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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Age/Salary /Mortgage?

272 replies

Whyohwhymewhy · 13/10/2023 22:31

I would like to buy a bigger house in a few years time but it would mean getting a bigger mortgage. Got me thinking what is the norm?

I’ll go first
39 years old
£3000 joint salary
£250k mortgage

OP posts:
RandomButtons · 13/10/2023 22:33

39 year old
joint take home approx £3500
mortgage £70k.
Not a big enough house though.

Not19foreverpullyourselftogether · 13/10/2023 22:37

49
£8k monthly joint income
£170k mortgage
minimal pension

caerdydd12 · 13/10/2023 22:38

30yo
Household net income around 5.2k
Mortgage left 162k

caerdydd12 · 13/10/2023 22:39

caerdydd12 · 13/10/2023 22:38

30yo
Household net income around 5.2k
Mortgage left 162k

That's net per month not per year lol

TokyoSushi · 13/10/2023 22:39

43
£6K
£226K

bluepurpleangel · 13/10/2023 22:40

36
Joint earnings 105k
Mortgage 390k

OppsUpsSide · 13/10/2023 22:41

40
single parent
£3600 a month
£110000 left on mortgage

ASCCM · 13/10/2023 22:41

I’m 40, combined take home around 160k ( annual) Mortgage is 600k. Time left is 27 years. ( brought joint house last year)

Redlarge · 13/10/2023 22:41

45, 16000, 89k

PleaseNoDontBeSickAgain · 13/10/2023 22:41

37yo
£4.7k (£2.5k to nursery a month)
£128k mortgage

HipTeens · 13/10/2023 22:42

40
I'm not sure, it varies as we're self employed but around 3k pcm
310k
😪

bingbongbang23 · 13/10/2023 22:42

38
Joint take home per month- £8700
Mortagage £240,000

Passthecake30 · 13/10/2023 22:42

48, £5.5-£6k, £0.

HipTeens · 13/10/2023 22:43

Wow most of us could have been in the same class at school we're so close in age

XelaM · 13/10/2023 22:43

37
single mum
148K annual salary
77K left on mortgage (but don't like where I live)

Twoshoesnewshoes · 13/10/2023 22:43

47
around £6k joint net monthly
£175k

Tulipvase · 13/10/2023 22:43

48
joint income 4200 per month but main earner regularly increasing, me not so much!
190k mortgage
good pensions

toycat · 13/10/2023 22:44

38, joint income 3000 pcm, £70k mortgage left (small 3 bed)

Mangotango39 · 13/10/2023 22:45
  • 29 & 30
  • Take home approx £7,000 average (varies due to overtime of DP)
  • 269k left on mortgage (scary but we have only been in one year!)

Love our house and location - no real desire to move for a long time.

ThinWomansBrain · 13/10/2023 22:46

62, net income £5k, mortgage paid off

TheCompactPussycat · 13/10/2023 22:46

52
£5K per month (net)
£0 mortgage (paid off)

FunnysInLaJardin · 13/10/2023 22:46

52
Joint income £6,500k pcm
mortgage now £210K so £2,500 pcm

HouseinNewOrleans · 13/10/2023 22:46

36
joint net £5k
£72k and 22 years left on the mortgage

rainydogday · 13/10/2023 22:46

45,
5k joint
£10k left!
Would love a bigger house but would rather have no mortgage.

Coffeerum · 13/10/2023 22:48

32 + 33
Joint salary £95k
Mortgage of £280ish left.