Both husband and I are professionals earning an ok wage but not loads.
We are however both very sensible with money so should have mortgage paid by next year.
The question is this really, husband got made redundant and hates his new job and we have 2 kids at primary both on the spectrum but ok enough to function at a mainstream. Would it be crazy for me to let him give up his job for a few years as we would be ok financially and wouldn't need to worry about school drops and holiday clubs etc?
Pros - our life is always chaos trying to sort care for holidays, sicknesses, drop offs etc so this would relieve that pressure.
He wouldn't be as stressed all the time as this always affects everyone in the house.
Save money from after school clubs and holiday clubs
Cons - it would be a hit financially, we would be ok but would have to sacrifice big holidays etc.
His car is a work car so we would be without a car which is incredibly handy.
His pension would take a huge hit as we couldn't afford to contribute to it if he isn't working.
I worry I may become resentful as kids are at school full time and he isn't the best cleaner so I imagine there would be a lot of him playing his game all day.
It puts all the pressure on my job which isn't great as I would struggle to find other work if ever made redundant
Even though there seems more cons I just think this is the time the kids will need someone round the most and it would relieve the pressure from childcare so if we were ever to do it then it would be now. But my worry is we will eventually regret it as would sacrifice nicer things in life and worried he would struggle to find another job in a few years when the kids are at high school (or end up being lazy and I would have to nag constantly about housework)
Anyone any insight whether this is an awful idea or have done it and it was the best thing ever?