Why exactly are you with him? What exactly is he bringing to the table
Why isn’t he transferring you money each month to your account if he is so incapable of actually paying a bill
The whole relationship looks more like mother and child than partners
If he was on his own he would need to pay his own bills and pay you CM
I would get him out of your house and take him to court for CM. That way you have court ordered documentation on what he has to pay and when he can see dc (who I presume at least one of them is his)
You might love him but he clearly doesn’t love you. Remember actions are what shows you someone loves you, words are cheap words can be lies
If he can’t afford stuff and he earns more than you then I am wondering what or who is he spending his money on
Before doing anything I would try at least to get a copy of his payslip and bank account and any other paperwork he has to show what he has going in and coming out, including his car payments etc that way you have proof when it comes to CM
Failing that I would give him notice to leave.
The money he paid you at the start I would always refer that to him paying for his children, children’s clothes, food shopping, etc Don’t mention about paying towards the mortgage repayments
This guy is someone who you might love and are sacrificing yourself and your children’s well being to keep him housed and fed and washed but he wouldn’t p*ss on the lot of you if you were on fire
Total cocklodger who is draining you dry