As I was going through, I took out some quotations that seemed relevant. I thought it might help to put them here.
First
It's very hard in a few sentences to describe the past 20+ years. My partner has always been the same with money whether I worked full or part time, kids or no kids. I have questioned many times lately why I am even with him, there is no love there or even friendship and I'm more resentful by the day but as I have no financial security and don't want to leave my kids so I'm stuck. So I will now try to rectify the situation. I applaud everyone who has their s* together and hope they're never in this predicament. Hindsights a wonderful thing
That's painful to read and should draw sympathy from even the hardest heart. Coupled with learning
"I wanted to be in a relationship and feel like an adult after living with an overbearing mother. I feel another rinsing coming for this comment too - after a while living there I mentioned the mortgage to him and he said to the affect of "I've been paying this since 1989 and you're not going to just come onto it", so there you have it. I was young, ignorant and naive..
It's not surprising our OP had no training in recognising the difference between being bullied and treated as an under-dog. Her mother obviously treated her thus so when a man provided her with an escape and possibly what he called love which she would not have been able to assess, she left home for him.
Now quickly, the comment regarding ""I've been paying this since 1989"
CrazyLadie · Yesterday 19:39
Thays like 35 years ago he got the mortgage, what do you wanna bet ita already paid off? I'd take that bet happily"
You forget that was the first house he bought. OP told us, he moved several times in between until they moved in to this one. So he would have started another mortgage with each move.
Now we learn;
Yes I do, he knows what he's doing he's not daft. The thing is when I worked full time and put exactly half into the pot every month I did question him that i was paying half towards a mortgage that's not mine. His response was his half pays the mortgage then. So basically I was paying for the utilities, council tax and food. Was that fair....I don't know??
I think he is gaslighting you Lazym! He might well have the mortgage in his name only but you are paying into it! You paid equal with him before the babies were born, then you looked after them, worked at astonishing hours, and paid what you could into the account from which the mortgage is paid! Also your mum contributed! Listen to what you told us:
I know what's in and what comes out of the joint account (although he doesn't really like me looking at it) so I know how much standing orders or direct debits are and I know how much the mortgage is because it comes out of that also.
His mum and dad helped a bit financially with this one and my mum also helped with a couple of thousand. I have a pension at work, I don't know if he's made a will and when we moved here his mum and dad started paying for life insurance for us.
You see? You do contribute to the mortgage even if he has hisname on it. You put money in the account from which it is paid. He can lie as much as he likes about where each bill on that account's money comes from, it all comes out of the one joined pot to which you contribute, half and half when you had no children then what you could when your time was given to raising the children. And that time counts too. You were under the same roof and they are his and your children. You look after the home and the children and him as well as doing what paid work you can.
Now, a little digression:
Sissynova said "if OP wanted to barely work "
Deathbyfluffy said
"You're finished work by 8am - regardless of start time that's not a huge amount of work."
I see. Let's get one thing straight. Our OP gets up at 2.45 to go to her paid work where she tells us she for "4 hours have worked my tail off"
I believe, Sissynova and Deathbybutterfly, you would not survive one day of our OP's work, let alone carry on to do the work she does at home and for her family. You do not know what you are talking about. You probably sit down to do your "work'. Our OP does not sit down from one minute to the next. You have no right to judge her, no right to decide how hard she works and you display meanness of spirit and cruelty of heart. If you have no desire to support and positively help our OP, then get off the forum. Best of all get off mumsnet.
Now the best kept till last, something I am so sure is absolutely right. I have seen men like the OP's Partner so many times before and this describes them to a tee:
Brighteyes2368
He has NEVER seen you as a partner; he only sees you as a possession. I'm sure he sees the children as his possessions too, but he feels he shouldn't have to take care of them or spend money on them because that is what he has YOU for.
How true. How terrible, and how very true.