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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not sell my home for the benefit of my stepkids?

748 replies

jaicobain · 07/01/2023 15:34

I was never able to have children of my own. I was with somebody for 20 years, had all the treatments, and only ever had miscarriages. He became abusive and I left in my mid-40s, that was that. I am lucky in that I bought my house before he came along. I’m 57 now, and have come to terms with not having DC, but it’s still a great source of sadness to me.

My 2 nieces were born in my 30s, and I adore them. They were a great comfort to me, I’ve always been close to my sister so as a result was close to them. I am their Godmother. Of course they couldn’t be a substitute to my own DC but we have such a close relationship. When they were teenagers, they moved in with me for a few months whilst Dsis struggled with depression. Then a couple of years later my elder niece moved back in for 4 months at age 17 due to rebellious behaviour that Dsis wasn’t coping with. They are now both brilliant young women, and both have babies. They aren’t particularly well-off, and have struggled with the cost of living recently. I’ve been very vocal of the fact that they will inherit my house. Maybe a mistake to tell them that but they are greatful and not entitled at all.

I am in great health and expect to be around for the forseeable, and have always planned to leave my house to my sister, or my nieces if she passes before me. My sister is younger than me, but has ill-health and chronic conditions that have worsened as of late. She is not at deaths door or anything but has told me full-well that she doubts she’ll make 70.

I have a husband now, married 5 years, I have moved in with him. I have a tenant in my property. The problem that has arisen is that he wants us to buy a holiday home in Spain, but doesn’t want to downsize his large Victorian house to fund it (worth £500,000+, bought in the 80s in an area that got gentrified) because he wants his 2 sons to inherit it. He is snobbish about the area of my house (one of the not so nice areas of the city, but it’s where I grew up and I’m fond of it!), and is incredibly vocal about it. He thinks I should ‘get rid’ of my house and buy us the holiday home with the money. I have asked him why he doesn’t just downsize his 4-bedroom, it’s just the 2 of us and his 4 granddaughter’s are pre-teens/teens so they don’t even come and stay anymore. And it’s always the same response, he wants his sons to inherit it and the hypothetical holiday home that he expects me to sell my beloved home to fund.

He actually said that since I don’t have DC and now live with him I don’t need the house. As somebody who tried for years to have kids, this hurt me a lot. He also fails to respect my close relationship with my nieces, and has actually said I should prioritise his adult kids over my 2 nieces. Prioritising his kids would mean selling my house to fund the holiday home so that he doesn’t have to downsize his big house that they are due to inherit.

I am finding the whole thing incredibly upsetting and I feel like he doesn’t respect me or my family. He’s made many a nasty comment about my sister’s mental health issues and has no sympathy for her physical health issues which he says are her own fault for smoking, it’s like her considers her and my nieces to just be worthless. I will add that the holiday home is all him, I am really not bothered and would rather just go on nice holidays around Europe without the stress of buying and maintaining a holiday home.

OP posts:
pinneddownbytabbies · 08/01/2023 19:36

Your sister is absolutely right. He is trying to coerce you into giving him and his children your money and property.

If I were you, when you visit the solicitor, please ask them whether you can arrange so paperwork prohibiting your DH from having power of attorney over your affairs should you become suddenly unwell and not able to manage.

The cynic in me is beginning to wonder whether he deliberately married a woman with property but without descendants, precisely so his family would benefit.

Evan456 · 08/01/2023 19:37

Tell him instead of leaving his house to his kids he has to include your two neices as beneficiaries if he wants you to sell yours and he’s got no right at all to criticise your family and why would you leave anything to his kids if you’ve only known them 5 years, I think you’re a victim of coercive control, If not now then very soon in the future

stevec711 · 08/01/2023 19:37

You are not unreasonable. It is wrong of him to disrespect your family like this.

Velvetween · 08/01/2023 19:39

jaicobain · 07/01/2023 16:59

That too but there’s snobbery as well. My sister has had no end of mental health issues over the years and traumatic experiences. He sees her as scum of the earth who doesn’t work etc etc

I could not stay with someone who not only thought that, but voiced such an opinion of the family that I love.

He is completely self-centred and you would be utterly mad to consider selling and using the cash to buy a property in Spain. He is using you to find his midlife crisis FFS and he and his sons would be laughing all the way to the bank.

please, LTB

SirVixofVixHall · 08/01/2023 19:41

He sounds horrible ! You are not related to his sons, nor did you help bring them up. You are related to your nieces, nieces and nephews can be very close to aunts, they are only one step away from your own children after all.
If you divorced, would you see his sons again ? I imagine not ! Make sure that your will is watertight. Do you want to separate ? He doesn’t sound as though he has much love or respect for you.

BabyDriversMummy · 08/01/2023 19:43

Your house. Your money. His kids are none of your concern. If he wants to buy a place in Spain, let him. Wish him well.

MatronicO6 · 08/01/2023 19:43

OP, please take advice here seriously and reconsider your relationship with this man or at the very least get legal advice to protect yourself. His lack of respect for you and your family relationships is very telling as is his insistence that you priority his kids over your own family. I think he is financially abusing you and likely emotionally too.

I have a childless aunt who we are closer to and she married a man about 15 years ago. During that time he needed money which she give hime and they also bought a holiday home. But he passed away about 5 years ago. Which put aunt in an awful position as his kids wanted their inheritance in cash including their assets in the second home. However my aunt was smart and had everything in writing and witnessed by solicitor. But his kids made her life hell during the whole process and made all kinds of accusations and presented constant legal challenges. I wouldn't wish it on anyone, it's not even about protecting your families inheritance it's about protecting yourself too!!!

AnotherForumUser · 08/01/2023 19:43

RavenhairedRachel · 08/01/2023 18:09

Please don't sell your house unless he puts some provision in his will for your neices. He sounds like a narcissistic so I doubt I wouldn't trust him anyway.

Sadly he could easily agree then the next day write a new will to leave it all to his offspring.

@jaicobain please do not sell your house or even give it away to your nieces. They sound lovely and I am sure they want you to be secure too. You may need this house to live in when you leave this grabby selfish man. You may need the rent from it. You may need sheltered housing later on and having a house will enable you to get good care.

Please, please think about yourself. Put yourself first. You are being financially abused by this grotesque apology of a husband.

It's been a shortish marriage so it's likely you may both be able to leave with the assets you had when you married. You lose nothing that way. Or you may be able to split 50:50 which would probably benefit you more if his house is worth so much more. He loses. You do have options. Just don't cowtow to this man. I've seen intestinal parasites with more decency, compassion and charisma than your husband.

inspiration101 · 08/01/2023 19:53

Sadly you’re in another abusive relationship. Get rid as fast as you can x

Willowleon16 · 08/01/2023 19:53

Does he have a Will leaving his house to you or to his children? Regardless of your property you need to make sure the house you live in is yours if he dies before you even if it then passes to his kids when you die. Make sure you have your wills updated so that you are not left homeless

LindseyPidge · 08/01/2023 19:53

If your DH passes away before you, you could find yourself out on your ear. Keep your house. If he wants a holiday home, let him fund it!

Clarabell77 · 08/01/2023 19:54

I think because you’re married if anything happened to you he would automatically inherit your house so you need to write a will to set out your wishes, or ideally get a divorce, as he sounds obnoxious. Definitely get advice from a lawyer.

BusyMum47 · 08/01/2023 19:56

@jaicobain LEAVE HIM!!

MumL2347 · 08/01/2023 20:02

If he dies before you does his house go straight to his children? His general attitude leads one to worry that this might be the case. So you could be left homeless without your own house as backup.

UWhatNow · 08/01/2023 20:03

I think he should raise the equity from his current property if he wants a holiday home. Find ways of renting it out part of the year to fund it.

I think it’s very worrying that he wants to grab what’s yours and dismiss your legacy intentions. It shows a lack of respect and care for you. I’d get everything iron clad with a solicitor and stick to your guns.

Onlythedoglovesme · 08/01/2023 20:03

Please write a will to protect your wishes and your nieces. Going to see someone together to write wills might help flush out any other hidden assumptions and help decide what’s fair.

If he sold the £500k house/downsized he could still protect that inheritance for his sons, eg in the event of his death ‘Costa Dunroamin’ is sold and the proceeds split between sons etc or however he arranges it.

Eastie77Returns · 08/01/2023 20:03

A cautionary tale for the Mumsnetters who insist women are always worse off if they do not marry their partners.

There are several instances when it isn’t a good idea.

OP - you’ve had some fantastic advice on this thread. I’m hoping you follow it and also get rid of your selfish shambles of a husband. Please protect yourself and your family. Best of luck.

ThistleTits · 08/01/2023 20:03

@jaicobain he probably doesn't even want a holiday home. What he wants is control over your finances.
He's an abuser, his horrible attitude to your family should be a massive red flag.
Do you actually know if he's mortgage free or loan free on his home? What would it matter if he downsized and bought a holiday home, surely his children would still have a great inheritance? You on the other hand will be left with absolutely nothing.
I think you already know this.

Mumkins42 · 08/01/2023 20:05

Have you read your post back to yourself. What would you say to this person if it was someone else. This is horrendous beyond words. I can't believe this is the only red flag from your husband.

Flannan · 08/01/2023 20:08

Herejustforthisone · 08/01/2023 17:48

Your sister is right. He’s trying to use the most painful areas of your life to abuse you and break you until you give everything you have to his rude sons. It is absolutely outrageous. I personally hope you leave him.

This. His true colours are painted 50 feet high - ignore them at your own peril, OP.

What a horrible man. I hope you leave him quickly, OP.

Vynalbob · 08/01/2023 20:12

Can't vote, but I'd agree with most of the replies ie don't sell & check will (with a decent independent solicitor).

If this is a recurring theme in I'd say
leave or you could say/do I'm sorry but I've already signed the house over to my nieces I suppose you could do it with a clause you can live there if you split......maybe I'm too sneaky but from experience you can't be certain other people don't have vastly different views (morals)as yourself.

Someone with zero legal standing and no will got an uncles house (many years ago) as his siblings voted 7-2 not to make a fuss 👀🙄
Ironically the 2 were the 'better off' and more savvy

KickHimInTheCrotch · 08/01/2023 20:19

I'm struggling to understand why you married him? As someone who has her own independent income and home there was no benefit in doing so. I know mumsnet is always telling women to get married to protect themselves but in this case it probably wasn't wise.

SquashesPumpkinsAutumnBliss · 08/01/2023 20:20

So he has found a wife with money which he wants to use for his holiday choices and then all that money to be given to his sons.

if it was me, I would check my will was up to date with all monies and house left to nieces. Nothing to husband.

no way would I seen the house. If he turns abusive such that you choose to leave, you have no property to live in in your 60’s and he has two houses.

hubbs · 08/01/2023 20:22

You've only been with him 5yrs and you've known your nieces all of their lives - and of course your sister . He is showing an absolute lack of compassion, care, love etc for you and your family . If your friend came to you and told you this very story ... what would you say to your friend . He has no concern for your needs at all. As everyone else has said please ensure you have a will.

Angiemum24 · 08/01/2023 20:32

Sorry but he seems like a complete Di*k!
My husband would never ask me to do that. I'm fact we both had our own properties and I have a step daughter, he has never suggested anything to do with my property he always says 'it's nothing to do with me' and I say the same about his.
Sound like your stuck up husband thinks what yours us mine and what mine us mine.

If you two were to divorce I'd see him taking you for everything.
Get your stuff in order.

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