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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Inheritance issues !

393 replies

Troublesome3 · 29/01/2024 15:17

My parents ( both still living ) but battling health conditions spoke to my brother about the inheritance situation last week. He is not happy.
my parents are not splitting our inheritance equally between the 4 of us.
they think it’s not far to do so and have based it on our lifestyles / jobs.

the siblings are as followed

eldest DB works in a very high income job - I am not exactly sure what he does but it’s something to do with finance. His wife is an oncology consultant - they also received an inheritance previously which they bought their house with.
they have 2 kids - private education, no mortgage nice house and DB also had investment properties.

DS - is a single mum after leaving a very rocky relationship ( DV ) she works as a youth worker in a teen hospital ward earning around not very much but works hard. She currently private rents a 2 bed flat for her self and 2 DC 10 and 7.
she gets top up universal credits.

I have 2 children and a stepson in my care. Forensic pathologist and also qualified make up artist ( I know it’s a weird combo )
I bring home just under 100 k a year and have my late DP insurance. I own my house.
DC1 is severely disabled.

youngest DB has a lot of issues - mainly drugs / petty crime
he goes between living at parents to sofa surfing to disappearing and repeat.
he doesn’t work.

my parents have decided to leave us differently amounts.

my DS will receive the most

my youngest DB has a slight diff set up they are making sure he has accommodation and support but no money.

my eldest DB will receive less than myself and sister
and I will receive less than my sister but more than my DB.

DB1 is fuming and I do understand where his coming from but I also understand what they mean also and what they are trying to do.

are my parents being unreasonable ?

OP posts:
Jk8 · 29/01/2024 19:40

Iusedtoliveinsanfrancisco · 29/01/2024 17:07

If you respect your parents then respect their decision. They will not have made these divisions lightly.

Easy to say when you (& your child) stand to benefit more then your own brother

Alittle harder when you've worked all your life & married someone who's already recieved their inheritance

caringcarer · 29/01/2024 19:40

NotARealWookiie · 29/01/2024 19:03

I genuinely don’t understand why love is being measured in terms of money?

Have you ever been left out when all siblings have been given a treat? My Gran used to leave me out but treat my sister's. I've no idea why because I've never done anything to upset her I'm aware of. When I was a small DC it was a knitted cardigan for my sister's but never for me or sweets. When I was 17 Gran had some savings come out of a bond. She gave £100 to each of my 4 sisters, which was quite a lot of money over 40 years ago, and nothing to me. My Mum was upset but said it was up to my Gran as her money. My Aunty found out and she gave me £100 but I can tell you when my Gran died I refused to go to her funeral. My sister's always put together and buy my Gran a holly wreath at Xmas time. I always refuse to contribute. It is so incredibly hurtful to be left out. It it has never happened to you, you probably won't understand how hurtful it is.

Messyhair321 · 29/01/2024 19:41

Unless any of my DC decided that they wanted nothing to do with me, I would split it equally. No matter what their financial position

caringcarer · 29/01/2024 19:42

NotARealWookiie · 29/01/2024 19:20

I see what you are saying but the parents haven’t said “we are allocating your inheritance according to who we love best”, they’ve said they want to ensure all the children are secure. It’s the children who are attaching emotional meaning to money, even though it’s been explained and does start to feel a bit grabby from the wealthiest.

My mum gave my brother £5k to do some house renovations because his house needed some work but not me because my house didn’t need work. Also she gave me £2k towards my wedding but not him because he’s never had a wedding. I don’t feel she loves him more, it’s just different situations and different needs.

I don't know why but it's different when they are alive because either of you could get help at different times. Death is their final.chance to show you are both loved equally.

SloaneStreetVandal · 29/01/2024 19:43

TheSingingBean · 29/01/2024 19:38

These threads always divide the room!

In my opinion anything other than equal splits (apart from very exceptional circumstances) has the potential to leave a very bitter legacy for the family. I work in a counselling related field and have seen how this can be devastating for relationships.

Like it or not, your actions 'from beyond the grave' will usually be experienced as an indication of the value you put on each child. It might not be reasonable or rational but I'm afraid that's how it often goes.

Yes, of course people have total freedom to choose how to distribute their money. But anyone who thinks there will not be ramifications if the split is so obviously unequal as the OP has described here is very naive.

Does the value each child has put on their parents ever figure in counselling? In terms of acceptance/responsibility? This is quite close to home for me - I have a sibling who has only ever used counselling to validate and support their own outlook. Its done them no favours.

Thecurtainsarewonky · 29/01/2024 19:46

@Iwasafool i think ‘unfairness’ in life is slightly different than unfairness in death. You can see my pp- I am the left out child. My DM has helped both of my siblings financially when they have needed it. I haven’t needed it and I don’t resent that she helped them but didn’t give me the equivalent. I do resent that she has made all sorts of assumptions about how life might be in 5/10/20 years when she dies and on that basis decided that I’m not getting anything in her will.

Iwasafool · 29/01/2024 19:47

caringcarer · 29/01/2024 18:28

But that's just it, he may well have wanted to help his sister. His Mum didn't want to enable that she wanted to cut him out entirely and shower most of her money on her DD. When my Mum left me and my 4 sisters the same amount. We were all in different circumstances. Me and one of my older sisters are far better off financially so when we all meet up for a meal either me or my better off sister treats the others. My youngest sister is quite poor. She is not good with handling money either and her DH is worse than she is. So my younger sister paid off a lot of debt with her share of inheritance. A year later her car engine blew up and she had no car to get to work. I bought her a used car to enable her to work. By leaving us all equal shares there was no bad feeling between sisters and we all remain close and willing to help each other out. If I'd have been left out I'd have felt terribly hurt and wonder why my Mum didn't love me as much as siblings. It would have haunted me.

The OPs mother and father probably know him better than any of us just like your mother knew you and your sisters so they made their decisions based on that knowledge. You and your sisters have lived up to your mother's expectations.

The brother is in a very privileged position already, house paid, two good wages, investment properties. Doesn't sound like he's done much to help his little sister up to now.

The brother isn't being left out by the way, he is just getting a smaller amount as is the OP.

HalloumiGeller · 29/01/2024 19:49

When it comes to inheritance, I do genuinely think that the only fair way is an equal split, which is what my parents have done.

I have 2 younger brothers and they are both substantially better off than me (one more so than the other) with much higher household incomes, however i don't think for one second that I should get more because of this.

Mywingshurt · 29/01/2024 19:49

Team parents. Your brother sounds like a selfish nob.

Iwasafool · 29/01/2024 19:51

Thecurtainsarewonky · 29/01/2024 19:46

@Iwasafool i think ‘unfairness’ in life is slightly different than unfairness in death. You can see my pp- I am the left out child. My DM has helped both of my siblings financially when they have needed it. I haven’t needed it and I don’t resent that she helped them but didn’t give me the equivalent. I do resent that she has made all sorts of assumptions about how life might be in 5/10/20 years when she dies and on that basis decided that I’m not getting anything in her will.

Wills can be changed. Do you really want to be in the position of needing help?

The OPs parents aren't actually leaving the brother out, he's just getting less.

Thecurtainsarewonky · 29/01/2024 20:00

@Iwasafool but it hasn’t really got anything to do with ‘need’….it really hasn’t got anything to do with money….its to do with fairness and a feeling of worth. If my DM left everything to the donkey sanctuary that would be fair. But she has 3 homeowning adult children all with well paid jobs, but 2 of them are apparently more worthy. It just really stings.

OhmygodDont · 29/01/2024 20:02

Makes me glad my family have nothing to leave 😂 though I’ll fight my brother to the death for the Lego 😂😂 and we shall split the cost for the skip for 99.9% of the stuff in their house. Mum knows she gives no shits.

Ill watch from the sidelines for dhs side 😬

Verbena17 · 29/01/2024 20:02

SloaneStreetVandal · 29/01/2024 19:33

Ah right; you're saying you'd experience the anger and hurt to prevent your absent sibling experiencing the anger and hurt. I wouldn't.

I guess so yes.
If however she tried to take more than her fair share, then I’d be all guns blazing! 😂.
It has to be equal.

TigerJoy · 29/01/2024 20:03

I think your parents are right to do this, and very sensible to bring this up while they're still alive and can address it with your DB. Honestly I think he's being incredibly selfish - this money will make v little difference to him but will be life changing to your sister and her kids. Presumably the money for your DC will be put in a trust?

People do equate money with love, unfortunately.

But I can see your parents just want their children to be safe. That's the best we can hope for with money.

Btw, who is the executor? Not DB1 I hope?

Pokinganose · 29/01/2024 20:13

Its up to your parents what they do with their money. It's THEIR money. People always seem to believe that inheritance is a right. Imo its not. It's their money, they earned it.
It's no different to someone telling you that you can't buy the dress you want out of your own wages.
It has even less to do with your dh than anyone. It seems like you are on board with it all. Money causes such upset in families and its really not worth it.

Iwasafool · 29/01/2024 20:16

Thecurtainsarewonky · 29/01/2024 20:00

@Iwasafool but it hasn’t really got anything to do with ‘need’….it really hasn’t got anything to do with money….its to do with fairness and a feeling of worth. If my DM left everything to the donkey sanctuary that would be fair. But she has 3 homeowning adult children all with well paid jobs, but 2 of them are apparently more worthy. It just really stings.

Well it is sad you are upset but that isn't the situation the OP is describing.

Troublesome3 · 29/01/2024 20:18

I think If it was split equally

we would probably at an estimate get around 125,000 each. ( not including little brother ) but that is a whole different issue.

so although money I wouldn’t say it was a massive inheritance. But see that’s the point .. I see it as just over a years wage
my sister would see that as winning the lottery.

OP posts:
Carpediemmakeitcount · 29/01/2024 20:25

What's the problem?

Carpediemmakeitcount · 29/01/2024 20:27

Are you saying you should get more of what?

Hotgirlwinter · 29/01/2024 20:28

Equity Isn’t always equal in nature and that’s the whole point of it.

However I can also see the perspective of the person who is basically left out because they have been fortunate enough to secure a good income / career as sometimes (and not necessarily suggesting this is your family) some siblings are sacrificed continuously for others. When a child is capable and mentally strong they can often be overlooked and left to their own devices where many resources and parent time / energy is put into the siblings who aren’t as robust. I have personally experienced this! So whilst I’ve technically done better and don’t “need” any inheritance, a lot of my life has been impacted by the constant enabling of my pain in the arse sibling by my parents.
To then deny me further is just reinforcing the message isn’t it - we don’t bother to parent you to the same level because you don’t need it as much (which isn’t fair nor true)

justasking111 · 29/01/2024 20:36

When my father died he left everything to my youngest brother. They had cared for him over the years. My other brother and I received nothing. We were happy for him to have it all. We were both comfortably off. His need was greater for various reasons and he is a good man

OhMehGoddess · 29/01/2024 20:54

When MIL died she left all equally between DH and BIL.
BIL wanted nothing to do with the property, he made this clear before she died. He then signed it fully over to us no monies involved.

If we ever sell it, we will still give him half if he's alive. No children to consider for him. It's a long term rental now.

However where money is involved things tend to get ugly for a lot of people.

Alcyoneus · 29/01/2024 20:55

It’s unfair. Why should be he punished for being successful. Presumably all the siblings had the same upbringing. Your sister and younger brother made bad life choices and he made good ones. They get rewarded and he gets punished.

Another2Cats · 29/01/2024 20:59

@Troublesome3

"But see that’s the point .. I see it as just over a years wage
my sister would see that as winning the lottery."

And with the proposed split, she will be getting rather more than that.

I was in a similar situation when my father died last year. I was left a third of his estate and my brother two-thirds.

At first, I was very angry. What, he only loved me half as much as my brother?!?

But then, various things came to light while we were sorting out the funeral. I found out that my father had been supporting my brother and his family financially for quite a while.

To be frank, the difference for me between a one third and one half share of the estate wasn't all that great. But to my brother, that was a large amount of money.

I really don't begrudge my father giving extra to my brother when his family needed it.

12345change · 29/01/2024 21:07

@Another2Cats that’s lovely. As a parent I would like to think that my children would be happy for me to leave one of them more if they needed it. As pp have said it’s not about loving one child more than the other but recognising their different needs…

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