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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Dads partner leaving him homeless after her death.

793 replies

Tray80 · 24/07/2025 00:41

Appology in advance for the huge thread but mainly feel like I need to vent so here goes! My dad and his partner have been together for 26+ years, living together in her home for 22 years. Although I was close to my dad as a child, our relationship dwindled as I approached my adult years. I guess he just stopped making an effort once he met my stepmum, as they tended to spend most of their spare time with her kids and grandkids.

Even though they only live 20 mins drive away they never visited including when my babies were born. They put mine and my kids birthday/xmas cards in the post every year. We speak on the phone a couple of times a month( when I make the effort) and I call around to see them half a dozen times a year, always bearing gifts on special occasions for eg birthdays, fathers day, Xmas etc, so basically it's always me making the effort. It used to really hurt my feelings when I'd see how much effort they both made for my stepmums side of the family but after 20 years of seeing it I just learned to live with it.

For the past few years my stepmum has had a terrible run of health. My dad has retired to take care of her as she has been wheelchair bound for quite some time. Unfortunately she's now been diagnosed with cancer and has been told that there's a 50/50 chance that she may not make it through her operation next week. Needless to say the whole family is devastated, including my dad. I called to see them last week and while walking in the garden my dad broke down and told me that he doesn't know how he'll carry on living without his partner. I can tell its taken a huge toll on his health too as he's stopped eating and taking care of himself and even had a nasty fall, which is so unlike him.

Today I received a call from my stepmum. I was really shocked when her number came up on my phone as she's only rang me twice in 23 years. She told me that she wanted to talk to me while my dad was asleep. She said she wanted to lay down the ground rules of how things would play out for my dad if she was to pass away during her surgery next week. It was explained that as the house was legally hers, as it was in her name, she would be leaving it in trust to her 2 children and grandkids, meaning that if she was to pass away, then my dad would be homeless. Apparently she had explained this to my dad a few weeks previous, which timed in with the fall and his sudden run of bad health. I believe this to be due to stress as he'd just been told that in 2 weeks he could possibly be loosing the love of his life, and now also his home. I know that my dad has always been aware that the house was hers and hers only but I don't think he was expecting to be turfed out so fast. I could kind of understand the rush if my stepmums family were struggling financially but they're all very well off. I asked about my dad's financial situation, if he had a bit of a nest egg to get himself on his feet if the worse was to happen and she said that she doesn't know, as they've always kept their finances separate. She mentioned she didn't trust him to take care of the house after his fall. She added that she thinks that once she's gone my dad will probably just give up on life and not be far behind. She also pointed out that hes very lucky that hes been able to live mortgage free for 20 years.

I can't begin understand the stress she's under with the surgery loomimg and the possibility of not making it out. I really don't want to see her in a negative light as I know my dad loves her more than life itself and they both need kindness and support more than anything right now, but the conversation I had with her last night has left me with a bitter feeling. She asked me not to tell my dad that we'd had that conversation, which I will respect. I just don't understand why she'd told me at all, as it clearly wasn't out of concern for my dad but rather a concern that he wouldn't leave the house when shes gone. I feel maybe she was prepping me as she knows he'll be landing on my door step when her kids sell the house, which in turn seems like a smack in the face when neither of them have ever made any effort with me or the kids. I just keep looking at my husband and trying to put myself in her situation. Could I purposely leave my husband financially destitute? I couldn't! The other part that is bugging me is that if all goes well for her then she'll be at home being cared for once more by my dad, the same man she was turfing out on the streets if the worse was to happen. I feel as though hes just being used. I really hate feeling this bitterness about the situation and I know I'm feeling overwhelmed by it all so hoping that someone else's take may help me see it all in a different light. Am I being unreasonable in feeling like this? If you made it to the end then thanks for sticking with me!🤷‍♀️🤯

OP posts:
Poonu · 24/07/2025 00:46

Are they not married?

Poonu · 24/07/2025 00:46

You could tell him

Tray80 · 24/07/2025 00:47

Poonu · 24/07/2025 00:46

Are they not married?

Nope not married.

OP posts:
Tray80 · 24/07/2025 00:48

Poonu · 24/07/2025 00:46

You could tell him

He already knows so unfortunately it wouldn't really make much difference to his situation.

OP posts:
Duckyfondant · 24/07/2025 00:49

I'd talk to your dad about it. You owe nothing to this woman

Thistooshallpsss · 24/07/2025 00:49

I would tell him your loyalty if anywhere is with him. In his shoes I would take legal advice to see if he could challenge the will

mummymetalhead · 24/07/2025 00:52

Honestly I would sit them both down and explain to her that either she tells him or you will.
No matter the situation, your dad needs to know what may be in his future so he can protect himself.

XWKD · 24/07/2025 00:53

If she was any sort of decent human being, she would see that he's allowed to live in the house for the rest of his life. One of my relatives has that arrangement. She's allowed to live there until she dies but doesn't own the house.

Tray80 · 24/07/2025 00:55

mummymetalhead · 24/07/2025 00:52

Honestly I would sit them both down and explain to her that either she tells him or you will.
No matter the situation, your dad needs to know what may be in his future so he can protect himself.

He knows the situation already unfortunately. Shes very straight talking and has already told him about the house.😔I feel that she was just giving me the heads up because she knows that it'll be me that needs to be here to clean up the mess if the worse was to happen.

OP posts:
nocoolnamesleft · 24/07/2025 00:56

Presumably she's concerned that if she left her house to him, then when he died he'd leave it to you, and not to her children. He does sound to be in a precarious situation.

Noshadelamp · 24/07/2025 00:56

How much money is she saving by having him care for her?
How much income and pension has he forfeited to look after her?

When a woman is a sahm and her husband tries to say she doesn't contribute financially therefore she doesn't contribute, we always tell her that her physical and emotional labour in the family is her contribution.

I don't suppose you'll know but I imagine he might have contributed to home maintenance, done DIY, gardening etc without charging her.

Very unfair and selfish of her. I think your dad should be made aware of all this so he can decide what he wants to do if he's needed in the future.

Tray80 · 24/07/2025 00:58

XWKD · 24/07/2025 00:53

If she was any sort of decent human being, she would see that he's allowed to live in the house for the rest of his life. One of my relatives has that arrangement. She's allowed to live there until she dies but doesn't own the house.

This is exactly what I thought. I mentioned this exact arrangement and she came back with the fact that he prob wouldn't take care of the house, which is utter rubbish as he currently does and then went on to say that he could live for another 20 years which wouldn't be fair on her kids as they shouldn't have to wait this long for their inheritance 🙈

OP posts:
Gobacktotheworld · 24/07/2025 00:58

Poor old chap.

This is why people are fools not to marry.

MrsTerryPratchett · 24/07/2025 00:59

I’d talk to him about his finances. Did he save the money he would have spent on housing? Check with the Council about presenting as homeless. Look into sheltered. He might have saved…

Tulpenkavalier · 24/07/2025 01:00

Edited because no longer relevant as OP updated while I wrote…

SpryCat · 24/07/2025 01:00

I think your dad’s partner has always had his measure, he never bothered with you or your DC. I bet she was the one who bought, got him to write in cards and posted them and she was the one who made the effort for her DC and GC, he was just there. She knows the house would be neglected if she dies, because he again, wouldn’t make the effort.
He has lived in her home for 20 years rent free, he has had ample time to save but if he hasn’t, she’s giving you the heads up.
He has only himself to blame.

Ponderingwindow · 24/07/2025 01:02

They didn’t marry and they maintained separate finances. People do that for a reason. They do it for precisely this reason and this moment. When the end comes, the inheritance goes to the children, not the romantic partner.

Surely he has savings and a plan for where in general he is going to move. It’s not ideal to need to move too quickly and her family should be understanding about that. If they are decent people, as long as he is transparent and works with them, the transition should go smoothly.

Tray80 · 24/07/2025 01:02

Noshadelamp · 24/07/2025 00:56

How much money is she saving by having him care for her?
How much income and pension has he forfeited to look after her?

When a woman is a sahm and her husband tries to say she doesn't contribute financially therefore she doesn't contribute, we always tell her that her physical and emotional labour in the family is her contribution.

I don't suppose you'll know but I imagine he might have contributed to home maintenance, done DIY, gardening etc without charging her.

Very unfair and selfish of her. I think your dad should be made aware of all this so he can decide what he wants to do if he's needed in the future.

This is so true. He's always doing some sort of home improvements. He's been worth his weight in gold to her, not to mention very convenient! She mentioned to me that she has always funded everything they've had done on the house and never let my dad contribute a penny as she always knew the house would be left for her kids. Now I see it as her been very clever if not a bit sneaky!

OP posts:
JDM625 · 24/07/2025 01:03

I agree with another poster, that if she'd left the house to your dad- he could then completely cut her own children out of the will and leave it all to you. I believe there is a wording/clause in a will to prevent this, but she would have had to have taken legal advice to do this.

Did your dad sell a property when he moved in with her? If so- where is that money? If not, although it seems harsh, well he has lived mortgage free for 20+yrs. Was he paying rent or paying bills some other way with her?

Lifestooshort71 · 24/07/2025 01:08

SpryCat · 24/07/2025 01:00

I think your dad’s partner has always had his measure, he never bothered with you or your DC. I bet she was the one who bought, got him to write in cards and posted them and she was the one who made the effort for her DC and GC, he was just there. She knows the house would be neglected if she dies, because he again, wouldn’t make the effort.
He has lived in her home for 20 years rent free, he has had ample time to save but if he hasn’t, she’s giving you the heads up.
He has only himself to blame.

I agree. What has he done all these years to protect himself? If the positions were reversed we'd say 'should have got married' . If she left house to him, he'd leave it to his family and not hers; if she let him live in it until his death, would he pay the bills or default and why should her family wait for their inheritance? He could start looking into housing for over 55s, what help might he be entitled to, etc, so that he will have a place to live if the worst happens. I don't blame her though and she's told you because he's your father.

Tray80 · 24/07/2025 01:08

SpryCat · 24/07/2025 01:00

I think your dad’s partner has always had his measure, he never bothered with you or your DC. I bet she was the one who bought, got him to write in cards and posted them and she was the one who made the effort for her DC and GC, he was just there. She knows the house would be neglected if she dies, because he again, wouldn’t make the effort.
He has lived in her home for 20 years rent free, he has had ample time to save but if he hasn’t, she’s giving you the heads up.
He has only himself to blame.

The sad part about this is that with my stepmum being wheelchair bound, he's the one who keeps the house in the pristine condition it's currently in, while caring for her too, so I know that this is just an excuse.

OP posts:
TooOldTo · 24/07/2025 01:08

The other side of this is that, if she survives her 50/50 operation, she’s just told the person who will be providing the care during her recovery that she doesn’t care about his future.

Needspaceforlego · 24/07/2025 01:11

How old is your Dad?
Has he got a plan B, can he get back to work to work on his savings so he can buy himself if he needs to?

Even if she does come through the Op he needs to look after himself and his finances just like she has.

Tray80 · 24/07/2025 01:11

JDM625 · 24/07/2025 01:03

I agree with another poster, that if she'd left the house to your dad- he could then completely cut her own children out of the will and leave it all to you. I believe there is a wording/clause in a will to prevent this, but she would have had to have taken legal advice to do this.

Did your dad sell a property when he moved in with her? If so- where is that money? If not, although it seems harsh, well he has lived mortgage free for 20+yrs. Was he paying rent or paying bills some other way with her?

Yes he paid bills and holidays etc. He isn't trying to money grab and take her house, I just don't think he was expecting to have the home sold from under him quite so fast. I too hoped that the family would have given him time to greive.

OP posts:
Tray80 · 24/07/2025 01:13

TooOldTo · 24/07/2025 01:08

The other side of this is that, if she survives her 50/50 operation, she’s just told the person who will be providing the care during her recovery that she doesn’t care about his future.

Exactly this! I really hope this sinks in for him!

OP posts: