite. What about those people who no longer have parents? Should they ask a friend if they can sleep on their sofa for a couple of nights and then never leave? Is that a responsible thing to do?

ElizabethReed · 03/04/2026 08:09

DreamyJade · 03/04/2026 08:07

People today seem to expect to ‘live independently’ always and if they can’t afford it the get the state to pay, whereas if they had some personal responsibility they’d move back in with their parents (like by brother just did age 35 after leaving the armed forces). His friends take the Mickey but he’s taking personal responsibility not taking the piss.

How is moving back home and sponging off parents at 35 taking personal responsibility? It’s quite the opposite. What about those people who no longer have parents? Should they ask a friend if they can sleep on their sofa for a couple of nights and then never leave? Is that a responsible thing to do?

There is an ex soldier on Instagram who’s literally living in his van whilst working as an electrician up and down the country.

Nbggd · 03/04/2026 08:40

Barring serious health issues for yourself or closer family you care for it should be your personal responsibility to budget well and pay your own bills.