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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Aibu to ask your house price and council tax cost. (Disparity between areas)

260 replies

BorisIsACuntWaffle · 03/02/2024 23:40

£250,000. £3263

RIP off.

OP posts:
Butterdishy · 04/02/2024 14:04

BIossomtoes · 04/02/2024 13:30

It’s not really surprising, is it? The population needs the most care at either end of life. It’s provided by parents at the lower end and the state often has to step in at the upper end. Under 19s will have made no financial contribution, whereas many over 65s will have been contributing for decades.

I only said it was interesting.

BorisIsACuntWaffle · 04/02/2024 14:39

Crikeyalmighty · 04/02/2024 00:07

@AhNowTed blimey that mentally high- where is this?

Did you see how much it is in comparison to their house. Look at ours!

OP posts:
DogsAreBetterThanHusbands · 04/02/2024 14:48

£850k Band F £3180 (2023-2024) Surrey

maddening · 04/02/2024 14:53

LakieLady · 04/02/2024 07:59

I'm well aware of the paucity of buses in rural areas! My rural town used to have 4 bus routes that served the outlying estates, it now has one. And that's only from 9.15-5.45, none on Sundays/bank hols, and with a 90 minute gap in the afternoon when it becomes a school bus. And we have a (not at all useful) 3 buses a day to the villages and town north of here, and none at all to the towns on the coast. If you want to go to the nearest town, 7 miles away, you have to get a bus into the nearest city and back out again, so twice the distance.

There is a school bus though, because the town has outgrown the local comp and a lot of secondary age kids have to go to a village comp 5 miles up the road. Lots of kids get free school transport a bit further out in the sticks, because they don't have a school within 3 miles (2 miles for under 8s).

If anyone does get the bus for school due to being over 3 miles away then it is literally just to and from school- whereas in London it is for all journeys

ViscousFluidFlow · 04/02/2024 15:01

House 300k
Council Tax 1700.

DanceMumTaxi · 04/02/2024 15:07

Around £400K and I think our council tax is about £2500 a year, band E in the NW. OP yours is so high.

BIossomtoes · 04/02/2024 15:08

BorisIsACuntWaffle · 04/02/2024 13:36

I don't agree really.
I live in a poor area in general. Lots of asylum seekers. High levels of deprivation.
Council in huge financial difficulties.
Council costs are huge.
Government should actually be levelling up rather than putting the burden on the slightly better off people who also live in the poorer area.

None of which has anything to do with my point about democracy. Asylum seekers are government funded so equally irrelevant to your argument.

Alwaysthesunandthemoon · 04/02/2024 15:13

House £700k, council tax £2600. My last (much larger) house currently around £900k, council tax also £2600. Current house band F outer london, old house band D inner London.
My experience is the banding varies by borough, not type of house as it should be. Here a 2 bed flat can have the same band as a 4 bed house in my old area. The property prices reflect the difference but not council tax.

Cherrypi · 04/02/2024 15:18

I was looking at the ONS data on this last week. Cost per house averages around 2.5k in all areas. Council tax also only gives 25% of council tax revenue.

pussilinamorus · 04/02/2024 15:18

BorisIsACuntWaffle · 04/02/2024 13:36

I don't agree really.
I live in a poor area in general. Lots of asylum seekers. High levels of deprivation.
Council in huge financial difficulties.
Council costs are huge.
Government should actually be levelling up rather than putting the burden on the slightly better off people who also live in the poorer area.

Exactly.
@BIossomtoes You're hopelessly naïve for thinking that high taxes = better services.
Areas more in need have a lower tax take. Fewer people actually paying the full council tax. Less commerce, so less business rates.
Even the bill for 'adult social care' is higher because so many will be living off the state and not have any assets that can be taken to pay for it.
Asylum seekers just dumped into the area with very little money to support them. Gov gives a few hundred per month but that doesn't even touch the sides.
As OP said full council tax payers in a deprived area can't be expected to subsidise the rest at huge personal cost.

While corruption and mismanagement are rampant in my local council it's also true that central government has been offloading more and more onto councils while cutting their budgets. And this is the result.

BorisIsACuntWaffle · 04/02/2024 15:20

BIossomtoes · 04/02/2024 15:08

None of which has anything to do with my point about democracy. Asylum seekers are government funded so equally irrelevant to your argument.

Asylum seekers absolutely need somewhere to live. People are people.
Because of the low cost of homes in some areas near me we have the highest rate in the country.
Those homes will not pay council tax or have it subsidised.
Therefore less funding for the area.

I mentioned them so you could get an idea of local picture.

OP posts:
TattiePants · 04/02/2024 15:22

£500k £2,748 in the NE

BIossomtoes · 04/02/2024 15:23

pussilinamorus · 04/02/2024 15:18

Exactly.
@BIossomtoes You're hopelessly naïve for thinking that high taxes = better services.
Areas more in need have a lower tax take. Fewer people actually paying the full council tax. Less commerce, so less business rates.
Even the bill for 'adult social care' is higher because so many will be living off the state and not have any assets that can be taken to pay for it.
Asylum seekers just dumped into the area with very little money to support them. Gov gives a few hundred per month but that doesn't even touch the sides.
As OP said full council tax payers in a deprived area can't be expected to subsidise the rest at huge personal cost.

While corruption and mismanagement are rampant in my local council it's also true that central government has been offloading more and more onto councils while cutting their budgets. And this is the result.

Edited

Of course I’m not naive - hopelessly or otherwise. Asylum seekers are centrally funded by the government. As a pp pointed out only 25% of local authorities’ income comes from council tax and central government has a funding formula that takes levels of deprivation into account. I do agree that current levels of central funding are inadequate, hence rising council tax.

MikeRafone · 04/02/2024 15:24

Is it based on house price or house value though?

it’s based on the house price in 1991, even if the house wasn’t built until 2024 the valuation office have a way of calculating the valuation

london boroughs are heavily populated therefore the cost of council tax can be very much lower proportionally, compared with somewhere is wales that is spares on inhabitants.

poll tax with everyone supposed to be charged the same, was a complete disaster

MikeRafone · 04/02/2024 15:25

Most councils are receiving 40% less back from the government in council tax payments than they were 10 years ago. Yet the public are paying more and expecting the same

pussilinamorus · 04/02/2024 15:38

BIossomtoes · 04/02/2024 15:23

Of course I’m not naive - hopelessly or otherwise. Asylum seekers are centrally funded by the government. As a pp pointed out only 25% of local authorities’ income comes from council tax and central government has a funding formula that takes levels of deprivation into account. I do agree that current levels of central funding are inadequate, hence rising council tax.

OK, so what exactly is your point then? Only 25% of revenue coming from council tax just disproves it even further.
There is no democratic choice between shitty or decent services, in direct proportion to the amount of council tax paid. The shiteness of the service depends on the amount of central funding which voters can't control.
Also, Councils can receive lots of funding and grants for different purposes but it's all very strictly controlled. So you can get things like no bin collections but a new archway in the town centre (???).

riceuten · 04/02/2024 15:44

£250k - Band B - £1600 Herts

BIossomtoes · 04/02/2024 16:13

There is no democratic choice between shitty or decent services, in direct proportion to the amount of council tax paid. The shiteness of the service depends on the amount of central funding which voters can't control.

There is. Councils have control over the amount of council tax they raise and voters decide whether they want high or low spending. Councils also decide which budgets they choose to allocate money to. Again voters ultimately influence who’s making the decisions about spending priorities. If there’s no democratic choice there would be no point in local elections, would there?

Klcak · 04/02/2024 16:18

LindorDoubleChoc · 04/02/2024 10:30

https://www.rightmove.co.uk/properties/139600502#/?channel=RES_BUY

This is a £900,000 property in Peckham, SE London. Peckham is being gentrified but is still a pretty grotty zone 2 area with a shabby high street, plenty of grafitti, gangs and crime. It is not some leafy idyll with parks and rivers and the majority of the population earning 6 figures.

I'm sure there are larger £200,000 properties in parts of the country in far nicer localities and in way better condition.

House prices when taken out of the local context are meaningless in council tax calculations.

Yes I agree

Adding the council tax band to the information would make it more relevant. The band D valuation in some places is the same as the band H in others.

The linked property in Peckham is band D, at £900k. In my area, that'd easily be well into the top band H.

Spirallingdownwards · 04/02/2024 16:32

The comparison also is only helpful if you put which band you are in

WSJ · 04/02/2024 16:39

400/2500

placemats · 04/02/2024 16:50

£175,000. £1750 approximately. Band B Cheshire East.

placemats · 04/02/2024 16:55

Approximately because the council could go onto special measures. Likely the full rise not yet determined.

mponder · 04/02/2024 17:47

God some houses are worth twice as much as mine and we pay the same. I know it depends on your area but still.