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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Dads partner leaving him homeless after her death.

793 replies

Tray80 · 24/07/2025 00:41

Appology in advance for the huge thread but mainly feel like I need to vent so here goes! My dad and his partner have been together for 26+ years, living together in her home for 22 years. Although I was close to my dad as a child, our relationship dwindled as I approached my adult years. I guess he just stopped making an effort once he met my stepmum, as they tended to spend most of their spare time with her kids and grandkids.

Even though they only live 20 mins drive away they never visited including when my babies were born. They put mine and my kids birthday/xmas cards in the post every year. We speak on the phone a couple of times a month( when I make the effort) and I call around to see them half a dozen times a year, always bearing gifts on special occasions for eg birthdays, fathers day, Xmas etc, so basically it's always me making the effort. It used to really hurt my feelings when I'd see how much effort they both made for my stepmums side of the family but after 20 years of seeing it I just learned to live with it.

For the past few years my stepmum has had a terrible run of health. My dad has retired to take care of her as she has been wheelchair bound for quite some time. Unfortunately she's now been diagnosed with cancer and has been told that there's a 50/50 chance that she may not make it through her operation next week. Needless to say the whole family is devastated, including my dad. I called to see them last week and while walking in the garden my dad broke down and told me that he doesn't know how he'll carry on living without his partner. I can tell its taken a huge toll on his health too as he's stopped eating and taking care of himself and even had a nasty fall, which is so unlike him.

Today I received a call from my stepmum. I was really shocked when her number came up on my phone as she's only rang me twice in 23 years. She told me that she wanted to talk to me while my dad was asleep. She said she wanted to lay down the ground rules of how things would play out for my dad if she was to pass away during her surgery next week. It was explained that as the house was legally hers, as it was in her name, she would be leaving it in trust to her 2 children and grandkids, meaning that if she was to pass away, then my dad would be homeless. Apparently she had explained this to my dad a few weeks previous, which timed in with the fall and his sudden run of bad health. I believe this to be due to stress as he'd just been told that in 2 weeks he could possibly be loosing the love of his life, and now also his home. I know that my dad has always been aware that the house was hers and hers only but I don't think he was expecting to be turfed out so fast. I could kind of understand the rush if my stepmums family were struggling financially but they're all very well off. I asked about my dad's financial situation, if he had a bit of a nest egg to get himself on his feet if the worse was to happen and she said that she doesn't know, as they've always kept their finances separate. She mentioned she didn't trust him to take care of the house after his fall. She added that she thinks that once she's gone my dad will probably just give up on life and not be far behind. She also pointed out that hes very lucky that hes been able to live mortgage free for 20 years.

I can't begin understand the stress she's under with the surgery loomimg and the possibility of not making it out. I really don't want to see her in a negative light as I know my dad loves her more than life itself and they both need kindness and support more than anything right now, but the conversation I had with her last night has left me with a bitter feeling. She asked me not to tell my dad that we'd had that conversation, which I will respect. I just don't understand why she'd told me at all, as it clearly wasn't out of concern for my dad but rather a concern that he wouldn't leave the house when shes gone. I feel maybe she was prepping me as she knows he'll be landing on my door step when her kids sell the house, which in turn seems like a smack in the face when neither of them have ever made any effort with me or the kids. I just keep looking at my husband and trying to put myself in her situation. Could I purposely leave my husband financially destitute? I couldn't! The other part that is bugging me is that if all goes well for her then she'll be at home being cared for once more by my dad, the same man she was turfing out on the streets if the worse was to happen. I feel as though hes just being used. I really hate feeling this bitterness about the situation and I know I'm feeling overwhelmed by it all so hoping that someone else's take may help me see it all in a different light. Am I being unreasonable in feeling like this? If you made it to the end then thanks for sticking with me!🤷‍♀️🤯

OP posts:
Mumofoneandone · 24/07/2025 03:56

I think he needs some independent legal advice in case he is entitled to something due to the financial contributions he had made over the years.
Whilst I sort of understand her point of view she is being incredibly selfish and could easily protect the house for her children with her will.

ohnotthisagain2025 · 24/07/2025 03:57

ohnotthisagain2025 · 24/07/2025 03:37

I've just re read and seen that your dad already knows her plans so it is nothing to do with you in any way. Make sure he knows he won't be staying with you, and step right back.

Oh and definitely tell him about the conversation, not her place or her right to demand you keep any of her secrets, the first thing I say when someone says "Can you keep a secret?" is "Depends, probably not". Don't let her rope you into a damn thing, tell your dad she called, he won't be living or lodging with you at all, then step away completely and reduce contact to zero if required.

None of this is your problem, unless you choose to make it your problem.

ThisTicklishFatball · 24/07/2025 03:59

OP's posts don't come across as those of someone who doesn't care about her father, which is why I made my initial comment. It seems like OP wants to provide some form of help that isn't too demanding financially, emotionally, or mentally for her, which still shows she cares for him to some extent. I also overlooked the part where she mentioned he wasn't part of her life—it completely slipped past me while skimming.

Anyway, OP, it’s up to you to decide what you want to do. If you want to help your dad, do only what feels right for you. If you don’t want to help, that’s okay too. Just take a look at my initial comment and the other reasonable advice people have shared, then choose the best course of action for yourself.

OP's dad seems fully aware of the situation and comes across as a sharp and capable adult.

Let’s hope for the best, but if the worst happens, may his partner’s family show compassion and kindness.

Wishing OP's dad's partner a successful surgery and a smooth recovery.

Iocainepower · 24/07/2025 04:01

I’m on the opposite side of you OP in this scenario.

My mum fully owns her house (mortgage paid off) which she got as part of her divorce from my dad.

Her partner has been living with her for over 20 years, never married, not paid towards rent. He has paid her towards some bills I believe, and holidays, but has also always used her car.

She is leaving her house to me in her will, not her partner. She has just asked me not to kick him out straight away if she dies first, but admittedly I need to clarify agreements for this in relation to who pays maintenance in that time.

If she left it to her partner, there is a strong possibility I would lose the house completely, despite it being my family home, the home I grew up in, and the home that was ultimately purchased with my dad’s money. A home that her partner has not paid into. Her partner isn’t a fatherly figure to me either.

My mum is protecting her own children, and your dad’s partner is doing the same. Nothing wrong with what she is doing.

Ask your dad what back up plans he has in place, and leave it at that.

Tiswa · 24/07/2025 04:06

When she says take care of the house she probably means financially - the upkeep the bills etc all of those costs he may well not be able to afford because the financial disparity between them is that high

and actually she is right - why should she let him live in her asset for 20 years

where she is wrong is in the time to sort out where he moves that probably should be slightly more

BlankBlankBlank14 · 24/07/2025 04:06

She’s still of sound mind and able to change her will and make him a life tenant, so he stays until he dies and then the inheritance passes to her children, but I see she’s unwilling in case he lives another 20 years.

I’m not sure why she’s called you to tell you? To ease her conscience or does she think that you’re suddenly going to be housing your father for the next 20 years, after no relationship with him?

He needs legal and financial advice, because he’s going to have to house himself. I’ll assume he will get assistance with that and won’t be homeless.

And if she survives the operation, maybe they can have a reasoned discussion about how he is protected in the future.

ohnotthisagain2025 · 24/07/2025 04:14

Iocainepower · 24/07/2025 04:01

I’m on the opposite side of you OP in this scenario.

My mum fully owns her house (mortgage paid off) which she got as part of her divorce from my dad.

Her partner has been living with her for over 20 years, never married, not paid towards rent. He has paid her towards some bills I believe, and holidays, but has also always used her car.

She is leaving her house to me in her will, not her partner. She has just asked me not to kick him out straight away if she dies first, but admittedly I need to clarify agreements for this in relation to who pays maintenance in that time.

If she left it to her partner, there is a strong possibility I would lose the house completely, despite it being my family home, the home I grew up in, and the home that was ultimately purchased with my dad’s money. A home that her partner has not paid into. Her partner isn’t a fatherly figure to me either.

My mum is protecting her own children, and your dad’s partner is doing the same. Nothing wrong with what she is doing.

Ask your dad what back up plans he has in place, and leave it at that.

No, if he had a right of residency put in place with proper stipulations you couldn't possibly lose the house - unless he burned it down or smashed it down with a bulldozer maybe. If the person living in the house with right of residency doesn't abide by the stipulations, which can include what furniture and other belongings fromthe estate they can keep, who can reside there etc, they can be chucked out.

As the stepmother in this case has actually told her partner she will be leaving him homeless if she dies, then fair enough. I misread it and thought she was hiding that from him, but yes it is up to her, and up to your mother what they do with their own property.

I wouldn't ask him what back up plans he has at all, that leaves it open to him asking to live with her. I'd just let him know about the conversation and make it very clear OP won't be picking up the slack.

Iocainepower · 24/07/2025 04:18

ohnotthisagain2025 · 24/07/2025 04:14

No, if he had a right of residency put in place with proper stipulations you couldn't possibly lose the house - unless he burned it down or smashed it down with a bulldozer maybe. If the person living in the house with right of residency doesn't abide by the stipulations, which can include what furniture and other belongings fromthe estate they can keep, who can reside there etc, they can be chucked out.

As the stepmother in this case has actually told her partner she will be leaving him homeless if she dies, then fair enough. I misread it and thought she was hiding that from him, but yes it is up to her, and up to your mother what they do with their own property.

I wouldn't ask him what back up plans he has at all, that leaves it open to him asking to live with her. I'd just let him know about the conversation and make it very clear OP won't be picking up the slack.

Edited

Sorry, i meant ‘lose the house’ as in, he would then leave it to his relatives upon his death, not me, in a scenario where my mum were to leave the house to him initially.

Perhaps this also what OP’s dad’s partner is considering. That Op would eventually inherit the house instead of her own DC.

ohnotthisagain2025 · 24/07/2025 04:22

Iocainepower · 24/07/2025 04:18

Sorry, i meant ‘lose the house’ as in, he would then leave it to his relatives upon his death, not me, in a scenario where my mum were to leave the house to him initially.

Perhaps this also what OP’s dad’s partner is considering. That Op would eventually inherit the house instead of her own DC.

I can understand your concerns, but if you put a right of residency in place it does not mean you inherit the house. It means only that the person mentioned in the right of residency can live in the house, under whatever stipulations are put in place, until they die.

There's no inheritance, they are just lodgers and the house goes to whomever is left to inherit it. It's not for everyone, for all sorts of reasons, but is pretty common now with so many second marriages.

SatsumaDog · 24/07/2025 04:28

What an awful thing for her to do to your poor dad. My dad has a long term partner and he has protected her future his will with the full support of my brother and I. She gets the house and the majority of his assets in the event of his death. None of us would see it done any other way.

Iocainepower · 24/07/2025 04:32

SatsumaDog · 24/07/2025 04:28

What an awful thing for her to do to your poor dad. My dad has a long term partner and he has protected her future his will with the full support of my brother and I. She gets the house and the majority of his assets in the event of his death. None of us would see it done any other way.

This can also depend on different factors though, such as whether the partner has financially contributed to the property, and how close the relationship is with the parent’s partner.

HelenaWaiting · 24/07/2025 04:32

I'd advise him to move out ASAP. Let her look after herself after her surgery. No one would let someone they love be left homeless.

PopeJoan2 · 24/07/2025 04:33

Tray80 · 24/07/2025 01:02

This is so true. He's always doing some sort of home improvements. He's been worth his weight in gold to her, not to mention very convenient! She mentioned to me that she has always funded everything they've had done on the house and never let my dad contribute a penny as she always knew the house would be left for her kids. Now I see it as her been very clever if not a bit sneaky!

Yes but your dad lived rent free for 20 years. That is massive. As other have said he should have been saving in that time. On average people pay rent of £1000 a month for a whole house if he saved even half of that over 20 years he would have a nest egg of over £120,000. Not a fortune but enough to set him up. Your dad is hopeless, living off a woman who was wise enough to know the measure of him. What she is doing seems unkind (I couldn’t do it) but she gave him a rent free life for decades. She is looking out for him by calling you but she is also putting her children first. Good for her.

ChrisMartinsKisskam · 24/07/2025 04:35

Well he could refuse to move out and let the family evict him

that would give him 6 months to a year
And as the relationship will be crap he owns them nothing

but if he is over 55 it’s fairly easy to get over 50s housing depending on where you live
where I live it takes maybe 2 -3 months to get over 50s housing
so look into that for him

hhtddbkoygv · 24/07/2025 04:43

ohnotthisagain2025 · 24/07/2025 03:30

No, in this case the person who created the right of residence was lazy and did not do their homework. It is easy to make stipulations - nobody can move in with you, nobody else can live there, they can only visit, and she should have stipulated legally what her kids were allowed to have from the estate. Right of residence is a great idea and works well when properly administrated and set up.

Which words would they use in a will (that can be legally upheld) that would stop an ex partner from having guests to stay in the house?

JMSA · 24/07/2025 04:57

You’re a good daughter, OP, which is more than he deserves. I’m not sure I’d be feeling as much sympathy if I were you 💐

BabyCatFace · 24/07/2025 05:10

ohnotthisagain2025 · 24/07/2025 04:22

I can understand your concerns, but if you put a right of residency in place it does not mean you inherit the house. It means only that the person mentioned in the right of residency can live in the house, under whatever stipulations are put in place, until they die.

There's no inheritance, they are just lodgers and the house goes to whomever is left to inherit it. It's not for everyone, for all sorts of reasons, but is pretty common now with so many second marriages.

And what happens if they breach those conditions? They can't just be kicked out - the beneficiary would have to take them to court to evict them which would be costly, slow and stressful, and they could do untold damage to the house and contents in the meantime.
No, if there's any likelihood of a surviving partner not abiding by the deceased's wishes then they should not be allowed to remain living in the house, not assume that the law will just take care of it and sort it out.

TeachMeSomething · 24/07/2025 05:10

@BlankBlankBlank14

I’m not sure why she’s called you to tell you? To ease her conscience or does she think that you’re suddenly going to be housing your father for the next 20 years, after no relationship with him?

Maybe it's a 'heads-up'. Maybe the dad is saying to his partner: "Don't worry about me... Tray will sort me out when you're gone. She won't see me out on the streets!"

BabyCatFace · 24/07/2025 05:10

HelenaWaiting · 24/07/2025 04:32

I'd advise him to move out ASAP. Let her look after herself after her surgery. No one would let someone they love be left homeless.

Move out where?!

99bottlesofkombucha · 24/07/2025 05:13

I’d call her back, and say there’s a few things I should say since we are sharing. First, he’s been a better dad to your kids than he has to his own, you know its bullshit he hasn’t kept the house up so don’t pretend I’m stupid, and being wheelchair bound is not a hidden disability so all of your friends will know also all he’s done for you and how you’ve decided to make him homeless for it. It is homeless as he can’t live with me. If you don’t make it through surgery that will be what everyone at your funeral is thinking about the WHOLE TIME, how you kicked your loving caring partner who cared for you out on the street. You’re damn right he won’t last long after you’ve died if that’s what is happening, so you’ve pretty much killed him too. I’d call it a hell of a legacy but maybe you’ve always wanted to be known as an absolute bastard.

sesquipedalian · 24/07/2025 05:16

OP, if and when the partner dies, why can’t your DF rent a property? If he doesn’t have much money, then surely he would be entitled to benefits including housing benefit? I know that as a single man he’s not in a strong position, but he needs to find out from the Council just what his position is. Will there be any legacy to him - like enough for a deposit on a rented property, for example? Or does he have some savings? Whatever happens, it’s not the OP’s responsibility to take care of a father who has been notably absent from her life and more than a little careless about keeping in touch.

BlankBlankBlank14 · 24/07/2025 05:19

TeachMeSomething · 24/07/2025 05:10

@BlankBlankBlank14

I’m not sure why she’s called you to tell you? To ease her conscience or does she think that you’re suddenly going to be housing your father for the next 20 years, after no relationship with him?

Maybe it's a 'heads-up'. Maybe the dad is saying to his partner: "Don't worry about me... Tray will sort me out when you're gone. She won't see me out on the streets!"

She doesn’t sound kind to me, not bothered with OP so whilst hopeful I think that’s doubtful and I’m going with easing her conscience and saying “you need to sort him”.

FrostiesAreCornflakesForPeopleWhoCantFaceReality · 24/07/2025 05:20

Tray80 · 24/07/2025 00:55

He knows the situation already unfortunately. Shes very straight talking and has already told him about the house.😔I feel that she was just giving me the heads up because she knows that it'll be me that needs to be here to clean up the mess if the worse was to happen.

I wouldn’t be cleaning up any mess. If your dad stages some kind of sit in and refuses to leave the house that’s between him and that family. I wouldn’t turn my back on him but he wouldn’t be stopping at mine either. His partner is right- he’s been lucky enough to be mortgage free for 20 odd years. It’s reasonable to assume he can house himself.

99bottlesofkombucha · 24/07/2025 05:22

PopeJoan2 · 24/07/2025 04:33

Yes but your dad lived rent free for 20 years. That is massive. As other have said he should have been saving in that time. On average people pay rent of £1000 a month for a whole house if he saved even half of that over 20 years he would have a nest egg of over £120,000. Not a fortune but enough to set him up. Your dad is hopeless, living off a woman who was wise enough to know the measure of him. What she is doing seems unkind (I couldn’t do it) but she gave him a rent free life for decades. She is looking out for him by calling you but she is also putting her children first. Good for her.

Seems unkind?? She could give him 5 years to live in the house. That seems to me a bare minimum- all that my kids shouldn’t have to wait 20 years is utter bullshit. She can set it up differently. She’s told herself the op will give him a home so she doesn’t have to think of herself as kicking him out onto the streets. If she survived I’d support him to go to shelter /council and talk about options, and encourage him to leave her. Her kids can move in as her carer… bet they don’t though!!

Iocainepower · 24/07/2025 05:25

99bottlesofkombucha · 24/07/2025 05:13

I’d call her back, and say there’s a few things I should say since we are sharing. First, he’s been a better dad to your kids than he has to his own, you know its bullshit he hasn’t kept the house up so don’t pretend I’m stupid, and being wheelchair bound is not a hidden disability so all of your friends will know also all he’s done for you and how you’ve decided to make him homeless for it. It is homeless as he can’t live with me. If you don’t make it through surgery that will be what everyone at your funeral is thinking about the WHOLE TIME, how you kicked your loving caring partner who cared for you out on the street. You’re damn right he won’t last long after you’ve died if that’s what is happening, so you’ve pretty much killed him too. I’d call it a hell of a legacy but maybe you’ve always wanted to be known as an absolute bastard.

Disagree.

They are not married. Therefore their finances and assets are separate and they have both known the whole time that this will be the case.

OP’s dad has been rent free for 20 years. No reason for him to be homeless, he should have savings to be able to find other accommodation that is not living off someone else rent free.