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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Responsibility towards niece and nephew

369 replies

Emotionalstorm · 28/06/2023 15:09

I don't know if I'm being unreasonable.

My sister in law is a qualified GP but has chosen not to work because she said that she found the job bad for her mental health. After 6 months of sick leave, she has been a stay at home mum for three years now.

Her husband has failed his medical exams so won't be able to make consultant. His income is around £65k as a trainee doctor and has stagnated. He's also not hungry and won't take locum work for extra pay.

My husband earns quite a lot (more than £1M each year) but it varies based on the profits of the business. He thinks there will be a slowdown in work in the next 12 months so his income may go down.

We are planning to send our daughter to private school in September. SIL caught wind of this and sent her husband over to ask us to help them out because the cost of living crisis is hitting them hard. They think that their kids should also be sent to private school if their cousin gets to go. They said it might cause resentment between cousins.

We can comfortably afford to send all three kids to private school this year but there's no guarantee we can fund this for all three kids up until they're 18 so we don't want to make this kind of financial commitment. I also find it a bit insulting that my SIL chose not to work as a GP or find an alternative career. Both my husband and I work (although I work only 3 days a week part time - I earn around £120k a year so much less than my husband). Why should we be subsidising their lifestyle so they get the same thing as us when they have a SAHM. My husband has also been on stress leave in the last 12 months and is very overworked. We have been discussing cutting his working days to 3 or 4 days a week but he would not feel comfortable doing this if he has to fund three kids through private school till they're 18.

When we go out together (with in laws) we always settle the whole bill and when we go on holiday we also pick up the bill.

My husband and I make financial decisions jointly so if one of us vetoes then we don't go ahead with the plan. I plan to veto and he is not keen to fund his nephew and niece's school fees either. We help them out here and there. We buy them everything on their wishlist (toys books etc) so it's not like we do not help out.

However, this may of course put my husband in a difficult position with his brother and we are worried they may restrict our access to their children. I am very close to my niece and she misses me terribly when I am too busy to visit her. She sends me voice messages asking me to come.

I feel a bit guilty because I do love her. Should I just suck it up and take on this financial responsibility.

Please note that although my husband earns more than me, I have more assets than him so we have equal say over what we do with our money.

OP posts:
Probationnotontarget · 28/06/2023 15:23

So do that - but cut down on your spending as well. They can clearly afford stuff like nicer holidays - use your money to secure your future for you your husband and your child.

at the moment you In-laws are seeing a false economy having holidays and clothes etc paid for.

Lesssugarketchup · 28/06/2023 15:24

This is weird

You don’t want to
He doesn’t want to

He’s seriously worried about his health.

and yet you’re listening to DH’s family (why even tell them” and asking anonymous posters. When clearly your husband and you are very intelligent professionals 😐

Emotionalstorm · 28/06/2023 15:25

TheGreenSketch · 28/06/2023 15:22

@Hillarious my ex husband privately schooled one of his children and not the others. It caused considerable resentment which only revealed itself years after they left. There was a feeling amongst them that they shouldn’t also get a deposit for a house. The disparity between private and state school is enormous. The school trips and experiences etc cost thousands on top of the fees every year. It was deeply unfair. But that’s siblings, not cousins. Nuts to assume an uncle should fund such.

SIL is very fancy. She grew up with lots of money (but her parents don't save anything so they can't help her). She married my BIL who is earning much less than she is used to spending. My husband is a very caring brother and has always looked out for him so he's used to having DH bail him out.

OP posts:
Zarataralara · 28/06/2023 15:25

I think you have enough to contend with ensuring your own dc has private education until 18. Don’t forget all the add-ons, uniform, trips, sports etc… the list can be long. Once you start you have to be as sure as you can that you’ll be able to get to 18 financially.
Your sister has other options with her qualifications that might not be so stressful. Private clinic/hospital work maybe?

Emotionalstorm · 28/06/2023 15:25

Lesssugarketchup · 28/06/2023 15:24

This is weird

You don’t want to
He doesn’t want to

He’s seriously worried about his health.

and yet you’re listening to DH’s family (why even tell them” and asking anonymous posters. When clearly your husband and you are very intelligent professionals 😐

He doesn't want to but he feels guilty so he alternates between maybe I should just suck it up and no it's so cheeky!

OP posts:
Meeting · 28/06/2023 15:26

Where will this end if you say yes?

Next they'll want you to buy the uniform and pay for the school trips. Before long you'll be paying their electricity and phone bills.

You need to stop funding them.

Lesssugarketchup · 28/06/2023 15:26

Because I imagine he’s waiting for his WIFE to address the issue with HER sister

Hillarious · 28/06/2023 15:26

TheGreenSketch · 28/06/2023 15:22

@Hillarious my ex husband privately schooled one of his children and not the others. It caused considerable resentment which only revealed itself years after they left. There was a feeling amongst them that they shouldn’t also get a deposit for a house. The disparity between private and state school is enormous. The school trips and experiences etc cost thousands on top of the fees every year. It was deeply unfair. But that’s siblings, not cousins. Nuts to assume an uncle should fund such.

No resentment amongst my friend's children. The two state educated children did fine. The oldest is completing her PhD and the second about to join the RAF. Possible resentment from cousins is no reason to fund their private education.

IDontWantToBeAPie · 28/06/2023 15:27

Lesssugarketchup · 28/06/2023 15:26

Because I imagine he’s waiting for his WIFE to address the issue with HER sister

She said sister in law... it's her husbands sister

gelatogina · 28/06/2023 15:27

Your SIL is a CF!
they could easily make sacrifices and pay for their own private education but they don’t.

Lesssugarketchup · 28/06/2023 15:27

The poor man is very stressed and was signed off as a result

totally baffling to me that you even go to him with this and knock any discussion on its head with your sister immediately

LiOLeary · 28/06/2023 15:27

You're not unreasonable, but you do sound judgy and insufferable.

CindersAgain · 28/06/2023 15:27

SIL needs to get a job. There are many less stressful options open to her than general practice - roles in public health for example.

Lesssugarketchup · 28/06/2023 15:27

This is surely going to just add to his stress - even the thinking about it

Woman up Op

x2boys · 28/06/2023 15:27

Why on earth would your family expect you to.fund your neice and nephew ?Honestly I have very rich relatives on both my mum and Dads side of the family ,I live in a council house ,it is whay it is you don't owe them anything .

AnotherDayAnotherUsernameForMeAgain · 28/06/2023 15:28

SIL needs to seek employment if she wishes to spend more than BIL earns. It’s not your responsibility to fund their lifestyle, education or holidays. Anything offered should be through sheer generosity and done so with grace.

The fact that they asked would change my view of them, but if I was as foolish enough to pay it would ruin the relationship completely as resentment would fester watching my husband work himself into an early grave.

Strokethefurrywall · 28/06/2023 15:28

Errrr no. Unless you're responsible for them being born, you absolutely should not feel obliged to educate them privately until they're 18.

Even more so given your husbands levels of stress!

Emotionalstorm · 28/06/2023 15:29

Lesssugarketchup · 28/06/2023 15:27

The poor man is very stressed and was signed off as a result

totally baffling to me that you even go to him with this and knock any discussion on its head with your sister immediately

His bro went to him with this. I'm less torn but I suffer less in any potential fallout. He thinks that if he says no then cuts down to working part time it might raise a few eyebrows. They don't know about his mental health issues.

OP posts:
Randomiser13 · 28/06/2023 15:30

No way can you commit to this. As you said you'd be committing to two lots of private school fees for their entire school life so depending on how old they are that could be up to ten years. It's crazy to even ask.

I also don't think that unequal treatment between cousins leads to resentment unless their parents teach it to them that way.

Lesssugarketchup · 28/06/2023 15:30

Potential fall out sounds like it would be a good thing

Bloody hell I feel sorry for your DH

Mind you - bit of a limp lettuce

TheGreenSketch · 28/06/2023 15:30

@LiOLeary why does she sound insufferable to you?

Lesssugarketchup · 28/06/2023 15:31

It would be nothing short of reckless and irresponsible for all concerned for you to agree to this

tortiecat · 28/06/2023 15:31

They're cheeky fuckers to even ask you and your DH.

OneInEight · 28/06/2023 15:31

Why stop at your nephew and niece. Sure some distant cousins would love to have their children educated privately as well.

Lesssugarketchup · 28/06/2023 15:32

SIL caught wind of this and sent her husband over to ask us to help them out because the cost of living crisis is hitting them hard

sounds like the men in this family need to get themselves a spine

although… how do you know he didn’t do it if his own accord?