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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do your parents help you out with money without you asking

243 replies

Hihosilvertoffeenosedranger · 01/06/2024 22:40

Our car broke down a few weeks and will cost £2000 to repair, we simply haven’t got it at the moment and are renting a car until we can save up/get a loan. It’s obviously very difficult to save up as the renting of the car is now costing us money. My parents know this and haven’t offered to help in any way (they can afford to) even as a loan. I won’t ask them.
Would your parents see this and offer to help? (If they were able to)

OP posts:
Love51 · 01/06/2024 23:09

My mum is incredibly kind and generous. She'd give a stranger the shirt off her back, let alone her own child. So if it was just her I'd never asked her for anything because she wouldn't say no even if it caused her hardship. My dad's a bit more pragmatic but would still look after me if I asked. The tables have only very recently turned as to who has more money, me or them. Prior to that they found ways to bung us money over the years in very gracious ways.
I'm aware they are not standard though.

Irishmama100 · 01/06/2024 23:15

Hihosilvertoffeenosedranger · 01/06/2024 22:48

That’s interesting, my attitude is that we’ll try to help Dd all through her life is she’s genuinely struggling with something and if we have the means to also.
I paid for my own driving lessons, my first car myself, stayed at home for uni, but paid for everything myself through working part time too.
I’ve just met so many friends as an adult, whose parents paid for those things.
If financially able, we will pay for DD’s lessons, first car and so on, this just seems normal to me.

I totally agree with you, if you can help, do help. But I have always strived to be self sufficient. We don’t vocalise what we will do for our kids. Make them work and save. DD saved car insurance money and is ready to rock to pay it, but we will pay when the time comes. I always know that if the shit hit the fan my parents would help. I don’t need help ( thank god). I just couldn’t imagine being in your situation and having wealthy parents and them not helping. We both have good jobs but at holiday time/ Christmas or any big events I get a lovely envelope of 💴 💴 under my pillow🥰
They drive me insane at times but at the end of the day I am good to them and they are good to me. My Dad said last week there are no tow bars on a hearse. He can’t take his money with him!

Hihosilvertoffeenosedranger · 01/06/2024 23:15

@Pin0cchio What? We won’t be pensioners when she needs her first car?
I’m talking about helping out with repairs and I’ve no idea what situation she’ll be in as an adult, we all hit high and low points in our lives for various reasons and if she needs us to help and make her life easier/less stressful and we can, I wouldn’t hesitate.

OP posts:
yikesanotherbooboo · 01/06/2024 23:16

Once I had left university I did not consider asking my DPs for money. They would have done their best to help me if I had asked but I was lucky enough not to have any major financial disasters . Full disclosure, I am quite old and they did contribute to our wedding.

PuttingOutFirewithGasoline · 01/06/2024 23:17

Of course each situation is different but based on normal family and parents who could easily afford to help out it baffles me they don't.

Life is a blink of an eye. Why have 2 grand sat in a bank when it could make a huge difference to your life??

It sounds like you don't ask ever and won't this time.

Nourishinghandcream · 01/06/2024 23:17

Although gone now, my parents would have offered the moment they though we might be in a tight squeeze and as long as they were aware, they would never wait for us to ask.

In fact they were always incredibly generous.
Whenever we visited (at least weekly) they always insisted on giving us "petrol money", even when I was in my 50's with the mortgage paid off and planning a comfortable early retirement! Of course the amount of money they gave was far more than the actual fuel cost, it was just their way.
Whenever we were looking at getting a new car or OH was changing his motorcycle for a new one, they would offer to give us a few £k so we could "get a higher spec model".
If we were doing something to the house they would always ask if we could afford it or whether we needed "some help" despite them knowing that we were very comfortably off.
They were always very supportive and if anything was given, it was made very clear that it was a gift and repayment was not required.

In fact this almost caused a problem when my Ddad died.
A couple of weeks before his (unexpected) death both he and my Dmum gave us a very expensive item as a gift (talking value of £40k+). With his death it looked as if it might be liable to IT but on checking the will it was found that the item was due to be passed to me anyway so the solicitor said it was ok.

Hihosilvertoffeenosedranger · 01/06/2024 23:17

I don’t ask them for money. Bought my own cars since 17, bought our house without help, no help with wedding, repairs..nothing

OP posts:
PuttingOutFirewithGasoline · 01/06/2024 23:19

@Nourishinghandcream how lovely, you are /were very lucky.

Nopetynoppy · 01/06/2024 23:19

Trasania · 01/06/2024 23:01

Oh here we go again 🙄 The Distinguished Social Commenter has spoken 😂

Exactly 🙄🤦‍♀️😩

PuttingOutFirewithGasoline · 01/06/2024 23:20
  • what's wrong with parents who can afford it see their money benefit their children whilst alive.
Hihosilvertoffeenosedranger · 01/06/2024 23:20

@PuttingOutFirewithGasoline I don’t ask, no, I don’t like asking. But if I saw Dd needed it, I’d just offer, I wouldn’t want her to have to ask

OP posts:
Isitsummer2024 · 01/06/2024 23:21

I always earned more than my parents from when I started working so no. However they are very generous so if they had the money and I didn’t, they would help out.

I am not from the generation or type of background where people were given house deposits and I read it a lot on here and it is completely alien to me. Same with inheritances and people expecting a lot of money or wanting it upfront or thinking a will is unfair.

SeismicSalad · 01/06/2024 23:22

Hihosilvertoffeenosedranger · 01/06/2024 22:54

Just to say I definitely don’t expect it at all…o just think I would offer if it was Dd when older and we could afford it no problem. I hope to always help her.

But you clearly do expect it, or why would you post in AIBU? 😂

No, my parents wouldn’t offer to help me as a grown adult.

PuttingOutFirewithGasoline · 01/06/2024 23:22

I hope to be able to help my dc but if I truly couldn't afford it I would be open and tell them

Hihosilvertoffeenosedranger · 01/06/2024 23:23

@SeismicSalad No, it’s just not how I will bring up my Dd and the same mindset I have, seems strange to me.

OP posts:
Graciiee · 01/06/2024 23:23

Yeah if mine knew I couldn't pay the repairs and I was having to rent they'd jump straight in and say give me the bill and pay me when you can. However I've not been in a situation like that, but I know they'd help if needed.

Be careful of how much you're planning on doing for your DD though, too much doesn't give the right message.

WhyamInotvomiting · 01/06/2024 23:24

Hmm. I think they probably would actually but they have a bit of an odd attitude to our finances I think. On the one hand, my DH regularly asks if we are ok for money and my DM seems to think we are broke. Otoh they always are asking us to go to on holidays or meals out or suggesting us to take the kids places etc that we just don't have the budget for, and we tell them this and why!

I wouldn't take money off them even if they offered unless I was really desperate though and then I'd be paying it back as soon as I could. They're pretty wealthy, and generous with us - with things like gifts, holidays, paying for meals out, buying us random bits etc. But we like to stand on our own two feet, I'd feel very uncomfortable taking a large sum of money off them and would only do it in an emergency.

Nopetynoppy · 01/06/2024 23:24

My lovely Mum died 10 years ago,very suddenly but even now we laugh that if there was an envelope over her fireplace she was treating my family to something.
My Mum got so much pleasure out of treats towards me and my family,I do the same now ,and grateful that I can .

Upallnight2 · 01/06/2024 23:25

No, you're a grown up.. you shouldn't be relying on your parents. It's a bit embarrassing you'd even expect that

candyisdandybutliquorisquicker · 01/06/2024 23:27

Pin0cchio · 01/06/2024 22:59

I think op the thing is, it wouldn't occur to my parents that i wouldnt be able to afford /manage to budget a normal expense like car repairs unless there was some circumstance meaning i was unusually hard up - i or DH being made redundant, or being on maternity leave etc

If I actually asked them to help they would, but would be a bit surprised that I'd had no options but to go to them cap in hand. I'd usually sort it myself some other way - using savings, selling stuff, using a credit card etc - asking them would be a bit of a last resort.

Same here. Honestly, I'd be a bit embarrassed to ask, so it would very much be a last resort after exploring every other option.

BritinDelco · 01/06/2024 23:27

mammaCh · 01/06/2024 22:55

My parents definitely would help us.
My in laws definitely would not.

I was about to write the exact same thing

MiniPumpkin · 01/06/2024 23:28

No. Not my parents they don’t have much and I just couldn’t take it from them knowing that. They wouldn’t offer anyway
my in laws would offer, but again 2k is a massive amount imo
hope you get it sorted op

Nottherealslimshady · 01/06/2024 23:29

My dad has never contributed a penny to my life and my mum hasn't done anything beyond provide the bare essentials until I left at 18. No neither would ever offer me 2k. Now, if you asked my brother you'd get a different answer.

Happiestathome · 01/06/2024 23:29

I don’t think my parents would help, no. That being said, I would help my children, and I expect a part of that is because I know what it’s like to not have help. I wouldn’t let my children struggle unnecessarily.

ATribeCalledQuestion · 01/06/2024 23:30

Yes. My parents are very well off and I am very much not. They have so much money and live a fairly basic life so they are able to help me. I had an emergency home repair situation recently which I put on credit card and when my mum asked about it I told her, and she gave me the money to pay it. Literally small change for her but would have taken me months and months to pay off.