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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To consider Only Fans

531 replies

Daydreamnotbeliever · 15/11/2025 10:44

So for background im a single parent of 3. 2 uni age kids, one older but has additional needs. All 3 live with me still. Im supporting all 3 more or less full. Their father is no contact and has been for over a decade.

I work full time and earn a salary of £40k. Which on paper is ok. In reality, more or less funding 4 adults, not so much. The kids contribute what they can. They pay for their own items. My eldest works part time which is about as much as he can manage. But its not enough. My wage doesnt stretch far enough. I run out of money every month. Theres rent bills heating food etc all falls on me and i cant survive. Theres no luxuries. No fun. No anything. When they move out ill manage but at the minute its impossible. And i cant expect them to contribute more. The eldest doesnt have the capacity and the other two need uni to be the priority they are both doing courses that are intense and do a lot of work outside of lectures.

Im single. However. I have a friend who i hook up with. Its safe. Hes safe. But i have no desire to live with someone and share a life. We date, kinda, go out for drinks sometimes or the cinema, hook up, and have fun.

The idea is he manages an account i make. He makes vids, edits, promotes, markets etc. I do the chats, conversations etc in the eve. We split anything earned, more to me. My suggestion not his. All my idea.

i know its not guaranteed money, infact the opposite, it takes a lot of effort to make something. He has the time to market etc. i dont. It would be faceless. I wouldnt put my face out there. But pretty much anything else goes.

I just cant manage at the minute. Earning more in my role is impossible at the moment. Theres no second jobs i can do. No local bar work. I dont drive. I have no “talents” for an etsy side hustle. I dont have the money to buy equipment to start a printing side hustle or something. I dont have the time for much around my job at the moment. Theres just not other way to make money. Im out of idea and i need to make a few hundred a month to keep my head above water now im funding 4 adults alone pretty much.

The concern is obviously my kids, even though they are all adults. We are a pretty liberal open family and discuss anything and everything. Id probably tell them, but its still a worry.

Would you do it? Could you do it? Have you done it? Can you suggest an alternative?

OP posts:
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Spinningonthatdizzyedge · 15/11/2025 11:35

Are you in a union? You could see if your Union has any financial support schemes (they often do). Or the particular sector you work in might have a 'benevolence fund' which you can apply to. Might not be a long term solution but could still be useful

Smallorveryfaraway · 15/11/2025 11:37

Is there a supermarket within reach? Can you cycle? I'd target a couple of hours of evening picking packing or replenishment work at a supermarket. It'll get you the staff discount which will help you bring down your food bills alongside earning a bit extra. supermarkets are very flexible on when you work and what you do and there's more jobs this time of year as they ramp up for Christmas.
You should also look into food banks in your area. And I assume you've got the too good to go and olio apps?

TheDevilFindsWorkForIdleMums · 15/11/2025 11:38

When your face and your fanny are out on the Internet they're there for life......which is fine if things work out and you make millions. But most don't.

And all they're left with is a few quid and their fanny online which can be unearthed any day. It isn't worth it.

Also make sure your eldest is getting g everything he's entitled to.....he can contribute too.

berlinbaby2025 · 15/11/2025 11:39

This reply has been deleted

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Flyingintotheunknown · 15/11/2025 11:39

Daydreamnotbeliever · 15/11/2025 10:58

your suggestion is bloody stupid though. What could i walk in to, unqualified for, that pays more than im earning now, in a role that requires a degree to do? Its really not simple. My experience and qualifications are all directed at what i do now, im earning more than average for my qualifications. Find another job without considering my experience and qualifications and whats realistic is stupid.

Think about it op. There may not be anything coming up in your field of work now. But there might be in the future. So when you’re too old for only fans and you find another job, which could even be completely unrelated to what your current line of work is and what your qualified for, if a company finds out you do or have been doing only fans in the past, then the company is likely to not employ you. I’ve also seen people lose their jobs doing something similar to only fans because it was decided they were bringing the company into disrepute. Something that is so short term as only fans can ruin your future prospects- because with advanced technology and AI, it’s extremely easy to find someone on the internet now, even if they go by another alias.
I have heard of so many cases of people losing their jobs for similar reasons.

Daydreamnotbeliever · 15/11/2025 11:40

Millytante · 15/11/2025 11:35

I’ve absolutely barred OF for OP in my mind, but her food bills definitely jump out as one thing that’s susceptible to economic tweaking.
If there really is nothing else she can claim in terms of financial support for the household (and that must be thoroughly checked out of course, especially re the eldest) then there needs to be some dramatic changes in grocery shopping.

Community pantries and food banks might be available near her.
Though I became disenchanted with her career, originally Jack Monroe published umpteen terrific articles in The Guardian about family meals on a tight budget.
As OP works full time, perhaps her eldest could be in charge of attending at this or that supermarket for their daily price slashing, and there’s also that app offering brilliant discounts on perishable goods (cant recall its name, but someone here is bound to know)

A family meeting about this should take place, and the position made very clear. As things stand, OP cannot afford to support four adults in this house on her salary.
Groceries constitute the only expense can be reduced, and there shall be very marked changes to meals now. All three offspring must have a responsibility for some part of the economy drive.
Groceries might include essential personal care items, but anything much beyond soap, shampoo, and toothpaste can be struck off the communal budget.
(It goes without saying that any extras she funds such as Netflix, WiFi + phone/data plans, gym membership, and whatnot are transferred over to whomever requires them.)

What’s the expression, you must cut your clothes according to your cloth? Something like that.

(I’m very sorry she was left in the lurch by her divorce, and don’t understand why her ex husband has had no financial responsibility for his children all this time, but no doubt if there were any way that could happen, it’s been looked into.
Fair play to her for carrying this family on her own.
It must be so disheartening to see that your extreme efforts haven't been enough to lift her household higher than where she’s at right now, and I hope things can work out without the OF nuclear option)

My ex dodged cms for their entire childhoods. The owed figure is at around £17k. I would do the claim to deduct straight from his pay and he would change jobs, start the process again and just as it was approved he would change jobs, never saw a single penny from him. After 6 months of every other weekend contact he stopped and vanished. The kids never heard from him again either.

OP posts:
Stormywalks · 15/11/2025 11:41

What about enabling work at the weekends you can work? Often disabled adults need someone to facilitate their day care needs and it could be 2 out of 4 weekends. The money can be good especially if you could do one overnight in that weekend? Local agencies or individuals often advertise on Facebook groups. Just enough to get through over next year? Or a rugby club that needs bar staff or grounds for matches or event work? Medical staff for events if you can get first aid training all flexi pick up shifts stuff.

Daydreamnotbeliever · 15/11/2025 11:41

user593 · 15/11/2025 11:35

@Daydreamnotbeliever Did they give you feedback as to why you didn’t progress? Was it lack of certification or experience?

If you have any medical experience the NHS (used to at least) take typists on bank.

Not the site i used. Another wanted the certification which i dont have. Im not sure bank would work as i want evenings? But ill look into it

OP posts:
Subwaystop · 15/11/2025 11:41

I’m a content creator. Making money on content is brutal and it takes years to get there. So many work without getting there.

But by all means do not, do not, let a man run your project for you. Either you do it and it’s totally your project or don’t do it. The fact that you’re not willing to run the project and are ready to offload it to this pump (forgive me) tells me you’re not really ready to do content. This is before the sexual bit, on which I have no experience.

pawsatively · 15/11/2025 11:42

I’d suck it up and be poor for a few more years until your older adult children have moved out, or are fairly contributing financially to the household, rather than degrade myself by being pimped out on the internet. It’s incredibly seedy and unlikely to make you much money.

reversingdumptruckwithnotyreson · 15/11/2025 11:42

OP, ignore the dumbass replies telling you to “just get a higher paying job”, as if it’s that simple or those jobs are just falling on your lap.

I really feel for you, I’m in a similar situation with one DD and if I had any additional children it would definitely break me. Everything is expensive, there’s no money left for any fun, thinking about Christmas is already stressing me out. I live semi-rural and haven’t been able to find anything either, all care work demands committed shifts and/or a driving license. I just need an evening job.

Saying that, OF is not the solution, especially giving that much power to a FWB. He will fuck you over. Are your children contributing anything to the household? How long is left on their degrees?

CareerChange24 · 15/11/2025 11:42

MyAmusedOpalCrab · 15/11/2025 10:56

Then change sectors and get a higher-paying job. It’s not rocket science. Excuses excuses excuses. If you want to do onlyfans, own it. But don’t post a thread asking for opinions then be combative to those who suggest different, no point of the thread.

Just don’t come back here and post when it backfires.

What job do you do? If it was so easy to get a higher paying job, everyone would 🙄

PiggieWig · 15/11/2025 11:43

Haven’t RTFT so apologies if this is stating the obvious but are the DCs claiming everything they are entitled to? The eldest at the very least sounds eligible for some PIP.
Get help with the forms as it’s a really difficult benefit to claim but less difficult than maintaining an OF account I imagine.

I get it OP. My finances and circs were almost identical last year and it was miserable. Without sounding glib, I stopped feeding them all, and got them to sort their own meals out. I slashed my grocery bill by £400 a month. They’ve sorted out their benefits and we’re all much more comfortable.

AltitudeCheck · 15/11/2025 11:44

Definitely look at what you can cut from your budget, subscriptions, expensive phone contracts etc. Look at your food spends in detail and see what you can swap for lower cost choices. Can you take a mortgage 'holiday' to give you a bit of breathing space? Food banks, take in a short term lodger if any of the kids are away at uni. Remortgage or look at a loan or Cc with a 0% deal (and keep switching it), £1-200 a month for a couple of years until the kids finish uni and then clear it as soon as you can.

ChrisMartinsKisskam · 15/11/2025 11:44

You would be better of doing webcaming / phone chat on one of the main adult sites
Friends of mine do this. A few are faceless and easily make 200-300 a week for working a few hours mainly on weekends

all you need is decent WiFi and either a laptop with webcam or a phone / iPad

a few of my friends cam of there iPhone - iPads using a selfie stick / ring light

ScarlettOYara · 15/11/2025 11:45

AltitudeCheck · 15/11/2025 11:44

Definitely look at what you can cut from your budget, subscriptions, expensive phone contracts etc. Look at your food spends in detail and see what you can swap for lower cost choices. Can you take a mortgage 'holiday' to give you a bit of breathing space? Food banks, take in a short term lodger if any of the kids are away at uni. Remortgage or look at a loan or Cc with a 0% deal (and keep switching it), £1-200 a month for a couple of years until the kids finish uni and then clear it as soon as you can.

The uni kids live at home.

Daydreamnotbeliever · 15/11/2025 11:46

reversingdumptruckwithnotyreson · 15/11/2025 11:42

OP, ignore the dumbass replies telling you to “just get a higher paying job”, as if it’s that simple or those jobs are just falling on your lap.

I really feel for you, I’m in a similar situation with one DD and if I had any additional children it would definitely break me. Everything is expensive, there’s no money left for any fun, thinking about Christmas is already stressing me out. I live semi-rural and haven’t been able to find anything either, all care work demands committed shifts and/or a driving license. I just need an evening job.

Saying that, OF is not the solution, especially giving that much power to a FWB. He will fuck you over. Are your children contributing anything to the household? How long is left on their degrees?

One is first year one is final year. Its so hard. I know the solution is probably they work more. But i want them to enjoy uni and their free time, make friendships and mistakes, and get the best grades they can. I want uni to be easy for them. Not worry about food and topping up the electric and rent being paid.

OP posts:
Almostwelsh · 15/11/2025 11:47

I believe you can make money selling used shoes to people with foot kinks. A male friend used to do it. He would pretend to be a woman and buy the shoes at charity shops to sell on.

viques · 15/11/2025 11:48

Why not explain the situation to your kids and see if they would be willing to take on the Only Fans role instead. After all you are already working full time so are already doing your bit to keep the family afloat financially.

pawsatively · 15/11/2025 11:48

I don’t think your kids need to work more. But they surely have student loans? They need to use some of that to contribute to their living costs. As they both do part time work, their earned money is their fun money? Surely that’s the most logical thing? Rather than mum turning to sex work.

Nevereatcardboard · 15/11/2025 11:49

Is there any regular weekend or evening babysitting work available locally? It won’t earn a huge amount, but it would definitely be a preferable option compared to OF!

ScarlettOYara · 15/11/2025 11:50

Daydreamnotbeliever · 15/11/2025 11:46

One is first year one is final year. Its so hard. I know the solution is probably they work more. But i want them to enjoy uni and their free time, make friendships and mistakes, and get the best grades they can. I want uni to be easy for them. Not worry about food and topping up the electric and rent being paid.

But if there are financial woes in the home, they're not going to have much fun? I'm sure that they could both contribute more, even just for the food bills. For most of us, uni wasn't just about having a great social life, most of us had to work, and it's really not a problem.
Even if they just gave you £25 per week, that would be £50 off the food bill.

Redwaterr · 15/11/2025 11:51

I'd rather my mum not be able to provide for me than do only fans. Or is rather her tell me she can't afford things and if see how I could contribute.

Daydreamnotbeliever · 15/11/2025 11:51

ScarlettOYara · 15/11/2025 11:50

But if there are financial woes in the home, they're not going to have much fun? I'm sure that they could both contribute more, even just for the food bills. For most of us, uni wasn't just about having a great social life, most of us had to work, and it's really not a problem.
Even if they just gave you £25 per week, that would be £50 off the food bill.

I get that. My uni experience was so hard though as i did it as a parent whilst working 30 hours a week. I just dont want that for them.

OP posts:
FieldInWhichFucksAreGrownIsBarren · 15/11/2025 11:51

MyAmusedOpalCrab · 15/11/2025 10:49

I think this is a bit of a cop out tbh. Get a higher paying job.

How fucking rude.
40k is a good salary, ignore this ⬆️ person.

Anyway, to answer your question, very few people make decent money on OF-those that do post loads of content and are happy to push boundaries to deliver to requests.
It's a full time job in essence, how can you fulfil that and your current job?