To consider Only Fans

[Daydreamnotbeliever]

So for background im a single parent of 3. 2 uni age kids, one older but has additional needs. All 3 live with me still. Im supporting all 3 more or less full. Their father is no contact and has been for over a decade.

I work full time and earn a salary of £40k. Which on paper is ok. In reality, more or less funding 4 adults, not so much. The kids contribute what they can. They pay for their own items. My eldest works part time which is about as much as he can manage. But its not enough. My wage doesnt stretch far enough. I run out of money every month. Theres rent bills heating food etc all falls on me and i cant survive. Theres no luxuries. No fun. No anything. When they move out ill manage but at the minute its impossible. And i cant expect them to contribute more. The eldest doesnt have the capacity and the other two need uni to be the priority they are both doing courses that are intense and do a lot of work outside of lectures.

Im single. However. I have a friend who i hook up with. Its safe. Hes safe. But i have no desire to live with someone and share a life. We date, kinda, go out for drinks sometimes or the cinema, hook up, and have fun.

The idea is he manages an account i make. He makes vids, edits, promotes, markets etc. I do the chats, conversations etc in the eve. We split anything earned, more to me. My suggestion not his. All my idea.

i know its not guaranteed money, infact the opposite, it takes a lot of effort to make something. He has the time to market etc. i dont. It would be faceless. I wouldnt put my face out there. But pretty much anything else goes.

I just cant manage at the minute. Earning more in my role is impossible at the moment. Theres no second jobs i can do. No local bar work. I dont drive. I have no “talents” for an etsy side hustle. I dont have the money to buy equipment to start a printing side hustle or something. I dont have the time for much around my job at the moment. Theres just not other way to make money. Im out of idea and i need to make a few hundred a month to keep my head above water now im funding 4 adults alone pretty much.

The concern is obviously my kids, even though they are all adults. We are a pretty liberal open family and discuss anything and everything. Id probably tell them, but its still a worry.

Would you do it? Could you do it? Have you done it? Can you suggest an alternative?

I know you are desperate OP but i honestly think you will regret this. There has to be something else you can do. What about a cleaning job a couple of hours in the evening, or part time care work that works around your main employment. Keep thinking... Just not this.

Your degree and your hard work isn’t meaningless OP just think if you hadn’t done it you could be on 25k per year now.
Don’t know if it’s been suggested as I haven’t read all the comments, have you thought about teaching English online?
I’ve met people traveling that do it. Generally they accept any degree and a TEFL certificate. The tefl courses are short and cheap. Voucher sites used to do them but I don’t know if it’s still a thing.
It could fit around your evening & weekend availability. You won’t make much money doing it but it might get you the couple of hundred pounds extra you need per month.
If your good at chatting to different people I think there are sites you can sign up to just to talk to people so they can practice there english.
Good luck OP
p.s don’t do the onlyfans

This is a good way to start OF is you don't want any subscribers. There are thousands of creators who show their whole body, face, and do anything.

You cannot compete in the market now, thinking you can just pull your bra down, and people will pay.

With no young children, OP is in a better situation than others who can’t leave young ones at home to work evening/night shifts.
there is also a huge demand in hospitality sector , specially this time of year, supermarkets , cafes pubs , restaurants all hire extra staff to meet demands.
For future ,ubering on e-bikes. Or short online courses, in just about anything can certainly offer more in terms of side hustle than OF ever can.

Look at food waste reduction app called Olio for FREE food

Look at food reduction app called "Too Good To Go" you pay a small amount & sometimes receive loafs of food

Switch your bank account & some banks will pay you £200
Look on Money Saving Expert website

Your children need to contribute more into the household. If they lived away at uni, they would have to feed themselves.
Potatoes
Rice
Pasta
Bread

Do all this before Only Fans !

Jesus Christ OP it's sex work. How do you think your kids would feel that you were doing that? Maybe they need to contribute more? How many more years of uni do you have to pay for, and are they getting their full loans and so on?
Can you move in with your bloke to share costs? Surely that's better than OF. Can he help you out with money? Especially as he's not keen on the idea of OF.
Can you retrain for a better paying job or take on casual work. Pet sitting, exam marking?

Working out your finances is stressful, and I’d look at every angle before jumping into anything big. I once used OnlyFans reviews to get a clearer picture of how the platform works, how creators actually earn, and what the day‑to‑day looks like. Seeing the data helped me think through boundaries, anonymity, and whether the effort matched the payout so I could weigh things with a cooler head.

You sound sad and stressed 💐

Maximise your income in other ways first. I would advise you to make an appointment with Citizens Advice - ask them for a benefits check, and in particular mention the PIP for your child. You might be still within the window to appeal that decision - it might be that with the right support they could get PIP - you have to consider their worst day - not a typical day. Also have a look at your local council’s website for information about cost of living help.

Give Jenine_kayely a follow on Instagram for “Feed your family for a fiver” ideas. And get your family involved in taking turns to shop and cook. Be like team as well as a family. Tell them that the cost of living is biting and see if they have any suggestions too.

There are several possibilities here.

1. Get your first year uni DC to work more hours and contribute more money
2. Hold fire till your third year uni DC gets a job - they'll be graduating shortly unless they're doing a crazy long course like architecture
3. Ask one or both DC to investigate uni hardship funds
4. One of you to work part-time in a supermarket - you'll get a discount off your groceries
5. DC could try tutoring. Much more lucrative than bar work
6. Get help from Citizens Advice with a further PIP application.

OF is another opportunity for men to objectify women. Porn use has risen dramatically in recent years, as has porn addiction. These both have negative effects felt in bedrooms up and down the country. Do you really want to be part of that dynamic?