AIBU to want to sell my house and daughter wants continue to rent it ?

[Chloe2434]

This is difficult to to decide.

my daughter is 42, working with 2 children ( my lovely grandchildren) One has anxiety problems, young teenager. daughter has rented my house for 6 years. I did want to sell my rental house previously but my daughter wanted lower rent and asked to rent mine for a while. Its now been six year, i charge low obviously.
iv been diagnosed with a slow growing cancer and explained to her i want to sell it and release some capital so i can do a few things while I am still relatively healthy, my daughter has called me selfish, “ I'm throwing my grandchildren children out etc ‘ it’s causing us to argue and the guilt gets to me, as to be honest she is single and rents are hard aren’t they for single parents.

The insurer needs to know that the house is let and they need to see the contract. If OP hasn't done that then it will invalidate any insurance she has on the property.

OP also needs to declare the rental income for tax purposes. There is a lot wrong with this set up and it needs to be sorted now so that it doesn't leave a terrible mess for the beneficiaries after OP has gone.

Unless of course, OP doesn't want the hassle and is prepared to leave a mess.

But the house insurance is important because if someone injured themselves on the property they could sue OP for medical expenses which could be eye wateringly expensive!

What's with the emotional blackmail posts. Your mum had the duty of care and your GPs were kind enough to assist because they could.

I'm guessing your DM was grateful, unlike OP's DD.

OP is going through a lot right now and needs to put herself first.
If her partner asked her to leave when she's too weak, she won't be able to get her DD out then.
Her DD is a grown woman who expects a handout and calling OP selfish reeks of entitlement and disrespect.

She's 42 years old!!! The teen is her own mum's responsibility.

There's never a good time to evict someone. OP is not well, stop with the emotional blackmail.

She's helped her DD massively, let's not pretend all daughters are loving and hardworking and want the best for their parents.

Once OP is too fragile to enforce an eviction, her DD won't go willingly and from the sounds of it, will take all she can.

Calling your own mother who has cancer, has helped you with low rent for 6 years, helped with bills and offered 15k selfish is the height of entitlement.

To those saying OP should sell to the DD, she sometimes doesn't even pay the low rent, that would just cause more issues with mortgages.

It's time for some tough love OP.

Can she rent the smaller house ? What does your other daughter think about her sister having majorly subsidised rent for years ? Is that reflected in your will ?

There are no teenagers here. There are two daughters in their 30s/40s who should be capable of organising accommodation for themselves and their children, and an elderly lady with a life-threatening illness who'd like to do some of the things she has only read about. A friend of mine's wife has a terminal breast cancer diagnosis; she's cashed in her life insurance and they are on holiday in Asia now. Why does the OP need to feel guilty about the grandkids? If the daughter wants three beds and a garden, am I being awfully unreasonable to suggest that it's down to her to earn enough to pay for it?

Just like, I do not want income tax increased to lift the two child cap. If you can't pay for more than 2 kids, don't get pregnant with the third. Three years notice was given, from 2017. Everyone was told.

So NO. I am not going to be happy if my income tax goes up to featherbed an airhead.

Explain to her you haven't been well and this way you can help her become more independent because of you doe she can't stay there and will have to sell anyway s at least this way she has you around to help with a deposit for something she can afford and with the move etc. You are not kicking her out but supporting her to be independent. At the moment she's not. That's not helpful in the long run.

You only life once! You do you - because no one else will do it for you 💐

Just to clarify, the OP is 61, not an 'elderly lady'. But she's certainly entitled to go live her life to the fullest. And her 42 year old daughter to have been working for the last 6 years towards independence.

Can you do a shared ownership with her?

@Pinkissmart Would that continue to work when her younger DD inherits her half of the house? I have no idea, just asking.

I think your DD is being unbelievably selfish. She has had it so good for so long, it's time she grew up. You've already done so much for her.

Cpuld your daughter get co-ownership?

I think it’s fair to give her a good amount of time to get organised. Say you will be putting it on the market in 6 months, or whenever she has made alternative arrangements, whichever is sooner. But it is not okay for her to emotionally blackmail you in this situation. You have helped her enormously by giving her a below-market rent for years, but now you need to make different choices and she has to stand on her own two feet.

Hello fellow pickled thing. Not sure what your point is?

Yes, I am aware it's difficult but her rent has been subbed for years and her mother has offered her a cash deposit. The woman is in her 40s and clearly loving beyond her means. She gets more support than most other lone parents who pay full market rate and their own utilities.