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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not sell my home for the benefit of my stepkids?

748 replies

jaicobain · 07/01/2023 15:34

I was never able to have children of my own. I was with somebody for 20 years, had all the treatments, and only ever had miscarriages. He became abusive and I left in my mid-40s, that was that. I am lucky in that I bought my house before he came along. I’m 57 now, and have come to terms with not having DC, but it’s still a great source of sadness to me.

My 2 nieces were born in my 30s, and I adore them. They were a great comfort to me, I’ve always been close to my sister so as a result was close to them. I am their Godmother. Of course they couldn’t be a substitute to my own DC but we have such a close relationship. When they were teenagers, they moved in with me for a few months whilst Dsis struggled with depression. Then a couple of years later my elder niece moved back in for 4 months at age 17 due to rebellious behaviour that Dsis wasn’t coping with. They are now both brilliant young women, and both have babies. They aren’t particularly well-off, and have struggled with the cost of living recently. I’ve been very vocal of the fact that they will inherit my house. Maybe a mistake to tell them that but they are greatful and not entitled at all.

I am in great health and expect to be around for the forseeable, and have always planned to leave my house to my sister, or my nieces if she passes before me. My sister is younger than me, but has ill-health and chronic conditions that have worsened as of late. She is not at deaths door or anything but has told me full-well that she doubts she’ll make 70.

I have a husband now, married 5 years, I have moved in with him. I have a tenant in my property. The problem that has arisen is that he wants us to buy a holiday home in Spain, but doesn’t want to downsize his large Victorian house to fund it (worth £500,000+, bought in the 80s in an area that got gentrified) because he wants his 2 sons to inherit it. He is snobbish about the area of my house (one of the not so nice areas of the city, but it’s where I grew up and I’m fond of it!), and is incredibly vocal about it. He thinks I should ‘get rid’ of my house and buy us the holiday home with the money. I have asked him why he doesn’t just downsize his 4-bedroom, it’s just the 2 of us and his 4 granddaughter’s are pre-teens/teens so they don’t even come and stay anymore. And it’s always the same response, he wants his sons to inherit it and the hypothetical holiday home that he expects me to sell my beloved home to fund.

He actually said that since I don’t have DC and now live with him I don’t need the house. As somebody who tried for years to have kids, this hurt me a lot. He also fails to respect my close relationship with my nieces, and has actually said I should prioritise his adult kids over my 2 nieces. Prioritising his kids would mean selling my house to fund the holiday home so that he doesn’t have to downsize his big house that they are due to inherit.

I am finding the whole thing incredibly upsetting and I feel like he doesn’t respect me or my family. He’s made many a nasty comment about my sister’s mental health issues and has no sympathy for her physical health issues which he says are her own fault for smoking, it’s like her considers her and my nieces to just be worthless. I will add that the holiday home is all him, I am really not bothered and would rather just go on nice holidays around Europe without the stress of buying and maintaining a holiday home.

OP posts:
Stewball01 · 09/01/2023 12:59

Please please please do not sell your house. You've promised it to your nieces and can't renege on that. Tell him your nieces are dearer to you than his lousy kids. You need to divorce this nasty man and go back to your house. Let him scoff, nasty snob. You don't need him. You have yourself and sound quite strong. Please, I'm almost begging you, do not sell your house for anybody or anything except your nieces.
Have you made a will leaving it to them? If not do it now.
Good luck.

Buttonjugs · 09/01/2023 13:07

My advice would be to move back into your house and divorce him. He sounds horrible and he is trying to control you.

lohasmohas · 09/01/2023 13:18

If you sell your own home, buy the holiday home which will be jointly owned, what are you left with WHEN HE DIVORCES YOU ?

FinallyHere · 09/01/2023 13:38

lohasmohas · 09/01/2023 13:18

If you sell your own home, buy the holiday home which will be jointly owned, what are you left with WHEN HE DIVORCES YOU ?

This.

Really, just this.

lohasmohas · 09/01/2023 13:56

Keep the house for yourself, for your own security. That if things go bad,you can always always remortgage the house and have money to look after yourself.

What is the point of working so hard, suffering so much, leading a life of discomfort, to die, and then pass on all your hard earned money to your neices who are capable of looking after themselves. Whatever spare can be bequeathed to them. Do not live a live of poverty when you can live comfortably.

paintitallover · 09/01/2023 14:13

@HariKris sorry, yes, I should have explained that.

0461den · 09/01/2023 14:19

Hi Jaicobain, I am talking from some experienced as an Ex UFO Unit Families Officer.
My views are based on the basic information you have give in your post.

My view is that your husband is not considering your views and is being selfish. The home you are renting out is your " Security Safety Net" should any thing go wrong with your marriage and you go through a separation.

His actions are " Controlling" and he appears to shows no concern for your feelings. He even sounds childish and petty. Set inpklace all that you can to ensure that you do not lose your property and assets and ensure that they go to those that you wish them to.
I am in a similar situation where I met a girl 2 years after my lovely wife died. I made the mistake of allowing her to co-habit with me despite her owning her own house. short story: For 4 x yrs after she moved in I gave her £600.00 a month pocket money as well as paying for everything including holidays abroad. I helped her set up her own "retirees support business" fully redecorated her house at my expense. Paid for her cigarettes every day "£49.00 daily} spent money on her grand children, I do all the house work. I get a daily dose of insults from her [I never respond in kind] and when I once asked if there would ever be a day without insults she said " NO" so I have now via Inland Registry transferred my house into my daughters name [which is good as long as I live for 7 years] I made all my accounts into joint accounts with my daughter and made her my LPA. WHY! because I suspect she would be so mercenary as to try and take every thing.
In doing my accounts I calculated that in the above mentioned 4 yr period I gave her in all £40,000 not counting holidays abroad etc, cigarettes,£300.00 hand bags, expensive clothes and such like. I am not rich but have been prudent in my financial dealing so am financvial secure.

So make sure that all that all that you own is secure so that your husband cant get his hands on it. Don't trust him because if he can treat you in a such disrespectful way then he does deserve your trust or loyalty.

the one saving grace is that despite her daily dose of unpleasantness my girlfriend is an excellent cook. I never ever argue, always speak in a well mannered tone and am well mannered tone. Reading your post he is very lucky to have a wonderful girl in you and should be pleased .
Good luck and keep your assets safe they are your security and future.

All the best Den2

ChilledBeez · 09/01/2023 14:23

He sounds so callous regarding youur situtation of not having had children and your sister's mental/physical health. It certainly seems that it is 100% all about his and his adult children. I would be quite devastated to know I have married another abusive man. What would happen if he left you after buying the home abroad? I would consult an attorney on thiis. This is way too serious to just be asking for advice on here.

0461den · 09/01/2023 14:26

Oh gosh,
Just re-read my previous post, how poorly written, I do apologise but I couldn't find out how to edit it . I am sat here a bit red-faced, sorry
Den2

0461den · 09/01/2023 14:28

how can I edit my posts
Den 2

Britinme · 09/01/2023 14:29

@0461den why are you staying with this apparently unpleasant woman? Wouldn't DoorDash be cheaper?

Britinme · 09/01/2023 14:29

No edit button on Mumsnet, sadly.

Emotionalsupportviper · 09/01/2023 14:29

emptythelitterbox · 09/01/2023 03:55

Best advice!

It IS good advice - I hope @AnotherForumUser has PM'd it to her, too, as it is well down the thread.

AnotherForumUser · 09/01/2023 14:38

Emotionalsupportviper · 09/01/2023 14:29

It IS good advice - I hope @AnotherForumUser has PM'd it to her, too, as it is well down the thread.

I hadn't but good idea. Just messaged her.

Fladdermus · 09/01/2023 14:41

What has he put in his will? Has he left his 4 bed house to his sons or to his wife? If he goes first where will you live if he gets his way and his sons get everything including half the holiday home bought with the proceeds of your house?

Idontcareboutthestateofmyhair · 09/01/2023 15:02

Please don't sell your home. Even if you were not leaving it to your nieces I would be wary. Make sure your will is up to date. I don't have my own kids either but will be leaving everything to my only nephew. I'm on my second marriage and I love my husband and his girls very much...but... My will is made for my half to go to my nephew. My nephew doesn't know this but that's the way I feel, he's my blood and I was very much involved in his upbringing and we are still close. Asides from that, don't leave yourself vulnerable. Your husband sounds likes he wants it all his own way. As soon as you sell your house that's it, it's gone. If you want to sell do it on your own terms not anyone else's, husband or not.

Madamum18 · 09/01/2023 15:59

I think that this is definitely financial and emotional abuse. I am sad for you as none of what you describe is reasonably part of any loving relationship!

You need to:
*Consider whether this relationship is right for you
*definitely do NOT sell your home or sign it over to him
*Consult a solicitor about all legal ramifications

I am so sorry you are facing this. HE is in the wrong, NOT you! Flowers

THEDEACON · 09/01/2023 16:14

So many red flags in this post Don't sell for benefit of stepchildren in fact seriously consider divorce!

DadBodAlready · 09/01/2023 16:38

I'm actually wondering why you are still with him. He obviously has no respect for you or your side of the family. I suggest you tell him bluntly no and that you have already promised your property to your nieces. You known them their entire lives and his kids a lot less.

newfriend05 · 09/01/2023 16:41

theswoot · 07/01/2023 15:36

YANBU and none of the way he is acting sits right with me. Hang on to your house and make sure your will is up to date!!

This

me109f · 09/01/2023 17:18

You are your own person and should not be bullied into anything you feel is not right for you.
You are attached to the house you bought and benefit from rental income as well. Your selfish husband clearly wants his kids to inherit his home (what about you?) and also wants you to get rid of your own personal security to waste it on a home in Spain! That sounds like a f^ckwit investment if I have ever heard one, otherwise he would be selling his own house to fund this new place in the sun. No doubt the new holiday home will be your responsibility, local taxes and maintenance and agency fees to pay, even if you could sub-let it for a holiday home. Spain has tens of thousands of empty lets looking for renters and that would be a total worry if there are problems. How is your spanish?, how is your knowledge of all the legal and illegal scams surrounding homes in Spain?

You are still young and healthy and the berk you married sounds greedy, selfish and stupid. Dig your heels in and say no. If he dies or does not appreciate you you may have to move on anyway. Do it for yourself and your own nieces.

Teaismymiddlename · 09/01/2023 17:52

Do not allow him to bully you.
That's what he is. A bull and an entitled one at that. So if you had kods he'd happily give them half his house would he?? Well your nieces are more relatives than his will ever be.

If you dint want to leave him maybe consider calling his bluff and allowing the arguments to happen.
Tell him you're not going to sell it and it's all going to your nieces and tough shit. And what's he going to do about it?!

He's an entitled prick and the older I get the less able to put up with this bullshit I get.

Please please tell him for your sake that he gets zero say in what you do with your money and if he doesn't like it he knows where the door is

That home is your freedom if anything goes wrong xx

And get a cast iron up to date will

ellyeth · 09/01/2023 19:51

he doesn't sound very nice and I would be surprised if you do not now feel the same way. Hang on to your house. What exactly are you getting out of this relationship, aside from disrespect and unreasonable demands? If it were me, I would be thinking very seriously about leaving him and moving back to my house. As someone else said, go to a solicitor and make an up to date Will with your sister/nieces as inheritors.

MyNDfamily · 09/01/2023 19:58

Wow, thats disgusting imo. My Mum has a partner who has no DC, he was with someone who like yourself couldn't. They have both been clear with each other since the start that he will leave his house to his Nieces and Nephew, and my Mum will leave hers to me and DB.

I would never expect someone who I have never known as Father figure and only met as a late teen, to be leaving me anything! My view is that his money should stay with his family and my Mums Money, which includes inheritance from my Grandma should pass down to myself and my brother.

I have DC and they will obviously get my house.

He can't ask you to sell up for his dream of owning a holiday home, it isn't your idea or wish. He can't have it both ways. Why can't he buy his holiday home and leave that to his DC too?

I don't like the sound of it. What would happen if he was to leave you? You need the house for your own security, also what would happen if he died before you, would his DC sell up from under you?

Don't go there OP, you will be the one taking all the risk Your money should go to whomever you wish, should that be the local cats shelter or your nieces! What a cheek! You have living family who you have always intended to leave the house too and you've already told your nieces..... end of story!

Nanaof1 · 09/01/2023 20:24

I think that's exactly what would happen. He wants her to sell HER house and then, if he dies first, which is likely, his dang son's get to kick her out of the house and leave her homeless and most penniless.
OP--if you stay with this idjit without protecting YOURSELF first, then you are giving him tacit approval that what he is doing and will do to you is okay.

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