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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Partner cheated. SAHM. No Pension. Not Married

182 replies

Russo · 20/03/2023 07:39

Just after some advice really.

Reality has hit. Financially I’m in a crap position.

I’ve been a SAHM for the last 9 years. My partner runs his own business so I’m terms of pension (in my 30s) the plan was when the business makes more we would invest the money. I’m not married . We have two kids primary school age.

we have a house and a mortgage on it. My name is on the mortgage too.

he pays majority of bills.

I'm after advice . Where do I stand? How do I start saving for a pension? I’m employed by the business part time and that will continue because his business partner is a decent man who wouldn’t see me out of pocket.

the car I drive is under his name and he pays for it. He won’t see me without a car because he needs me to do the school runs.

I don’t want to sell the house because it would mean disruption to the kids lives.

Financially we are stronger as long as we live in the house together and work together but I’m not interested in a relationship.

reality has hit in terms of me being in a stupid financial situation.

I ask you please not to judge. I’m quite fragile.

and no I don’t want to work on the relationship. He did the same thing when I was pregnant with my first child.

I don’t want to waste the energy on repairing the relationship. I just need to grow the fudge up and accept this is him and that I need to be independent from him,

just not in a way it will affect the kids.

thank you in advance x

OP posts:
MumOf2workOptions · 25/03/2023 16:00

Russo · 20/03/2023 07:39

Just after some advice really.

Reality has hit. Financially I’m in a crap position.

I’ve been a SAHM for the last 9 years. My partner runs his own business so I’m terms of pension (in my 30s) the plan was when the business makes more we would invest the money. I’m not married . We have two kids primary school age.

we have a house and a mortgage on it. My name is on the mortgage too.

he pays majority of bills.

I'm after advice . Where do I stand? How do I start saving for a pension? I’m employed by the business part time and that will continue because his business partner is a decent man who wouldn’t see me out of pocket.

the car I drive is under his name and he pays for it. He won’t see me without a car because he needs me to do the school runs.

I don’t want to sell the house because it would mean disruption to the kids lives.

Financially we are stronger as long as we live in the house together and work together but I’m not interested in a relationship.

reality has hit in terms of me being in a stupid financial situation.

I ask you please not to judge. I’m quite fragile.

and no I don’t want to work on the relationship. He did the same thing when I was pregnant with my first child.

I don’t want to waste the energy on repairing the relationship. I just need to grow the fudge up and accept this is him and that I need to be independent from him,

just not in a way it will affect the kids.

thank you in advance x

I mean I'm sorry your in this situation I really am but why have you allowed all this to happen?

He cheated on you when pregnant with first child??? Primary age? Why are you still even with him!!!

But get some legal advice it'll be fine x

TaunterOfWomenInGeneralSaysSayonarastu · 25/03/2023 16:19

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

MumOf2workOptions · 25/03/2023 16:57

@TaunterOfWomenInGeneralSaysSayonarastu

I'm just saying it wasn't the smartest move. The OP knows that otherwise would not have posted in AIBU

Her contribution to the relationship and her role as SAHM saving childcare etc should be taken into account in the separation agreement but she needs some good legal advice. I just don't understand why decent women put up with cheating men and make themselves financially vunerable? That is beyond me in this day and age.

MumOf2workOptions · 25/03/2023 16:59

@TaunterOfWomenInGeneralSaysSayonarastu

And for the record I'm not being "a smug twat"

I'm being honest and realistic!

Russo · 25/03/2023 17:38

MumOf2workOptions · 25/03/2023 16:00

I mean I'm sorry your in this situation I really am but why have you allowed all this to happen?

He cheated on you when pregnant with first child??? Primary age? Why are you still even with him!!!

But get some legal advice it'll be fine x

Because I was foolish enough to believe him.

OP posts:
labamba007 · 25/03/2023 17:49

It's not too late to start a pension, but I'd start looking for work. Get a good reference from the business partner. Hope it works out for you. You're doing the right thing 💐

whiteorchids44 · 25/03/2023 18:43

I am so sorry this happened to you OP. I hope you are getting the advice and support that you need.

I would seek legal advice or contact a solicitor. If you can't afford one, I would contact Citizen's Advice for help.

I would create a spreadsheet and work out your finances and create a monthly budget.

I would consider upskilling and updating your CV. Also looking into sites such as Power to Fly which offers informative videos on creating CVs, interviewing , etc..

resources.powertofly.com/powertofly-video-library

Google offers free courses too:
grow.google/intl/uk/courses-and-tools/

Power to Fly is also a great site for job searches and they also list loads of remote roles. powertofly.com/jobs/

In case you are looking for a working mum community, Hey Mama is a great community: www.heymama.co/membership

Good luck with everything.

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